Resources for resolving common issues with Factual Data products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Factual Data and work to get a response. After your complaint is forwarded, Factual Data has 15 days to respond to you and the CFPB. Factual Data is expected to close all but the most complicated complaints within 60 days.
Submit a complaint Help Center
Factual Data Credit reporting incorrect information on credit report information is not mine November 3, 2016 - There was fraud on my account and does not belong to me.... |
Factual Data Credit reporting incorrect information on credit report information is not mine October 20, 2016 - According to my most recent credit report, Factual Data at - - - - - CO - is currently reporting to the - credit bureaus that I applied for credit in - 2014. I did not give authorization to review my credit report. The Fair Credit Reporting Act requires that a creditor be able to verify the written authorization of the consumer giving the creditor permission to review their credit. If a signed authorization can not be found please remove the inquiry from the - main credit bureaus. Having these inquiries are adversely affecting my credit report and is impeding my abil... |
Factual Data Credit reporting incorrect information on credit report public record February 12, 2016 - Bankruptcy statement on my account. I have never filed for chapter - - ... |
Factual Data Credit reporting incorrect information on credit report information is not mine December 28, 2015 - This is a complaint against Factual Data, to request removal of my - credit report dated -/-/2015 and -/-/2015. This inquiry to my credit was not authorized by me, has been without my authorization, I do not have any product or relationship with you, no Loans product, therefore I make this request to immediately remove this inquiries that appears in my report and that affects my score negatively, and request adhere to the laws of fair credit and stir to eliminate an error that is not mine and never authorized, I appreciate your prompt help to my request ... |
Factual Data Credit reporting incorrect information on credit report account status November 2, 2015 - - reported that I was past due on our credit card payment. They are wrong and could not provide proof that I was ever even sent a bill, they 're only response was that they sent me a bill and that was enough. I believe this is a scam as - - ( the company that issues the cards for - ) benefits by charging higher interest rate to consumers after inventing the late charge, or not providing proper notice of a due payment. In fact our account has a positive amount currently in other words they owe us money. I will be closing the account after submitting this complaint. ... |
Factual Data Credit reporting improper use of my credit report report improperly shared by crc September 11, 2015 - I went in to - in search of buying a house. After looking at my credit reports several inquires have been made which caused a significant decrease in my credit score. There were credit pulls on - -, -/-/- from - and from - on -/-/-. I was informed that the pulls would not impact my credit score or be considered as a hard inquiry. ... |
Factual Data Credit reporting incorrect information on credit report information is not mine July 8, 2015 - I recently received my credit report via a loaner, and realized the report includes unknown person 's name. ... |
Factual Data Credit reporting incorrect information on credit report information is not mine June 8, 2015 - Credit report for new loan found out there is a bill total - from - - is not my bill belongs to a family member now on my credit report causing my score to go down. I did pay this for that person, however I do not think this should be on my report. - has several - complaints and continues to be allowed to mess up people 's credit because of their bad practice of lying to customers. This bill was not even mine. ... |