Amex Closing/Cancelling Account Complaints

Review and analysis of over 357 complaints against Amex

Amex consumers have reported over 357 official complaints related to Closing/Cancelling account. Out of the 357 consumer complaints against Amex, 24% were disputed by the consumer (i.e. the consumer was not happy with how Amex responded to their complaint) and 100% were processed in a timely manner. 15% of consumer complaints against Amex resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 8% resulted in non-monetary compensation.

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New Closing/Cancelling Account Consumer Complaints


Amex Credit card closing/cancelling account

January 6, 2017 - American Express allowed unauthorized charges to my account. Complained, paid and reimbursed for almost a year. Was then cancelled and denied credit with them. I want to be reinstated.....

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Amex Credit card closing/cancelling account

January 4, 2017 - I 'm in the process of trying to cancel American Express Credit Card for my mother. She has never requested this credit card and is unable to cancel herself as she is elderly, suffers from -, and does not speak -. I believe she 's been paying for some time now, because she did not know how to cancel it. When I called American Express, they said she needed to be with me or have a power of attorney. My mother lives in -, and I am in -. We will have to go through great lengths to cancel a credit card she never asked for. I would like American Express to not only cancel this card, but...

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Amex Credit card closing/cancelling account

December 11, 2016 - I 'm highly disappointed with American Express. I 've been a - - Rewards card holder for over 4 years. I have excellent credit and have never missed a payment. My wife recently ( joint card holder ) sent me a payment via - and she thought that she was using a new debit card. Instead - used the Amex that was originally linked to the account. We tried to cancel the payment after we discovered the error but were n't allowed to cancel. Was n't a big deal in our opinion but days later American Express cancelled my account. When I called in to see what the problem was, I was told that Am...

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Amex Credit card closing/cancelling account

December 8, 2016 - American express tricked me to keeping my account open. I called American express on -/-/2016 regarding my American express - business account. I inquired if there is any retention offer that can help me decide if I should keep my account. An agent told me that she is able to add a retention offer, 'spending - on the account and get - - points in 3 months. ' Then I asked if she can send me a confirmation email, but she told me that she ca n't. However, she left her name - with agent id -. Then I finished the spending requirement on - -, but I have n't received my sp...

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Amex Credit card closing/cancelling account

December 7, 2016 - This complain is a follow up to the response from the American Express since the response raised further question. The original case # is : -. Why is the conversion limited to Blue Cash Everyday? Why ca n't I convert the discontinued card to Blue Cash or Blue Cash Preferred? The response raised further question. Because American Express purposely delays the rewards unlike other credit card issuers ( 1 month behind giving the earned rewards ), there is an issue if I would not let the conversion goes through. If I cancel the card and apply for the Blue Cash today as it stated on the respo...

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Amex Credit card closing/cancelling account

November 23, 2016 - American Express continues to report the main card of an authorized user account I closed to my credit report. I closed the authorized user card & cancelled my affiliation with the account at the start of 2016 and they are still reporting to - of the - credit reporting agencies when I 'm no longer responsible for or authorized on the original main account....

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Amex Credit card closing/cancelling account

November 23, 2016 - In -, I changed employment and called American Express to cancel a business card associated with my social security number that I was obligated to pay. The employee I spoke with at American Express convinced me not to cancel the card, but rather to " freeze '' the card, assuring me no future charges could ever be made against that card. In -, I get a notification that charge for $1000.00 was posted to my " frozen '' credit card. I called American Express customer service to inquire how a charge could be posted to my account after it had been frozen. They told me cards can not be frozen...

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Amex Credit card closing/cancelling account

November 22, 2016 - American Express has reported to credit reporting agencies ( including - - - ) that the - business credit accounts with them were " charged off '' while - cards were paid as agreed and American Express refuses to recognize that they were not able to accept payments remitted because it was illegal to so do after the credit bureaus INCORRECTLY reported a bankruptcy filing....

