Kentucky Consumer Complaints

Review and Analysis of over 3,679 financial product complaints in Kentucky

Most Complaints
by company in Kentucky

CompanyComplaints
Bank of America 247
Experian 201
Equifax 199
JPMorgan Chase 188
TransUnion 164
Citibank 158
Wells Fargo 132
U.S. Bancorp 126
Fifth Third Bank 120
PNC Bank 112
Capital One 102
Ocwen 90
GLA Collection Company, Inc. 66
Ditech Financial LLC 62
GE Capital Retail 62
BB&T Financial 58
Navient 56
Nationstar Mortgage 51
HSBC 39
TransUnion Intermediate Holdings, Inc. 39

New Complaints in Kentucky


Rozlin Financial Group, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 9, 2019 - rozlin financial group put collection in my credit report on - - for $1400.00. this is not my account nor i have debt with them. i think this is somebody who steal my information and opened account.i called the company and told them this is not my account and they still put in my credit report...

Read more

FIRST NATIONAL BANK OF PENNSYLVANIA Consumer Loan problems when you are unable to pay

April 19, 2017 - Lender illegal reported to my credit as a auto REPO when I never got my vehicle through the this company. I still have my vehicle NEVER repo I OWN it. Regency Financial turned my money loan into a AUTO REPO. because they figured they would n't get their money back. From this unlawful report Im ' unable to get a car fo r my family because it says repo!...

Read more

BB&T Financial Bank account or service problems caused by my funds being low

April 8, 2017 - BB & T bank rearranged my transactions to maximize the amount in overdraft fees I would accrue ... Taking transactions that occured literally DAYS BEFORE the transaction that actually caused my overdraft ... I agree to one overdraft plus the amount that actually overdrafted my account ... .NOT the five overdrafts they are lying about and saying I owe them ... .This is predatory behavior and needs to stop...

Read more

Synchrony Financial Credit card billing disputes

April 7, 2017 - I obtained a credit card with Synchrony Bank to obtain a 18 month no-finance account to pay for flooring and install service from -. We had just purchased the home so it was empty for the flooring to be installed. - charged my Synchrony account on -/-/2016 for $6000.00. - - started install on -/-/2016. My wife and I attempted several times to get - - management to come to the home as the install did not look correct to us. My wife sent pictures to - - and -, the flooring manufacturer. - admitted the flooring is defective via pictures. - - continued ins...

Read more

Capital Accounts, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

April 5, 2017 - CAPITAL - TRYING TO COLLECT A DEBT I DO NOT OWE WAS NEVER SENT A BILL NEVER HAD SERVICES WITH - .... ALSO - - COLLECTION FROM - HOSPITAL NO KNOWLEDGE OF DEBT NO BILL HAVE N'T USED SERVICES FROM - IN THE PAST 15 YEARS ON - WITH HELP FROM - ......

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes

April 5, 2017 - Trans Union had an " inquiry issue '' Trans union deleted - inquiries from my trans union credit report. About a week later they replaced these items back on my report. They never sent me any letters or attempted to make contact with me to let me know they added items back on to my report.....

Read more

GLA Collection Company, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

April 4, 2017 - GLA Collection was suppose to report that debt on my credit bureau that info on credit file was incorrect. I spoke to a representative and they never reported that the info was incorrect. This is the letter I received from them...

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

April 3, 2017 - I am having this issue with transunion refusing to update the - account that was discharged in bankruptcy on -/-/15. The dates as you can see are wrong as well as the account status that states - closed - derogatory. There is also a high balance showing of $14000.00 which is supposed to be $0.00. This account should show $0.00, discharged in bankruptcy. It is misreporting and I have spoken with this credit bureau more than once in the past two weeks yet they continue to repeatedly tell me that it is supposed to report as derogatory when it is discharged in bankruptcy however thi...

Read more

GLA Collection Company, Inc. Credit reporting incorrect information on credit report account status

March 30, 2017 - I have a - medical card that was suppose to pay off any medical bills past or present in full and I have numerous bill from hospitals...

Read more

GLA Collection Company, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 29, 2017 - Submitted settlement offer letters paying GLA Collections the full balance of my collection accounts totaling up to $380.00 on -. Received a call today stating that they would not accept the payments due to not being the full amount, although those were the total balances reporting to my credit report. Followed up with a supervisor who then told me the actual amount has increased to - dollars in full. He also told me submitting a total of $620.00 would settle the accounts although he just stated they do not take settlements. My credit report that was pulled on -/2016 is reporting ...

