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Consumer Complaints by Product

With a focus on financial consumer protection and awareness, BadFinance.org is a nonprofit organization dedicated to provide financial analysis and advice to US consumers. Every days our financial professionals receive hundreds of complaints from the Consumer Financial Protection Bureau and compare complaint resolution trends to better inform financial consumers.


Consumer Complaints History

New Consumer Complaints


TekCollect Inc. Debt collection attempts to collect debt not owed debt is not yours

August 22, 2017 - On - - 2017, I obtained all three of my credit reports and noticed that a collection company named Tek Collect Inc. was reporting negative collection activity for an account that is not mine. I have no knowledge of this debt of ( $110.00 ) that is currently being reported by this company. This inaccurate and incorrect information being reported to -, - and - has heavily affected my ability to obtain credit to buy a new car and placed undo stress on my family....

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Penn Credit Corporation Debt collection communication tactics frequent or repeated calls

August 21, 2017 - I receive calls from Penn Credit 3 to 4 times a day. Each time it rings no more than one or two times, never even giving me the opportunity to answer the phone. I have no loans with them and I have no late payments with them or any other company. On -/-/-, I had a call at about - MDT and again at - MDT. In both cases the phone rang one time. On -/-/-, I had a call at about - MDT and again at - MDT. Again, in both cases the phone rang one time, not even giving me the chance to answer. I 've had numerous other calls from that under the same circumstances....

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FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection attempts to collect debt not owed debt is not yours

August 17, 2017 - This is my last effort to resolve this matter before I pursue to taking legal action. This company had reported an account on my credit report that I believed to be inaccurate and in violation of the FCRA. Hence, I wrote to this company not only disputing this account but asking them to prove the validity of it and asked that the item is removed if they couldnt produce the requisite information. No signed contract was produced to show this item belonged to me....

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Harris & Harris, Ltd. Debt collection communication tactics frequent or repeated calls

August 15, 2017 - For approximately the past 3 months I have been receiving recorded phone calls from Harris & Harris, a debt collection agency ( that is stated in the recording ), instructing me to call a number with a - area code. My name is never mentioned, nor is the reason for the call. They call at various times throughout the day or evening. Sometimes they skip a week, other times they call 3 or 4 times in a week. On one occasion they actually called 3 times in the same day! I am on the " do not call '' registry but obviously to no avail. Thanks for your assistance....

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MIDFIRST BANK Mortgage trouble during payment process

August 15, 2017 - I have an ARM with this company. They bought my mortgage from - awhile back. They are supposed to review my mortgage and adjust it according to the rate the - raises. The - raised rates .25 % this year and I got a letter saying that my rate was going up. A week later I got a letter in the mail saying they made a mistake and my rate was going up another .125 %. They have raised my rates every year and now I 'm almost at the rate for a 30 year fixed mortgage. I believe they are using the doctored paperwork they got from - and I want a 100 % audit for the time they have had my mortgag...

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Kinum, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

August 15, 2017 - Kinum, Inc. Corporate Headquarters - - - - - - - , VA - Email : - Phone : ( - ) - Fax : ( - ) - Initial call from a - - CEO from kinum.com, said straight up is this " Insert Name '' with Social Security Number such and such. If wrong number, peoples identity were compromised. Never said hello, or anything to alert the other person on the end of the call what call was about. If wrong person ( cell numbers change often ), private social security number and name could have been used to create fake identity from a 3rd party. He threatened to steal my i...

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Allied Collection Services, Inc. (Nevada) Debt collection attempts to collect debt not owed debt is not yours

August 9, 2017 - I recently checked my credit report and discovered that this company has reported that I owe them a debt. To my knowledge this company has never supplied me with goods nor services. In addition to that I have never received any notices from them prior to them placing this on my credit report so my rights under FDCPA section 809 were violated...

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WELLS FARGO & COMPANY Mortgage trouble during payment process

August 9, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 180 days past due as of -/-/- to -/-/- 90 days past due as of -/-/- 60 days past due as of-/-/- 30 days past due as of -/-/-, -/-/-,-/-/-I am not sure how this happened, I believe that I had made my payments to you when I received my statements. How can you report me late so many times when I have records of paying?...

