Search Financial Products and Services

Find over 250,000 reviews for over 10,000 financial products and services

Consumer Complaints by Product

With a focus on financial consumer protection and awareness, BadFinance.org is a nonprofit organization dedicated to provide financial analysis and advice to US consumers. Every days our financial professionals receive hundreds of complaints from the Consumer Financial Protection Bureau and compare complaint resolution trends to better inform financial consumers.


Consumer Complaints History

New Consumer Complaints


Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

November 14, 2019 - Identity Theft...

Read more

Medical Data Systems, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

November 14, 2019 - checked my credit report and noticed collections that is not mine ... victim of identity theft!...

Read more

TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt is not yours

November 13, 2019 - - - account on my credit report that I have no idea about...

Read more

Strategic Alliances, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

November 13, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 13, 2019 - On - - 2018, my credit report showed collection ... Don't know who this collection agency is. I have no debt in collection. My credit score dropped by 70 points after this collection showed from CREDIT COLLECTION SERV. I have never had anything to do with them....

Read more

I.C. System, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

November 12, 2019 - I have never received anything from IC Systems. I have never heard of them. I have no debt and a clear record except for this bogus filing. I have disputed it, still never received any information, and they only site the FCRA as a reason to leave it. However I have opened no accounts within the statute of limitations in the state of GA. Please help!...

Read more

McCarthy, Burgess & Wolff, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 12, 2019 - This company is claiming myself and my husband owe money to 5 llc 's in nevada for a total of $2900.00. This is the collection company info- Mcarthy Burgess and Wolf-- - - - - - - - - - - , Ohio - Phone - Fax - I looked up each LLC - below -and each company has been out of business since -/-/-. Invoice ( s ) : -, - ( NV ) | -, - ( NV ) | -, - ( NV ) | -, - ( NV ) | Balance Due : $2900.00 MBW No : - I have asked for the original dates that the debts were incurred and the contact information for each company - t...

Read more

TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection written notification about debt didn't receive notice of right to dispute

November 12, 2019 - View all accounts - - - - Opened -/-/2019 - $150.00 Original creditor : - - - Overview You've paid off 0 % of your collection amount. Balance $150.00 Highest Balance $150.00 Opened -/-/2019 ( 5 mos ) Account status Open Type - Responsibility Individual Remarks Placed for collection Original Creditor Name - - - see an error? DIRECT DISPUTE If there's an error on your report, you can submit a dispute without leaving - -. DISPUTE AN ERROR Creditor Information - - - - - - - -, MN - ( - ) - - - - Opened ...

Read more

TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

November 10, 2019 - Credit Bureau was made aware I was a victim of identity theft of which the listed item reported may be a result. I have no knowledge of this account as it is listed with redacted account number -. I have never done business with - - -. Desired resolution : Delete & Block item/items immediately pursuant to Section FCRA law section 609...

Read more

TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

November 10, 2019 - Transunion was made aware that I was a victim of identity theft of which the listed item reported may be a result. I have no knowledge of this account as it is listed with redacted account number -. I have never done business with - - -. Desired resolution : Delete & Block item/items immediately pursuant to Section FCRA law section 609...

Read more

JH Portfolio Debt Equities, LLC Debt collection attempts to collect debt not owed debt was result of identity theft

November 10, 2019 - I received two notices for debt collection from Credit Control LLC dated -/-/2019 and -/-/2019. On -/-/2019 I sent a debt validation letter via mail to Credit Control LLC regarding the first notice stating that I do not owe any debt and challenging the validity of the debt, as I have had my accounts, email and other personal accounts hacked into and have had credit applied for in my name that I didnt initiate. I have continued to receive calls and received another letter to attempt to collect yet another debt that I do not owe. On -/-/2019, I sent another letter by mail to address the ...

Read more

Convergent Resources, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

November 9, 2019 - on -/-/2018 and -/-/2018, convergent went on my credit report without permission or just cause. validate collection asap. also, stop calling my landlord - - - on his cell number ( - ) - or face class action litigation....

Read more

Rozlin Financial Group, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 9, 2019 - rozlin financial group put collection in my credit report on - - for $1400.00. this is not my account nor i have debt with them. i think this is somebody who steal my information and opened account.i called the company and told them this is not my account and they still put in my credit report...

Read more

Convergent Resources, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

November 9, 2019 - Convergence Outsourcing reported that on -/-/2019 that an account was opened. They then reported on -/-/2019 that account was diliquent. I was never contacted by this company at all and I have not opened any new accounts that could be reported as diliquent. I want real records and dates concerning this supposed debt and their liscence number for Ohio to collect any debt. I would like to know if it is standard practice to place a debt as diliquent without first contacting the person who is supposed to owe this debt?...

