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Consumer Complaints by Product

With a focus on financial consumer protection and awareness, BadFinance.org is a nonprofit organization dedicated to provide financial analysis and advice to US consumers. Every days our financial professionals receive hundreds of complaints from the Consumer Financial Protection Bureau and compare complaint resolution trends to better inform financial consumers.


Consumer Complaints History

New Consumer Complaints


HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

December 5, 2018 - I have repeatedly tried to fix this problem with - - -. I know my rights and this account has not been investigated nor validated. I asked for cease and desist also, I asked for an investigation for this account requesting : To Whom It May Concern : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some cont...

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Shellpoint Partners, LLC Mortgage trouble during payment process

December 4, 2018 - -/-/18 I submitted a payment from my account for my mortgage to - - -. Today looking at my bank statement - - double charged my account, causing an overdraft, although I submitted payment once. I contacted - -, and they denied this occurred....

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Capital Accounts, LLC Debt collection false statements or representation attempted to collect wrong amount

December 4, 2018 - CAPITAL ACCOUNTS violated federal law by not notifying me within ( 5 ) days before they REQUESTED this account to be INSERTED on my credit file pursuant to 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material. Although this is not a refusal to pay ; however, your noncompliance within the ( 30 ) day time frame is a violation of both the federal and state law according to the disclosure requirements of the Fair Debt Collection Practices Act and the Uniform Commercial Code ; yet, CAPITAL ACCOUNTS fail to meet the legal requirements ...

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NRA Group, LLC Debt collection communication tactics you told them to stop contacting you, but they keep trying

December 3, 2018 - On -/-/18, I received a telephone call from -, in which the caller wanted to verify my name ; since this is not the first call I received I advised that " I am not willing to confirm my identity to you, please stop calling and provide validation to the address you believe is on file and if it is indeed me I will call back and make arrangements '' ; instead the caller just terminated the call and disregarded everything I said. I called back with the same statement, same hangup. This happened three additional times. I am not sure why this company can not acknowledge a cease calls request, I...

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FCI Lender Services Inc. Mortgage trouble during payment process

December 1, 2018 - I purchased my FHA home loan in -. I lost my federal government job in -. - - - sold the loan in - ; to - - ; due to delinquent payments. -, - sold the loan to an - ; due to delinquent payments. The alonge note is not the original ; as I purchased the loan in -. The Lender has converted my FHA loan to a conventional loan. The lender is expeditiously trying to sell the property without honoring a loan modification ; as required by law. I was never notified that I no longer had a FHA loan...

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Universal Fidelity LP Debt collection written notification about debt didn't receive notice of right to dispute

November 30, 2018 - I have already submitted a complaint about this mailorder through - - that I did not order last week. I told you in the complaint details about this bogus order I did not place and how I have already sent them a affidavit to cancel the account and harassment well since then I received the 3 attachments I will attach to this complaint...

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ERC Debt collection written notification about debt didn't receive enough information to verify debt

November 29, 2018 - This company has reported on my credit an amount $470.00 without notification again. This is the 4th time this company has attempted to report on my credit WITHOUT prior written notification. Even after several request no one has been able to provide proof that this account belongs to me! I am required by law for debt validation along with proof that they are allowed to collect on this supposed debt. The original dispute occurred -/-/2017 and seems to resurface every 6 months after being require to remove, this is illegal on the company behalf....

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Capital Accounts, LLC Debt collection attempts to collect debt not owed debt is not yours

November 29, 2018 - My credit report reflects a charge for something that is not mine. I have tried to call the company involved, they refuse to help even though the socials and birth date do not match. They said I have to get in touch with the collection agency, which I have and they refuse to help me as well. I contact the credit bureau, all three of them and filed a dispute 3 times with experian, have so with - and -? The file remains on my report and again this is NOT mine? For some reason they are refusing to remove what is not mine and ruining my credit. Again in - alone I have disputed this char...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 24, 2018 - This company sent me a letter saying I owe a debt after already placing it on my credit report. I have no knowledge of this debt. The letter they sent me only shows - - - for $530.00. I have no idea what this bill is for I have no knowledge of it. This is not my debt. My signature was not provided to me as requested. This company failed to provide me proof This is my debt. I have no contract or business with This company...

