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Consumer Complaints by Product

With a focus on financial consumer protection and awareness, BadFinance.org is a nonprofit organization dedicated to provide financial analysis and advice to US consumers. Every days our financial professionals receive hundreds of complaints from the Consumer Financial Protection Bureau and compare complaint resolution trends to better inform financial consumers.


Consumer Complaints History

New Consumer Complaints


AmeriCollect Debt collection communication tactics frequent or repeated calls

August 2, 2018 - Hey this is - from -- - I'm a debt collector. ID number - and this is an attempt to collect a debt. Any information obtained will be used for that purpose. You can reach me at - or you can chat with me -. I'm in the office Monday through Friday from - - to - - Central Standard Time and Saturday from - to -. Again I am a debt collector with America collect at -. If I have the wrong number. Please feel free to give me a call and let me know. Thanks and have a great day. PLEASE NOTE THAT MY CALLER ID INDICATES THAT THE NUMBER IS COMING FROM A - NUM...

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Medical Data Systems, Inc. Debt collection attempts to collect debt not owed debt is not yours

July 31, 2018 - medical data systems never sent me a dunning letter they just put this account on my credit report.I do not have a contract with medical data systems and they is reporting on my experian credit report. Under the Fair Debt Collection Practices Act, I have the right to request a validation of this debt. I request that medical data systems prove that I am indeed the interested party who is contractually obligated to pay this debt. A copy of the contract that shows that there was an offer made, mutual acceptance, terms and conditions, consideration and the two wet-ink signatures of both parties wh...

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Pacific Union Financial, LLC Mortgage trouble during payment process

July 29, 2018 - I received a call from Pacific Financial recently asking if I've gotten my annual escrow statement, which I hadn't. I went on line and obtained a copy. Pacific Union wants to increase my Monthly payment by 19.2 % My current payment is $920.00 and they now want to bill me $1100.00 which is an additional $180.00. This change was to correct their error in obtaining the correct escrow for my taxes. I provided them my annual taxes in -. The escrow amount necessary to cover my taxes and insurance only increased by $63.00 previous amount was $270.00 and it is now $340.00. They are requ...

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WELLS FARGO & COMPANY Mortgage struggling to pay mortgage

July 27, 2018 - I have called the bank multiple times over the last six months about the foreclosure. i can say it is nearly impossible to speak to a human being and after the answer i am transferred to three more departments. I've tried to work a payment option with the bank ( Wells Fargo ) but they told me i have to pay the whole back payment in full f i wanted to keep the house. I am trying to find out information about the foreclosure. There is nothing posted on any website. I want to keep my house.I feel like I'm not getting services from the bank that I should be receiving....

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Pacific Union Financial, LLC Mortgage applying for a mortgage or refinancing an existing mortgage

July 27, 2018 - Pacific Union Financial They have taken - dollar 's from us and - - for Apprasails because the loan went from Conventional to FHA. We started the process in -/-/- of 2018 and is now -/-/- of 2018. They have given us 3 differnt close dates and we have spoke with 5 different employees that work for Pacific Union Financial out of the - - location and we were told one of the 5 is no longer with the company due to the way she handled our loan process in the begging. - -, - -, - -, - -, - -. None of these employees have been able to close our lo...

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Enova International, Inc. Debt collection attempts to collect debt not owed debt is not yours

July 26, 2018 - I received numerous calls on -/-/- asking me to verify my personal information and they claimed I owed a debt. They called my mother the same day. They have also called my nephew looking for me. The debt was supposedly a payday loan that occurred in -/-/- and was deposited to a - - - -. I don't live in - and never have. I didn't take out a payday loan. The loan was in the amount of -. They threatened me with legal action. I told the woman to go do what she wants to do. I didn't make the loan IF it even exists. Also it would be small claims here in - if they try ...

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NATIONSTAR MORTGAGE Mortgage struggling to pay mortgage

July 26, 2018 - I am a United States - - veteran who is facing a foreclosure sale date on my home on -/-/-. I bought my house with a VA loan backed by the government and I know that there are programs and plans put in place to help homeowners in my situation ( lost my job ) but my lender Nationstar has not engaged in a fair negotiation and has not given me access to these programs. I have put myself into a better financial situation and have tried to get Nationstar to take another look at review for these programs but they are telling me it is too late and they are foreclosing on my home. I wanted ...

