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Consumer Complaints by Product

With a focus on financial consumer protection and awareness, BadFinance.org is a nonprofit organization dedicated to provide financial analysis and advice to US consumers. Every days our financial professionals receive hundreds of complaints from the Consumer Financial Protection Bureau and compare complaint resolution trends to better inform financial consumers.


Consumer Complaints History

New Consumer Complaints


Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

June 10, 2018 - In -/-/- I received a letter of collection from - - -. They claimed that I owed a little over $110.00 to - that was outstanding. This debt was attempted to being collected by Convergent. At this time, I checked my - account and did not see any recent transactions matching the amount owed. Then, I wrote a letter to Convergent disputing the debt. Convergent replied back on -/-/-with a packet that stated the debt was valid. There were many details that were suspicious. First, in the packet from Convergent, there was given a " - - Account Number '' which I did ...

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Action Collection Service Debt collection attempts to collect debt not owed debt was paid

June 9, 2018 - Timeline of events :-/-/- Pulled credit report, collection listed.-/-/- Letter sent to Action Collection Service. -/-/- Letter delivered and signed for. -/-/- No response, pulled credit report, still listed. -/-/-Sent 2nd letter to Action Collection Service. -/-/- Letter delivered and signed for. -/-/- No response, pulled credit report, still listed....

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Southwest Recovery Services, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

June 9, 2018 - [ See ATTACHED Credit Item from my Credit Report ] ... This month, -/-/-, a Collection Account for $1300.00 from Southwest Recovery Services was placed on my Credit Reports ; Collection Account # -, with a opened date of -/-/-. The ORIGINAL CREDITOR shows as - - - -. I have NO KNOWLEDGE of ever doing ANY business dealings with - - - -. Additionally, I have NEVER received any WRITTEN DEBT VALIDATION from the Original Credit or the Collection Agency....

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Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

June 8, 2018 - I have no knowledge of this debt. I'm requesting for a debt validation of this debt or delete the negative report off my credit....

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U.S. Collections West, Inc. Debt collection attempts to collect debt not owed debt was paid

June 8, 2018 - For about 2 years ( -/-/--/-/- ), I had leased an apartment at - - - which I really regret had it done so. The lease was under two names : myself and my dad. At the beginning of the-/-/-, my dad and I renewed the last lease which was for 6 months, this lease was going to expire on -/-/-. Thats the only lease I agreed in that year. Here is where the issue starts, the apartment complex company through a U.S Collections West Inc. company sent me a letter that I owed $2900.00. I was really surprised because we paid off what was stipulated on the lease I signed, so p...

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GLA Collection Company, Inc. Debt collection attempts to collect debt not owed debt is not yours

June 7, 2018 - This collection amount of $310.00 was erroneously placed on my credit report in -/-/2015 and I was unaware of it until I checked my credit recently. I was never sent any official notice of this debt and I did not incur it. It should not be in my credit file because it does not belong to me....

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MIDFIRST BANK Mortgage trouble during payment process

May 31, 2018 - I am unfortunate enough to have a mortgage through - -. They are very incompetent and dirty. I had my homeowners through -- - and recently changed it to -. I informed midland mortgage on -/-/- that I was changing my carrier from - to -. I sent them the message, via email, with the new company and the new policy number. My old Policy did not expire until -/-/- at -, while my new policy became effective at - on the -. They never even read the email I sent to them. S now they are trying to make me pay for a $1800.00 3 month policy even though I have ha...

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Advanced Collection Bureau, Inc. Debt collection attempts to collect debt not owed debt is not yours

May 30, 2018 - I hope you can help me. There is an account that continues to report in my credit file that actually belongs to my father. I don't know if its the bureaus not doing their job or this collection company that continues to report the incorrect information but it still appears on my file after disputing it several times. The company 's name is Advanced Collection Bureau Inc. account number the bureaus are reporting - and the company name where it originated was - - - -. I contacted them personally and they verified it did not belong to me and doesn't understand why the collection c...

