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Consumer Complaints by Product

With a focus on financial consumer protection and awareness, BadFinance.org is a nonprofit organization dedicated to provide financial analysis and advice to US consumers. Every days our financial professionals receive hundreds of complaints from the Consumer Financial Protection Bureau and compare complaint resolution trends to better inform financial consumers.


Consumer Complaints History

New Consumer Complaints


Valentine and Kebartas, Inc. Debt collection communication tactics frequent or repeated calls

September 26, 2019 - Valentine and Kebartas called everyday from -/-/2019 until current using different numbers - -, Florida area - ) from a company in Massachusetts. I finally spoke to a supervisor, - -, and he would not disclose the reason for the call. The representative and - - both possessed an abusive tone towards me. They never left a message when they called everyday. The process is deceitful and I felt mis-treated and they were condescending. Please prevent companies like Valentine and Kebartas to behave in such a manner....

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CCS Financial Services, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

September 24, 2019 - I received a letter stating i owned this company money, First time hearing from this company and about this debt....

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Recovery Solutions Group, LLC Debt collection took or threatened to take negative or legal action seized or attempted to seize your property

September 24, 2019 - My mother keeps getting calls on her cell for me saying I owe this debt that I have never heard of the original company or the collection company. The caller says they are going to come seize all my property and my checking account if I do not pay them. Once again I never signed anything for this debt....

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Medical Data Systems, Inc. Debt collection attempts to collect debt not owed debt is not yours

September 24, 2019 - After numerous attempts to get verification about these fraudulent accounts from the three credit bureaus -, -, and - I have never received any response back as yet. These accounts do not belong to me as follows : 1.Medical data systems acct # - 2- - service acct # - 3.- - - acct-*** 4.- - - acct - -acct # - 5. - -/- acct # - 6. - - - - acct # -...

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WELLS FARGO & COMPANY Mortgage closing on a mortgage

September 24, 2019 - Wells Fargo Home Mortgage keeps calling other people regarding the matters of My Home Mortgage. I filed the complaint on Wells Fargo Mortgage. It appears there not trying to resolve the issue by calling other people that has nothing to do with the issue. Wells Fargo Home Mortgage calls on a daily base other people in fact as I have for a witness. Wells Fargo Knows my phone number as well as mailing address regarding the matter....

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Allied Collection Services, Inc. (Nevada) Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

September 24, 2019 - Allied Collection representing - - has repetitively sent correspondence demanding payment for an unknown debts. When I requested by law that they send me identifying documents to show that I owe this debt such as ID, Social Security Number, and/or contract bearing my signature, they have not done so. Their claim is Hearsay according to law. In the midst of this, they are ruining my quality of life because they have put this item on my credit : -/-/2015 amt $410.00...

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Nevada Credico, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

September 24, 2019 - QUANTUM COLLECTIONS representing - - - has repetitively sent correspondence demanding payment for an unknown debts. When I requested by law that they send me identifying documents to show that I owe this debt such as ID, Social Security Number, and/or contract bearing my signature, they have not done so. Their claim is Hearsay according to law. In the midst of this, they are ruining my quality of life because they have put this item on my credit : -/-/2017 amount $220.00....

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CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

September 24, 2019 - - - - - - - -, GA - CREDIT COLLECTION SERVIC - - - -, MA - ( - ) - - : Collection account : $86.00 To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau s , the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 b that your claim is disputed and validation is reque...

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AR Resources, Inc. (FL) Debt collection attempts to collect debt not owed debt is not yours

September 23, 2019 - It started in -/-/- but I have 9 hard inquirys on my credit report that does not belong to me as well as a loan threw - that I wasn't aware of..my credit score has dropped 104 points in a month. Resulting in a balance of - -/-/2019 for a balance of $710.00 through - as well as Are resources in I'm not aware ofI 'm not aware of -/-/2019 for a balance of - threw - that I am not aware of...

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CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

September 23, 2019 - -, - SOC SEC # - DOB -/-/- ADDRESS - - - - - -, FL - ATTENTION DISPUTE DEPARTMENT TODAYS DATE : -/-/- CREDIT COL- - CREDIT COLL - Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) s...