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Collections Acquisition Company, Inc. Debt collection written notification about debt didn't receive enough information to verify debt

August 8, 2017 - My name is - - last four of my SSN are -. Date of birth is -/-/- Address is - - - - T- -. I have requested verification and validation of debt per my right under the FDCPA section 809 ( a ) and ( b ). This company refuses to provide and continues to report a disputed debt on my credit report which is a direct violation of the FCRA. They are also no bonded to collect my state. I will be consulting with an attorney to seek actual and statutory damages against this company for violating my rights. I demanded proof that this debt is mine and that this be updated as dis...

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The Best Service Co.,Inc Debt collection attempts to collect debt not owed debt is not yours

August 4, 2017 - I am corresponding to you to report a flagrant violation of the FDCPA by this company pertaining to an erroneous account this company has persevered with reporting on my credit report. On - - , 2017 this company received a letter from me where I disputed the accuracy of the account they have reported on my credit report and asked that they either provide me with document I signed that makes me liable for the debt or delete the account from my credit report. The company has done neither and in violation of my rights have kept reporting this account as a valid account on my credit rep...

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Selip & Stylianou, LLP Debt collection written notification about debt didn't receive enough information to verify debt

August 3, 2017 - Sent mutliple letters and faxes to company as means for debt verification and have not been given a response back from them. Company however is attempting to sue me....

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U.S. BANCORP Mortgage incorrect information on your report

August 2, 2017 - -/-/- I received my credit report from - . Someone is using my personal information to abuse my credit. There is a address in Michigan that is being used. I have never lived there, nor have I visited there. The spelling of my name is being used as - - - . I 've reported my drivers license stolen with my name being spelled that way. My social security card have been stolen. I 've notified The Social Security Department. I 've done a name change with Probate court, in the presence of a Judge. My name on the credit report is also spelled - - - On -/-/...

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National Credit Systems,Inc. Debt collection written notification about debt didn't receive notice of right to dispute

July 19, 2017 - This company, which i hold no contract with nor have i received services from, have reported a collection account against my SSN in the amount of - with - , - , and - credit reporting agencies.I requested verification of the debt and account.However, the business failed to provide adequate proof considering the business does not have a contract with me for goods or services they have provided nor have they provided adequate proof i am not obligated to pay for the alleged debt....

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Harris & Harris, Ltd. Debt collection communication tactics frequent or repeated calls

July 18, 2017 - On - / - /17 the debt collector called a family member with out my permission. They also contacted a friend of mine on - / - /17. AGAIN WITH OUT MY PERMISSION! They should only call my cell, which is the only number first given. The amount for my debt is about 700.00....

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National Credit Systems,Inc. Debt collection attempts to collect debt not owed debt is not yours

July 18, 2017 - Morning, I have never done business with this company, I have never received letters from them. I have files a report with BBB. I have never signed a contract nor have this company ever verified this debt is mines. Date : - - ,2015 total $500.00 Date : - - , 2015 total -...

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Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

July 18, 2017 - This Company, which I have no contract with nor have I received service from, reported a collection account against my SSN in the amount of - with - , - , and - credit reporting agencies. I requested verification and they false recorded me in terms of agreeing with this debt and or me making payments for their satisfactory to keep attaching this debt to me. I requested to obtain written agreement verifying I personally agreed upon this debt and account however Aargon Collection Agency failed to provide adequate to No information at all regarding proof of being my consensual a...

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Allied Interstate LLC Debt collection communication tactics frequent or repeated calls

July 18, 2017 - Beginning - / - /2017 started receiving calls from - . On - / - /17 they called @ - - , - - . On - / - /17 they called @ - - , - - , - - , - - . On - / - /17 they called @ - - , - - , - - . On - / - /17 they called @ - - , - - , - - . The first couple of calls I answered not knowing who it was on the line. They do not answer me, I can hear noises in the background like faint voices and phones ringing, but they never speak. If...