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ERC Debt collection attempts to collect debt not owed debt is not yours

July 25, 2018 - I get repeated calls for debts owed by someone with the last name of -. I have no idea whom this person is. They are not myself nor any relation to me. No matter how often I tell these people this is not the - 's number, I continually get calls for their debt collection!...

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Pressler & Pressler, LLP Debt collection took or threatened to take negative or legal action sued you without properly notifying you of lawsuit

July 25, 2018 - Pressler Pressler located in - New Jersey harasses me with phone calls and threats for a long time. They they took me to court but I did not receive notice because I moved. They won in court because I didnt know about the case. My check has been garnished, I tried to fight it in court but the - County Judge told me too late, too bad. I have had my check garnished for approximately 3 years even though I know Pressler Pressler has been proven guilty of unethical practices many times over. I would like to be able to stop this illegal garnishment, and receive all monies paid to them back....

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Merchants' Credit Guide Company Debt collection attempts to collect debt not owed debt is not yours

July 25, 2018 - Merchants Credit Guide Company is representing themselves as a debt collection company but is not disclosing information regarding this information and is using gorilla and scare tactics to collect debt that is not in collections and to acquire information on a consumer. I pulled my three credit reports and there is no collections and no new initiated lines of credit. They have called up to 6 times a day and left robot voice messages representing themselves as a debt collector. The phone number - and they attempt to collect personal information without disclosing information regarding the r...

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ERC Debt collection attempts to collect debt not owed debt was result of identity theft

July 21, 2018 - I am a victim of Identity Theft. Please remove the account from all three credit bureaus immediately....

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CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

July 21, 2018 - I am a victim of Identity Theft. Please remove the account from all three credit bureaus immediately....

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ERC Debt collection attempts to collect debt not owed debt was result of identity theft

July 21, 2018 - I am a victim of Identity Theft. Please remove the account from all three credit bureaus immediately....

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Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

July 21, 2018 - My phone number is on a Do Not Call Registry and this company keep calling me every week about a debt belonging to someone else. The company name is - -, A Debt Collector. The number they left on my answering machine is - - - -....

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Delta Management Associates, Inc. Debt collection attempts to collect debt not owed debt is not yours

July 17, 2018 - I have been receiving calls on my cell phone from Delta Management Associates. I have spoken to two different representatives. They are trying to collect a student loan for a - - College, which I never attended. I assume they are calling because I have the same name as the person who owes the debt. The first representative confirmed it was not my debt by my date of birth. The second wanted my social security number also, which I refused. They continue to call me almost daily. They call from what appears to be a local number, but the callback number is - ext -...

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Pacific Union Financial, LLC Mortgage trouble during payment process

July 12, 2018 - A little more than a year ago I refinanced my mortgage with my original mortgage company. Since the refinance the company has sent me my statement late. This past month statement, I received in the mail -/-/- and it was due the next day on -/-/-. I have contacted them many times and have been told that " they aren't responible for how slow the mail is '', or " my statement is always available online '', or " i don't need the payment coupon to send in my statement ''. The last excuse is that " the statements are a coutesy. '' All these excuses may sound resonable except I dont always ...

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I.C. System, Inc. Debt collection attempts to collect debt not owed debt is not yours

July 11, 2018 - To whom it may concern : I have several collection accounts on my file from a collection agency named IC SYSTEM the accounts are as follows ( ). Please be advised that I am disputing these collections due to the fact that IC SYSTEM has not responded to my requests for debt validation within the required 30 days. I sent IC System letters requesting debt validation via certified mail using the following receipt numbers - - - - - and - - - - -. These letters were delivered on -/-/18, it is now -/-/18 and I have received - communication in response to my valida...

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SUNTRUST BANKS, INC. Mortgage closing on a mortgage

July 11, 2018 - We are selling a property and have been under contract for over two months with buyers who were using - - at SunTrust Mortgage in -, NC. The buyer has been in jeopardy of breaching the contract twice, due to the total incompetence on the part of this loan officer and the processing department at this bank. The buyer is now homeless and we are broke because we were told weeks ago that we would be closing and we haven't. We have had to make mortgage payments in addition to hotel costs and storage fees because we were falsely informed that we could close. We were given the clear to close...