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Hunter Warfield, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

September 22, 2019 - Back in -/-/2019, in need of a new car, I visited the dealership to see if I could get some sort of financing. The sales rep came back with a twisted face and a horrible credit report in his hands saying that my score was -!!!!! The last time I had checked my score it was in the mid 600s and I didnt recognize alot of the information that was in my credit report like collection accounts, credit cards, addresses, and over 80 inquiries! I immediately knew someone had gotten my information and I called all 3 credit bureaus and had a fraud alert placed. I tried disputing with the credit bureau...

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Hunter Warfield, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

September 22, 2019 - Back in -/-/-, in need of a new car, I visited the dealership to see if I could get some sort of financing. The sales rep came back with a twisted face and a horrible credit report in his hands saying that my score was -!!!!! The last time I had checked my score it was in the mid 600s and I didnt recognize alot of the information that was in my credit report like collection accounts, credit cards, addresses, and over 80 inquiries! I immediately knew someone had gotten my information and I called all 3 credit bureaus and had a fraud alert placed. I tried disputing with the credit bureau...

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LAKEVIEW LOAN SERVICING, LLC Mortgage trouble during payment process

September 22, 2019 - - closed out Complaint # - and has NOT provided my reqeust for information regarding the documentation of discrepancies stated within the letter submitted by - representative, Mr. - -, Office of the Customer, dated -/-/2019. I contacted Mr. - upo # - upon receipt of this submitted letter on -/-/2019 and to date, have not received a response as promised. Attached includes my email following my phone call with Mr. -, supporting documents, and request for - to provide supporting documentation of the wire transfer return to the closing attorney as he claims on the l...

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Shellpoint Partners, LLC Mortgage incorrect information on your report

September 20, 2019 - I had filed a report in -/-/- with you and received a letter from New Rez stating they would correct my credit report after incorrectly handling loss mediation when I was laid off. I now am selling my house and need to purchase a new one and I'm finding out they did not do as they said, my credit is still showing that I was late in -/-/-, -/-/-, -/-/-, -/-/- and they have added an additional one for -/-/- which was called in on -/-/- but they did not apply until -/-/-. below is the original information for the original complaint. They really need to rect...

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Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

September 19, 2019 - looking over - credit report and their are two collection agencies thats trying to collection on the same account which I have to knowledge of and never contacted about this debt....

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Medical-Commercial Audit Inc Debt collection written notification about debt didn't receive enough information to verify debt

September 14, 2019 - MCA Management Company out of Missouri placed a collections on my credit report for $1500.00 back in -/-/-. I don't recognize this account and will need verification of this account and what the $1500.00 is for. There wasn't any mail in regards to what the collections is for. As highlighted in the FCRA Reporting Act, please provide verification of this collection. Also, please cease any collection calls immediately if there are any in the near future....

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Javitch, Block & Rathbone LLC Debt collection communication tactics called before 8am or after 9pm

September 13, 2019 - Called repeatedly @ - -., - -., & - -...

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Receivables Management Corporation Debt collection attempts to collect debt not owed debt was result of identity theft

September 12, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt is not yours

September 12, 2019 - I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, ...

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ClearPath Lending Mortgage applying for a mortgage or refinancing an existing mortgage

September 10, 2019 - We receive multiple letters per week advising us that we " have yet to take advantage of programs sponsored by the Department of Veterans Affairs ; you are entitled to a payment and rate reduction through VA eligibility lending programs. '' Usually it's a refund of between $ 1,400-2,500. The phone number is usually an ( - ) area code, but the full number typically changes. The most recent one was ( - ) -. There is no listed address....

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Source Receivables Management LLC Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

September 7, 2019 - They keep reporting that I owe them but I dont even know who this credit company is at all so why would I pay for something I never got at all so they said my credit will go down and won't be able to ever get anything and that is really hurting my credit to even try to get a car any where...

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LJ Ross Associates Debt collection attempts to collect debt not owed debt is not yours

September 7, 2019 - I have previously contacted CFPB ref:-- as of -/-/2019 the respondent has Sold the Debt to L J Ross Associates In. Reported By L J Ross Associates In - - -, -, MI - ( - ) - Account Number - Date Reported -/-/2019 Creditor Class Utilities Client Name - - - - Original Amount $550.00 Again, Multiple Letters have been sent to -, and their collection representatives now AT LEAST 5 times ( including over 30 phones calls in the last 2 years ). I am writing this letter in response to the information your company has placed on my credit reports.. In...

