Amex Credit Card Complaint

Closing/Cancelling account

Amex Credit card department,

Closing/Cancelling account South Carolina

Dear Sirs : I was the holder of an American Express ( AME- ) Corporate Card at the request of my employer. My final payment on this account ( which is now a closed account ) exceeded the amount due by $190.00. That is the credit balance American Express has agreed that I overpaid. American Express communicated to me, on at least - occasions that They would promptly be issuing me a refund. AME- employee ident. # s and dates : - -/-/15 ; - -/-/15, - -/-/15 ; - -/-/15, - -/-/15 ; - -/-/15, - -/-/15, - -/-/15. All of these AME- customer service employees gave me different dates and commitments for when my check was sent to me and when I should expect to receive it. I just learned today that AME- mailed my refund to my former employer ( - ). They state that my card member agreement provides them the right to do this. The Card member agreement that accompanied my card, AME- document - # - does not communicate this provision. In fact it states that I am solely responsible for all transactions and charges associated with the card ( section - ). If there is a document that communicates this feature guiding any card member refunds it was not disclosed to the card member. I would appreciate a full investigation of the behavior of AME- for lying to card members, improper card member disclosure and failure to return an overpayment in an inactive account to the responsible cardholder.

Amex customer in South Carolina
Apr 16, 2015

* Source: CFPB Complaint Database

Amex response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3AmexComplaint HistoryComplaints12/20112/20124/20126/20128/201210/201212/20122/20134/20136/20138/201310/201312/20132/20144/20146/20148/201410/201412/20142/20154/20156/20158/201511/20151/20163/20165/20167/20169/201612/201602.557.51012.515Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3AmexClosing/Cancelling account66.1%15.4%8.4%3.1%7.0%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageClosing/Cancelling account0.1%10.4%6.1%2.6%0.9%14.5%65.1%0.3%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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https://www.americanexpress.com/
800-528-4800
P.O.Box 981540
El Paso TX 79998
Amex
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