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

March 25, 2017 - There is an address listed that I do not live at, have never lived at, and does not belong to me. Look below to see address in question. - - -, T- -...

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information

March 24, 2017 - Transition file # - My name, data of birth, address, phone All have wrong info. As well as my inquiry of report, and documented violation...

Read more

GLA Collection Company, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

March 21, 2017 - University - report debt to GLA collection after my health insurance paid for my child doctors visit. I contact GLA and show proof that bill was paid by sending them a EOB an explanation of benefits that show proof that they have paid. The collection company refuse to remove inaccurate information from my credit report. I do not owe this debt they need to remove from my credit report....

Read more

Bank of America Mortgage loan servicing, payments, escrow account

March 20, 2017 - Bank of America is still not crediting my principal only payments to the principal remaining on the loan balance. Instead they are applying it to future payments ( and interest ) despite my insistence not to, and their policy not allowing this. I have previously submitted a complaint to CFPB regarding this matter ( case number - ). Despite my efforts BoA continues to violate their written policy regarding application payments, and is in violation of the - - - ( c ), failure to credit a consumer 's periodic payment as of the date received. These payments are instead being used to sa...

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

March 15, 2017 - 1 account is not mine 2 accounts I did not accept some credit cards have failed to information...

Read more

Wells Fargo & Company Consumer Loan managing the loan or lease

March 13, 2017 - I recently had a loan paid off with Wells Fargo for my auto loan. I have been trying to reach Wells Fargo in regard to an over payment to my loan, and have received no response. I have called several times and submitted an email to Wells Fargo Dealer Services with no return contact....

Read more

U.S. Bancorp Credit reporting credit reporting company's investigation problem with statement of dispute

March 13, 2017 - My son and I are trying to purchase a home in -, - through US Bank. OUTSTANDING JUDGMENT During the loan approval process I was informed of an outstanding judgment of $1500.00 by - ( initiated on -/-/- ) in Maryland. I provided a copy of the check ( - ) in the amount of $3100.00 and the - certified receipt showing receipt of the check by - on -/-/-. The total amount included both mine and my ex-husband 's share total payment. My ex-husband refused to pay his share of the judgment, so I paid the entire amount. However, my portion of the judgment was not credited...

Read more

The CMI Group, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

March 12, 2017 - - - - is charging me for equipment which was returned. I have spoken to them numerous times about this and they told me in - that this charge was removed from my account. Then, all of a sudden, in - of - it showed up on my credit as being in collections. I called them and was supposed to be transferred to their " recovery dept '' and was left on hold for 36 minutes. I then started a chat session and was also disconnected from that. They have the worst customer service I have ever encountered. I do not owe this and I want it settled once and for all ... not for 2 years and the...

Read more

Cash Express, LLC Payday loan payment to acct not credited payment to acct not credited

March 8, 2017 - This company has illegally shared information about my payday loan without my written consent to my significant other and to my minor brother....

Read more

GLA Collection Company, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 5, 2017 - Hello I have a credict card that I have always paid in time but when applied to others theaswer is negative by claiming a disgusting track record that is not true I found out about that account and it was a mistake that someone commited with my son 's - account and now this messes up my record.This disgust me a lot and I want some one to fix this...

Read more

Bank of America Credit card customer service / customer relations

February 28, 2017 - Bank of America was taking a set amount out monthly which I assumed was my minimum monthly amount but it was not. They were taking out $70.00 but the minimum had gone up so it caused my payment to show late. I had this reoccurring being taken out so assumed all was fine. They called me finally after a year ( they say they were under no obligation to contact me to alert me to the under payment ) and I immediately called them back. By this time I owed $730.00 to bring the account current. They were unwilling to do any adjustment to my credit record ( I told them I was n't asking for the late...

Read more

Synchrony Financial Bank account or service account opening, closing, or management

February 28, 2017 - Sychrony Bank has behaved negligently in the fraudulent issuance of credit under my name. My personal data has been stolen, probably as a result of the - Hack. I first learned of this in - 2017 when someone opened a credit card and forwarded my mail. I intercepted that effort, placed a fraud alert with - ( which passed to - and - - automatically ). Then I began actively monitoring my data with an online service. Moreover, upon review of my credit report on about - -, 2017, I saw that Synchrony had pulled my credit report on - -, 2017. I called to alert them to t...

