Factual Data Credit reporting department,
Incorrect information on credit report Account status Colorado
- reported that I was past due on our credit card payment. They are wrong and could not provide proof that I was ever even sent a bill, they 're only response was that they sent me a bill and that was enough. I believe this is a scam as - - ( the company that issues the cards for - ) benefits by charging higher interest rate to consumers after inventing the late charge, or not providing proper notice of a due payment. In fact our account has a positive amount currently in other words they owe us money. I will be closing the account after submitting this complaint.
Factual Data customer in Colorado
Nov 02, 2015
* Source: CFPB Complaint Database
Factual Data response to complaint:
Closed with explanation
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