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Consumer Complaints by Product

With a focus on financial consumer protection and awareness, BadFinance.org is a nonprofit organization dedicated to provide financial analysis and advice to US consumers. Every days our financial professionals receive hundreds of complaints from the Consumer Financial Protection Bureau and compare complaint resolution trends to better inform financial consumers.


Consumer Complaints History

New Consumer Complaints


Allied Interstate LLC Debt collection written notification about debt didn't receive enough information to verify debt

May 2, 2017 - Received letter from allied interstate on -/-/17 for debt of $ - I 've disputed this debt several years ago.Did n't receive any response until the above referenced date.Never heard of - - or - ....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report reinserted previously deleted info

April 17, 2017 - An account has reappeared on my credit file after being previously deleted. It has caused my credit score to drop dramatically....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting improper use of my credit report report improperly shared by crc

April 17, 2017 - I recently got denied credit from - for a personal loan and also for a credit card from - for.-, i believe someone is using my personal information and applying for businesses and credit cards from states i have never lived in or even visited, the only states i ever been to is -, -, - and - nowhere else, i dont even have family in other states just -....

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LendKey Technologies, Inc. Student loan dealing with my lender or servicer trouble with how payments are handled

April 17, 2017 - I paid my loan on -/-/-, and received confirmation. My loan servicing has now been transferred from - - - - to - to Lendkey, and Lendkey is saying I have not made a payment yet and that it is overdue ( although this information should have been carried from - ). I would like to know why my payment is not reflected in this new account. I would also like to receive verification of this debt now that it is with a new servicer, including the signed promissory note....

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CREDIT ACCEPTANCE CORPORATION Debt collection false statements or representation attempted to collect wrong amount

April 17, 2017 - I previously had a vehicle with this company. The vehicle was paid for by insurance however this company after a few months reported that I stilI owe $140.00. I recently sent them a letter asking for proof of balance. They sent me an unclear printout of transaction corrections that they made on their end with no detailed information. I am requesting proof the of the insurance check and warranty cancellation information. If this information can not be furnished. I am asking this account be deleted from my report....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report account status

April 17, 2017 - The following inquiries remains on my credit report after I have told transunion that I was unaware of a few, and the rest I did not receive service for. They have given me the run around with telling me to contact the creditor, and the creditor is telling me to contact the credit agency. The following inquiries are in question : - - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - - -/-/- - - -/-/- - -/-/- - -/-/- - -/-/-...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report information is not mine

April 17, 2017 - The following account is not mines. I have called - - and the collection agency attempting to receive payment, and neither one of them can tell me where the charges came from and seeing that I am current customer of - -, how do I have a past due amount on an account that I have been paying on since -/-/-. The account in question : Creditor Name CREDIT COLLECTION SERVIC Original Creditor - - Responsibility Individual Condition Derogatory Original Balance - Balance - Date Opened -/-/- Date Reported -/-/- Remarks Placed for collection...

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Hunter Warfield, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 17, 2017 - HUNTER WARFIELD DID NOT PROVIDE VALIDATING PAPER WORK STATING THAT THERE WAS A DEBT OWED ON MY BEHALF. THE INFORMATION THAT WAS SENT WAS A LEASE AND AN ITEMIZED STATEMENT OF CHARGES WITH NO RECEIPTS OR PICTURES TO PROVE THAT THAT THERE WAS A DEBT OWED TO ORIGINAL CREDITOR. ALSO THE PAPER WORK THAT THEY SENT DID NOT HAVE ANY VALIDATING SIGNATURES FROM ORIGINAL CREDITOR PLUS NO RECEIPTS AND NO PICTURES THAT WAS ORIGINALLY REQUESTED. HUNTER WARFIELD KEEPS REMOVING THE ACCOUNT AND REPLACING BACK ON MY CREDIT REPORT WITHOUT ANY VALIDATION PAPER WORK OR PROOF AND LEASE AND ITEMIZED STATEMENT IS NOT ...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting improper use of my credit report report improperly shared by crc

April 17, 2017 - I DID NOT AUTHORIZE THE INQUIRIES FROM FIFTH THIRD BANK OR - THAT ARE NOW ON MY TRANSUNION CREDIT REPORT. I APPLIED FOR AN AUTO LOAN FROM -, AND THEY DID AN INQUIRY WHICH I AUTHORIZED. AT THAT TIME, THEY APPLIED FOR CREDIT IN MY NAME AT THE OTHER INSTITUTIONS. I DID NOT AUTHORIZE THEM TO DO THAT. SIMPLY PUT, THIS IS FRAUD. THE INQUIRY FROM - IS VALID, BUT I WANT THE FRAUDULENT INQUIRIES THAT WERE MADE IN MY NAME REMOVED, AND SANCTIONS AGAINST WHOEVER IS RESPONSIBLE FOR THIS ILLEGAL ACTIVITY. PLEASE RESPOND AS QUICKLY AS YOU ARE ABLE TO, SINCE MY ATTORNEY IS ALSO WAITING ON THE RESULTS...

