Factual Data Credit Reporting Complaint

Incorrect information on credit report information is not mine

Factual Data Credit reporting department,

Incorrect information on credit report Information is not mine Georgia

According to my most recent credit report, Factual Data at - - - - - CO - is currently reporting to the - credit bureaus that I applied for credit in - 2014. I did not give authorization to review my credit report. The Fair Credit Reporting Act requires that a creditor be able to verify the written authorization of the consumer giving the creditor permission to review their credit. If a signed authorization can not be found please remove the inquiry from the - main credit bureaus. Having these inquiries are adversely affecting my credit report and is impeding my ability to obtain necessary credit.

Factual Data customer in Georgia
Oct 20, 2016

* Source: CFPB Complaint Database

Factual Data response to complaint:
Closed with explanation

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