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Amex Credit card closing/cancelling account

November 19, 2016 - I have had a credit card with American Express since 2005. I had a limit as high as $50000.00 at one point. After the economy collapse, my credit limit was slashed. I understood why that happened. I 've watched my interest rate increase including twice in one year. Again I did n't say anything. I extended myself buying and refurbishing a rental house including this card. Finally, when I was able to place a mortgage on my rental, I used the funds to pay off debts, including this card. I 'm consolidating and closing accounts but I wanted to keep this card. It was accidentally closed when it wa...

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Amex Credit card closing/cancelling account

November 13, 2016 - I cancelled my Amex - Rewards card on -/-/2016 because of the annual fee. Amex confirms they received the request and it should have been complete but did n't complete it. Now they say I still owe the annual fee because it was n't actually closed....

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Amex Credit card closing/cancelling account

November 11, 2016 - I recently was approved for American Express Credit Card for my business. I received it and activated the card but when i attempted to use it, it kept declining. I contacted Amex as to what is going on and they stated it was due to my " Personal Account '' which i have never had with amex. I kept asking them to verify the information on the account and come to find out Amex has linked my twin brothers delinquent account - - to my account. Yes we are brothers but i 'm not responsible for his debts. I asked them how this could have happened and they could n't explain to me anything other t...

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Amex Credit card closing/cancelling account

November 9, 2016 - My Gold American Express Credit Card has had Fraud since about - or - of 2016. I 've been making contact with American express to get the amount that I owed for my payment considering the fraud on the account. I told them I was n't going to pay unless everything was calculated properly and fairly. Finally, - approaches and my account is the same. I did n't see any deductions. Every time I call they tell me its been taken care of. At the time, I get an alert from the credit bureau saying my account is 30 days past due. I called again and they stated that would be taken off. - finall...

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Amex Credit card closing/cancelling account

September 19, 2016 - On or around -/-/-, before my travel, I contacted American Express ( AE ) and informed them about my travel. From -/-/-, thru -/-/-, we made several calls to AE to discuss credit card account ending : -. However, none of the AE representatives ever asked for any financial documentation, they asked income related questions but never asked to provide any documentation, On -/-/-, while I was in - I received an email from AE asking for financial documents ; I was given 14 days to provide these unspecified documents. It is my understanding that per Credit CARD Act of -/-...

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Amex Credit card closing/cancelling account

August 4, 2016 - well two months ago i riceived a america express gold bussiness around -/-/2016. had the card lee then 2 months.and then on -/-/2016 america express cancel the card stateing that my the other person need to be check out because she use her card more then the owner was used her card....

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Amex Credit card closing/cancelling account

July 22, 2016 - In the letter dated - -, -, American Express has informed me about the closure of the American Express Delta SkyPoints credit card effective - -, -. This credit account was opened on - -, -. This action, initiated by American Express, will negatively affect my credit score because of the two reasons : ( 1 ) closure of the existing account, and ( 2 ) decrease of the total amount of available credit. After speaking with American Express on - -, -, I requested to transfer this account to a different credit card product to avoid the anticipated negative effect...

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Amex Credit card closing/cancelling account

July 8, 2016 - I previously held an American Express Blue card ( " Blue Card '' ). I cancelled the Blue Card on or around - -. I also hold an American Express Corporate Card ( " Corporate Card '' ) through my employer. On two separate occasions, in - - and now - -, I have been charged the Corporate Card American Express Membership Rewards Renewal Fee on my closed Blue Card. When I have called American Express to resolve, it is explained to me that there is a " link '' between the Corporate Card and the Blue Card that is causing this to happen. This is not acceptable. The Card was closed by ...

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Amex Credit card closing/cancelling account

July 6, 2016 - in -/-/- I closed my AME- account. my balance then was $32.00 and I paid off that amount on -/-/16. Since then Amex has charged my closed account with purchases and fees for late payments now shown on my credit report of $710.00. I made no purchases after closing the account and destroyed the card. I spoke with AME- fraud dept and now am advised they credited my account with $500.00 leaving a balance that I do not owe and which will continue to incur late fees. They put me on hold for over 30 minutes and I getno response to my effort to get a - balance....

