Factual Data Credit Reporting Complaint

Incorrect information on credit report account status

Factual Data Credit reporting department,

Incorrect information on credit report Account status Colorado

- reported that I was past due on our credit card payment. They are wrong and could not provide proof that I was ever even sent a bill, they 're only response was that they sent me a bill and that was enough. I believe this is a scam as - - ( the company that issues the cards for - ) benefits by charging higher interest rate to consumers after inventing the late charge, or not providing proper notice of a due payment. In fact our account has a positive amount currently in other words they owe us money. I will be closing the account after submitting this complaint.

Factual Data customer in Colorado
Nov 02, 2015

* Source: CFPB Complaint Database

Factual Data response to complaint:
Closed with explanation

Created with Highcharts 4.2.3Factual DataComplaint HistoryComplaints7/20132/20147/201411/20141/20152/20153/20155/20156/20157/20158/201511/201512/20152/201610/201611/2016012345Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Factual DataIncorrect information on credit report95.5%4.5%Closed with explanationClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.0%29.5%0.3%0.1%68.8%1.2%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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