Review and analysis of over 22 complaints against Factual Data
Factual Data consumers have reported over 22 official complaints related to Incorrect information on credit report. Out of the 22 consumer complaints against Factual Data, 0% were disputed by the consumer (i.e. the consumer was not happy with how Factual Data responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Factual Data resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 5% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
Factual Data Credit reporting incorrect information on credit report information is not mine November 3, 2016 - There was fraud on my account and does not belong to me.... |
Factual Data Credit reporting incorrect information on credit report information is not mine October 20, 2016 - According to my most recent credit report, Factual Data at - - - - - CO - is currently reporting to the - credit bureaus that I applied for credit in - 2014. I did not give authorization to review my credit report. The Fair Credit Reporting Act requires that a creditor be able to verify the written authorization of the consumer giving the creditor permission to review their credit. If a signed authorization can not be found please remove the inquiry from the - main credit bureaus. Having these inquiries are adversely affecting my credit report and is impeding my abil... |
Factual Data Credit reporting incorrect information on credit report public record February 12, 2016 - Bankruptcy statement on my account. I have never filed for chapter - - ... |
Factual Data Credit reporting incorrect information on credit report information is not mine December 28, 2015 - This is a complaint against Factual Data, to request removal of my - credit report dated -/-/2015 and -/-/2015. This inquiry to my credit was not authorized by me, has been without my authorization, I do not have any product or relationship with you, no Loans product, therefore I make this request to immediately remove this inquiries that appears in my report and that affects my score negatively, and request adhere to the laws of fair credit and stir to eliminate an error that is not mine and never authorized, I appreciate your prompt help to my request ... |
Factual Data Credit reporting incorrect information on credit report account status November 2, 2015 - - reported that I was past due on our credit card payment. They are wrong and could not provide proof that I was ever even sent a bill, they 're only response was that they sent me a bill and that was enough. I believe this is a scam as - - ( the company that issues the cards for - ) benefits by charging higher interest rate to consumers after inventing the late charge, or not providing proper notice of a due payment. In fact our account has a positive amount currently in other words they owe us money. I will be closing the account after submitting this complaint. ... |
Factual Data Credit reporting incorrect information on credit report information is not mine July 8, 2015 - I recently received my credit report via a loaner, and realized the report includes unknown person 's name. ... |
Factual Data Credit reporting incorrect information on credit report information is not mine June 8, 2015 - Credit report for new loan found out there is a bill total - from - - is not my bill belongs to a family member now on my credit report causing my score to go down. I did pay this for that person, however I do not think this should be on my report. - has several - complaints and continues to be allowed to mess up people 's credit because of their bad practice of lying to customers. This bill was not even mine. ... |