Read more

CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

November 8, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

November 8, 2019 - THERE IS A FRAUDULENT ACCOUNT IN MY NAME ORIGINAL CREDITOR - - - - CURRENT CREDITOR - CREDIT COLLECTION SERVICES AMOUNT OF THE DEBT - $120.00...

Read more

Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

November 7, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

Source Receivables Management LLC Debt collection attempts to collect debt not owed debt was result of identity theft

November 7, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

Credit Protection Association, L.P. Debt collection attempts to collect debt not owed debt is not yours

November 7, 2019 - I have a debt collection of $530.00 showing up on my - credit report that isnt mine. Ive never had an account with Credit Protection Association....

Read more

Quality Asset Recovery LLC Debt collection attempts to collect debt not owed debt was already discharged in bankruptcy and is no longer owed

November 7, 2019 - -/-/2018 $2700.00 Tried disputing the balance filed bankruptcy and will not remove from credit to stop me from renting or buy any property due to it being a judgement,...

Read more

LAKEVIEW LOAN SERVICING, LLC Mortgage trouble during payment process

November 7, 2019 - My servicing company is Lakeview Loan Servicing. They are always charging a - fee even though my loan payment is paid on time prior to the -. I've made multiple attempts to get this resolved and stated they would have someone call me back. No one ever calls me back. I've submitted 3 online inquiries and no response....

Read more

Credit Protection Association, L.P. Debt collection attempts to collect debt not owed debt was result of identity theft

November 6, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 1, 2019 - Written " Reduced Balance Opportunity '' on a debt which is not valid. Misrepresented debt as current and valid....

Read more

HCFS Health Care Financial Services, Inc. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

October 30, 2019 - This company ( ARS ) which I hold No Contract with nor have received services from is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. - -, -, - -. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation...

Read more

Convergent Resources, Inc. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

October 30, 2019 - This company ( Convergent Outsourcing ) which I hold No Contract with nor have received services from is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this d...

Read more

Absolute Recovery Services, LLC Debt collection written notification about debt didn't receive enough information to verify debt

October 29, 2019 - I've sent letters on -/-/19 and -/-/19 to Absolute Recovery Services for verification of this alleged debt that sits on my credit reports. I have yet to receive a response in the mail outlining this debt. I just need to be sure that this debt does indeed belong to me. I'm very confused about a $ - account sitting on my credit report that I had no knowledge of....

Read more

Receivables Management Corporation Debt collection attempts to collect debt not owed debt was result of identity theft

October 24, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

First Federal Credit Control Debt collection attempts to collect debt not owed debt was result of identity theft

October 24, 2019 - -, - - SOC SEC # - DOB -/-/- ADDRESS - - - -, - -, FL - ATTENTION DISPUTE DEPARTMENT TODAYS DATE : -/-/- FFCC-CLVLAND - FFCC-CLVLAND - Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company...

Read more

TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt is not yours

October 17, 2019 - These are Fraud accounts and they dont belong to me...

Read more

Army and Air Force Exchange Service Debt collection attempts to collect debt not owed debt was result of identity theft

October 16, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

First Federal Credit Control Debt collection attempts to collect debt not owed debt is not yours

October 15, 2019 - I am not aware of these collection charges...

Read more

Valentine and Kebartas, Inc. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

October 15, 2019 - My name is - -. I received a phone call this evening at - from what showed up on the callerID as " - , PA ( - ) -. '' This came up as - - ( e.g. - or - - ) type. The person on the other end, when asked, stated that her name is -****. Due to a persistent hearing issue I have, I could not clearly catch her name, even after asking twice for it. I then was told that the company calling me is Valentine Kebartas Inc., located at - - -, - . -, -, MA -, and that the phone number of the company is ( - ) - ( ext. -??? ) and this was in an...

Read more

Direct Recovery Services, LLC Debt collection communication tactics you told them to stop contacting you, but they keep trying

October 14, 2019 - I have repeatedly asked DRS to stop contacting me about my brother 's debt - and have even filed multiple CFPB complaints against them - but they continue to contact me....

Read more

Oracle Financial Group LLC. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

October 14, 2019 - - : I receive a call from -. Caller leaves voicemail, identifies self as " - - '' calling about an " important business matter '' and states " we want assure that you are given a final opportunity to secure a statement here in your defense so that no decisions are made without your knowledge. '' She leaves call back number - ext - and ends call with " you've been notified and good luck ''. - : my brother receive a call from the same woman at the same #, asking for me. She gives him my date of birth and tells him she is calling about an important legal matter and needs to...