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ProCollect, Inc Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

September 6, 2019 - 1. Debt collection, about the move-out charge for bed 2. I solved the issues with the rental company before already, but they keep letting debt collector contact me for the money, and now they denied we solved the issue before. 3. Dear CFPB : Thank you so much for taking the time to read all those and helping me. Two years ago, I lived in - - at - - : - - -, - -, PA -, - -- three bedrooms house. During the staying, I switched houses in between, so I lived in two furnished houses with this company for around two years and never had any late, missing paymen...

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Army and Air Force Exchange Service Debt collection attempts to collect debt not owed debt was result of identity theft

September 5, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

September 4, 2019 - I have been arguing with Transunion for 3 months now trying to remove all fraudulent information from my report. I have submitted documentation multiple times and and spoken to multiple reps explaining that my identity has been compromised. However, they still refuse to remove items from my report. This is in violation of section 605B of the FCRA law, that protects me as a consumer. I have also submitted paperwork to the creditors listed on my paperwork to now avail. My identity was stolen by someone who is not benefiting from my personal information and I am the one who is left to pay the ch...

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Overton, Russell, Doerr and Donovan, LLP Debt collection attempts to collect debt not owed debt was result of identity theft

September 3, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

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ClearPath Lending Mortgage applying for a mortgage or refinancing an existing mortgage

September 3, 2019 - This is in reference to ClearPath lending - - - - -, - CA - CFL # -, NMLS # -. They are using deceptive and persistent targeting tactics against VA mortgage loan homeowners. They are continuing to target me in a campaign that looks as if I have an expiring mortgage account, using my information and my actual lenders name in the letter. I have contacted them and asked to be removed, but they insisted they needed more personal information....

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JH Portfolio Debt Equities, LLC Debt collection attempts to collect debt not owed debt is not yours

September 3, 2019 - I received a letter from Credit Control LLC for a debt and account with center point issued by - - - - dba - - ( had received something from - - for same false item a month ago! ). This account is not mine and I have idea what this is. I was a victim of identity theft back in -/-/2014 but I am unsure if this account is from that issue. I want them at Credit Control LLC to close this right away please. I have sent Credit Control LLC a letter to close this as well which I have attached. Thank you for the help and assistance on this frustrating manner....

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WELLS FARGO & COMPANY Mortgage struggling to pay mortgage

September 2, 2019 - I am requesting a one time 30 day courtesy foreclosure postponement. I've never been reviewed or considered for payment assistance options in the past. I've faxed in a complete payment assistance application packet to Wells Fargo directly and the foreclosure office - - -. I was unable to submit this application through the Wells Fargo online banking portal, " loan tracker '' as this feature was not available online as stated it was through the Wells Fargo online website. I am requesting a foreclosure postponement to be granted by either Wells Fargo or the foreclosure office -...

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Lockhart, Morris & Montgomery Inc. Debt collection attempts to collect debt not owed debt is not yours

August 29, 2019 - This month it attached to my credit report and I never got or had anything from them and I was notified that my I'd may have been compromised and to watch for any new accounts to pop up that I am not aware of. No one has made contact other them darastically lowering my credit for a debt I don't owe....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection written notification about debt didn't receive enough information to verify debt

August 29, 2019 - I have sent several factual disputes to each bureaus informing them of the inconsistencies and violations of the FCRA with how this account is reporting on my credit profile. It is my understanding that the FCRA requires that all credit bureaus are reporting the same information across the board, and that information has to be consistent, if not its a violation. Theres several violations with this report such as, the inconsistent date is open, stating the account is not being disputed when it is, Transunion reporting this account as open and - and - reporting it as closed!...

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ERC Debt collection written notification about debt didn't receive notice of right to dispute

August 28, 2019 - i recently checked my credit report and discovered that this company has placed this item on my credit. I have never done business with this company nor have they provided me with any services or goods. I was never notified that I owe a debt with this company therefore my rights were violated. I want this company to produce the documents with my signature indicating that I agreed to pay for services or goods and it they are not able to do so I demand that they remove the items immediately...