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Ability Recovery Services, LLC Debt collection written notification about debt didn't receive notice of right to dispute

May 26, 2018 - This is a Notice of Direct Dispute with you, under the provisions of FCRA 623 ( a ) ( 8 ) ( D ), of the accuracy of information you have posted to my credit file. In compliance with FCRA 623 ( a ) ( 8 ) ( D ), this Notice of DIrect Dispute includes : Identification of the specific information being disputed : " most provided a signed contract between me and the creditor to validate this account '' an itemized statement does not validate any account, so dont provided, third party is hear say, my be a signed contract, NOTICE GIVEN PRIOR TO FILING SUIT IN - --, OK...

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U.S. BANCORP Mortgage trouble during payment process

May 26, 2018 - The company in question is US Bank, our mortgage provider. We are attempting to remove our monthly MIP ( mortgage insurance premium ) from our bill. Per FHA and guidelines from US Bank, the following conditions must be met : 1 ) The loan must be 5 years old ( we closed on -/-/- ) 2 ) The LTV ratio must be 78 % of original value. Per their own documentation ( attached ), we need our balance to be below $180000.00. Our current balance is $180000.00. 3 ) We must have a good payment history ( we have zero missed or delinquent payments in our payment history ). 4 ) We must submit a wri...

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

May 25, 2018 - came on credit i never was aware of this company or had a contract with this company and this debt i wasn't informed...

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive enough information to verify debt

May 25, 2018 - On --18 I have sent a, ask to validate so called debt I owe to the creditor and the bureau I have yet to properly receive anything from the debt collector themselves. According to the Texas state secretary website - - Does not have a active surety bond to collect in the state of Texas. Please assist in removing this from my credit reports....

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 25, 2018 - My insurance policy ended. I cancelled with the agent and did not renew it. The agent took it upon himself to extend the policy without my consent, now he want monies and is attempting to use a collection agency to collect funds for services that were not authorized or the renewal approved. The collection agency was given specific instructions to verify the debt by producing documents bearing my signature and approval along with other items and has refused to deliver. This in nothing more than " harassment '' and should be dealt with appropriately by your agency....

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HCFS Health Care Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 24, 2018 - I mailed letters to every collection agency on my credit report. I had insurance and am being charged for medical expenses. I tried to call and fix the issue, I mailed letters. When I go to dispute every one on - it doesnt allow me to go through because it says I answered the security questions wrong. They are questions like who did I open a car loan with in -/-/- and what bank account did I open in -/-/- and I dont know if someone is using my name, but I answered all of the questions right and it said my answers dont match their records. This is crazy. I am - years old and -...

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Collection Bureau of Fort Walton Beach, Inc Debt collection attempts to collect debt not owed debt is not yours

May 23, 2018 - I checked my credit report and a collection company is listed as belonging to me. I have not received a dunning letter by certified by from this company. They are in violation according to the ftc because I have never signed a contract with this company and they are trying to falsely collect on a debt.. I have attached a debt validation letter and this company needs to respond to it....

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Convergent Resources, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 22, 2018 - I received letter from - -, - ( - - -, - - - -, -, WA - ) that they attempt to collect a debt on behalf of -. I do not do business with -, and I don't think - is in the business of lending money anyway....

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The CMI Group, Inc. Debt collection attempts to collect debt not owed debt is not yours

May 14, 2018 - I am disputing the collections on my account as it is not my address and I never lived there and it is not my charge. CREDIT MANAGEMENT LP - - -- - - - - -, T- - ( - ) - thank you, - - -...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

May 14, 2018 - I have been a victim of identity theft. There are over 20 collections for things I have no clue where they are from. I have contacted the company to dispute it but they are saying they can not remove anything without payment, which I know is not true. This really isn't fair, is there anything anyone can do?...

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ERC Debt collection communication tactics frequent or repeated calls

May 11, 2018 - Enhanced Recovery has been calling my cell phone using a robocaller at least 37 times this week alone. They are using sleezy tactics in trying to harass me via phone calls. I've repeatedly asked them to add my phone number to their " Do Not Call '' list but the continue to call. They always ask for " - '' who is someone I do not know. They have promised to not call my number in response to complaints I've previously filed here but continue to do so. They have called using the - phone number and also local call spoofing. My phone number has been on the national " Do not call '' list for s...