Read more

ERC Debt collection attempts to collect debt not owed debt is not yours

October 13, 2019 - This company Enhanced Recovery is trying to collect $250.00 from me for a bill they claim I owe. I have written them several letters demanding that they comply with the Fair Dept Collection Practices Act and the Fair Credit Reporting Act by ( 1 ) providing me a contract or bill from Enhanced Recovery with my signature on it as follows : " I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay Enhanc...

Read more

Eastern Account Systems of Connecticut, Inc. Debt collection attempts to collect debt not owed debt is not yours

October 13, 2019 - This company Eastern Account System is trying to collect $350.00 from me for a bill they claim I owe. I have written them several letters demanding that they comply with the Fair Dept Collection Practices Act and the Fair Credit Reporting Act by ( 1 ) providing me a contract or bill from Eastern Account System with my signature on it as follows : " I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to ...

Read more

ERC Debt collection attempts to collect debt not owed debt was result of identity theft

October 12, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

I.C. System, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

October 11, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

Financial Data Systems Debt collection attempts to collect debt not owed debt was result of identity theft

October 11, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

Direct Recovery Services, LLC Debt collection attempts to collect debt not owed debt is not yours

October 11, 2019 - This is my second complaint about DRS. This morning, the day after CFPB closed my previous complaint without any resolution, they texted me again about my brother 's debt. I want them to immediately STOP contacting me about my brother 's debt. I DO NOT OWE ANY DEBT. STOP CONTACTING ME....

Read more

Credit Protection Association, L.P. Debt collection attempts to collect debt not owed debt was result of identity theft

October 9, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

Credit Protection Association, L.P. Debt collection attempts to collect debt not owed debt was result of identity theft

October 9, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached....

Read more

Convergent Resources, Inc. Debt collection communication tactics frequent or repeated calls

October 9, 2019 - I actually spoke to the representative from this debt collector, and I wanted to know who to contact about 3 accounts that are saying they are from me when I never even had a - - account, an - - - account and the one of - - for - - that said it was from 2 years ago ... I have not lived in - - since 2014. None of these reports are me, so I think my identity has been taken and I need to know what to do for a dispute because it's really affecting my credit score!...

Read more

HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

October 9, 2019 - -, - - SOC SEC # - DOB -/-/- ADDRESS - - -, - - -, FL -* ATTENTION DISPUTE DEPARTMENT TODAYS DATE : -/-/- ARS ACCOUNT RESOLUTION - Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shal...

Read more

Valentine and Kebartas, Inc. Debt collection communication tactics frequent or repeated calls

September 26, 2019 - Valentine and Kebartas called everyday from -/-/2019 until current using different numbers - -, Florida area - ) from a company in Massachusetts. I finally spoke to a supervisor, - -, and he would not disclose the reason for the call. The representative and - - both possessed an abusive tone towards me. They never left a message when they called everyday. The process is deceitful and I felt mis-treated and they were condescending. Please prevent companies like Valentine and Kebartas to behave in such a manner....

Read more

CCS Financial Services, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

September 24, 2019 - I received a letter stating i owned this company money, First time hearing from this company and about this debt....

Read more

Recovery Solutions Group, LLC Debt collection took or threatened to take negative or legal action seized or attempted to seize your property

September 24, 2019 - My mother keeps getting calls on her cell for me saying I owe this debt that I have never heard of the original company or the collection company. The caller says they are going to come seize all my property and my checking account if I do not pay them. Once again I never signed anything for this debt....

Read more

Medical Data Systems, Inc. Debt collection attempts to collect debt not owed debt is not yours

September 24, 2019 - After numerous attempts to get verification about these fraudulent accounts from the three credit bureaus -, -, and - I have never received any response back as yet. These accounts do not belong to me as follows : 1.Medical data systems acct # - 2- - service acct # - 3.- - - acct-*** 4.- - - acct - -acct # - 5. - -/- acct # - 6. - - - - acct # -...

Read more

WELLS FARGO & COMPANY Mortgage closing on a mortgage

September 24, 2019 - Wells Fargo Home Mortgage keeps calling other people regarding the matters of My Home Mortgage. I filed the complaint on Wells Fargo Mortgage. It appears there not trying to resolve the issue by calling other people that has nothing to do with the issue. Wells Fargo Home Mortgage calls on a daily base other people in fact as I have for a witness. Wells Fargo Knows my phone number as well as mailing address regarding the matter....