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Medical Society Business Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect

April 17, 2017 - I happened to check my FICO score tonight and noticed it plummeted, then I proceed to order my credit report. To my surprise, I have a medical debt, in which it took some digging before I realized I have missed a bill. Apparenly, what I paid to - hospital is separate from the Physician bill, in which the - has made a poor effort of communication to me regarding the separate charges since -/-/2016. And the Bureau of Medical Economic has made a poor attempt in collecting from me, I have yet to receive the bill, I do n't even know the account number of which I owe. The bill is only $340....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report public record

April 17, 2017 - I filed a dispute and requested a removal from TransUnion for tax lien on my credit report in that not only was it reported incorrectly due to a refund for those years of income tax returns, but I also have an old bankruptcy that would 've removed any balances if there were any. TransUnion in turn reported that the public records were released due to bankruptcy and this incorrect as well. When I contacted TransUnion again, they informed me that not only will this remain on my credit report for seven years even if it is a mistake, but in order to get this removed, I would have to contact the -...

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SFS, Inc Payday loan can't contact lender

April 14, 2017 - One Click Cash - keeps contacting me after several cease and desist letters had been sent and verbal notifications have been done....

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Big Picture Loans, LLC Payday loan payment to acct not credited

April 14, 2017 - Complaint # - Spoke with Big Picture Loans at Length with - the manager she scheduled the date of -/-/- that my acct was to be credited $ -+- for overdraft fees. Called - to see why funds where not credited to my acct and she told me she was sorry that the acct was closed out and that I had to call her back to schedule another date to credit the acct. On -/-/- I called to schedule a date and she told me that my acct was being reviewed by the law dept since I filed a complaint with the consumer financial protection bureau and there is no date to credit the acct. She sta...

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Big Picture Loans, LLC Payday loan charged bank acct wrong day or amt

April 14, 2017 - i applied for a loan through Big pic loans. They said they were nit a payday loan and my payment would monthly. I paid my first payment on - -. On - - they took an additionL payment out. I called ca and they said i agreed to biweekly payments. I asked for the phone transcripts to verify what i was told on the phone. The said that they could no longer provide phone transcripts. They referred me to my contract several times. I tried expalining to them that what i was told and what they did is differenntthan what what i was tild. I signed the contract based on the phone call. And what...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

April 13, 2017 - - is reporting as derogatory mark on my credit and I did n't open any accounts with them nor have i received anything in this mail about this company and it is affecting my credit and needs to be removed immediately....

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Experian Credit reporting unable to get credit report/credit score problem getting my free annual report

April 13, 2017 - I put correct information to obtain my - credit reports online, and ca n't obtain any of them. I wonder if this is because I lost my wallet in - -, Florida in -/-/2016....

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Experian Credit reporting incorrect information on credit report personal information

April 13, 2017 - I submitted a copy of my state 's driver 's license and social security card to the agency to verify my identity and to remove the different variations of my name, incorrect addresses, incorrect telephone numbers, incorrect social security number, and non factual unauthorized hard inquiries from the following : - -/-/-, - -/-/-, - -/-/- & - -/-/-, - -/-/-, - -/-/-, - -/-/- and - -/-/-.I received a response 4 days after my dispute it can be assumed that there was no investigation. I am submitting this complaint due to the lack of i...

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Experian Credit reporting incorrect information on credit report reinserted previously deleted info

April 13, 2017 - This item has been removed all the way back in 2015 it just popped back up on my report which i have filed a complaint on - they have responded that they will have the information deleted from my credit report and I am asking that you do so....

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Experian Credit reporting incorrect information on credit report information is not mine

April 13, 2017 - I have very directly requested an investigation to determine if I am a victim of Identity Theft or bank fraud. After not receiving proper verification as is required by Experian under Section 609 of the FCRA Experian is now in direct violation of the law. Federal law very clearly states that Experian is to provide " physical inspection of documentation '' when requested by consumer. Experian has not done this and must delete - - from my report as it clearly is not mine and unverifiable upon request....