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SYNCHRONY FINANCIAL Debt collection attempts to collect debt not owed debt is not yours

July 15, 2017 - Synchrony Financial otherwise known as Synchrony Bank started sending me text notifications in -/-/- regarding a debt for a Wal Mart credit account. I called them up and informed them that I am not the owner of the account, that being a gentleman named - - .

The customer service agent informed me that I would no longer receive text messages from them. Unfortunately, this was not the case. I continue to receive text messages from them regarding this debt. I have called 10-15 times regarding this and each time, I am informed that this should stop happening. The latest text ...

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Omega RMS, LLC Debt collection written notification about debt didn't receive enough information to verify debt

July 14, 2017 - Omega RMS is violating both the Fair Debt Collections Practices Act as well as the Fair Credit Reporting Act. Omega RMS is using deceptive practices to collect money from me and they need to be investigated.

I obtained copies of my credit reports and noticed a listing from Omega RMS . I did not authoriz e Omega RMS to obtain my credit file . Omega RMS never sent me a letter stating that they obtained my credit file and that they were going to place this account on it. I then sen t Omega RMS a v alidation letter to prove that they own this debt they claim I owe. Omega RMS then sen...

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I.C. System, Inc. Debt collection false statements or representation told you not to respond to a lawsuit they filed against you

July 13, 2017 - Company has instilled fear within the consumer. Today the company responded to a earlier complaint stating that the matter was in past or present litigation. This caused emotional distress. I would like for I.C. Syste m to provide proof that this matter is in litigation or has been in litigation pertaining to this matter with - - . Please upload any and all past or active litigation documents that were the result of a case #. - Thank You...

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WELLS FARGO & COMPANY Mortgage trouble during payment process

June 24, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due as of - 2011 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me....

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GLA Collection Company, Inc. Debt collection communication tactics frequent or repeated calls

May 3, 2017 - this company PROMISED to take my name off there list ..they keep calling and harassing my pre-paid cellphone i just bought - weeks ago for baseball for my son. They are wasting my minutes by calling for someone that does n't exist. They call many times a day and keep leaving message 's which runs down my minutes. I have told them wrong number and they continue...

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BANCO POPULAR DE PUERTO RICO Mortgage struggling to pay mortgage

May 3, 2017 - My name is - live en - - PR, Morgage complaint to Banco Popular PR and Loss Mitigation and the lawyer for Banco Popular PR send all documents in - and - - aprov modification and the lawyer he said no send me documents for pay trial period because pay your fee $18000.00 and montly pay more expensive fee, I explain my situation loss mitigation and retruture to $1300.00 fee lawyer, the issue is in - - - - - - De - explain a complaint and solution two parts and the bank fair resolucion for complete trial period an...

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Allied Interstate LLC Debt collection written notification about debt didn't receive enough information to verify debt

May 2, 2017 - Received letter from allied interstate on -/-/17 for debt of $ - I 've disputed this debt several years ago.Did n't receive any response until the above referenced date.Never heard of - - or - ....

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U.S. BANCORP Bank account or service account opening, closing, or management

April 22, 2017 - Bank accounts ( CD & Money Markets ) w as opened by single account owner with - - . - - closed. The bank accounts wound up with - - , and now with U.S. Bank. Somehow during this time, an additional name was added to account, without original owner knowing or authorizatio n. U.S. Bank r efuses to correct error and refuses to produce the SIGNATURE CARDS. We have been trying to get cooperation fr om U.S. Bank for over six ( 6 ) months. We have contacted their Executive Offices and spoken to several persons in Fraud Department and Senior Banker a t ( - ...

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ZIONS BANCORPORATION Bank account or service problems caused by my funds being low

April 21, 2017 - National Bank of Arizona charged my checking account $33.00 for NSF fee for a " pending '' transaction. My account was never overdrawn as my payroll check was deposited before the item cleared my account. Even my online statement shows that my account was never overdrawn. I called the bank and they refused to reverse the NSF fee....