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WELLS FARGO & COMPANY Debt collection took or threatened to take negative or legal action threatened to sue you for very old debt

July 11, 2018 - I got a message from someone claiming to be a process server. He told me that he has papers in my name and social security number to serve me and that he would be serving me papers at my home or place of employment. He left a toll free number to call back with a case number to reference. I call back and they say they are mediators calling on behalf of Wells Fargo for a debt that is at least ten years old. A man named - - says say that if I arrange payment that day Wells Fargo would no longer sue me. They say they are a company called - - - and offer mediation services. They say ...

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Key 2 Recovery, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

July 10, 2018 - The account was opened on -/-/2018 in the amount of $2300.00. I am a victim of identity theft and have been battling it for years. I finally had most of the fraudulent accounts closed and taken off my credit report, but then I wake up and see this. I worked very hard to get my - score to a - ; but yet again, another fraudulent bill shows up and drops my score by 52 points! this is NOT me. I don't know who is doing this, but it needs to be taken off because its fraud....

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Atlantic Recovery Solutions LLC Debt collection communication tactics frequent or repeated calls

July 10, 2018 - A person called would not offer the name of the company they were calling from, they are looking for - - - - is an ex husband going on 18 + years. I advised that i am not sure why they would ever be reaching out to me for anything in regards to him. They made it seem like this was a case number and never represented them selves as a place to collect a debt or that the call was being recorded. this was a week ago and again today another call, asking if i spoke to - and relayed the information i did not because we do not speak. Still would not tell me where she was calling from....

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TENET HEALTHCARE CORPORATION Debt collection attempts to collect debt not owed debt is not yours

July 9, 2018 - This account repeatedly appears on my credit file and it does not belong to me....

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ERC Debt collection written notification about debt didn't receive notice of right to dispute

July 9, 2018 - On -/-/2018, I sent - -, a cease and desist letter by certified mail that was signed on -/-/2018. On -/-/2018, I sent - - another letter via certified mail that was signed on -/-/2018. To date, - - is still reporting collection activity to all Three Credit Bureaus. They are not in compliance and have violated the FCRA and FDCPA. Please see attached evidence...

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Aargon Agency, Inc. Debt collection attempts to collect debt not owed debt is not yours

July 9, 2018 - After calling these people twice and getting nowhere I disputed these charges on my credit report with all 3 of the credit bureaus. This company can not tell me why I am being charged for this debt and told me " I'm not gon na do your job for you '' when I inquired about it. This company has removed the debt from my - and - credit report ( I'm assuming because they realized they made a mistake ) but is reporting it - as valid debt. The most recent attempt to remove it and the last time I spoke with someone was on -/-/18.This needs to be removed from my - credit report this compa...

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WELLS FARGO & COMPANY Debt collection took or threatened to take negative or legal action threatened to sue you for very old debt

July 6, 2018 - They call repeatedly about an old debt that is not owed. They threaten further action. Yell at me and make derogatory comments. Calling cell phone without permission. They end up hanging up when I try to tell them the debt is no longer valid....

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EQUITY LOANS LLC Mortgage closing on a mortgage

July 6, 2018 - When I started the process things started off great, but as the process continued the communication was inconsistent with Equity Prime Mortgage. I would submit paperwork in a timely fashion and would not get a reaponse back or they would say they never received certain paperwork then they would search for it and say it was mixed up with other paperwork. We were suppose to close on the -/-/2018 and I did a final walk thru with the builder and heard nothing from Equity Prime until I showed up to the title office to sign the paperwork were the title officer informed me to call Equity Prime. The...

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CCS Financial Services, Inc. Debt collection written notification about debt didn't receive enough information to verify debt

July 5, 2018 - i am unaware of the debt that is on my credit...

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Penn Credit Corporation Debt collection communication tactics frequent or repeated calls

July 5, 2018 - Penn Credit Corp calls daily at - with an auto-call. I do not owe them or anyone money! They will not stop harassing me with their calls. When I do answer there is no one to talk to. I've lost control of my privacy due to these calls....

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Arnold Scott Harris, P.C. Debt collection attempts to collect debt not owed debt is not yours

July 1, 2018 - Each weekend on both Saturday and Sunday the law firm Arnold Scott & Harris bombard my phone with incessant calls attempting to speak with someone that doesn't live here. I have informed them of this on several different occasions but yet they continue to call....

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Valentine and Kebartas, Inc. Debt collection threatened to contact someone or share information improperly contacted your employer

June 27, 2018 - They contacted my employer in -/-/2018. I do not owe money to this company but yet told my NEW employer of less than one month that there was a court order against me....