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Amex Credit card closing/cancelling account

July 5, 2016 - I was previously listed as an authorized user on an - - card. I was taken off of the account on - -, 2016. I am not liable for this account and did not give explicit permission to be added. This account should be removed from my - credit report as it is an authorized user account. When speaking with someone from the - credit reporting team, I was told per the FCRA, it has to be listed for - years. I would like to know exactly where in the FCRA it states that authorized user accounts can not be removed on request....

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Amex Credit card closing/cancelling account

June 29, 2016 - Was harassed into closing my American Express Card. Several weeks before - switched from American Express to -, Amex sent me a letter stating that I had two weeks to contact them or my account would be closed. Upon contacting them they requested a - form. I filled out and returned said form as they requested and they put a hold on my card. Two weeks later on - - they called again and said that the form I sent them was illegible and they needed me to fill out the info again and resend it. I asked what the point was in me doing that if it took two weeks to process with the change ...

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Amex Credit card closing/cancelling account

June 28, 2016 - I was enrolled in a repayment plan for one of my American Express credit cards. I allowed them to automatically take money out of my account monthly for a year. After completing the program as I agreed both of cards was cancelled. I called to ask why I had not received a monthly bill and at that time they told me because I participated in this program my accounts had been cancelled. I only enrolled one of my cards in the program. I got nothing in writing and I asked for an investigation and to date I still have gotten no response. I have made numermous calls which all have been dropped. They a...

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Amex Credit card closing/cancelling account

June 21, 2016 - i had received a letter from American express requesting financial information. I faxed that info to them at - and have a fax confirmation page. they say they never received it. then they abruptly cancel my card. I called them and they told me it was sent to collections. so I did n't pay my bill. I talked to the collection agency about this and they said they cant do nothing about it. seems like a lie to me how can they alt out tell me they did n't get the info and I have a fax confirmation I told them I would pay it in full and they need to reinstate my account and remove the credit repor...

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Amex Credit card closing/cancelling account

June 21, 2016 - American Express cancelled - credit cards. They supposedly cancelled each card due to a charge going to -. They said " using an AME- card for cash is against policy ''. That charge was not going to or for cash. It was going to my companies - to pay for services for my company. Not everyone accepts American Express. If THAT action is against terms, they could have temporarily suspended or just slapped my wrist and told me, not to do that. They do not think about how this could implicate my business and personal....

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Amex Credit card closing/cancelling account

June 21, 2016 - I opened a new card at AME-. The account was opened for less than a month and AME- requested to see my prior tax returns from the past two years. I specifically told AME- that I had not filed my taxes yet and I requested an extension on for them. They told me I need to file my taxes and I had 15 days to do so. I filed my taxes in order to keep my account open and filled out there requested information. After the 15 days, I called AME- and they told me I had not filed my taxes and closed my account after I did exactly what they told me to do. Also, AME- has lied to me of when payment was due. I...

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Amex Credit card closing/cancelling account

June 21, 2016 - This complaint is being filed against American Express Corporation 's handling of my account during the transition from AmEx 's - True Earnings card to - - 's - card. To effect the transition AmEx was to transfer the accounts to - -. On - - AmEx sent a letter that my account would not be transferred and I would be issued an - - card from AmEx instead. No reason was given for not transferring the account. ( Copy of - AmEx letter attached. ) - confirmed that the account had not been transferred. Contacted AmEx and was initially told that - had refused to ac...

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Amex Credit card closing/cancelling account

June 9, 2016 - In -, I entered a debit reduction agreement to pay off credit card charges and also requested an account closure of an American Express account. Part of the agreement with - - , - was to close accounts and destroy the card, which was completed. -, - a written request was mailed to American Express to also send a return written notice confirming the closure of this account. The account has been successfully paid in full. Instead, a mailing stating a " statement balance will change with recent activity on your account '' was mailed with their notice to call. The card was destro...