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McCarthy, Burgess & Wolff, Inc. Debt collection attempts to collect debt not owed debt is not yours

May 11, 2018 - - - - attempted to add an additional day of payment onto my credit card ( I disputed that charge with - card ) for a car rental that was returned via a drop box to their parking lot on time to the - - - - - -, -, IL - location as pre-paid and contracted purchase. I have already contacted - regarding this false charge on my credit card for an additional day of rental that was not valid. They were told and situation was supposed to be resolved but still I received calls and mail from -, - and - a Collection Agency - - - - -, -...

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I.C. System, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

May 10, 2018 - TODAYS DATE : -/-/- -, - - SOC SEC # - DOB -/-/- ADDRESS - - - -, - -, FL - ATTENTION DISPUTE DEPARTMENT I C SYSTEM To Whom It May Concern : This letter is being sent to you in response to a notice a couple entries by your company on mycredit reports. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair DebtCollection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation isrequested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made p...

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive enough information to verify debt

May 9, 2018 - There is a collection amount of $250.00 on my Consumer Credit Report of which I have NO knowledge of its origins. The amount is reported twice from two different agencies with separate dates : 1st Report : - - Date Opened : -/-/- Last reported : -/-/- Account Balance : $250.00 ( - ) 2nd Report : - - Date Opened : -/-/- Last Updated : -/-/- Account Balance : $250.00 ( - ) I am an - - ( - - ) service member and I was stationed in -, - when these erroneous account ( s ) were created. I did not have an account with either company dur...

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AmeriCollect Debt collection attempts to collect debt not owed debt is not yours

May 7, 2018 - Americollect has not reached out to me about this account I checked my credit report and it was on there this is not my account. I have no knowledge what server of this collection account....

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Southern Management Systems Inc. Debt collection attempts to collect debt not owed debt is not yours

May 7, 2018 - On -/-/2013, this debt for $1100.00 appeared on my credit report. I have no knowledge of this debt. I am requesting a signed confirmation with my signature that I opened this account. Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting on my credit report. Please don't respond to my request by saying that this account has been verified. Send me copies of the documents that you have in your files ...

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Source Receivables Management LLC Debt collection attempts to collect debt not owed debt is not yours

May 5, 2018 - I disputed this twice the answer they came back with was accurate and verified but who is verifying this? is isnt my debt i asked for discovery proof it is mine and yet no correspondence was sent in any event i no longer want to see who did this to me i want to see action against collection agency for violation of fcra requirements source recevables account number -...

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BlueChip Financial Debt collection threatened to contact someone or share information improperly contacted your employer

May 4, 2018 - Called my office attempting to collect something for - which I assumed they purchased tried to force me to verify my social and dob which I will not give over phone continue to contact me at office which I said I could not be contacted there regardless now they continue to call with automated dialer From - area code. Harassment for something Im not even sure belongs to me...

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Harris & Harris, Ltd. Debt collection written notification about debt didn't receive enough information to verify debt

May 4, 2018 - The company started calling me claiming I had defaulted on a $1000.00 bill about three years ago. I have also received 3-4 mailings from them over this period. In the initial call, I asked for the original nature of the debt. They did not respond, just asserted that I owed the money. I have sent two letters to the company asking for written documentation of the debt. I have received no response, but the phone calls continue at least weekly. They leave messages on my home and cell numbers multiple times a week. I have tried to talk to them asking for written proof of the debt, and again recei...

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WELLS FARGO & COMPANY Debt collection written notification about debt didn't receive enough information to verify debt

May 4, 2018 - I contacted Wells Fargo to pay my debt and requested a letter showing that I paid my debt. I received the letter from Wells Fargo but the wording on the letter does NOT clarify that my debt is paid in full and that there is a - balance on my account. The letter states that " Upon receipt of valid funds we would update our records to indicate the account is settle ''. I've call several times requesting a letter clarifying that my debt is settle in full but the representatives keep rejecting my request, I've ask to speak to a supervisor and the reps tell me he is at lunch and on another call ...

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Capital Accounts, LLC Debt collection attempts to collect debt not owed debt is not yours

April 25, 2018 - Hello, I have received several calls attempting to collect a debt for someone who does not live in my house or at my number. I have had this number for several years and I have asked Capital Accounts to stop calling and the person does not live at my address and this is not their number. They continue to call. One gentleman insisted he spoke to this person at my number which is incorrect....