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Pacific Union Financial, LLC Mortgage closing on a mortgage

June 24, 2018 - The only notification for foreclosure I received was by word of mouth from - - the realtor hired from - - in -, -. I was recovering from a major surdery he phoned me approximately around the beginning of -/-/-. Not certainly because I was still under doctor 's care. - phoned me stating " Did you hear, your house went to aution last friday and I asked for what he stated it was sold to a single bidder at Auction. I asked for how much he stated for the Short Sale Price the Pacific Financial was requesting $ - " I asked why was it foreclosed when the Short Sale Price h...

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Paramount Recovery Systems, L.P. Debt collection attempts to collect debt not owed debt is not yours

June 19, 2018 - The following company has listed a debt on my credit reports which I have no firsthand knowledge of and no contract in existence proving the debt reported is legally valid. No solicitation of service was ever performed and no request for the services this organization provides was ever requested by me. Further as is required by the FDCPA this organization never sent me proper notice such allegations of owing a debt were being claimed much less an opportunity to remedy the issue with them where I would have requested a valid proof of claim and notarized affidavit swearing to the fact that this ...

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Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

June 10, 2018 - In -/-/- I received a letter of collection from - - -. They claimed that I owed a little over $110.00 to - that was outstanding. This debt was attempted to being collected by Convergent. At this time, I checked my - account and did not see any recent transactions matching the amount owed. Then, I wrote a letter to Convergent disputing the debt. Convergent replied back on -/-/-with a packet that stated the debt was valid. There were many details that were suspicious. First, in the packet from Convergent, there was given a " - - Account Number '' which I did ...

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Action Collection Service Debt collection attempts to collect debt not owed debt was paid

June 9, 2018 - Timeline of events :-/-/- Pulled credit report, collection listed.-/-/- Letter sent to Action Collection Service. -/-/- Letter delivered and signed for. -/-/- No response, pulled credit report, still listed. -/-/-Sent 2nd letter to Action Collection Service. -/-/- Letter delivered and signed for. -/-/- No response, pulled credit report, still listed....

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Southwest Recovery Services, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

June 9, 2018 - [ See ATTACHED Credit Item from my Credit Report ] ... This month, -/-/-, a Collection Account for $1300.00 from Southwest Recovery Services was placed on my Credit Reports ; Collection Account # -, with a opened date of -/-/-. The ORIGINAL CREDITOR shows as - - - -. I have NO KNOWLEDGE of ever doing ANY business dealings with - - - -. Additionally, I have NEVER received any WRITTEN DEBT VALIDATION from the Original Credit or the Collection Agency....

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Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

June 8, 2018 - I have no knowledge of this debt. I'm requesting for a debt validation of this debt or delete the negative report off my credit....

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U.S. Collections West, Inc. Debt collection attempts to collect debt not owed debt was paid

June 8, 2018 - For about 2 years ( -/-/--/-/- ), I had leased an apartment at - - - which I really regret had it done so. The lease was under two names : myself and my dad. At the beginning of the-/-/-, my dad and I renewed the last lease which was for 6 months, this lease was going to expire on -/-/-. Thats the only lease I agreed in that year. Here is where the issue starts, the apartment complex company through a U.S Collections West Inc. company sent me a letter that I owed $2900.00. I was really surprised because we paid off what was stipulated on the lease I signed, so p...

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GLA Collection Company, Inc. Debt collection attempts to collect debt not owed debt is not yours

June 7, 2018 - This collection amount of $310.00 was erroneously placed on my credit report in -/-/2015 and I was unaware of it until I checked my credit recently. I was never sent any official notice of this debt and I did not incur it. It should not be in my credit file because it does not belong to me....

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MIDFIRST BANK Mortgage trouble during payment process

May 31, 2018 - I am unfortunate enough to have a mortgage through - -. They are very incompetent and dirty. I had my homeowners through -- - and recently changed it to -. I informed midland mortgage on -/-/- that I was changing my carrier from - to -. I sent them the message, via email, with the new company and the new policy number. My old Policy did not expire until -/-/- at -, while my new policy became effective at - on the -. They never even read the email I sent to them. S now they are trying to make me pay for a $1800.00 3 month policy even though I have ha...