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Amex Credit card closing/cancelling account

June 6, 2016 - American Express canceled my account on -/-/-. The only reason they gave me was that the account was " fraudulent '' although there were no unauthorized charges on my account. They went on say that their fraud unit did an investigation and found my account to be fraudulent. The Amex rep would not tell me too much but implied that someone claiming to be me told Amex that he ( I ) never applied for an Amex card. I have been an Amex member since -/-/-, at the same address and the same phone number. No one from Amex called me or wrote to verify my identity or to questions me about th...

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Amex Credit card closing/cancelling account

May 31, 2016 - Hi, I was given misleading information from AME- rep via the phone two times : 1. I wanted to close my credit card account but did a credit card conversion to a different card instead because the rep told me I can keep the old credit card history and it wont open up a new account. This is not the case on my credit report. 2. I requested an investigation a few months ago and was told I will be reached out for explanation. It never happened and when I called and asked today I was told there will be no response if they deemed they didnt do anything wrong. In summary, I opened up a new credit ...

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Amex Credit card closing/cancelling account

May 26, 2016 - 1. I applied - - platinum card and got approved on - - ; - Ref : - 2. I received new card and started using a card. 3. My card was being declined on - -. 4. On - -, I called - security/fraud department number and was told that I will get a call with reference number. Once I have a reference number, I was asked to call back - security/fraud department to verify the account. 5. I did n't get a call with reference number and called back - security/fraud department again on - -. 6. I clarified my account and all activity and was told that I can ...

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Amex Credit card closing/cancelling account

May 23, 2016 - To induce providing my physical address, AME- suspended my unsecured credit card account to " comply with new government guidelines ''. AME- promised on taped calls that my physical address would go nowhere, and my mailing address would not change. After an Order of Protection on my ex-husband, and a career reducing hacker crime on financial systems - not publishing my physical location for database auto-replication is basic self-protection. - USPS forwarding protection breaches required multiple moves, as my physical address would " magically '' get updated across multiple non-USPS dat...

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Amex Credit card closing/cancelling account

May 19, 2016 - i was an american express card holder in good standing, had pay over time feature, in - i charged a large bill, soon after theycancelled my charge over time feature, without notice and started charging me late fees. despite all my efforts to talk to them about, this unfair action they went ahead and cancelled my account witch had a lot of reward points, by saying my credit was bad,, which was not true as i had been with them for - years, and had charged and paid almost - dollars in 2015. all my efforts to reinstate my account have failed, i had told american express, that i had no pro...

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Amex Credit card closing/cancelling account

May 15, 2016 - American Express cancelled our - American Express credit card account, but did not disclose that we would lose the cash rebate we had earned. The week of -/-/16, my wife had called to cancel the American Express - Credit Card. She was told by a customer service representative that we could apply our cash back rebate of about $15.00 to our final bill or we could receive it as a check. My wife was not able to complete the transaction because she was not the name on the account. I called American Express on - -, 2016 to cancel the account. The representative cancelled the acco...

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Amex Credit card closing/cancelling account

April 27, 2016 - On - - i applied for credit card with - -. After 1 month of using the credit credit card, the suspended my account for any reasons. On - - my balance was - dollars that i already paid. Finally - - Sent me the statement that included - dollars for member fees. But i just got the credit lees than 1 month. My big surprise is that charged me for the late fees for the membership fees and they sent to the credit report and they drop my credit scores down. The amount was - dollars. I called - - and let them know and thy told to pay the member fees and claims it ...

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Amex Credit card closing/cancelling account

March 21, 2016 - 1. On - - 2016, I made a phone call to American Express trying to ask a question about my - credit card, the automated system kept asking me questions, and while I was trying to get connected to a live person, the system asked me a question about if I need to speak to a representative, when I said " yes '' it replied " I can complete the cancellation process over the phone, the following disclaimer will be read to you, if you hang up before it 's complete, it means that you 've accepted these terms and conditions of the card cancellation. '' 2. I made another phone call within a minut...