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ECMC Group, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

November 24, 2018 - ok this is - - - I writing this complaint on - - - - - - -, - - -, CA -.. ok I received a debt today -/-/2018. stating I owe a debt principal balance - interest - plus there fees and cost of - total balance -.. Now this is a lie I don't even know any think about this debt.. first this is a violation of the fair credit reporting act .because they brought some back dated debt because my credit has been good and clean for 5 years now. I had a - credit score till they pulled it down low ... second they never tried to contact me on the ph...

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Turning Point Solutions LLC Debt collection communication tactics frequent or repeated calls

November 22, 2018 - - - - is calling not only my number, but also the numbers of relatives. This is not acceptable. They are calling from - - - and leaving a call back number of - - -. The message says it is regarding a debt. I have no knowledge of anything owed to this company ( I may have some other debts but I don't know about this one )....

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SUNTRUST BANKS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

November 22, 2018 - Creditor is reporting accounts that are invalid and unverified. - have investigated this account and they concluded the account was not matching my records of being assigned to me. I would like proof these accounts were disputed per FCRA/ FDCPA. This is causing me anguish and its slandering my good name. Please block this account from my report so I can breathe again....

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RP FUNDING INCORPORATED Mortgage trouble during payment process

November 19, 2018 - After the hurricane of -, I called RP Funding to pay over the phone because their website was down. At that time I was offered 3 month forbearance since My account was current and I had experience property damage. I was told that the 3 months payments would be added to the end of the mortgage, that no fees would be incurred and there would be no effect to my credit. When I tried to pay for -/-/- as I was told my next due date would be, the website was still not functioning so I called the company again to make the payment. The agent who took my payment apologized for the inconvenience,...

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Orions Management Group, LLC Debt collection threatened to contact someone or share information improperly contacted your employer

November 16, 2018 - Someone by the name of - - contacted my job on -/-/2018 making claims he was verifying my employment. He then went on to threaten legal action against me on some account that was submitted to his office....

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Eastern Account Systems of Connecticut, Inc. Debt collection communication tactics you told them to stop contacting you, but they keep trying

November 14, 2018 - Back on -/-/18, I was contacted by - - - - They called my cell phone a couple of times and left no voicemail. After finding out they were a debt collector, and due to the fact that I know that I don't owe anyone anything, I called them back to see what the problem was. They were looking for someone ( some - ) who only shared a last name with me, and I had no idea who they were. They apologized and said they would take my number off of the list. This morning ( -/-/18 ) I received yet another phone call from them, same situation, I don't owe anyone a cent. I tried calling t...

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Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 8, 2018 - This debt is reported in my credit report and I had no knowledge of it. It does not belong to me....

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R & B Corporation of Virginia Debt collection attempts to collect debt not owed debt is not yours

November 8, 2018 - In - of 2018, I sent a certified letter to - - - which was received on. The letter sent requested proof of contract or application obligating me to this debt this company claims I owe since I never recall establishing an account with the creditor in question or - - -. - - - has only provided a copy of bill dated with my name on it as means of validation. This is not considered proper validation under the court of law. No chain of command, application, or contract, containing my signature has been provided on behalf of - - -. - - - is in violation...

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Ideal Collection Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 8, 2018 - In response to your response from previous report number : - about IDEAL COLLECTION SERVICES, INC This is what you wrote : I am confused as at the beginning of your complaint, you acknowledge receiving our response dated -/-/- and at the end of your complaint you state instead of us responding we waited 2 years to report the account to the credit bureaus. In my -/-/- response I offered a payment plan to avoid the account from being forwarded to the national credit bureaus and sent the validation of the claim. Attached, please find a copy of my response along with the documents tha...