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Advanced Collection Bureau, Inc. Debt collection attempts to collect debt not owed debt is not yours

May 30, 2018 - I hope you can help me. There is an account that continues to report in my credit file that actually belongs to my father. I don't know if its the bureaus not doing their job or this collection company that continues to report the incorrect information but it still appears on my file after disputing it several times. The company 's name is Advanced Collection Bureau Inc. account number the bureaus are reporting - and the company name where it originated was - - - -. I contacted them personally and they verified it did not belong to me and doesn't understand why the collection c...

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Ability Recovery Services, LLC Debt collection written notification about debt didn't receive notice of right to dispute

May 26, 2018 - This is a Notice of Direct Dispute with you, under the provisions of FCRA 623 ( a ) ( 8 ) ( D ), of the accuracy of information you have posted to my credit file. In compliance with FCRA 623 ( a ) ( 8 ) ( D ), this Notice of DIrect Dispute includes : Identification of the specific information being disputed : " most provided a signed contract between me and the creditor to validate this account '' an itemized statement does not validate any account, so dont provided, third party is hear say, my be a signed contract, NOTICE GIVEN PRIOR TO FILING SUIT IN - --, OK...

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U.S. BANCORP Mortgage trouble during payment process

May 26, 2018 - The company in question is US Bank, our mortgage provider. We are attempting to remove our monthly MIP ( mortgage insurance premium ) from our bill. Per FHA and guidelines from US Bank, the following conditions must be met : 1 ) The loan must be 5 years old ( we closed on -/-/- ) 2 ) The LTV ratio must be 78 % of original value. Per their own documentation ( attached ), we need our balance to be below $180000.00. Our current balance is $180000.00. 3 ) We must have a good payment history ( we have zero missed or delinquent payments in our payment history ). 4 ) We must submit a wri...

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

May 25, 2018 - came on credit i never was aware of this company or had a contract with this company and this debt i wasn't informed...

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive enough information to verify debt

May 25, 2018 - On --18 I have sent a, ask to validate so called debt I owe to the creditor and the bureau I have yet to properly receive anything from the debt collector themselves. According to the Texas state secretary website - - Does not have a active surety bond to collect in the state of Texas. Please assist in removing this from my credit reports....

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 25, 2018 - My insurance policy ended. I cancelled with the agent and did not renew it. The agent took it upon himself to extend the policy without my consent, now he want monies and is attempting to use a collection agency to collect funds for services that were not authorized or the renewal approved. The collection agency was given specific instructions to verify the debt by producing documents bearing my signature and approval along with other items and has refused to deliver. This in nothing more than " harassment '' and should be dealt with appropriately by your agency....

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HCFS Health Care Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 24, 2018 - I mailed letters to every collection agency on my credit report. I had insurance and am being charged for medical expenses. I tried to call and fix the issue, I mailed letters. When I go to dispute every one on - it doesnt allow me to go through because it says I answered the security questions wrong. They are questions like who did I open a car loan with in -/-/- and what bank account did I open in -/-/- and I dont know if someone is using my name, but I answered all of the questions right and it said my answers dont match their records. This is crazy. I am - years old and -...

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Collection Bureau of Fort Walton Beach, Inc Debt collection attempts to collect debt not owed debt is not yours

May 23, 2018 - I checked my credit report and a collection company is listed as belonging to me. I have not received a dunning letter by certified by from this company. They are in violation according to the ftc because I have never signed a contract with this company and they are trying to falsely collect on a debt.. I have attached a debt validation letter and this company needs to respond to it....

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Convergent Resources, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 22, 2018 - I received letter from - -, - ( - - -, - - - -, -, WA - ) that they attempt to collect a debt on behalf of -. I do not do business with -, and I don't think - is in the business of lending money anyway....

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The CMI Group, Inc. Debt collection attempts to collect debt not owed debt is not yours

May 14, 2018 - I am disputing the collections on my account as it is not my address and I never lived there and it is not my charge. CREDIT MANAGEMENT LP - - -- - - - - -, T- - ( - ) - thank you, - - -...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

May 14, 2018 - I have been a victim of identity theft. There are over 20 collections for things I have no clue where they are from. I have contacted the company to dispute it but they are saying they can not remove anything without payment, which I know is not true. This really isn't fair, is there anything anyone can do?...