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Amex Credit card closing/cancelling account

March 18, 2016 - I have a been a valued AME- cardmember since 2004. I have a flawless payment history with them and have a credit score over -. I received a call from AME- Financial Review on Wednesday, - -, questioning my ability to pay for the credit cards I have with them and the new credit cards I have signed up with them. One was in response to a targeted letter offer, and 2 others for a personal and business credit card. AME- threatened that I give them permission to request my tax info from the IRS, or else they will shut down my entire account with them. I have never received this before f...

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Amex Credit card closing/cancelling account

February 19, 2016 - I was told by a - - Bank representative that my account will continue to be in good standing as long as I made a payment in the bank directly before a specific date. After doing so they credit grantor closed my account! The account is showing as a charge off for lack of payment although that is n't true. ...

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Amex Credit card closing/cancelling account

February 10, 2016 - I emailed and mailed the following to - -, CEO of Amex on -/-/- : Re : American Express Acct No. Ending in - & Amex Corp Card Ending in - Dear -, As an America Express member since - and a strong advocate of your company 's services, I am reaching out to you for assistance. I became unemployed in - of -. I immediately notified your company on account number ending in - that I wanted to be put on a payment plan. I was told I did n't qualify, but that I could continue making payments until the balance was paid off. I made payments every two weeks either on lin...

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Amex Credit card closing/cancelling account

February 8, 2016 - My credit card from - - was closed by the issuer. Reason stating my payment had be late multiple times since opening the card. This type of card generally has to be paid off when due each monthly. However I signed up for a feature in early - that allowed purchases over $100.00 to be amortize over time. I received an email on -/-/- that advised my payment was late. I immediately called - - around - -, as I was in the airport on my way out of the country. I was told yes I was enrolled in the $100.00 program, but it was not processed for -/-/-. The agent advised...

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Amex Credit card closing/cancelling account

February 5, 2016 - The American Express credit card from - has decided to close all the present accounts and transfer to a - Credit Card. Upon closing the accounts ( Nationwide ) - consumers will be subjected to a hit on their credit report for American Express closing these accounts. There is nothing any of the - American Express credit card holders can do. As soon as their cards are closed ( By -/-/2016 ) all consumers will have their credit scores negatively impacted by closing of these accounts. There is nothing that can be done. I tried to keep the account open, they will not and no other cons...

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Amex Credit card closing/cancelling account

February 5, 2016 - I used a textbook company called - to sell textbooks. They would only pay the funds back through American Express Serve. I cashed all the money and have been trying to shut down the account. It is next to impossible to do this. There is no easy way to cancel the account on line. When I call, I get transferred to an " Account Specialist '' and I have been on hold for over 10 minutes and twice, the line goes dead. Obviously they do not want me to close the account! ...

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Amex Credit card closing/cancelling account

January 19, 2016 - American express cancelled my account without my knowledge. They charged me an annual fees, cancelled all my rewards and even when I contacted them through multiple means did not provide any information. ...

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Amex Credit card closing/cancelling account

January 18, 2016 - I received a credit card from - -. They sent the card and after I used it, they said they have to close the account because I made a large purchase. The card does NOT have a credit limit so its not like I went over my credit limit. Also, I paid the full balance in full. They are saying that since I ca n't produce tax returns and I made such a large purchase, I have to close the account. However, when I applied for the card, I told them that I just started working in - -. This means that my first tax return would not be produced until - of this year ( - ). I do not think it is...

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Amex Credit card closing/cancelling account

January 2, 2016 - -/-/2015 I applied for an American Express Charge card as well as a credit card. I received both. I was making payments on time and never fell behind. In -/-/-/-/-/2015 I was having difficulties paying the balance on the Charge card as I was in the middle of closing my store and trying to re-open in a new location. I had called to make payment arrangements and was able to meet them and if not I had called in to let them know that I would be making the payment on a particular day. -/-/2015 I had an arrangement to pay the balance of around - to make my card current. I had made the ...