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

February 27, 2017 - I recently investigated my credit history because every I apply to get one I 'm denied for the following reasons : -derogatory public records or collection filed -Insufficient length of credict history -Proportion of revolving balances to revolving credit limits is too high -Recent derogatory public record of collection -Number of recent inquires on consumer report My question are What does this mean? How can I fix all this so I can cleanly build my credit? How to prevent this affecting me.? Why I get a pending account in collection and I was never notified of this amount?...

Read more

Fairway Capital Recovery, LLC Debt collection false statements or representation attempted to collect wrong amount

February 22, 2017 - I made a $420.00 payment against a debt of $1100.00, which should have left a balance of $750.00. They sent a notice showing a balance due of $890.00 with no notice that they were charging a fee, interest, or any other modification of my debt....

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

February 20, 2017 - Over the weekend I get notifications from myfico that my report has changed. I logged in and noticed that - and - was removed. About 30 seconds later, - report inquiries from - -/-/-, - -/-/-, - -/-/-, and - -/-/- was also removed. Minutes later these collections and inquiries was added back on with a missed payment from a collection agency, -! On -/-/-, I called TransUnion and spoken with a supervisor name, -. I 've asked him do they verify any information before placing it on ones report, because a collection agency should n't been able to ...

Read more

USAA Savings Money transfers other transaction issues

February 18, 2017 - I sent - dollars to the wrong account at - -. I called USAA my bank account and they said the money was already gone and there was nothing they could do and that I would have to call - -. - -, of course, would n't speak to me because I am not a customer....

Read more

Kentucky Housing Corporation Mortgage loan modification,collection,foreclosure

February 17, 2017 - The lender is refusing to review the clients loss mitigation package because it was submitted by a 3rd party on the clients behalf - It should not matter where the package was submitted from - the lender should review the client for all options when a full loss mitt package is submitted....

Read more

Citibank Mortgage loan servicing, payments, escrow account

February 15, 2017 - My complaint is with CitiMortgage. I did a refinance in -/-/2016 and taxes were set up to be escrowed. At closing there were more than enough funds to pay the -/-/2016 property tax. Face value was -. I received the property tax statement in -/-/- and called to verify with CitiMortgage that it would be paid. I was told yes. In -/-/- our county passed a - tax for the schools. It was a one time thing and an additional - tax. Soon after, I was issued an escrow refund check for -. I called CitiMortgage to verify this was disbursed correctly. They assured me again that this...

Read more

Kentucky Housing Corporation Mortgage loan modification,collection,foreclosure

February 13, 2017 - My ex husband and I bought our home while we were together. His name went on the loan and both of our names went on the deed. A few years later we divorced. At that time I was working and was able to keep up with the payments for the home on my own. In our divorce settlement he relinquished his rights to the home, leaving everything up to me. At some point after that I had to quit my job due to a medical condition and have not yet been able to obtain -. From this the mortgage went into default. It was somewhere around -/-/2016 where it came up on the 3rd month of being in default. At this...

Read more

Cash Express, LLC Payday loan payment to acct not credited payment to acct not credited

February 12, 2017 - Cash express in - TN. Is there number - - -. They will not accept my payment demand me to have my payment of - besides the - that i originally make my payment on the - of each month Cash express knowledge me that starting in - they will be offering flex loans and my loan will need to be changed over to it if I did not have it paid off by then. I went in to pay my payment they refused it cause my income was not income and told me they can not accept my income that was on paper cause my employer does not have a landline business phone number ... ......

Read more

Wells Fargo & Company Bank account or service account opening, closing, or management

February 7, 2017 - I purchased a mattress from - in -/-/-, with the delivery date scheduled for -/-/- The day they delivered the mattress, they gave me a statement that showed all of my charges, totaling $1100.00 - with tax ). It took almost a month before I received my bill from Wells Fargo. When received it, I immediately noticed I was charged for - mattresses instead of -. I had my original charge on -/-/- but was for some reason charged again on -/-/- I have contacted both mattress and more, as well as Wells Fargo and have come to no resolution. I was told by a Wells Fargo R...

Read more

TrueAccord Corp. Payday loan received a loan i didn't apply for received a loan i didn't apply for

February 7, 2017 - Been receiving threatening emails from TrueAccord copy attached....