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CASHCALL, INC. Payday loan charged fees or interest i didn't expect

April 21, 2017 - my wife and i took out - catcall loans for $2500.00 each during the - of - or - when we missed payments they wanted everything in full with huge interest attached. we could not pay they called and harassed and sent letters about a year ago they gave the accounts or sold not sure to an attorney in los angeles now they want over $30000.00 dollars in interest and they have put judgments on us for this. i do not feel like these dollar amounts are legitimate and have been reading articles that catcall was over charging customers with interest and had lost a lawsuit the att...

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PNC Bank N.A. Bank account or service using a debit or atm card

April 21, 2017 - I went to a PNC atm machine outside of the PNC bank - - - , PA. On - - 2017 , approx. - I withdrew $180.00 at this time all the bills came out " mushed ''. I was able to remove $140.00 of the $180.00. At this point the ATM rebooted I withdrew $1.00 in hopes of pushing the other $40.00 out, but only the $1.00 came out. I called PNC, then went to the branch where it happened and notified them. At this point the branch manager told me even though the atm is a PNC ATM and apart of the branch building, they ( the branch ) does not operate the ATM. They ...

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JPMORGAN CHASE & CO. Credit card closing/cancelling account

April 21, 2017 - I receive d a letter last fall a dvising that my credit card account was being closed due to inactivity, which was great, because I was getting ready to call and cancel my Chase Sapphire Visa anyway. It had been nothing but problems and hassles and hidden fees [ like additional charges for paying off certain types of bills with your credit card - they likened it to taking a loan or gambling! That does n't even make any sense ] since I signed up for it and that was now one p hone call I did n't have to make. I had already quit using the card, paid it off, and made sure to use/transfer all of...

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Bliksum, LLC Payday loan charged fees or interest i didn't expect

April 20, 2017 - Company name- - - Account balance starting back to - - , $2500.00 Payment amount monthly- $390.00 Balance as of this day including sending a check for $2500.00 - - , - for pay off includes an additional amount of $960.00. Have an email confirming additional amount squeezing me for more money....

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Continental Finance Company, LLC Credit card billing disputes

April 20, 2017 - Continental Finance issued me a - card that was initially for $300.00. I understood that there was an initial processing fee and what my balance would be upon receipt of the card. I made my payments on time every month an thought that everything was fine. That 's when I discovered this was not the case. Just about 6 months or so after receiving the card, I called to dispute a duplicate charge on my card. A store that I had patronized inadvertently charged me twice. When I called - , I was given the complete runaround, left several messages, waiting for a call back that never happ...

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PAY-O-MATIC Money transfers other service issues

April 20, 2017 - At or around - I visited Pay-O-Matic to send money to my teenage daughter who was in - - . I received a call from my daughter that she had issue picking up and the funds, which I was charged $24.00 to send and when I reviewed the receipt I realized my daughter 's middle name was listed as her first name. I returned to the Pay-O-Matic at - when I had a short break between work calls, I waited for the cashier who helped me to complete the transaction with her client, I signaled the gentleman who was next in line alerting him it would only be a second because I was there earl...

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Cottonwood Financial Ltd. Payday loan payment to acct not credited

April 19, 2017 - Account sold to - party and now they are harassing myself and my family. The are threatening violence and jail. Calling all hours of the day each time with different threats. State they are coming after me at my home and place of work....

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FIRST NATIONAL BANK OF PENNSYLVANIA Consumer Loan problems when you are unable to pay

April 19, 2017 - Lender illegal reported to my credit as a auto REPO when I never got my vehicle through the this company. I still have my vehicle NEVER repo I OWN it. Regency Financial turned my money loan into a AUTO REPO. because they figured they would n't get their money back. From this unlawful report Im ' unable to get a car fo r my family because it says repo!...

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Ad Astra Recovery Services Inc Payday loan received a loan i didn't apply for

April 19, 2017 - I was notified that I had taken out a loan, tried to fight it with the vendor and eventually just paid it to get it off my credit. It is still on my report and I want it removed. The above reason does n't accurately describe it. I did not ask for the loan or receive it. Ad Astra originally said if paid the account would be removed but now said they will only remove it if I file a complaint. Please advise....