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BB&T Financial Consumer Loan taking out the loan or lease

April 13, 2017 - My - credit report shows an unauthorized credit inquiry from BB & T Financial Services on -/-/2016. I did not authorize this inquiry. During this time, I visited - who assured me my credit file would only be viewed -. However, this was not the case. I understand that my credit file should n't be accessed without my authorization. I contacted -, but was unsuccessful obtaining a resolution. I have an extended fraud alert in place requesting I be contacted via phone for verification prior to accessing my credit file. This did not occur ; therefore, the removal of this inquiry is req...

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Citibank Credit card credit determination

April 13, 2017 - My Best Buy Credit Card, was transferred over from - to Citicard in -/-/-. I have contacted Citibank in 3 different occasions, in -/-/-, -/-/- and -/-/-. I paid the annual dues for the account and my account was confirmed to have a - balance on a recorded line. I just had another call today -/-/- at - were they reconfirmed my account has a - balance. However my credit report shows a delinquent account from Citibank Best buy account, they have told me that this would be removed since -/-/- and it has n't, they do not want to provide me with written proo...

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Shellpoint Partners, LLC Mortgage loan servicing, payments, escrow account

April 13, 2017 - The holder of my mortgage refuses to eliminate the PMI from my mortgage with out an appraisal, even though my LTV is less than 78 %. I 've gone around with them on this a few times, and nothing has been resolved....

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Wells Fargo & Company Bank account or service making/receiving payments, sending money

April 13, 2017 - On -/-/2017 I requested Wells Fargo Bank to pay my Water/Sewer Bill to " - '' using their 'Bill Pay Service ' from my checking account. The - payments sent on -/-/2017 [ $30.00 and $170.00 ] went to the wrong - address. The payments were not credited my account with/by -. - required me to send payment again and I did. I filled a complaint with Wells Fargo and they refused to cancel the payment. They replied " our research has confirmed that this payment with no error on our part. '' I believe they had a duty to determine the depositor of these - checks was the Payee S...

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ProCollect, Inc Debt collection false statements or representation attempted to collect wrong amount

April 13, 2017 - In 2014, my husband and I lived in an apartment complex for a few months personal issues happened where we had to leave. Almost 3 years later we decided to get a credit report for personal reasons and noticed an extremely large debt with a debt collector. Within the years they did not notify us what so ever. Last month we reached out to them and they provided us " verbally '' a list of things we supposedly owed when I asked if they could work with us they said no. We were not going to pay such an amount with no proof of this debt, no notification of debt, and the fact that it has been years an...

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Experian Credit reporting incorrect information on credit report information is not mine

April 13, 2017 - There are two accounts listed which do not belong to me which are - # - and - - I 'm requesting these be removed ASAP...

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Wells Fargo & Company Bank account or service using a debit or atm card

April 13, 2017 - Yesterday on -/-/2017 It was brought to my attention by Wells Fargo cus rep that some been using old account of mines ( debit cards ) that 's was stolen I file disbursement immediately Wells Fargo - on - try to force me to give false information and discrimates causei had to right my pin down to help me remember due to a - - refuse to file my claim cause I refuse to all her to force me against my will to give false information unless it this lady - committing these false act herself using my identity base on her behavior attempting to force me to give false information against...

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Lobel Financial Corporation Consumer Loan managing the loan or lease

April 13, 2017 - LOBEL FINANCIAL is reporting that my account is negative charge off. This negative INNACCURATE INFORMATion needs to be removed. I do not OWE this company any money. I NEVER LIVED AT THE ADDRESS - which is associated to this account. This is an act of fraud please remove from my credit files..- and -...

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Berlin-Wheeler, Inc. (Kansas) Debt collection cont'd attempts collect debt not owed debt is not mine

April 13, 2017 - - had always charged me - per month then all of the sudden i was charged -. I called my credit card company to dispute the difference of $23.00 to bring my bill back to -. The credit card company credited me back $23.00 and they never contacted - as the $23.00 amount was too low for the bank to pursue - to give them that money back. - was made aware of this and they told me i was lying. I then called my credit card company and told them what was going on, so we decided to call - together. - again said i was lying and then they were made aware the bank was on th...

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Experian Credit reporting improper use of my credit report report improperly shared by crc

April 13, 2017 - Upon being denied from a lender for " too many inquiries '' from - report, I decided to check my reports from all credit bureaus for accuracy. I have noticed that there are a few credit inquiries on my Experian credit report that I DID NOT authorize and had no knowledge of. I contacted Experian immediately and was being given no relief. I also have a fraud alert already in place which should have avoided any future issues. Please see the following inquiries that were not authorized by me with the date of when the report was improperly requested and received. Per my investigation, none of th...