Read more

NetSpend Corporation, a TSYS Company Prepaid card advertising, marketing or disclosures

February 6, 2017 - I was sent an offer for a prepaid card in the mail that included a printed card with a pre-activated account. I did not ask or authorize for this account to be created. This type of advertisement is dangerous as the card could easily be activated without my consent. I tried to contact the company, but am unable to reach a representative at any of their numbers....

Read more

ERC Debt collection disclosure verification of debt not disclosed as an attempt to collect

February 1, 2017 - Two days ago I get an alert that there was a change in my report. I looked on an seen that Enhanced Recovery flagged my report, as I 'm unaware of this company and have never had any contract with this company so the negative report was alarming. No communication or letter was every sent nor attempt to be mailed to me, which I would request debt Validation immediately....

Read more

Synchrony Financial Credit card delinquent account

February 1, 2017 - got behind on account. Finally made arrangements over phone with someone to pay - payments by autocharge/monthly. My understanding - this would catch acct back up. Orginally payments were $ - dollars/month. Today 's bill - after 4 or 5 of these paymts in payment arrangement says I need to pay $ - minimum payment. Apparently everything I 've paid over the past year has gone to late charges & interest. I am no where near catching up after this " payment arrangement ''. They are supposed to review account after telling me when I made those arrangements it was not to catch me up. If not -...

Read more

SunTrust Banks, Inc. Mortgage loan servicing, payments, escrow account

January 31, 2017 - The mortgage company that currently holds my mortgage, SunTrust Mortgage , Inc. - - - - - VA - has not paid my county real estate tax bill that I received in -. On -/-/- I contacted via phone, SunTrust and told them I have received my tax bill from the - County, Kentucky Sheriff. I spoke to - in the tax department. I was told that they would receive the bill electronically and that it would be paid. On - - I received a Past Due notice from the sheriff 's office that the real estate taxes have not been paid. I contacted SunTrust and was told to fax them th...

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

January 27, 2017 - I called and requested items to be removed and was told they would n't remove them. The inquiries were removed and reinsterted without a notice within 5 days. Called customer service several times and they refused to transfer me to the special handling department in the US. I also can not obtain access to my transunion report because I was told by special handling that there was incorrect information and I was told to call transunion, which I did. I verified all my information, therefore nothing should be incorrect....

Read more

U.S. Bancorp Credit card closing/cancelling account

January 26, 2017 - I opened up an account a few years ago with U.S. Bank with my then husband - -. After separating, we both went to a local branch to sign myself off all accounts. We sat with a personal banker as I signed my name to be legally taken off all accounts. I found out months later, that an account was hitting my credit, and it was with U.S. Bank. My now ex-husband - - - took out a credit line with U.S. Bank that still had my name and social security number attached. I have no idea what the money was spent on, and he is not paying off the balance as agreed upon. U.S. Bank lied to me abo...

Read more

ERC Credit reporting incorrect information on credit report reinserted previously deleted info

January 25, 2017 - I had a - account and it was turned over for collections back in -/-/-. I returned the equipment to them in -/-/- due to finding them in storage because they were loaded on the moving truck with other stuff. - turned me over to collection company called - and I seen this on my credit report. I filed a dispute on this and explained to them that this had been resolved in -/-/-. They removed this from by credit report in -/-/-. The amount was $1000.00. On -/-/- it reported back on my credit report again. I disputed it once again and now it is under a company ca...

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

January 25, 2017 - I called about inquiries on my credit report from Transunion - 2016 and before, and they are not wanting to remove those inquiries off my credit report...

Read more

ID Analytics, Inc. Credit reporting credit monitoring or identity protection problem with fraud alerts

January 24, 2017 - Im am in the process of disputing items that i believe to be incorrect on my credit bureau. Ive attempted to place a security freeze on my account with Sagestream and they continue to state they cant verify due to not being able to read the fax after three times. I then sent a certified letter to them to ensure that the information was clear and that they received it. I have left multiple voice messages with the company and havent gotten a return phone call. This is interfering with me taking care of serious issues in regards to my account...

Read more

Synchrony Financial Credit card closing/cancelling account

January 24, 2017 - I have had an excellent credit history with my Old Navy account with Synchrony Bank, and they sent me a letter one year ago lowering my limit due to a low credit score. Then they sent a letter now closing my account, saying they decide to close it due to my negative reports on my credit report and too many accounts. I have not given them permission to continually check my credit report like that. AND, my card has been at a - balance, paid off, for at least three months....