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ERC Debt collection communication tactics frequent or repeated calls

May 11, 2018 - Enhanced Recovery has been calling my cell phone using a robocaller at least 37 times this week alone. They are using sleezy tactics in trying to harass me via phone calls. I've repeatedly asked them to add my phone number to their " Do Not Call '' list but the continue to call. They always ask for " - '' who is someone I do not know. They have promised to not call my number in response to complaints I've previously filed here but continue to do so. They have called using the - phone number and also local call spoofing. My phone number has been on the national " Do not call '' list for s...

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McCarthy, Burgess & Wolff, Inc. Debt collection attempts to collect debt not owed debt is not yours

May 11, 2018 - - - - attempted to add an additional day of payment onto my credit card ( I disputed that charge with - card ) for a car rental that was returned via a drop box to their parking lot on time to the - - - - - -, -, IL - location as pre-paid and contracted purchase. I have already contacted - regarding this false charge on my credit card for an additional day of rental that was not valid. They were told and situation was supposed to be resolved but still I received calls and mail from -, - and - a Collection Agency - - - - -, -...

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I.C. System, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

May 10, 2018 - TODAYS DATE : -/-/- -, - - SOC SEC # - DOB -/-/- ADDRESS - - - -, - -, FL - ATTENTION DISPUTE DEPARTMENT I C SYSTEM To Whom It May Concern : This letter is being sent to you in response to a notice a couple entries by your company on mycredit reports. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair DebtCollection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation isrequested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made p...

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive enough information to verify debt

May 9, 2018 - There is a collection amount of $250.00 on my Consumer Credit Report of which I have NO knowledge of its origins. The amount is reported twice from two different agencies with separate dates : 1st Report : - - Date Opened : -/-/- Last reported : -/-/- Account Balance : $250.00 ( - ) 2nd Report : - - Date Opened : -/-/- Last Updated : -/-/- Account Balance : $250.00 ( - ) I am an - - ( - - ) service member and I was stationed in -, - when these erroneous account ( s ) were created. I did not have an account with either company dur...

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AmeriCollect Debt collection attempts to collect debt not owed debt is not yours

May 7, 2018 - Americollect has not reached out to me about this account I checked my credit report and it was on there this is not my account. I have no knowledge what server of this collection account....

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Southern Management Systems Inc. Debt collection attempts to collect debt not owed debt is not yours

May 7, 2018 - On -/-/2013, this debt for $1100.00 appeared on my credit report. I have no knowledge of this debt. I am requesting a signed confirmation with my signature that I opened this account. Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting on my credit report. Please don't respond to my request by saying that this account has been verified. Send me copies of the documents that you have in your files ...

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Source Receivables Management LLC Debt collection attempts to collect debt not owed debt is not yours

May 5, 2018 - I disputed this twice the answer they came back with was accurate and verified but who is verifying this? is isnt my debt i asked for discovery proof it is mine and yet no correspondence was sent in any event i no longer want to see who did this to me i want to see action against collection agency for violation of fcra requirements source recevables account number -...

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BlueChip Financial Debt collection threatened to contact someone or share information improperly contacted your employer

May 4, 2018 - Called my office attempting to collect something for - which I assumed they purchased tried to force me to verify my social and dob which I will not give over phone continue to contact me at office which I said I could not be contacted there regardless now they continue to call with automated dialer From - area code. Harassment for something Im not even sure belongs to me...

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Harris & Harris, Ltd. Debt collection written notification about debt didn't receive enough information to verify debt

May 4, 2018 - The company started calling me claiming I had defaulted on a $1000.00 bill about three years ago. I have also received 3-4 mailings from them over this period. In the initial call, I asked for the original nature of the debt. They did not respond, just asserted that I owed the money. I have sent two letters to the company asking for written documentation of the debt. I have received no response, but the phone calls continue at least weekly. They leave messages on my home and cell numbers multiple times a week. I have tried to talk to them asking for written proof of the debt, and again recei...

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WELLS FARGO & COMPANY Debt collection written notification about debt didn't receive enough information to verify debt

May 4, 2018 - I contacted Wells Fargo to pay my debt and requested a letter showing that I paid my debt. I received the letter from Wells Fargo but the wording on the letter does NOT clarify that my debt is paid in full and that there is a - balance on my account. The letter states that " Upon receipt of valid funds we would update our records to indicate the account is settle ''. I've call several times requesting a letter clarifying that my debt is settle in full but the representatives keep rejecting my request, I've ask to speak to a supervisor and the reps tell me he is at lunch and on another call ...

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