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Hunter Warfield, Inc. Debt collection written notification about debt notification didn't disclose it was an attempt to collect a debt

November 6, 2018 - To Whom It May Concern : This letter is regarding account # which you claim [ insert a derogatory condition here, such as I owe - or my account was charged off $1900.00 ]. This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Please also be aware that any n...

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ERC Debt collection attempts to collect debt not owed debt is not yours

November 5, 2018 - ERC has appeared on my recent credit report i am not familiar with this dept, it is not mine and should be removed from my credit report. - was removed from my credit report and had lack of verification which was sold to ERC who has reage this account which is illegal i am also questioning ERC ability to report. Im asking that i recieve the original contract from - showing that this is indeed my debt and also there ability to reage this account, this is multiple laws that ERC has broken i will also be sending this complaint to the FTC for them to review....

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Ability Recovery Services, LLC Debt collection attempts to collect debt not owed debt is not yours

November 5, 2018 - On - I sent a certified letter ( tracking # - to Ability Recovery Service which was received on - at -. The letter sent requested proof of contract or applications obligating me to this debt this company claims I owe since I never recall establishing an account with the creditor in question. Ability Recovery Service has only provided a copy of bill dated with my name on it as means of validation. This is not considered proper validation under the court of law. No chain of command, application, or contract, containing my signature has been provided on behalf of Ability Recovery Serv...

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LJ Ross Associates Debt collection attempts to collect debt not owed debt is not yours

November 5, 2018 - 1. Alleged Name and Address of Creditor 2. Name on File of Alleged Debtor : 3. Alleged Account # : 4. Amount of alleged debt : 5. Date that this alleged debt became/becomes payable : 6. Date of original charge off or delinquency : 7. Amount paid if debt was purchased : 8. Please attach a copy of any signed agreement alleged debtor/claimant has made with debt collector, or other verifiable proof that debtor/claimant has a contractual obligation to pay debt collector. 9. Furnish a copy of the original promissory note/agreement redacting my social security number to prevent identity theft and st...

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Eastern Account Systems of Connecticut, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 4, 2018 - This company Eastern Account System is trying to collect $350.00 from me for a bill they claim I owe. I have written them several letters demanding that they comply with the Fair Dept Collection Practices Act and the Fair Credit Reporting Act by ( 1 ) providing me a contract or bill from Eastern Account System with my signature on it as follows : " I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to ...

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Source Receivables Management LLC Debt collection attempts to collect debt not owed debt is not yours

November 4, 2018 - This company Source Receivables Management is trying to collect $250.00 from me for a bill they claim I owe. I have written them several letters demanding that they comply with the Fair Dept Collection Practices Act and the Fair Credit Reporting Act by ( 1 ) providing me a contract or bill from Source Receivables Management with my signature on it as follows : " I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual ...

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Convergent Resources, Inc. Debt collection communication tactics frequent or repeated calls

October 31, 2018 - I received 5 calls, back to back, on -/-/18. This morning, on -/-/18, I already received 2. I receive at least 3 phone calls every day from this number, 7 days a week, to the point that I had to block it in my phone. This has been ongoing for at least thirty ( 30 ) days now. I am making payments to a Convergent account on a debt and I am doing so diligently, and this is the only account I have with them. As I am making payments, there is NO need to constantly keep calling me....

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WAKEFIELD & ASSOCIATES, INC. Debt collection written notification about debt didn't receive enough information to verify debt

October 30, 2018 - Request for VALIDATION, NOT Verification - - -/-/2018 WakeField and Associates RE : Accounts # - To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau s , the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 b that your claim is disputed and validation is requested. This is NOT a request for verifica...

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Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

October 24, 2018 - I have no knowledge of this debt. I'm requesting for a debt validation of this debt or delete the negative report off my credit....