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NRA Group, LLC Debt collection communication tactics frequent or repeated calls

April 21, 2018 - getting constant calls, ,i have no idea what the debt is, and wont tell me...

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive enough information to verify debt

April 20, 2018 - I do not know who they are or where this account or fee comes from, please help me how to remove this fraudulent account...

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ECMC Group, Inc. Debt collection attempts to collect debt not owed debt was already discharged in bankruptcy and is no longer owed

April 20, 2018 - On -/-/2018, ECMC sent to my private homestead address deceptive communication alleging they are collecting my social security number, and my home address. I have no account with ECMC, i never applied for an account with ECMC, and i never received a loan or credit from ECMC. This is an act of deception, constructive fraud, extortion, attempting to collect on a discharged debt, and violation of the FDCPA....

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Harris & Harris, Ltd. Debt collection attempts to collect debt not owed debt is not yours

April 20, 2018 - Had several calls from this number from Harris & Harris, LTD - - ( - ) - - Im in Florida- for the last couple of months and always let it go to voicemail and read the transcript, is a debt collection agency that I have no business with. They call, at odd times also, robocall, finally I decided to call back and complained about the harassment and stated I have no debts being collected, she took my name and number and said it didnt match who they were looking for. A week later the calls started again, called back and complained and said I was going to report them if they continued...

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Convergent Resources, Inc. Debt collection communication tactics frequent or repeated calls

April 19, 2018 - Every weekday, since-/-/-until-/-/-I have received persistent, aggressive calls and voicemails from - I do not know who this caller is, or what they want. I do not answer unknown callers or their voicemails - too many robo-scams out there. I have reported this number to -, FCC, FTC, and the Do Not Call Registry ; I have put anti-spyware and call- blocking apps on my phone, bot the calls & voicemails still come thru. I added another call-block app on Monday, -/-/-. It failed to block the call/voicemail ; but it showed the name : - - I " - '' the name and found the...

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ProCollect, Inc Debt collection attempts to collect debt not owed debt is not yours

April 17, 2018 - -/-/2013 $3800.00 not familiar with this debt account!...

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Convergent Resources, Inc. Debt collection took or threatened to take negative or legal action threatened to sue you for very old debt

April 14, 2018 - I checked my personal credit report, which I acquired from your organization on -/-/2018 and I noticed an collection from - - had been put on my credit report with a pass due amount $1300.00. i reached out to the - - via certified mail about debt owed and got no response....

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MidAmerica Mortgage Inc Mortgage trouble during payment process

April 11, 2018 - Escrow I have a 30 year fixed, 3.25 % VA loan with P & I monthly @ $510.00. Someone appears to be defrauding my escrow account as my payments have escalated from $ -/month to over $ -/month in less than 6 months. Prior to -/-/- my Insurance costs were $ -/year and my monthly payments were $620.00. My insurance premium is only $ -/year now and I am being billed $ -/month. I have asked the company to explain how my insurance premiums ballooned on -/-/- when I was already paid and covered from -/-/- - -/-/-.. no one, not even their advocate has explained...

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Michael Haynes & Associates, LLC Debt collection attempts to collect debt not owed debt was result of identity theft

April 11, 2018 - I received a phone call from my father that a rep, -, told him she was an attorney representing someone who was going to arrest me. I called the number he gave me from my office as it sounded urgent, scary, and I have no reason for someone to threaten that. I got on the phone with a gentleman who refused to identify himself. I told him I was calling from my work phone and to not call that number or my father. I asked him what attorney it is and why she would say I was to be arrested. He told me he listens to everyone 's phone calls and no one would say that. I told him that is what my fathe...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

April 7, 2018 - I have been contacting this company for almost 2 years and informing them that I do not owe for this debt. I went to the emergency room due to - - but due to an extended wait time I left the emergency room and was never seen by any physician. The company agreed by phone to remove the debt several times but has failed to do so, in fact the company has posted this debt under my credit file! I need this matter addressed with CFPB because attempts to rectify it on my own have been unsuccessful. Please advise!...

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McCarthy, Burgess & Wolff, Inc. Debt collection attempts to collect debt not owed debt is not yours

April 5, 2018 - For weeks I have been recieving calls from a phone number which my - identifies as -, but the recording says it it from - ( -, I guess ). It gives me the reference number -. When I first called then back, they told me that they were trying to collect a debit from - - -, at a specific address in -, Fl. I told them that this is not my company and I do not have any connections to the address they gave me. They asked for my phone number to lookup their system. I gave both my home and cell. They couldnt locate it on their system. They told me it was a mistake and they wou...

