Review and analysis of over 21 complaints against OneMain Financial Holdings, LLC
OneMain Financial Holdings, LLC consumers have reported over 21 official complaints related to Taking out the loan or lease. Out of the 21 consumer complaints against OneMain Financial Holdings, LLC, 10% were disputed by the consumer (i.e. the consumer was not happy with how OneMain Financial Holdings, LLC responded to their complaint) and 95% were processed in a timely manner. 5% of consumer complaints against OneMain Financial Holdings, LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease May 30, 2016 - I recently applied for a home loan, I was advised that there were several hard inquiries on my report that were not authorized. I contacted Springleaf and they advised that I needed to contact experian but they said that Springleaf needs to resolve. I sent a request to experian to have removed -. I attached the latest request. I would like the inquiry removed immediately... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease May 30, 2016 - I recently applied for a home mortgage. Per the broker there are inquiries on my report that I did not authorize. There is a pull on my experian report from -/-/-. I did not authorize this. However it was set to drop off -/-/-. The documents attached are from a fresh report pulled -/-/- and it is still on there. I would need this removed immediately as it is a negative impact on my score... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease May 23, 2016 - On - -, -, I applied and was approved for a personal loan with OneMain Financial for $4500.00. About five months later, I started receiving offers due to my relationship and payment history to increase my loan amount up to an addtl $3500.00. In - -, I decided to increase my loan. I spoke with - - she told me she was on another call and she would call me back. I waited 3 days never received a return phone call. So I called back again. - then took my app and informed me that she would need certain documents from me. She needed copies of my student loan payments, and a... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease May 10, 2016 - I previously submitted a complaint regarding SpringLeaf Financial Services who blatantly discriminated against me as a - minority regarding a consolidation loan submitted on line, whereby, the loan was approved on line and I was only required to submit additional information which was my - Paystubs to finishing processing the loan. During the call, the representative asked about the vehicles regarding mileage and gave stated they were being paid via a loan and at no time did the representative state this was a stipulation on being granted a loan. They saw the credit report and obviously ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease April 26, 2016 - I recently applied on-line with SpringLeaf Financial for a personal consolidation loan and was approved on-line and was told that I to call to speak with a loan officer to process the loan. I called and provided detailed information to the specialist which included the fact that we had - vehicles which were owned and had a loan out on them as well which we desired to consolidate in this new loan. Whereby, the bank would receive the - titles as collateral. I was then informed I only needed to send in my last - pay stubs to complete processing the loan. With this proof on income the loa... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease April 22, 2016 - I applied online for an installment loan and was approved for a $2000.00 loan. Upon trying to get the loan they want me to put my car title up for collateral in which i disagreed. I asked for an unsecure loan. The branch manager in -, OH denied an unsecured loan based on some derogatory past credit cards. The credits are not in my name and i am just an authorized user and they want to base thier claim on someone elses credit card history. ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease April 14, 2016 - Dear Sir/Madam : In past years I have been a customer of Springleaf Financial. I have had serveral loans which I paid on time, or paid off early. Applying for a new loan, I was denied. I feel that they have discriminated against me, for they have no valid reason. Since I had ALWAYS PAID Springleaf they have no justification of denying this small loan of $2500.00. Therefore, they are granted a license by the state and federal government agency to help people in time of need. As you are aware 26 % is no bargain. I am requesting that this matter be looked at. Thank-You - - ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease April 4, 2016 - I went in to get a loan from spring leaf financial and the representative went over the benefits and features of the payment protection and life insurance. Quoted me a payment with it automatically added. I then declined to take the " optional insurance product '' She then continued to try to sell me the product even after I had declined and said I was not interested. She insisted that she needed to continue telling me the benefits and features in case I wanted to change my mind. They then told me how my rate was going to increase because I did not take the insurance so it put my loan just und... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease March 15, 2016 - More - of - - - Your Loan Has Been Approved! - x -- - - ( 1 hour ago ) to me Congratulations! Your loan has been approved for $5000.00! * Get your loan as soon as today : 1.Get approved ( Done ). 2.Make an appointment with your local branch -. 3.Get your check as soon as today! What will happen at my branch appointment? 1.You 'll meet with your personal loan specialist to verify your identity, income, and sign your loan documents. 2.Be sure to bring a government ID ( e.g. Driver 's License, State ID Card, Passport, or Military ID ). 3.And for ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease March 11, 2016 - Yesterday, - -, -, I received a prescreened loan letter from OneMain informing me that I was prescreened for a $6000.00 loan and that all I needed to do is to respond. Last night I responded at the website address listed on the prescreen letter, that is, OneMainFinancial.com/applynow, and filled out the application. This morning I received a phone call from a representative from the local OneMain branch, phone number -. I answered all of the question including whether I had ever filed for bankruptcy. The gentleman than informed me that my full credit report was required to be pul... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease February 7, 2016 - I closed on a personal loan from Springleaf on - in the amount of $2500.00. Interest rate in the LOAN AGREEMENT AND DISCLOSURE STATEMENT dated -, page -, indicated a : CONTRACT RATE of 26.26 % per year. On page - of the above statement is the following : GOVERNING LAW. The laws of the State of Colorado shall govern this Agreement, except as preempted by federal law.I read in the - - that on -, Governor - vetoed House Bill -, pertaining to subprime loan interest rates, partial quote from said article below : " Gov. - - vetoed a bill Thursday that would have ca... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease February 5, 2016 - -/-/- or -/-/2015, I referred my mother - - to apply for a personal loan at OneMain Financial in - -, MD. There telephone number is -.My mom 's loan was approved. Also, I have been a customer with this company for approximately 3 years and have referred others to the company. My mother called to inform me that I can be rewarded for referring people and I would receive $100.00. When my mother informed me of this, in -/-/- or -/-/-, I contacted the company and spoke to - -. I asked - - if I could be reward for my mother 's referral. - - stated ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease January 7, 2016 - We have a loan with Springleaf Financial Services Financial Services of - Illiinois at - - - of $7500.00 at 22 %. The loan was to rehab our house in -, IL. We requested an $ - increase in the loan amount as the labor for the rehab is going to exceed our expectations. Springleaf proposed that they would refinance our car and give us $2600.00. We were not denied an increase, but we felt that we did not want to do that as the finance charged at Springleaf are greater than at our - dealer. So, we withdrew out loan request with Springleaf. The issue is that we received a ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease January 1, 2016 - On - -, 2015 I contacted my local office of Springleaf Financial Services to inquire about making a loan. I allowed them to look at my credit report. They asked for a pay-stub and more information to submit a complete application. I did not provide it because I did not want to get a loan from them. On - -, 2015 I received a letter from Springleaf informing me that my request for a loan had been declined and this decline was reported to - credit reporting services. I did not ask for the loan, nor was I provided details in writing, nor did I request approval for a loan. I believe ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease December 11, 2015 - I currently have a loan with Springleaf Financial, in good standing. No late payments, no problems whatsoever. I applied online for another loan with Springleaf, for $10000.00. I received an email stating that I had been approved, but for a reduced amount ( $7500.00 ). The email instructed me to call in order to complete the process. I called and answered numerous questions about employment and income. Everything went fine, until I mentioned that I already have a - loan in good standing. I was immediately placed on hold, then the Springleaf representative came back on the line and m... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease December 3, 2015 - Lender has a $150.00 service fee which is added to the finance charge at closing. However, the APR is not adjusted to reflect this. Thus, the APR is incorrect. Also, since the top rate is 27.99 %, adding the service fee would violate usury limits. ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease November 25, 2015 - I paid off my car loan - 2015. Istill do have not received a clear titleafter numerous contact with loan co. have been paying full coverage $ -per month. can get liability for $ -for 6 months The payoff wasinstructed to send to - - - - -, SC - ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease November 23, 2015 - This is NOT a duplicate complaint. This was my original petition : '' OneMain Financial- Pay Status and rating key are conflicting. Contradictory and inaccurate. Demanding that OneMain Financial request account deletion from all credit reporting agencies ( -, -, and - ) '' Please note my attachment. It clearly notes and backs my claims. You will notice descrepencies in -/-/2011. The Rating Key is coded as a charge-off -/-/2011, yet the Last Payment Remark indicates that the account was Charged Off. This is contradictory. Because of such, it is erroneous credit reporting and ther... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease November 14, 2015 - I took out a loan with One Main Financial and they said that my payment was going to be $180.00 dollars a month, but when I went online to look at my account summary my payment was only $130.00 a month. I called them to asked about it but was told to call back, and I called back and was told that they would call me, but I never got that call ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease November 11, 2015 - I applied online for a personal loan ( to help consolidate my current bills ) at Spring Leaf Financial. Main Focus is ... the fact that I was approved and was prompted to set up an appointment with the local office and get my loan. However I went into the location office only to find out that I was not approved due to my income. I was asked to verify and I promptly responded to another set of questions ( scrutiny progress begins ) with all the required documents needed. Providing that I am - ... I understood that time was of the essence.! Nonetheless, immediately when I walked into the offi... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease October 18, 2015 - Have never heard of the company and they have never contacted me and have never provided any proof of this loan. Despite repeated requests to validate. As a Texas resident according to what they placed on my credit bureau reports, last payment activity was -, over 4 years ago. Even if it was valid, which it is not, they are barred by Texas law since the last date of activity was over 4 years ago on - and it is -. 4 years and 3 months, past the Texas statue. They continue to update my credit reports with nonsense information like " skip, bad debt, placed for collections, etc. " I h... |