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive enough information to verify debt

October 18, 2018 - On -/-/2018 and -/-/2018, I have requested proper validation from Convergent Outsourcing stating I wanted some type of contract between myself and the debt collector stating that I am legally liable for this debt and they have the legal right to collect from me. I haven't received any type of documentation from this debt collector. It has been long past the 30 day period this debt collector has to funish such information....

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Allied Interstate LLC Debt collection communication tactics you told them to stop contacting you, but they keep trying

October 16, 2018 - Allied Interstate repeatedly calls my place of employment even though I have told them NOT to contact me, instead to send me some information by mail regarding whatever they are calling me about. I have repeatedly told these people not to call and they insist on doing so. -/-/2018 - - I told them to contact me via usps -/-/2018 - - I told them to not call my place of employment -/-/2018 - - I repeated myself and said the next time someone calls this number, I will have legal counsel reach out to them -/-/2018 - - They call once again! I am fed up with these calls and the...

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ERC Debt collection attempts to collect debt not owed debt is not yours

October 15, 2018 - Enhanced Recovery is attempting to collect upon a fraudulent debt and listing the account illegally on my credit reports. They received correspondence from me via certified mail -/-/2018, -/-/2018, -/-/2018 and -/-/2018. They have refused to reply with validation and have broken 209 CMR 18.17 in that they are illegally reporting under their own name to the bureaus. This account needs to be immediately removed from my credit reports....

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Merchants' Credit Guide Company Debt collection written notification about debt didn't receive notice of right to dispute

October 11, 2018 - While viewing my credit report I seen Merchants Credit guide balance of $230.00 & $290.00 which I do not recall these two accounts or company....

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The CMI Group, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

October 11, 2018 - While viewing my credit report I'd notice Credit Management Lp with a balance of $470.00 which I do not recall. I will like documents bearing my signature of this assumed account....

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United Revenue Corporation Debt collection attempts to collect debt not owed debt is not yours

October 9, 2018 - united revenu corp states that i owe them $1200.00 dated -/-/18 acct number -. I have no knowledge of this account, please have them remove this...

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Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

October 7, 2018 - AARGON is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA....

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ERC Debt collection false statements or representation attempted to collect wrong amount

October 7, 2018 - - - - is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA...

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Shellpoint Partners, LLC Mortgage struggling to pay mortgage

October 4, 2018 - I am losing my home in foreclosure I am trying to to work with my servicer Shellpoint but they are not treating me fairly. they have a sale date for -/-/2018 at - - and I was never notify that was a sale date on the property until a family member saw it on the website last week, I am working to do a short sale and save my credit from more harm but Shellpoint are not giving me the necessary time to get a loss mitigation solution I I need to save my credit at least.. - from shellpoint called on - of this year treating me that she can foreclosure in the house any time she wants t...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

October 2, 2018 - I reached out to this company and credit bureaus to inform them all that this account was open fraudulently. I sent them certified letters on -/-/-, -/-/-, and -/-/-. It is now -/-/-. I sent the - - and all 3 credit bureaus a copy of my police report, ID Theft Affidavit, ID, and my social security card. The company has not responded to any of my letter directly, which is a direct violation of the fair credit reporting act....

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WELLS FARGO & COMPANY Mortgage closing on a mortgage

September 25, 2018 - Wells Fargo has yet to provide the documents....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

September 25, 2018 - I have fraudulent accounts reporting to collections : - - - - - - - I don't know how people are getting my information....

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WELLS FARGO & COMPANY Debt collection attempts to collect debt not owed debt is not yours

September 25, 2018 - Repeating phone calls to my home, asking for payment. I have told them I do not have an account with Wells Fargo and my birth date and social security number are different. Please stop calling me for collection. I was told they would stop, several times. I have received 27 more calls from Wells Fargo since -/-/2018 : ( from - ) -/-/- @ - -/-/- @ - -/-/- @ - -/-/- @ - -/-/- @ - ; - ; - ; & - -/-/- @ - ; - ; - ; & - - @ - & - -/-/- @ - & - -/-/- @ - ; - ; - ; & - -/-/- @ - ; - ;...