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Ideal Collection Services, Inc. Credit reporting incorrect information on credit report information is not mine

April 13, 2017 - The charge does not belong to me and my identity has been stolen. I send the affidavit as requested to Ideal collection services and still have had no response....

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result

April 13, 2017 - no contract with - as this account was sold to action financial services. I contacted the bureau and they responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchase a home. I 've spoken to several reps without assistance...

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CashCall, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

April 13, 2017 - This debt was cleared in chapter - - they have been told repeatedly since they started calling me after I completed chapter - in -/-/-/-/-/- that it was included and it was illegal for them to try and collect. They have harassed me on and off since and would stop when I threatened legal action last year. Now they have reported to my credit report...

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Experian Credit reporting credit reporting company's investigation no notice of investigation status/result

April 13, 2017 - no contract with - as this account was sold to action financial services. I contact the bureau and the responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchase a home....

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Citibank Credit card other

April 13, 2017 - I was stupid enough to charge some items at MACY 'S on my Macy 's credit card over -. I was unable to log into my account online to make the payment because Macy 's had updated the system and I simply did n't have the patience to navigate their irritating and obscure system. However, I called Macy 's and paid my bill for $ - a day or two late - was assured that there would be no late charges because I was a customer in good standing, yada yada, and received a confirmation number that I had paid the bill in full. I then received a bill for $2.00 in interest. OK, I agree - I had n't pa...

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Regions Financial Corporation Credit card identity theft / fraud / embezzlement

April 13, 2017 - I am an - driver and had a skimmer device steal my - Fuel Card information, resulting in 3 fraudulent charges. After almost 3 months, - still refuses to investigate the disputed charges or credit me for them. When I got gas at a station on -/-/2017, it said my - Fuel card transaction was declined, so I had to put it on my own visa card. The station was -, CA. -. However, the - charge later did in fact go through to my account in the amount of $51.00. Then on -/-/2017 two more bogus charges appeared on my - gas card in the amounts of $47.00, and $140.00 for st...

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Loan Care Mortgage loan servicing, payments, escrow account

April 13, 2017 - my mortgage company which is meant to be paying my property taxes has not paid -/-/- and are late paying 1st installment of -/-/-, they are showing an amount of $5900.00 paid twice a year in the amount of $2900.00 each payment, they only paid $710.00 but they showed on my account they were releasing $2900.00, im now delinquent with the -/-/- payment which is short $2000.00 as i received bill for $340.00 which i personally paid. I have been emailing and calling them since -/-/- and i get no answer from them each time...

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Experian Credit reporting credit reporting company's investigation inadequate help over the phone

April 13, 2017 - To whom it may concern, I mailed a Multiple Inquiry Removal Letter on -/-/2017 by certified mail in order to dispute information, in regards to - hard inquiries, that was being reported on my credit report. They received the letter on -/-/2017 and they completed the request on -/-/2017. The request that I submitted included - Hard Inquiries that were not factual and I received the same response for ALL inquiries, which was " Inquiries are a factual record of file access. If you believe this was unauthorized, please contact the creditor. '' According to the FCRA Rules, FCRA 623 ( b ...

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Experian Credit reporting incorrect information on credit report information is not mine

April 13, 2017 - I called the Experian customer service number they told me that inquiries can not be removed off of my report I know that is not true I would like the name the telephone number and extension of the person they speak to And the reason why If not deleted here is a list of inquiries - -/-/-. - -/-/-. - -/-/-. - -/-/- - -/-/- - -/-/-. - -/-/-. - -/-/-. - - - -/-/-. - -/-/-. - -/-/-. - - - -/-/-. - -/-/-. - -/-/-...

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CashCall, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit

April 12, 2017 - My husband and I get calls from - office. They called my husbands employment ( he - ) and when he said to stop calling him, they still called the -. We have asked repeatedly for documentation of the loan and amount we supposedly owe. They do n't. They have now filed a civil lawsuit against my husband. When my husband called his office for more info, the staffer said we owed - and we needed to settle for -. We are in the process of getting legal representation to fight back....