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SYNCHRONY FINANCIAL Debt collection communication tactics frequent or repeated calls

August 24, 2019 - This company continues to send me robots calls and text messages saying they are synchrony bank and I have a debt with ashley furniture. There's nothing in my. Credit report and I've never been there. It's frustrating because they call multiple times a day, and I feel like that's violating my rights. They have been doing this for a couple mo these and its progressing to 3x a day. I can provide the text messages and further calls from my previous phone if needed....

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ERC Debt collection attempts to collect debt not owed debt is not yours

August 23, 2019 - Today I learned your organization has reported a balance of $770.00 for an account I am unfamiliar with to the credit bureaus. I am not certain where this debt came from and would like to find out more about it. Please provide proof of debt by means of original billing statements and any contracts relevant to the account which show I assumed financial responsibility for this account. In the past my credit report has been merged with that of another and I have also been the victim of identity theft, so it is imperative I know the origin of all debts. Please provide proof of debt within 15 day...

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Credit Protection Association, L.P. Debt collection false statements or representation attempted to collect wrong amount

August 20, 2019 - This debt has been placed on my credit. No knowledge of this debt the residence this only debt I never live there try to dispute the death of - - - - will experience I’m able to they want to collect $- and which I don’t know why and I don’t know when it’s wet come from trying to dispute it and try to get information about it with no of course....

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

August 20, 2019 - -, - - SOC SEC # - DOB -/-/- ADDRESS -/-/-, -/-/-, FL -/-/-ATTENTION DISPUTE DEPARTMENTTODAYS DATE: -/-/-ARS ACCOUNT RESOLUTION -Your company have violated FCRA 615(f) (15 U.S.C. § 1681m (f))(f) Prohibition on sale or transfer of debt caused by identity theftYou have not responded to my request to provide me with an investigation report.I need this resolve , under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they cannot be supported by any evidence(1) In general No person (company) shall sell, transfer for co...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

August 20, 2019 - -, - - SOC SEC # - DOB - ADDRESS - - - -, - - -, FL -ATTENTION DISPUTE DEPARTMENTTODAYS DATE: -/-/2019ARS ACCOUNT RESOLUTION -Your company have violated FCRA 615(f) (15 U.S.C. § 1681m (f))(f) Prohibition on sale or transfer of debt caused by identity theftYou have not responded to my request to provide me with an investigation report.I need this resolve , under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they cannot be supported by any evidence(1) In general No person (company) shall sell, transfer for co...

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Helvey & Associates Debt collection attempts to collect debt not owed debt was result of identity theft

August 16, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

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LAKEVIEW LOAN SERVICING, LLC Mortgage applying for a mortgage or refinancing an existing mortgage

August 15, 2019 - To CFPB, My name is - -, I have asked lakeview mortgage to close my FHA case number because I was going with a different mortgage company that gave me a better rate and I felt more comfortable with. They have told me that it was done but it has not been completed.I am not able to close because they have a file still open with the FHA. I have contacted lakeview as well as the mortgage company that I am going with has contacted them, to ask them to close the file, as well as give them the steps to close the file number so I can close on my mortgage. They have not done so and it has been ov...

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Shellpoint Partners, LLC Mortgage struggling to pay mortgage

August 14, 2019 - WasapprovedfortrialmodificationwithmymortgageservicerShellpointMortgageservicing,firsttrialpaymentbegan-/-/2019amount$850.00.I'veattachedproofwhereIwasmakingtrialpayments.ShellpointMortgageforeclosureattorneyforeclosedonmyhome-/-/2019whileI'mmakingmypayment.Someonecametomyhomeaskingmetoleavemyhome.I'mrequestingthepropertyforeclosuresaleberescindedanddeedtomyhomebereinstated.Shellpointhasbeendifficulttoworkwiththeydidnotapplymymortgagepaymentstotrialpayments,Ihaveattachedmybankstatementshowingfundswithdrawnfrommybankaccount.SpokewithShellpointcustomerservicewastoldtheydidn'treceivemypayme...