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Amex Credit card closing/cancelling account

December 28, 2015 - I established a payment plan with American Express that was not enforced and the account was closed against my wishes and Amex failed to uphold it 's end of the bargain. I had a set date for repayment and when I contacted them, they just said the account was closed and no payments could be made. ...

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Amex Credit card closing/cancelling account

December 23, 2015 - American express cancelled my account and says its cause of returned checks and I do n't even have any checks I would like to request a copy of the checks that were returned and like my credit line back to normal ...

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Amex Credit card closing/cancelling account

December 21, 2015 - My wife has a American express - - miles credit card, her name is - - - I was just an additional non responsible member, when I pulled my report I saw that they are reporting me like 6 times for the same card, I immediately requested they should take me of from this card completely, when I made them aware that they are listing me six times - card limit and all maximized and its effecting my credit very badly they advised me it was a mistake on their end they will make sure to take it completely, they will just have me listed as - time additional when in fact they left all ...

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Amex Credit card closing/cancelling account

November 9, 2015 - AME- would not/could not cancel my account. ...

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Amex Credit card closing/cancelling account

November 6, 2015 - I had an arrangement with American Express that they would take out $500.00 a month on the - of every month directly to pay down the outstanding balance of my account. They have taken it out $1500.00 to $2000.00 out of my checking account. Today I was updated by Experian of the following : They Charge off my account? even with an agreement? And American Express was taking Money directly from my checking account Monthly? and I would not be charged further interest? Where most of the incurred debt is coming from. Why did they call me and get me to agree to the terms that they requeste...

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Amex Credit card closing/cancelling account

November 5, 2015 - I attempted to use my American Express card on -/-/-. The attempted charge was declined by AME-. I called AME- to check the status of the card. AME- stated the account was closed because AME- received a letter stating the account was created fraudulently and the card holder wanted the account closed. Without notice, explanation or permission, AME- closed my account. The account is in good standing and payments are made timely. I have had the account since -/-/-. I did not ( nor did anyone I know ) send a letter to AME- telling them to close the account. AME- is aware of my concer...

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Amex Credit card closing/cancelling account

November 1, 2015 - - - - and American Express have some partnership that requires consumers to sign up for a - to get a discount on your phone. It was not spelled out that consumers were signing up for a -. American Express then bothers you with emails and sells your contact information to other parties. When you attempt to close your account American Express sets up roadblocks and lies to the consumer about the accounts and the necessary steps to close an account. I 've attempted to close our accounts - times and hope I have finally been successful. ...

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Amex Credit card closing/cancelling account

September 28, 2015 - American Express cancelled my account after having it open for almost 1 years with flawless operation and funding on my part, I made - ach transfers from my bank, and after the - - failed for - on - -, I contacted the bank to advise them that the - - for - would fail, I asked them to cancel the transcation knowing that it would fail and they said they would not or could not. The transaction failed because of a mistaken hold my other bank had on my saving account that restricted both incoming deposits and ACH debits, I was not notified of this hold by my other bank -...

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Amex Credit card closing/cancelling account

September 17, 2015 - My credit report shows I have an AME- account with - balance. It 's been on my report for over a year and the credit reporting agencies say they ca n't remove it because it is something that AME- is reporting to them. I 've called AME- and they do n't have any record of me having an account with them which is true ... so I am not sure why it keeps showing up. It needs to be removed. ...

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Amex Credit card closing/cancelling account

September 12, 2015 - when my renewal for my membership fee from american express was up, i called and cancelled my card. i have a letter from them acknowledging my cancellation .they continually charge my card that membership fee and charge me late fees.they know say i owe them about - dollars all from a membership fee and late charges. i told them i dispute the charges and told them to send it to a collection agency so i can bring it to arbitration .they do nothing but continual to charge me late fees ...