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Advanced Recovery Systems, Inc. Debt collection communication tactics you told them to stop contacting you, but they keep trying

April 4, 2018 - - - has made several calls to my place of employment even after I left her a voicemail asking her not to do so and to call my personal cell phone. I called to make a payment and she never returned my call. She is a rude person and a bane to humanity....

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Penn Credit Corporation Debt collection attempts to collect debt not owed debt is not yours

April 1, 2018 - Penn Credit Corporation calling from - is repeatedly calling my mobile phone harassing me about a debt that is not mine. I've repeatedly requested that they stop calling my number and to remove my number. Yet they persist....

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McCarthy, Burgess & Wolff, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

March 22, 2018 - Collection company harassing with Robo calls that come in 3 + times per day. this not a legitimate debt Company name is - - and - and - Call from the following number - - -...

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Ideal Collection Services, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

March 19, 2018 - This will be the 4th complaint i want to CFPB to take action i have a police report as the past 3 reports i have submited i have a police report actually i have 3 of them Ideal collections wants a fraud affidavid form as the police stated this form does not exist they keep asking for my ID this means whoever used my identity in fraud did not have it or pic is not me, they state signature is mine i state it is not as someone as well in 2012 also files a false tax return in my name using this addy same place they say i owe the debit, this will be the final chance to delete this as they again are...

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U.S. BANCORP Mortgage trouble during payment process

March 19, 2018 - On -/-/- my husband was contacted by our Property Tax office here in - County, Tennessee. They stated that our property taxes due had not been paid. I contacted our mortgage lender, US BANK, and they stated that the taxes were paid in -/-/- and were returned in -/-/- as a tax refund. It was not until -/-/- that we found this out. According to US BANK, they have a work order on this. On -/-/- we called our tax office and they stated that the taxes have yet to be paid. I called US BANK, spoke with an - who said that when she spoke with the tax area of the US BANK ...

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WELLS FARGO & COMPANY Mortgage applying for a mortgage or refinancing an existing mortgage

March 15, 2018 - We are resubmitting the complaint against Wells Fargo Bank with additional information. Original complaint is included below. New : As of -/-/-, we were assigned a new Wells Fargo Representative, - - to handle the issue. Upon our first conversation, I once again explained that our delinquent amount on our mortgage was caused by bank error and would like a letter of deletion for the reporting agencies. A bank representative mistakenly gave us the wrong information when making a double payment in the month of -/-/- ; thus, causing an unknown avalanche of late payments without any...

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ERC Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

March 14, 2018 - This is a fraudulent account and I would like my name and information taken out of your files. I have notified the police and all credit bureaus that this is fraudulent and this account does not belong to me nor do I have any knowledge of it. Remove my information at once. I am - and this is fraud...

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American Credit Bureau, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

March 13, 2018 - FRAUDULENT ACCOUNT FROM AMERICAN CREDIT BUREAU...

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WAKEFIELD & ASSOCIATES, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

March 13, 2018 - POLICE REPORT WAS DONE ON THIS FRAUDULENT ACCOUNT...

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Trident Asset Management, L.L.C. Debt collection attempts to collect debt not owed debt is not yours

March 9, 2018 - Even though Trident Asset Management has admitted that the debt they are trying to collect never was mine, they continue to call....

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Fidelity National Information Services, Inc. (FNIS) Debt collection false statements or representation attempted to collect wrong amount

March 7, 2018 - E-CUSE THE CATAGORY CHOICE BUT THERES NO OPTION FOR ''CREDIT REPORTING FELONY FRAUD '' AND DEFAMATION OF CHARACTER '' I DONT UNDERSTAND HOW THESE CRIMINALS KEEP GETTING AWAY WITH THIER FRIVOLOUS REPORTS WITHOUT HAVING ANY PROOF OF ANY DEBT,,,,, ,AND NO PROOF OF ANY WRONG DOING,,,,,,,,, NO SWORN AFFIDAVIT THAT HAS BEEN NOTARIZED,,, ,BUT YET - REMAINS IN BUSINESS OF E-TORTION, WHAT A - PLACE THIS IS,,, CHE-SYSTEMS IS A RICO-E-TORTION RAQUET, THIER PARTNERS IN CRIME HAVE ABSOLUTELY NO EVIDENCE OF A DEBT OWED OR AN INJURED PARTY, I HAVE NEVER RECEIVED A REPORT ON ANYTHING THEYRE REPORTING ...