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Risecredit, LLC Payday loan charged fees or interest i didn't expect

April 19, 2017 - To whom it may con cern, I 'd like to make a complain abo ut RISE Credit. W e originally signed up for a $3000.00 with an interest rate of 208 %. I have been paying $520.00 every month and paid a total of $5500.00 and they want me to pay them until 2018. This has been a burden for me and my family. As an - - military member i have reached out to my chain of command regarding this issue. I have been advised by financial counselors that in accordance w ith Military Lending Act says that you ca n't be charged an interest rate higher than 36 % on most types of consumer loans an...

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Enova International, Inc. Payday loan applied for loan/did not receive money

April 18, 2017 - I applied for a loan online. I had used this compan y two years prior, and I had not realized I had old bank information on the account, so the loan of $250.00 was sent to a closed account. I realized what happened the next day when the funds were not deposited to my current bank account. I contacted CashNetUSA immediately, and I was told not to worry, the receiving bank would reject the funds, they would get it back, and that loan would be considered null, since I couldn't/did n't receive the funds, and if I wanted the loan still, I would need to apply again after they received the funds b...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report reinserted previously deleted info

April 17, 2017 - An account has reappeared on my credit file after being previously deleted. It has caused my credit score to drop dramatically....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting improper use of my credit report report improperly shared by crc

April 17, 2017 - I recently got denied credit from - for a personal loan and also for a credit card from - for.-, i believe someone is using my personal information and applying for businesses and credit cards from states i have never lived in or even visited, the only states i ever been to is -, -, - and - nowhere else, i dont even have family in other states just -....

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LendKey Technologies, Inc. Student loan dealing with my lender or servicer trouble with how payments are handled

April 17, 2017 - I paid my loan on -/-/-, and received confirmation. My loan servicing has now been transferred from - - - - to - to Lendkey, and Lendkey is saying I have not made a payment yet and that it is overdue ( although this information should have been carried from - ). I would like to know why my payment is not reflected in this new account. I would also like to receive verification of this debt now that it is with a new servicer, including the signed promissory note....

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CREDIT ACCEPTANCE CORPORATION Debt collection false statements or representation attempted to collect wrong amount

April 17, 2017 - I previously had a vehicle with this company. The vehicle was paid for by insurance however this company after a few months reported that I stilI owe $140.00. I recently sent them a letter asking for proof of balance. They sent me an unclear printout of transaction corrections that they made on their end with no detailed information. I am requesting proof the of the insurance check and warranty cancellation information. If this information can not be furnished. I am asking this account be deleted from my report....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report account status

April 17, 2017 - The following inquiries remains on my credit report after I have told transunion that I was unaware of a few, and the rest I did not receive service for. They have given me the run around with telling me to contact the creditor, and the creditor is telling me to contact the credit agency. The following inquiries are in question : - - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - - -/-/- - - -/-/- - -/-/- - -/-/- - -/-/-...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report information is not mine

April 17, 2017 - The following account is not mines. I have called - - and the collection agency attempting to receive payment, and neither one of them can tell me where the charges came from and seeing that I am current customer of - -, how do I have a past due amount on an account that I have been paying on since -/-/-. The account in question : Creditor Name CREDIT COLLECTION SERVIC Original Creditor - - Responsibility Individual Condition Derogatory Original Balance - Balance - Date Opened -/-/- Date Reported -/-/- Remarks Placed for collection...