Read more

USAA Savings Bank account or service problems caused by my funds being low

January 24, 2017 - The subject of the dispute is inappropriate NSF charges by the bank, and the failure of the bank to respond to communications. After failing to resolve the issue while the account was active, the bank closed the account in write off status. After communicating with others in the Executive Resolution Team I was directed to a manager named - who placed a single call to me on -/-/- and left a message. I subsequently returned that call to the Customer Service area extension - on -/-/-, -/-/-, -/-/-, -/-/- and -/-/-, leaving all relevant information at the time a...

Read more

Citibank Bank account or service account opening, closing, or management

January 24, 2017 - I opened an account with Citibank in -/-/- for a $500.00 promotional offer. On -/-/- Citi closed out my checking since my funds were in the savings account without warning or notice. On -/-/- I received a letter telling me that everything on my end had been fulfilled for the promotion and I should expect to see payment within two weeks. That payment never happened so I reached out an additional time and Citi re-initiated another research request. I was informed today on -/-/2017 that they would not be paying out the bonus even after they told me all of my commitment had been...

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

January 23, 2017 - Trans Union had a glitch in their system that violated the rights of their consumers in der section 6.11.As a result, I have been gravely affected by this with my score suffering as a result of the glitch. No notice was given which is a violation and I am requesting that All inquiries listed be removed. -...

Read more

Fidelity National Information Services, Inc. (FNIS) Credit reporting incorrect information on credit report information is not mine

January 23, 2017 - - in - Kentucky reports that Chex Systems is reporting - accounts opened in my name in 2014 with - - - which have been charged off.I did not have accounts with - - -.Identify theft and fraud are clearly an issue that have had devastating effects on all aspects of my life.As a natural born United States citizen I have always presumed I was protected from fraud and identity theft.The recovery process as defined by the FTC for victims of identity theft, like myself is literally exhausting and a full time job in and of itself....

Read more

Citibank Credit card billing disputes

January 21, 2017 - On -/-/- I bought an iphone on -, using my - account, which is linked to my CITI HHonors Visa credit card. The seller ( -, - ) was listed as being locate in -, - . The - transaction IDs are : Seller 's transaction ID : - ; my transaction ID : -. The seller claims that he shipped the product and provided a USPS trackingID ( - ) showing that " a '' package was delivered. I have NOT received this package, and although I contacted the seller via - many times, I got no response. I filed a complaint with - and disputed the charge with -. However, because ...

Read more

Sallie Mae Student loan can't repay my loan can't decrease my monthly payments

January 21, 2017 - When I first began repaying my student loan the payment was -/month at the time I was working part-time with the anticipation of being made full-time, but that had not occurred yet. I called my loan provider immediately and told them ( Sallie Mae ) my situation and I asked them if I could lower my payment for a period of 3-4 months until my pay increased. They told me no. My options were forbearance or pay the amount. So, not wanting to affect my credit or increase the amount of interest on my already steep loans - I paid the full amount even though it was a struggle. They were rude, no...

Read more

Wells Fargo & Company Mortgage loan servicing, payments, escrow account

January 19, 2017 - I made a request to Wells Fargo Home Mortgage to close an escrow account on - -, 2017. At that time I was informed by Wells Fargo that it takes them 7-10 business days to close an escrow account. Due to an issue with Wells Fargo applying funds to my account, the actual account closing was n't processed until - -, 2017. The account was actually closed by Wells Fargo on - -, 2017, - business days later. According to Wells Fargo a check was cut on - -, 2017. Since I had not received the check from Wells Fargo by - -, 2017 I called them back to inquire as to why I ...

Read more

I.C. System, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

January 19, 2017 - I turned in the equipment for - - to a technician that had come out to my house to install the new equipment to turn in to the company. The company said they never received the equipment. but said that I never owed them anything. Out of the blue I get a collection for - put on my credit report from a company I 've never heard of ( I C Systems Inc ). When I called the company they still have no record of it but its hurting my ability to get a home loan....

Read more

Ditech Financial LLC Mortgage loan servicing, payments, escrow account

January 19, 2017 - My mortgage loan with Ditech was paid off on -/-/2016. At that time, Ditech was notified by the lender that I refinanced with that we had paid our annual property taxes and the loan was paid in full per the loan balance payoff statement provided by Ditech. I had paid the property taxes in full -/-/-. I receive a short pay notice from Ditech for $2600.00 dated -/-/2016. The short pay resulted because Ditech had also paid the property taxes. The letter from Ditech indicated that I would need to pay them an unreasonable interest rate of - per day on $2600.00 shortage. I IMMEDIATEL...