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Convergent Resources, Inc. Debt collection communication tactics frequent or repeated calls

September 21, 2018 - This debt collection agency called me earlier and I informed the person that I spoke with that they had the wrong number, instead of removing my number, they continue to call....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

September 21, 2018 - I contacted this company on today 's date in reference to this unfamiliar debt. I told then I was a Victim of Identity Theft and I filed an Identity Theft Report with The Federal Trade Commission as well. They refused to validate the debt and tell ne what the Debt was for. I've also attached a Copy of The Identity Theft Report....

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Credit International Corporation Debt collection attempts to collect debt not owed debt is not yours

September 15, 2018 - Says I owe - from -/-/15 but for what I do not owe this. Again I contacted company several times not willing to remove ......

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WELLS FARGO & COMPANY Mortgage closing on a mortgage

September 14, 2018 - Wells Fargo Home Mortgage in there reply on -/-/18 about the California All purpose Certificate as there response I sign the document is not my signature as claim by Wells Fargo Home Mortgage Power of attorney is not my signature nor my printed signing. Futher more Wells Fargo Home Mortgage has yet to produce the proof of my signature to that document nor does Wells Fargo Home Mortgage been able to justify my signature. The document was sign by the Notary. I did not sign nor give consent to the Notary and was not ever giving or mail any copy of no California All purpose document. Wells fargo...

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CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

September 12, 2018 - On -/-/- I pulled a hard copy of my credit report and noticed a negative account that I had never seen before. That same day -/-/2018 I reached out to the company via certified mail and asked them to validate the alleged debt. It has been well over 30 days and I have yet to receive a response....

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

September 10, 2018 - I hire privacy guard to find out why I ' m having credit issues and they send me notice that a Company call ( Convergent outsourcing - - - - - - - ) register agent call - - - - - - - - - - - - director - - - - - - - - - - I never hair from them before but privacy guard send me notice they are posting derogatory information about me at will without any notice or explanation....

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Constar Financial Services, LLC Debt collection written notification about debt notification didn't disclose it was an attempt to collect a debt

September 10, 2018 - I received a call today -/-/2018, the call was transferred from a colleague who said the caller said it was a recorded line and did NOT mention the name of their company. They did not call my cell phone at all because I pick those calls up. When i got on the phone he said it was a personal business matter, making me first think it was business, I work for a business and thought it was related to them, then he said my address and would I verify who I am, at this point I refused to and told them to NEVER EVER call my place of work again. At this point I went out side to call the company back a...

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CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

September 8, 2018 - On -/-/2018 I noticed my credit score drop due to a mysterious collection account. The account was from CCS Financial Services, and said that I owed $89.00. I have never had an account of any sort with CCS Financial Services. This debt is not my debt, and I don't owe your company anything. No contract was never established with your company. This debt is erroneous....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt is not yours

September 8, 2018 - I have submitted certified letters to each bureau and each creditor, and I have still not received documentation that backs up the claim. I am writing you as my final effort to rectify the issue. The issue is with all three bureaus as well as the following collection agencies : - -, -, - - and -. Here is a recap : I sent a validation letter to each of the following companies listed below. I requested that they validate the validity of the debt that they are currently reporting on my credit profile as negative. o - - dated, -/-/18 and mailed certified -/-/18. o...

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Terrill Outsourcing Group Debt collection communication tactics frequent or repeated calls

September 7, 2018 - Keep get called repeatedly that they need to speak to me concerning a business matter and they have all my information social security number and date of birth and my location Ive never gave this company my information and dont have any outstanding debt and only have a debit card.So they continue to harass me and I feel its a violation of my rights because I dont know this business and they are making false claims against me and would pursue legal action regarding this matter....