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Hunter Warfield, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 17, 2017 - HUNTER WARFIELD DID NOT PROVIDE VALIDATING PAPER WORK STATING THAT THERE WAS A DEBT OWED ON MY BEHALF. THE INFORMATION THAT WAS SENT WAS A LEASE AND AN ITEMIZED STATEMENT OF CHARGES WITH NO RECEIPTS OR PICTURES TO PROVE THAT THAT THERE WAS A DEBT OWED TO ORIGINAL CREDITOR. ALSO THE PAPER WORK THAT THEY SENT DID NOT HAVE ANY VALIDATING SIGNATURES FROM ORIGINAL CREDITOR PLUS NO RECEIPTS AND NO PICTURES THAT WAS ORIGINALLY REQUESTED. HUNTER WARFIELD KEEPS REMOVING THE ACCOUNT AND REPLACING BACK ON MY CREDIT REPORT WITHOUT ANY VALIDATION PAPER WORK OR PROOF AND LEASE AND ITEMIZED STATEMENT IS NOT ...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting improper use of my credit report report improperly shared by crc

April 17, 2017 - I DID NOT AUTHORIZE THE INQUIRIES FROM FIFTH THIRD BANK OR - THAT ARE NOW ON MY TRANSUNION CREDIT REPORT. I APPLIED FOR AN AUTO LOAN FROM -, AND THEY DID AN INQUIRY WHICH I AUTHORIZED. AT THAT TIME, THEY APPLIED FOR CREDIT IN MY NAME AT THE OTHER INSTITUTIONS. I DID NOT AUTHORIZE THEM TO DO THAT. SIMPLY PUT, THIS IS FRAUD. THE INQUIRY FROM - IS VALID, BUT I WANT THE FRAUDULENT INQUIRIES THAT WERE MADE IN MY NAME REMOVED, AND SANCTIONS AGAINST WHOEVER IS RESPONSIBLE FOR THIS ILLEGAL ACTIVITY. PLEASE RESPOND AS QUICKLY AS YOU ARE ABLE TO, SINCE MY ATTORNEY IS ALSO WAITING ON THE RESULTS...

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Medical Society Business Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect

April 17, 2017 - I happened to check my FICO score tonight and noticed it plummeted, then I proceed to order my credit report. To my surprise, I have a medical debt, in which it took some digging before I realized I have missed a bill. Apparenly, what I paid to - hospital is separate from the Physician bill, in which the - has made a poor effort of communication to me regarding the separate charges since -/-/2016. And the Bureau of Medical Economic has made a poor attempt in collecting from me, I have yet to receive the bill, I do n't even know the account number of which I owe. The bill is only $340....

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Allied Collection Services, Inc. (Nevada) Payday loan received a loan i didn't apply for

April 17, 2017 - This - - company is not licensed as a payday loan lender in the state of Michigan. I advised them that this was fraudulent and they continue to harass me via telephone. They now have turned this over to Allied Collection Services lo cated at - - - - . - - - - Neveda - Phone - - - . Allied Collections has reported this to the Credit Bureaus as an unpaid account. Allied Collections is in violation of the Fair Credit Reporting Act. They have not attempted to contact me and verify if this is a valid debt. They chose to report d...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report public record

April 17, 2017 - I filed a dispute and requested a removal from TransUnion for tax lien on my credit report in that not only was it reported incorrectly due to a refund for those years of income tax returns, but I also have an old bankruptcy that would 've removed any balances if there were any. TransUnion in turn reported that the public records were released due to bankruptcy and this incorrect as well. When I contacted TransUnion again, they informed me that not only will this remain on my credit report for seven years even if it is a mistake, but in order to get this removed, I would have to contact the -...

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Midwest Recovery Systems Payday loan received a loan i didn't apply for

April 17, 2017 - This debt is not mine ( Midwest Recovery Systems ) and my identity has been stolen by this company operating under the name of - - - - - at least twice now. The first time I paid them because their phone calls were abusive and threatening ; this was in - . In the past years I have had numerous abusive, vulgar and threatening phone calls from this same company. I have filed 3 Police Reports regarding the phone calls and my most recent stolen identity with this company. I have also contacted the Attorney General, - - regarding the numerous times this co...

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SFS, Inc Payday loan can't contact lender

April 14, 2017 - One Click Cash - keeps contacting me after several cease and desist letters had been sent and verbal notifications have been done....