Read more

Barclays PLC Credit card rewards

January 19, 2017 - I booked a vacation with - through a program called Upromise. I did this because the program offered 5 % back from Upromise and 5 % additional back for using the same branded Upromise Barclays MasterCard. The vacation took place -/-/-. All I have received so far is 1 % back. I have asked Barclays Upromise about the issue and they have stated for six months " we are waiting for - to respond. '' I have been patient and waited until this week to file this complaint. It appears to me the problem is we changed the reservation by cutting off a day. The - representative over the phone...

Read more

Wells Fargo & Company Mortgage loan servicing, payments, escrow account

January 19, 2017 - My wife attempted to purchase a vehicle and was denied by - banks. The - bank was a walk in visit. During the visit my wife was told that the reason I am getting denied is do to Wells Fargo reporting me as a paying only part ( partial payment ) of my mortgage. I have never paid a partial mortgage and coincidentally, Wells Fargo controls the drafting of my account for the payments. I then had to purchase the vehicle with a higher interest rate do to the lowered credit score....

Read more

Credit Bureau Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 15, 2017 - In -, I was without - or any form of medical insurance. I attended the - - through - - - -, a free clinic advertised to the homeless as well as the uninsured. I underwent routine - for - and other basic information, and was billed a few months later without having ever received notice. I should never have been billed as I repeatedly made clear I could not pay, expressly did not sign any agreements to pay, and was told repeatedly that a free clinic would not charge the patient. This was a deliberate lie that was used to trick me into a procedure. I only realized I ...

Read more

U.S. Bancorp Bank account or service account opening, closing, or management

January 14, 2017 - I bank with US Bank in -, KY. Sometime around late -/-/2016 I went through the teller line in the drive through as I had my - small children with me. I made a withdrawal and the teller at the window asked me if I 'd heard about their new credit card. I stated I had not and she proceeded to give me some information and a - page piece of information on the card. She asked me if she could send me some information about the credit card and I said sure. She confirmed my mailing address, which I advised was correct and I went about my way. Approximately - weeks later I received a lette...

Read more

I.C. System, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

January 12, 2017 - I was charged because of equipment I had from -. I was told I could send it back and would not owe for it. They sent me a return label and I sent it back. Now I 'm getting letters that it was sent to collection. I should not owe for this, I have tried to call and every time I get told it will be researched but it still has not been....

Read more

Amex Credit card billing disputes

January 7, 2017 - I have an American Express Blue Cash credit card. And this credit card has an introductory rate of 0.00 % for balance transfers, and a 13.49 % interest rate on purchases. The online portal for this credit card does n't tell me what my exact balance is for each category. And the problem is that the card agreement makes it seem really convoluted how your monthly payment is distributed between the different categories. You might think your payment is paying off your highest interest category first, but it turns out it does n't pay it down all the way, and this gives American Express the ability t...

Read more

Citibank Credit card billing disputes

January 6, 2017 - I ordered $700.00 worth of gift cards from -. After contacting - 4 times, I received no response from - ( I was told someone would get back to me/never did ). Finally opened a dispute with Citibank since - would n't even talk to me and never delivered the merchandise. Citibank now sent me an enotice saying - said they delivered the cards and Citibank would uphold the $700.00 charge from -. - never delivered the cards. - sent me a tracking number - that even today shows no movement or delivery. I forwarded this email proof to Citibank but I still do n't see a perm...

Read more

TransUnion Intermediate Holdings, Inc. Credit card credit card protection / debt protection

January 6, 2017 - -- is my email - - is my name TU took money off my card and I do n't know anything about it and I need help with this...

Read more

TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

January 4, 2017 - I have contacted Transunion numerous of times for the past month about unauthorized inquiries on my credit report. The first call I made the representative told me to contact those particular companies and dispute w/ them and she, the representative, will place a fraud alert on my profile. I have contacted those companies by phone and letters, sent certified mail, several of time. A couple of those companies told me to contact the credit bureau that its reporting on, which is TransUnion, and disputed with them. I have gone back and forth with trans union and the companies to resolve the issue ...

Read more