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Medical Data Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received

April 12, 2017 - I did not receive any communication about this collection. In my call with insurance and hospital regarding the claim, Insurance agreed that it is non hospitalization claim and agreed to pay. But did not pay. I was not aware of this and did not get any bills thereafter. The treatment happened in -/-/- and I collection came into credit report in -/-/-. It is only for $180.00. I paid once I came to know about the collection. I was informed that collection will be removed from my credit report....

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Round Point Mortgage Mortgage loan servicing, payments, escrow account

April 12, 2017 - I am having problems with my escrow account. The county overcharged for property taxes at the beginning of the year and Roundpoint paid the overage. As soon as I found out about the error in -/-/-, I got a refund from the county and sent it to the mortgage company, which they added to the escrow account. The amount was the difference from which they would normally pay for my yearly taxes. Roundpoint then increased my payment by approx $700.00 beginning in -/-/-. I filed all the supporting documents and received email confirmation from them on -/-/-. I was informed that it woul...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

April 12, 2017 - I have contacted all - credit reporting companies regarding incorrect info on my credit report regarding a public record. - deleted the incorrect info however Transunion and - will not. I asked them to verify the information which they did not. I 'm writing you all to have this information removed as a solution. Thanks....

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First Continental Mortgage, Ltd Mortgage loan servicing, payments, escrow account

April 12, 2017 - Around - - I encounter a family funeral expense and could n't pay my VA Mortgage on - - and I made contact with First Continental /-. On a recorded conversation on a landline from my cell phone # - with First Continental rep stated that I can be provided support on - - mortgage payment of $1700.00. I respectfully requested a deferment of my Va mortgage payment of $1700.00 for - - and $1700.00 be placed on my loan payoff, because my - Agent - of -, Texas has listed my home for sale on the - to payoff for the VA loan of $250000.00. First Conti...

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Citibank Mortgage loan servicing, payments, escrow account

April 12, 2017 - - S.S. # - / CONTACT NUMBER - email - ADDRES - NJ - RE : CITIMORTGAGE INC ACCOUNT # - Complaint against CitiMortgage Inc. CitiMortgage Inc. refuses to report the statu status of the account correctly to - , reporting account # - as derogatory and late 120 past due. The account status should be reported as paid and closed as evident by tax forms - and - and my -/-/- tax return in witch I was required to pay capital gain taxes for the property list as - NJ. -.This is my primary residence since -/-/-.CitiMortgage Inc. also refuses to identify to m...

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Simon’s Agency, Inc Debt collection cont'd attempts collect debt not owed debt is not mine

April 12, 2017 - The bill belongs to - and I have been telling them this for the past two years now and after I show prove they removed one bill and sent me a letter saying that it was removed then they but it right back on my credit report and it 's not even my bill!...

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Experian Credit reporting incorrect information on credit report information is not mine

April 12, 2017 - I recently reached out to Experian about unauthorized inquiries I found on my report. The agent I spoke to told me to file a police report for fraud. I went to the police department here in -. I informed them of the fraud on my credit file and that I did n't give anyone permission to use my information. The desk sergeant told me that no crime was committed. She stated until I received a bill in my name, that there was nothing they could do about it. I spoke with Experian yet again and was told to file a complaint here. This is the list of inquiries that Experian refuses to remove that I di...

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Wells Fargo & Company Bank account or service deposits and withdrawals

April 12, 2017 - I disputed an item due to cancelling and never receiving merchandise, Wells fargo took the word of the merchant that I did n't cancel so they reversed the credit. I felt this was unfair having being charged - for something that I never received and was told would be cancelled and no further shipments. Wells Fargo wont reopen its investigation and says I did n't cancel, why would I lie? this is a large bank just bullying the little guy...

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Wells Fargo & Company Mortgage loan modification,collection,foreclosure

April 12, 2017 - Ref : CFPB Case - I have alleged fraud in Wells Fargo 's treatment of my mortgage problems in the above captioned case. Wells Fargo appears to be trying to extend their reply to after the sale date of my home. This would result in a sheriff 's sale of my home and the rendering of my appeal alleging fraud moot....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 12, 2017 - Agency is repeatedly reporting false information on consumers credit report. There has been no verification of contract or agreement between consumer and this creditor, therefore the collection agency should not be reporting. Verification of contract needs to be produced to verify obligation by consumer....

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Bank of America Mortgage credit decision / underwriting

April 12, 2017 - On -/-/-, I contacted - - at Bank of America to apply for a Home Equity Line of Credit. I currently have a Home Equity Line of Credit with Bank of America for $ -. The draw period expires -/-/-. The available credit on the line is $ -. - told me my rate would be prime plus .- and my house should appraise around $ -, so I could receive 70 % of the home value. A couple of weeks later, I was contacted by - -. Issue 1 : - stated my rate would be prime plus .230 % and could not provide any explanation for the difference in rate. Issue 2 : - stated my hous...