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U.S. BANCORP Mortgage closing on a mortgage

August 6, 2019 - We have been working with US Bank since - of this year, -. Our actual loan officer has been decent, and explanatory as we are first time home buyers. The woman who is under him that collects documents and is the one more in communication with you has failed to communicate through the entire process. Received all my documents vis US Bank portal ( w2s, tax return transcripts, employment letter ) all as of - -. Our closing date was supposed to be today -/-/- at -. Friday the lady in correspondence called and said I didnt provide my previous addresses for tax transcripts so she...

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ERC Debt collection written notification about debt didn't receive enough information to verify debt

August 5, 2019 - I am writing today because I am having an issue with a collection agency reporting data to my consumer credit file. I have asked for validation, be it documentation or other documents in compliance with my rights under FCRA. Twice I have asked and twice nothing is provided on this account. They stamp the file FCRA compliance and do nothing to comply. I have no knowledge of the item reported. I am asking assistance in forcing the reporting agency to comply with the law and if it fails to do so, as it has with me on multiple occasions to have the information removed from the 3 credit reporting a...

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First Investors Financial Services Group, Inc. Debt collection attempts to collect debt not owed debt is not yours

August 3, 2019 - FIRST INVESTORS SERVICING CORPORATION is reporting fraudulent debt on the credit report of - -....

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ERC Debt collection attempts to collect debt not owed debt was result of identity theft

August 3, 2019 - TODAYS DATE:- ATTENTION DISPUTE DEPARTMENT ENHANCED RECOVERY CO L - Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified u...

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AXIA FINANCIAL, LLC Mortgage applying for a mortgage or refinancing an existing mortgage

August 1, 2019 - My realtor recommended - - from Axia Home Loans as early as -/-/2019. - got my Certificate of Eligibility from VA dated -/-/2019. And I haven't heard anything from him. After few months - called me and introduced herself as she will be assisting - on my loan. I submitted all required documents date -/-/2019. The builder sent - letter dated -/-/2019 informing him of my original closing date of -/-/2019. I was surprised that I have not heard what the next steps in loan processing from -. To make things worst my house got sold and the closing of the new owner co...

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Capital Accounts, LLC Debt collection attempts to collect debt not owed debt is not yours

July 13, 2019 - : I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof...

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ERC Debt collection attempts to collect debt not owed debt was result of identity theft

July 3, 2019 - Enhanced Recovery Co has reported an account to the credit bureaus that does not belong to me. The never contacted me or sent me any kind of letter regarding the matter. The account is for $320.00 and it does not belong to me....

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Ability Recovery Services, LLC Debt collection false statements or representation attempted to collect wrong amount

June 21, 2019 - This company Ability recovery service continues to report false information on my credit report about me! I have no knowledge of the account or the amount they say I have to pay! Youre violating ( FCRA ) by reporting false information about me on my credit report and continue to do so on a weekly bases. I have no account thats open with them nor do I know where the account came from! I will file a civil lawsuit next!...

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National Credit Services, Inc. Debt collection communication tactics you told them to stop contacting you, but they keep trying

June 6, 2019 - I had a missed call from National Credit Services at about - - on -/-/19. I returned the call and verified my date of birth but refused to give the last four of my social security number. I asked the rep who they represented and she kept giving me her company 's name. I asked for a supervisor the rep asked me to hold and then came back onto the line to ask me to continue holding. I advised her that wasn't necessary and to please just remove my telephone number. We ended the call. The next morning I received another call. I called back and again verified my date of birth and again refus...

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NATIONSTAR MORTGAGE Mortgage trouble during payment process

May 2, 2019 - Mr. Cooper purchased our home loan from our original mortgage company about two years ago. We have always paid online and have never had an issue up until -/-/-. I always make two partial payments due to my paychecks. Again never an issue. On -/-/- I made my first half of my mortgage payment. On the - I made my second to witch they took two different amounts from my checking account. My wife and I have a - - old and a - year old and we live paycheck to paycheck. Due to Mr. Cooper taking multiple amounts out of our account we were overdraft it took over a week and 6 calls ...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

April 19, 2019 - - - - - opened on -/-/2018 - balance $200.00 - - - - opened -/-/2018 - balance $100.00 I don't have a contract/agreement with the agencies above. I request for this to be removed from my credit agencies ( -, - and - )....

