TD Bank Credit Card Complaint

TD Bank Credit card department,

Transaction issue Delaware

The Target Store credit card provides 5 % discount at point of sale, so if I bought something for $100.00, I would be charged $95.00 only. If I returned the item to Target, they would refund me back $95.00 only as that is all I paid. However, if you look at the attached receipts and calculate, you 'll notice a lower refund amount in each if you calculate the 5 % difference. So, in the case of the first receipt on the left, the amount of item was $4.00, the refund back to me should have been around $4.00 cents. Instead, Target kept back - cents and returned me $4.00 only. This small STEALING is inappropriate and I tried for a long time by emailing or speaking with Target to no avail. This is not just deceptive and abusive, it is literally STEALING. I am a regular customer at Target and do n't know how long this issue has been going on, as also with other customers. I should just file a class action against Target and TD Bank USA.