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Hunter Warfield, Inc. Debt collection written notification about debt didn't receive enough information to verify debt

September 7, 2018 - This company claims that they verified a debt with me. This company sent me a old lease that they claim is mine. In the contract under ( Full legal name ) the contract says - -. My name is not -!!! My full legal name is - - -.- is a guys name and - is a girls name. Plus on a completely separate page they show a signature that doesn't even match. Then there is a separate page with no signature, just a typed up bill with bogus charges with dates that aren't even on contract. They also claim they tried to contact me but they didn't even have MY ADRESS OR PHONE NUMBER!! Thi...

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Professional Recovery Management Debt collection written notification about debt didn't receive enough information to verify debt

September 7, 2018 - - - - is reporting a debt on my credit report. I have never received written notification describing the alleged debt or who the original creditor is. I disputed it with the 3 major Credit Reporting Agencies and it was removed from 2 out of the 3. The response from - was that - - certified it as mine. I then sent - - ( the Furnisher ) a direct dispute via certified mail according to my rights ( FCRA and CFR 660.4 ) but never received a response. The letter was signed for by - - according to my proof of receipt ( see attached ). This negative account is impacting...

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Ideal Collection Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

September 7, 2018 - Ideal collection services is falsely adding a collections account to my credit report. I was NEVER contacted by this company in regards to such claim. I was never provided any documents, i was spoken to very rudely when i called them. I was advised from them to send a copy of my ID & Affidavit to dispute this issue. Which i did! But still no response from them. They have refused to remove this item from my credit report. They're very unprofessional and spoke to me so disrespectfully. I am very concerned with what they're going to do with my personal information that was sent to dispute this ne...

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Oracle Financial Group LLC. Debt collection communication tactics frequent or repeated calls

September 6, 2018 - Representative from Oracle group, LLC called my work # ( - -/-/18 ) - when he got my voicemail he called back and spoke with the receptionist and said he wanted me paged. She refused and gave him to my voicemail ( Said his name was - ) I called back at - - and spoke with Mr. - and asked him to identify what company he was with which he then went into " There is an open investigation on you ''. At that point I told him not to call my work number and not to contact me as I will not be threatened. He then called my cell phone at - -, - -, - -, - -, - -...

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Dynamic Recovery Solutions, LLC Debt collection attempts to collect debt not owed debt is not yours

September 4, 2018 - Dynamic Recovery Solution is correspondence and claiming that I owe for an account for - - and - - - not owed....

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CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

August 31, 2018 - I asked to company to send me a signed document with my name on it to prove the debt belongs to me. They failed to do so.The debt is also reported as a open status....

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Hunter Warfield, Inc. Debt collection attempts to collect debt not owed debt is not yours

August 14, 2018 - Hunter Warfield - - -, -, FL -, ( - ) - Alleged Balance Owed : $4100.00 Original Creditor : - - - -- -...

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ERC Debt collection written notification about debt didn't receive enough information to verify debt

August 13, 2018 - No knowledge of debt....

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Financial Management Solutions Debt collection written notification about debt didn't receive notice of right to dispute

August 12, 2018 - Received a letter on -/-/2016 from - - - - stating that I owe $1300.00 for new carpet from an apartment that I had moved out of. At no point, was I ever given an opportunity to settle or dispute this amount prior to going into collections. I wrote a letter to - - on -/-/2016 requesting a summary of charges for the damages or receipts and they could not produce. I have no proof that these charges are valid. Now this dept is entered as a collections on all 3 of my credit reports....

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Specialized Loan Servicing LLC Debt collection false statements or representation attempted to collect wrong amount

August 11, 2018 - - - - -, - - - -, - - -, -, - - -, - - - - -, including but not limited to Specialized Loan Servicing, LCC ( SLS ) and all unauthorized mortgage assignments affiliates are reluctant to address my concerns explaining in detail the fraudulent mortgage assignments of why and how these assignments took place without an official POA for each assignment. These assignments some recorded and some were not recorded without my knowledge without the originators written authorization to do so, since the original originator business dissolved year...

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