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Harris & Harris, Ltd. Debt collection attempts to collect debt not owed debt is not yours

April 19, 2019 - I keep getting phone calls from a - - - - -, when I answer I get a recorded message they are not taking messages now, this is constant every day or so. I tried to look up this company 's contact information, all they give is the phone number they never answer. - - -. I - this company and the complaints are endless....

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Merchants' Credit Guide Company Debt collection attempts to collect debt not owed debt is not yours

April 18, 2019 - I requested a valid debt validation letter several times. i was written by mail and notified if they couldnt receive info in a timely manner the account will be closed and returned to original creditor...

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Security Credit Services, LLC Debt collection written notification about debt notification didn't disclose it was an attempt to collect a debt

April 17, 2019 - Account showed up on my credit report that I have no ideal about. Never heard of this company. Never signed a contract with this company. Information should be deleted from my credit report asap....

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Convergent Resources, Inc. Debt collection communication tactics frequent or repeated calls

April 16, 2019 - i have been receiving calls from several numbers - - - - Caller ID state " Convergent '' nothing else since the beginning of -, they call about 5 time or more a day from different numbers and leave no message. I spoke with them in the past about this issue about a year ago and they stopped. They stopped because i threaten to file a lawsuit against they because they stated i owe them when i have documentation providing i dont. and now its starting to happen again attached are screenshots of recent harassing calls but not all....

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RUSHMORE LOAN MANAGEMENT SERVICES LLC Mortgage struggling to pay mortgage

April 15, 2019 - I CALLED THE COMPANY RUSHMORE LOAN MANAGEMENT TO GET THE E-ACT AMOUNT FOR MY REINSTATEMENT OF MY MORTGAGE SINCE -/-/- ( FRIDAY ) WE HAVE BEEN CALLING THEM DAILY BUT UP TO THIS TIME THEY DONT HAVE THE E-ACT FIGURES, THEY GAVE US THE NUMBER OF THE FORECLOSURE LAWYER ( - - ) BUT IS NOT PICKING UP OF CALLING US BACK, WE HAVE AUCTION DATE OF -/-/-, I DONT UNDERSTAND HOW LONG WOULD IT TAKE TO DO A COMPUTATION, THEY SEND ME BEFORE A REINSTATEMENT AMOUNT BUT ITS ONLY GOOD FOR -/-/-, SO WE NOW THE FIGURE, JUST NEED A LITTLE ADJUSTMENT, UNLESS THEY ARE DELAYING US INTENTIONALLY OR D...

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SYNCHRONY FINANCIAL Debt collection communication tactics frequent or repeated calls

April 12, 2019 - I have been getting calls from synchrony Bank from -/-/2018 until -. They call me at least 5 to 6 times a day and before -. I have answered and told them many many times on many occasions that the person they are calling for does not own this number and to stop calling me. They have refused to stop and continue to call before - and all throughout the day....

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Harris & Harris, Ltd. Debt collection attempts to collect debt not owed debt is not yours

April 12, 2019 - This Company, - - at - has literally called my Phone Number hundreds of Times over the past year, 5 times just in past few days. They just recently asked per recorded message if I was a person I have never heard of & asked me to push a Number on my Phone, I did, indicating I am not that Person. This Company continues to leave Robo Calls. I owe no Debt!!!!! They need to Stop Immediately!!!!!...

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Ability Recovery Services, LLC Debt collection attempts to collect debt not owed debt is not yours

April 3, 2019 - ABILITY RECOVERY SERVI - I asked them to validate the debt. They told me they can not, they do not have my signature, and there is no contractual agreement for me to pay. And they want to get paid....

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

April 1, 2019 - I have Fraud Alert on all 3 credit bureau. On - - 2019 I received an emil that 2 collection accounts were added by - - - ( - ). I contacted - several time, they have very rude agents. I have attempted to to clear this up and get removed from my credit report but they keep telling me that they do not have any accounts under my name or SSN. Please see attached credit report showing 2 collections from -. I then contacted the original creditor - - - - - - ' ( - - - - - - ), talk to them several times but each time they told me that ...

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