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Amex Credit card closing/cancelling account

September 10, 2015 - On or about -/-/-, I learned that my American Express card balance had been completely shut down. I have a platinum card and I 've a member since -/-/- and have never been late on any of my payments and have paid over the amount required. I owe a total amount of - on my sign and travel. They demanded I send financial documents showing my financial worthiness. I provide them my IRS official tax filings showing an income of more than - and my savings, retirement investments and other accounts showing a household combined liquid asset amount of more than $400000.00 not including...

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Amex Credit card closing/cancelling account

July 16, 2015 - On - -, 2015, Im received a cancellation email from American Express. After, receiving the email i called customer services, and then got transfer to a credit special in another department. Im ask them why my account were cancel, since i was making payment on time and my credit score and financial affairs are all good status. Agent said because my credit fall to - on - -. Im explain to them that right at the moment i have a credit score of - and do n't understand why they took this decision. Then the specially mention inquiries I 'm have done with other banks, and Im said I '...

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Amex Credit card closing/cancelling account

July 6, 2015 - I returned a call from American Express. I was told that I called an told them to cancel my request for an Everyday American Express Card and they have sent me out a letter that they considered my request a fraudulent credit request. I do n't care about the card, what does concern me why did they say this. Why would I purposely put a spot on my credit with making a Fraudulent phone call. The credit card is not important here, but the fact I have been accused of a Fraudulent phone call I did not make. I 've been away from home since Friday ( - ). returned Sunday ( - ) and have not had an...

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Amex Credit card closing/cancelling account

June 21, 2015 - -/-/- a $16000.00 payment was made using the menus on the American Express Internet site. Unfortunately, - selected the wrong bank account - there were - bank accounts registered within the - Amx Internet page. -/-/- - was notified by Amx of a returned electronic check. Immediately realizing the wrong account had been selected from the menu - reissued the payment from the correct account, this done while speaking with an Amx rep. After correcting the matter - asked the Amx rep to please issue a Stop Payment '' on the original $16000.00 electronic check. - wa...

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Amex Credit card closing/cancelling account

June 9, 2015 - American Express recently completed a review of my finances. My credit cards with that bank have been canceled due to what they have said : according to the income that the bank has assessed based on records on file, my income does not support the spending on the accounts. I am - and have substantial benefits for myself and all family members. I am the payee for my daughter. My wife 's benefits are listed in our joint tax filings. The bank has assessed our income based solely on line -, total [ taxable ] income, of our 2014 tax filing. Our - benefits, however, are not taxable and so d...

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Amex Credit card closing/cancelling account

June 1, 2015 - In 2013 I was having some trouble making all the required payments on my consumer loans. I contacted American Express to discuss arranging a payment plan. I realized that I had accumulated a large number of points on my - Amex card, that I also hoped could be used as a credit towards paymrnts. I was initially told this would be ok, THEN I was told it would only be OK if I made a large payment immediately on the card. I felt bullied into the transaction, and complied because I wanted to keep my points balance and keep the card open. After the payment, Anerican Express refused to honor the po...

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Amex Credit card closing/cancelling account

April 20, 2015 - My card was canceled by American Express the same day a payment was made which was - -. American Express sends a letter dated -/-/- stating they checked my credit on -/-/-. - they stated my account was under review on -/-/- and this is why the account was terminated. Now it was because of a Fico Score among other reasons dated from -/-/- ''. So if this was the case the card should have been canceled -/-/-. The stories keep changing with this company. The account was canceled according to American Express for a number of reasons. I had an American Express Ever...

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Amex Credit card closing/cancelling account

April 16, 2015 - Dear Sirs : I was the holder of an American Express ( AME- ) Corporate Card at the request of my employer. My final payment on this account ( which is now a closed account ) exceeded the amount due by $190.00. That is the credit balance American Express has agreed that I overpaid. American Express communicated to me, on at least - occasions that They would promptly be issuing me a refund. AME- employee ident. # s and dates : - -/-/15 ; - -/-/15, - -/-/15 ; - -/-/15, - -/-/15 ; - -/-/15, - -/-/15, - -/-/15. All of thes...

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