Resources for resolving common issues with Rausch, Sturm, Israel, Enerson & Hornik, LLC products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Rausch, Sturm, Israel, Enerson & Hornik, LLC and work to get a response. After your complaint is forwarded, Rausch, Sturm, Israel, Enerson & Hornik, LLC has 15 days to respond to you and the CFPB. Rausch, Sturm, Israel, Enerson & Hornik, LLC is expected to close all but the most complicated complaints within 60 days.
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Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection communication tactics called outside of 8am-9pm August 29, 2016 - Debt collectors have n't called outside of proper hours, however I am having an issue with debt collection companies not providing me with a receipt for my monthly payments. I 've spoken with multiple representatives and supervisors who always claim they 're going to resend it but they never do. A common practice for these companies is to only allow you to speak with - person who is authorized to handle your account. The issue with this is very rarely is that specific person available to take my call and when I leave a voice message my calls are never returned. It is ridiculous that I have ... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection cont'd attempts collect debt not owed debt was paid July 14, 2016 - - - sued us twice by - different collection agencies on the same alleged debt that had been paid in full several years before. We were served the first suit ( the subject of this complaint ) in - 2015. It was dismissed. Six weeks later, we were served another suit by a different collection agency ( see cfpb complaints # - against the second collection agency and # - against - - ).... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection cont'd attempts collect debt not owed debt was paid July 12, 2016 - - - suit us twice by - different collection agencies on the same alleged debt that had been paid in full several years before. We were served the - suit ( the subject of this complaint ) in - 2015. It was dismissed. Six weeks later, we were served another suit by a different collection agency ( see complaints # - against the - collection agency and # - against - ).... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection taking/threatening an illegal action attempted to/collected exempt funds June 10, 2016 - I am unemployed and a single Mother. The debt is over - years old, they have seized my checking account and declined a settlement that I offered. Child support funds were in the account. ... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection cont'd attempts collect debt not owed debt is not mine January 9, 2016 - collection attempts were made by a out of state debt collector who failed to provide verification of debt to me Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) by the following company - - -, - ATTORNEYS AT LAW -, MN - validation request sent via USPS certified - - - - - on -/-/2015 after failing to prove the debt they transferred the account to there sister company RAUSCH , STURM , ISRAEL , ENERSON & HORNIK, LLC -, MI - FOR FURTHER HARASSMENT OF LEGAL ACTION TRYING TO FORCE ME TO PAY THERE FIRM TO WHICH I DO NOT OWE ANY OF THE ABOVE... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection cont'd attempts collect debt not owed debt was paid December 30, 2015 - Hello, I really was not sure which drop down to select. I have been getting a notice of intent of garnishment from a law firm. The debt is from 2007 and I believe it may be a credit card debt but I am not sure and I not really sure of the cost as it is not listed on the letter that I continue to receive. I am a single father with some major health issues and have had to receive food support from time to to get by. Can this company continue to collect and send me these notice of garnishment from a 2007 case? When I look up the case on public court website it says the debt was paid in 2007 and -... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection cont'd attempts collect debt not owed debt is not mine December 2, 2015 - They call every day for someone who does not live here. I spoke with them and they said that they would stop but continue to call. It is automated so they just have n't changed their programed numbers to call. The person calling is - -, - ... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 19, 2015 - I have been getting at least three calls per day from rausch sturm - enerson & hornik. It is a robo-call, and I have no idea what it is in regards to because I filed bankruptcy and it was discharged last year, and I have checked my credit report and not found any accounts in collection. On top of this, I sent a cease and desist letter which included my bankruptcy discharge notice to the law firm '' which was received by someone there back on - -, 2015. I have still been getting at least three calls per day. I am being harassed. I even had my attorney call and ask them to stop. The pe... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 26, 2015 - This is a debt associated with my sister in law. I have phoned them twice to tell them that this is not my debt nor does my sister in law reside at this number. They have been calling every single weekday for over 8 months. ... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 22, 2015 - Recording says that they are seeking information concerning a debt and to please call -. The recording then stops. They call daily. ... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection taking/threatening an illegal action sued w/o proper notification of suit August 7, 2015 - My house went foreclosure in 2009, had - mortgages, - mortgage said they served me letter to court which l never got, but later went to the count, it indicated that they had served my daughter who was -years then who were being watched by my mom who did not know english and it also showed that the house was sold already, and according to what l asked them when l was getting the loan they had said if am not able to pay they were to take the house and not garnish my wages.IT seems they passed it over to the creditors who are garnishing me, and yet when l talked to - they said the loa... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection taking/threatening an illegal action threatened to sue on too old debt August 7, 2015 - Signature load from back in - - - - - - - - - got behind -/-/- / -/-/- attempted to work out arrangement w/ - - would not work with me in any form while continuing to add penalties/ Fees and Interest on top of the account- - stopped communicating w/ me for several months then I was contacted by Debt Collection Firm out of -, - ( - & - ) for payment arrangements - which I did as required made payments to them for this account and did so for three years - requested a balance on the account was told that it was paid - but no written document... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection cont'd attempts collect debt not owed debt is not mine July 11, 2015 - My husband created an account, without my knowledge, and made me an authorized user but I did not sign a signature card. After his death, the bank sent me a statement with the balance and interest charged on the account. I contacted them in good faith and asked for a settlement but they refused to talk and sent it to a collector. ... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection disclosure verification of debt not given enough info to verify debt May 12, 2015 - I have a payment plan with Rausch, Sturm, Israel, Emerson & Hornik Llc. By law I requested a letter with the information of how many payments I have left. I requested for that letter alnostv2 weeks ago and I never got it. I called em yesterday and asked bout it and the guy I talked to told me to call 1/2 hour later which I did. once I asked bout it again the guy hang up on me. I called - or - tines more without any luck finally I ended up talking to a different person who asked me for some information and told me he will get somebody to call me but nobody did. I called this morning again... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection communication tactics threatened to take legal action May 11, 2015 - 1. I was 'served ' a Summons and Complaint with the statement You are being sued. ; however, there is not lawsuit filed against me. The person delivering the document said, You are being served. ; however, in reality I was not being served actual legal documents. I was handed a document that looks like a court document. Their document should have stated they were intending on suing me, especially if I do n't answer their 'summons and complaint. ' Instead they made it look like a court document to use it as a means to intimidate and scare me. There is no court file no listed on the forms no... |
Rausch, Sturm, Israel, Enerson & Hornik, LLC Debt collection taking/threatening an illegal action threatened to sue on too old debt April 15, 2015 - I dispute the validity of this debt. I do not believe I owe this debt for the following reason : The debt is too old and may be time barred. There has been no activity on this debt since 2007. I request written verification of this debt in the following form:1. I request the date of the last payment made on this debt. 2. I request any and all information pertaining to this debt including date of agreement. Until such verification is received you may not contact me in any form. ... |