Review and analysis of over 3 complaints against Earnest Inc.
Earnest Inc. consumers have reported over 3 official complaints related to Getting a loan. Out of the 3 consumer complaints against Earnest Inc., 33% were disputed by the consumer (i.e. the consumer was not happy with how Earnest Inc. responded to their complaint) and 33% were processed in a timely manner. 0% of consumer complaints against Earnest Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 33% resulted in non-monetary compensation.
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Earnest Inc. Student loan getting a loan qualify for a better loan than offered August 3, 2016 - I applied for a student loan re-finance with Earnest. They are advertising a 3.5 % APR as the lowest fixed rate. I earn well into -, have a - -, no other debt other than a 2015 car with a loan of approximately 50 % LTV and a $1200.00 mortgage, 10+ years of work experience, - - with no late or negative information. They offered me over 5 % as the best APR, which is congruent with the non-fintech market rate. I firmly believe that this company is engaged in false advertising of the 3.5 % APR. The explanation for the credit offering of 5+ % did not hold water, given the aforement... |
Earnest Inc. Student loan getting a loan can't qualify for a loan December 17, 2015 - I applied to have my student loan refinanced with " Earnest '' and the company quoted me at a rate of ~5.2 %, but when the loan was approved the rate was increased to 6.86 % with not explanation even though I have an " Excellent '' credit score. And when I asked the representative to investigate why the rate changed she said she would check with the underwriting department and get back to me. That was two weeks ago and now she is ignoring me. This is a classic example of " bait & switch. '' ... |
Earnest Inc. Student loan getting a loan August 7, 2015 - Dear Madame/Sir : I am writing to you in regards to a recent student loan refinance application I submitted to Earnest Operations, LLC, - - -, - -, CA. - NMLS # -, operating at the following internet address : www.-.com. I submitted an application on their website on - -, 2015, and uploaded all required information and additional documents to refinance the current balance of my student loans ( $ - ) and lower my current interest rate from 7 % to what - is currently offering ( 1.90 % ) for a variable rate. I received an email from - '' who advised me to e... |