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Southwest Business Corporation Mortgage incorrect information on your report

March 6, 2018 - I lost my job two years ago and took advantage of the Alabama Hardest HIt program where they will pay your mortgage for one year. I was assured in a three-way phone conversation by both Hardest Hit Alabama rep and SWBC rep who works with these types of programs that this would not negatively effect my credit. I was concerned when i first went through the application payment because the end of the month would come and they hadn't paid it so I would pay it to keep it current and they told me to stop paying it, late payments under these programs would not be reported to my credit. This fall, the ...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

March 2, 2018 - CRA VIOLATION / NO KNOWLEDGE OF THE COLLECTION ACCOUNT / TOO MANY INQUIRIES NOT AUTHORIZED BY ME....

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Valentine and Kebartas, Inc. Debt collection attempts to collect debt not owed debt is not yours

February 28, 2018 - This company keeps calling about a debt apparently owed by someone else. Although I already told them I am NOT affiliated with the alleged debtor, they have continued to call me trying to obtain information I do not have. They are cynical and rude....

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I.C. System, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

February 24, 2018 - I am submitting a complaint, firstly here, then to the BBB, after this I will be seeking more aggressive routes as this is criminal in my mind, in order to hopefully get some kind of relief from the damage this company I C SYSTEMS has done to my credit. I have asked many times to verify the debt of $1100.00 as well as show the contract that I have signed with them and not any other company. Without any proof sent to me. They have changed the dates on the debt. They have repeatedly reported it as new debt in my reports and I have watched my score drop at least 11 points each time that have do...

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Financial Business and Consumer Solutions. Debt collection attempts to collect debt not owed debt was already discharged in bankruptcy and is no longer owed

February 23, 2018 - repeat calls after I have asked not to call me anymore and asked not to call me during my work hours - call log : -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- -...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

February 23, 2018 - Trans Union need removed - - - docket # : number - I never when through a chapter - bankruptcy dismissed I want this removed off my credit report because it hurt my credit report history. And they post this twice on my credit -history on Trans Union this need to be removed I did file bankruptcy did not go through a bankruptcy chapter-- this need to be removed off Trans Union ....

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ERC Debt collection attempts to collect debt not owed debt is not yours

February 23, 2018 - I spoke with - - -, a Debt Collector on -/-/- about this account listed on my Credit Report. They said that the Creditor was -. I informed them that I do not have and never had a - Account. They said for me to call -. I call - on -/-/-, they transferred me around, and finally the lady ask for my Social Security Number. I said no I will not give you my Social Security Number, she informed me that she could not look up any information without my Social Security Number. So she said, you would have to dispute it to the Credit Reporting Companies and they would call ...

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MIDFIRST BANK Mortgage struggling to pay mortgage

February 23, 2018 - Hello, I was promised a disaster assistance program for 3 or 4 months. My concern when I received the letter for the assistance which was over $6000.00 to pay by -/-/-. I called - - two times regarding the amount and I was told to apply in -/-/- for mortgage assistance. However, after receiving letters of promise for mortgage assistance, when I applied it took 2 months to get back to me after the application due to documents needed to be sent in. I also received a letter stating I did not have to fill out an application to receive mortgage assistance. Well as time came near ...

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United Military Mortgage, LLC Mortgage applying for a mortgage or refinancing an existing mortgage

February 20, 2018 - An Appraisal payment was made - to ( - ) - - UT - to refinance my residence. Have contacted - NMLS # - - ( C ) - - - or - - - and requested to provide the Loan Estimate numerous times to no avail. I am requesting a total refund for the refinancing process. The refinancing of my property should have been completed in less then 3 weeks hence, it is taking more than 8 months since the appraisal payment. I have in sofar received any documents regarding the refinancing process. Note, the refinancing of my property commenced in New York and apparently is no...

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