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Experian Credit reporting incorrect information on credit report account status

April 12, 2017 - Experian and - have failed to remove inaccurate information from my credit file. Furthermore, there inaccurate reporting has caused an undue hardship with my work life an living arrangements. Specifically, Experian continues to report a charged-off account, which I am no longer liable for, and the account is also legally past the 7 year reporting period and has also been removed from the other - major reporting credit reporting companies. Additionally, - continues to report a bankruptcy that has been dismissed and is past its legal reporting time period, his reporting inaccuracy conti...

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ERC Debt collection cont'd attempts collect debt not owed debt was paid

April 12, 2017 - Enhanced Recovery Company a collection agency is attempting to collect on an alleged debt owed to - a cable company. I had contacted - disputing this alleged debt in which they did not put my account on vacation status which I had informed them to do. The - representative stated they would adjust my bill. I am still a - customer. I received no communication that - was referring my account to a collections agency. After reviewing my credit report is when I noticed that Enhanced Recovery Company was reporting this alleged debt....

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

April 12, 2017 - Call Trans Union customer service they were not willing to help did not authorize inquirys would like credit bureau to provide name number and extension and reason inquiry is not deleted here is a list - - - - - - - - -, T- - ( - ) -. - - BANK - - - - - - - -, UT - ( - ) -. - - - - - - - - - -, UT - ( - ) -. - - - - - -, DE - ( - ) -. - - - - - -, DE - ( - ) -. - - - - - - - -, PA - ( - ) -. -...

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M&T Bank Corporation Consumer Loan managing the loan or lease

April 12, 2017 - I took out an auto loan from M & T Bank in -/-/-. I have historically paid my payments at the local branch or online through their web portal. I have consistently paid my account and it was current as of -/-/-. In -/-/- my primary bank changed hands and the routing and tracking numbers and account numbers for accounts all changed. It has caused much confusion. Thus in late -/-/-/-/-/- when I learned that M & T had not received my payments placed through their online system I sought to rectify it and immediately made payments online, confirming the new tracking and acco...

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Sterling Infosystems, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute

April 12, 2017 - Consumer reporting agency reported negative information that is more than seven years old. Which is against my rights under the FCRA....

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Bridgecrest Acceptance Corporation Consumer Loan managing the loan or lease

April 12, 2017 - I am unable to get monthly statements on my auto loan. On the company 's website, it will show a payment breakdown with principal and interest but since - 2017 mine has been incorrect. They have not applied 2 payments to my balance. When I called them they said it was a " Glitch in the system and they could n't fix it ''....

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Convergent Resources, Inc. Debt collection disclosure verification of debt right to dispute notice not received

April 12, 2017 - Convergent Outsourcing a collection agency is attempting to collect an alleged debt for a cell phone carrier named -. I have requested in writing that this collection agency provides document proof of this alleged debt and has failed to do so, but continues to send harassing letters to collect. They continue listing this alleged debt with - and - credit reporting agencies affecting my credit score....

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U.S. Bancorp Mortgage settlement process and costs

April 12, 2017 - Whilst getting a replacement debit card, due to a stolen account number, the personal banker suggested a refinance on my existing FHA mortgage. She said she could beat the rate I had, but I need to submit some info to " LOCK '' in the rate, which could be done over the phone. However once everything was completed & we showed up to sign the paperwork, there was a higher interest rate than what we had " locked ''. Then the manager to tell us they do n't lock rates. And we had to wait for everything to go through before we would know what it is. In other words, w/o telling us in advance, they cla...

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Experian Credit reporting incorrect information on credit report public record

April 12, 2017 - I filed a chapter - bankruptcy in -/-/2015 which was switched over to a chapter - in -/-/2015, that same year. The chapter - bankruptcy still shows on my credit report as dismissed while the chapter - has been discharged for a year now. So i have - bankruptcies on my credit report when i have only filed the -. It is hurting my ability to recieve any type of loan or anything of that sort....

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Phoenix Financial Services LLC Debt collection cont'd attempts collect debt not owed debt is not mine

April 12, 2017 - I am not sure where this account originated from. I have sent numerous letters asking that this account be validated or some sort of documentation bearing my signature be provided to me as it is my right. All of my efforts have been ignored. I would like to be provided with proof this account really exists and belongs to me....

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