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Big Picture Loans, LLC Payday loan payment to acct not credited

April 14, 2017 - Complaint # - Spoke with Big Picture Loans at Length with - the manager she scheduled the date of -/-/- that my acct was to be credited $ -+- for overdraft fees. Called - to see why funds where not credited to my acct and she told me she was sorry that the acct was closed out and that I had to call her back to schedule another date to credit the acct. On -/-/- I called to schedule a date and she told me that my acct was being reviewed by the law dept since I filed a complaint with the consumer financial protection bureau and there is no date to credit the acct. She sta...

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Big Picture Loans, LLC Payday loan charged bank acct wrong day or amt

April 14, 2017 - i applied for a loan through Big pic loans. They said they were nit a payday loan and my payment would monthly. I paid my first payment on - -. On - - they took an additionL payment out. I called ca and they said i agreed to biweekly payments. I asked for the phone transcripts to verify what i was told on the phone. The said that they could no longer provide phone transcripts. They referred me to my contract several times. I tried expalining to them that what i was told and what they did is differenntthan what what i was tild. I signed the contract based on the phone call. And what...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

April 13, 2017 - - is reporting as derogatory mark on my credit and I did n't open any accounts with them nor have i received anything in this mail about this company and it is affecting my credit and needs to be removed immediately....

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Experian Credit reporting unable to get credit report/credit score problem getting my free annual report

April 13, 2017 - I put correct information to obtain my - credit reports online, and ca n't obtain any of them. I wonder if this is because I lost my wallet in - -, Florida in -/-/2016....

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Experian Credit reporting incorrect information on credit report personal information

April 13, 2017 - I submitted a copy of my state 's driver 's license and social security card to the agency to verify my identity and to remove the different variations of my name, incorrect addresses, incorrect telephone numbers, incorrect social security number, and non factual unauthorized hard inquiries from the following : - -/-/-, - -/-/-, - -/-/- & - -/-/-, - -/-/-, - -/-/-, - -/-/- and - -/-/-.I received a response 4 days after my dispute it can be assumed that there was no investigation. I am submitting this complaint due to the lack of i...

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Experian Credit reporting incorrect information on credit report reinserted previously deleted info

April 13, 2017 - This item has been removed all the way back in 2015 it just popped back up on my report which i have filed a complaint on - they have responded that they will have the information deleted from my credit report and I am asking that you do so....

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Experian Credit reporting incorrect information on credit report information is not mine

April 13, 2017 - I have very directly requested an investigation to determine if I am a victim of Identity Theft or bank fraud. After not receiving proper verification as is required by Experian under Section 609 of the FCRA Experian is now in direct violation of the law. Federal law very clearly states that Experian is to provide " physical inspection of documentation '' when requested by consumer. Experian has not done this and must delete - - from my report as it clearly is not mine and unverifiable upon request....

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BB&T Financial Consumer Loan taking out the loan or lease

April 13, 2017 - My - credit report shows an unauthorized credit inquiry from BB & T Financial Services on -/-/2016. I did not authorize this inquiry. During this time, I visited - who assured me my credit file would only be viewed -. However, this was not the case. I understand that my credit file should n't be accessed without my authorization. I contacted -, but was unsuccessful obtaining a resolution. I have an extended fraud alert in place requesting I be contacted via phone for verification prior to accessing my credit file. This did not occur ; therefore, the removal of this inquiry is req...

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Citibank Credit card credit determination

April 13, 2017 - My Best Buy Credit Card, was transferred over from - to Citicard in -/-/-. I have contacted Citibank in 3 different occasions, in -/-/-, -/-/- and -/-/-. I paid the annual dues for the account and my account was confirmed to have a - balance on a recorded line. I just had another call today -/-/- at - were they reconfirmed my account has a - balance. However my credit report shows a delinquent account from Citibank Best buy account, they have told me that this would be removed since -/-/- and it has n't, they do not want to provide me with written proo...

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Shellpoint Partners, LLC Mortgage loan servicing, payments, escrow account

April 13, 2017 - The holder of my mortgage refuses to eliminate the PMI from my mortgage with out an appraisal, even though my LTV is less than 78 %. I 've gone around with them on this a few times, and nothing has been resolved....

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