OneMain Financial Holdings, LLC Consumer Loan Complaint

Installment loan Taking out the loan or lease

OneMain Financial Holdings, LLC Consumer Loan department,

Installment loan Taking out the loan or lease Pennsylvania

Lender has a $150.00 service fee which is added to the finance charge at closing. However, the APR is not adjusted to reflect this. Thus, the APR is incorrect. Also, since the top rate is 27.99 %, adding the service fee would violate usury limits.

OneMain Financial Holdings, LLC customer in Pennsylvania
Dec 03, 2015

* Source: CFPB Complaint Database

OneMain Financial Holdings, LLC response to complaint:
Closed with explanation

Created with Highcharts 4.2.3OneMain Financial Holdings, LLCComplaint HistoryComplaints10/201511/201512/20151/20162/20163/20164/20165/2016012345Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3OneMain Financial Holdings, LLCTaking out the loan or lease81.0%4.8%14.3%Closed with explanationClosed with monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageTaking out the loan or lease2.4%81.9%5.5%6.7%0.3%1.1%1.4%0.6%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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