Read more

Allied Collection Services, Inc. (Nevada) Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

September 24, 2019 - Allied Collection representing - - has repetitively sent correspondence demanding payment for an unknown debts. When I requested by law that they send me identifying documents to show that I owe this debt such as ID, Social Security Number, and/or contract bearing my signature, they have not done so. Their claim is Hearsay according to law. In the midst of this, they are ruining my quality of life because they have put this item on my credit : -/-/2015 amt $410.00...

Read more

Nevada Credico, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

September 24, 2019 - QUANTUM COLLECTIONS representing - - - has repetitively sent correspondence demanding payment for an unknown debts. When I requested by law that they send me identifying documents to show that I owe this debt such as ID, Social Security Number, and/or contract bearing my signature, they have not done so. Their claim is Hearsay according to law. In the midst of this, they are ruining my quality of life because they have put this item on my credit : -/-/2017 amount $220.00....

Read more

CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

September 24, 2019 - - - - - - - -, GA - CREDIT COLLECTION SERVIC - - - -, MA - ( - ) - - : Collection account : $86.00 To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau s , the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 b that your claim is disputed and validation is reque...

Read more

AR Resources, Inc. (FL) Debt collection attempts to collect debt not owed debt is not yours

September 23, 2019 - It started in -/-/- but I have 9 hard inquirys on my credit report that does not belong to me as well as a loan threw - that I wasn't aware of..my credit score has dropped 104 points in a month. Resulting in a balance of - -/-/2019 for a balance of $710.00 through - as well as Are resources in I'm not aware ofI 'm not aware of -/-/2019 for a balance of - threw - that I am not aware of...

Read more

CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

September 23, 2019 - -, - SOC SEC # - DOB -/-/- ADDRESS - - - - - -, FL - ATTENTION DISPUTE DEPARTMENT TODAYS DATE : -/-/- CREDIT COL- - CREDIT COLL - Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) s...

Read more

Hunter Warfield, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

September 22, 2019 - Back in -/-/2019, in need of a new car, I visited the dealership to see if I could get some sort of financing. The sales rep came back with a twisted face and a horrible credit report in his hands saying that my score was -!!!!! The last time I had checked my score it was in the mid 600s and I didnt recognize alot of the information that was in my credit report like collection accounts, credit cards, addresses, and over 80 inquiries! I immediately knew someone had gotten my information and I called all 3 credit bureaus and had a fraud alert placed. I tried disputing with the credit bureau...

Read more

Hunter Warfield, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

September 22, 2019 - Back in -/-/-, in need of a new car, I visited the dealership to see if I could get some sort of financing. The sales rep came back with a twisted face and a horrible credit report in his hands saying that my score was -!!!!! The last time I had checked my score it was in the mid 600s and I didnt recognize alot of the information that was in my credit report like collection accounts, credit cards, addresses, and over 80 inquiries! I immediately knew someone had gotten my information and I called all 3 credit bureaus and had a fraud alert placed. I tried disputing with the credit bureau...

Read more

LAKEVIEW LOAN SERVICING, LLC Mortgage trouble during payment process

September 22, 2019 - - closed out Complaint # - and has NOT provided my reqeust for information regarding the documentation of discrepancies stated within the letter submitted by - representative, Mr. - -, Office of the Customer, dated -/-/2019. I contacted Mr. - upo # - upon receipt of this submitted letter on -/-/2019 and to date, have not received a response as promised. Attached includes my email following my phone call with Mr. -, supporting documents, and request for - to provide supporting documentation of the wire transfer return to the closing attorney as he claims on the l...

Read more

Shellpoint Partners, LLC Mortgage incorrect information on your report

September 20, 2019 - I had filed a report in -/-/- with you and received a letter from New Rez stating they would correct my credit report after incorrectly handling loss mediation when I was laid off. I now am selling my house and need to purchase a new one and I'm finding out they did not do as they said, my credit is still showing that I was late in -/-/-, -/-/-, -/-/-, -/-/- and they have added an additional one for -/-/- which was called in on -/-/- but they did not apply until -/-/-. below is the original information for the original complaint. They really need to rect...

Read more

Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

September 19, 2019 - looking over - credit report and their are two collection agencies thats trying to collection on the same account which I have to knowledge of and never contacted about this debt....

Read more

Medical-Commercial Audit Inc Debt collection written notification about debt didn't receive enough information to verify debt

September 14, 2019 - MCA Management Company out of Missouri placed a collections on my credit report for $1500.00 back in -/-/-. I don't recognize this account and will need verification of this account and what the $1500.00 is for. There wasn't any mail in regards to what the collections is for. As highlighted in the FCRA Reporting Act, please provide verification of this collection. Also, please cease any collection calls immediately if there are any in the near future....

Read more