Review and analysis of over 217 Other (Phone, Health Club, Etc.) complaints against FAIR COLLECTIONS & OUTSOURCING, INC.
FAIR COLLECTIONS & OUTSOURCING, INC. consumers have reported over 217 official complaints related to Other (phone, health club, etc.). Out of the 217 consumer complaints against FAIR COLLECTIONS & OUTSOURCING, INC., 30% were disputed by the consumer (i.e. the consumer was not happy with how FAIR COLLECTIONS & OUTSOURCING, INC. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against FAIR COLLECTIONS & OUTSOURCING, INC. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt December 9, 2015 - I received a letter from FCO dated -/-/15. I called to find information about the debt which was stated as $400.00. I was given a statement of detail charging me $830.00 for carpet replacement when moving out of the apartment. The statement accounts for a $500.00 deposit and $81.00 in a final water bill to arrive at the amount they are trying to collect. I asked for an invoice for the carpet replacement and was given an invoice for $380.00, however was told that - 's client wanted payment based on $830.00 however they are unwilling or unable to provide a statement explaini... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine December 6, 2015 - This debt was disputed with the original creditor -/-/-. The issue is long over the 7 year limitation. The collection agency continues to maintain this disputed debt from - on my credit report even though it shows the debt is in dispute. I would like your assistance getting this account removed from my credit reports with all credit reporting agencies. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection communication tactics frequent or repeated calls December 2, 2015 - Used multiple, aggressive forms of communication. I have unsuccessfully tried to resolve the debt of a monthly payment of 5 % of the total debt and pay the full debt, rather than a lesser settlement. They stated they would either only accept 10 % of the total debt as a monthly payment, or half of the total debt in full. When I did not agree and questioned options, they stated they would rather keep my account in collections on their terms rather than accepting any form of payment from me. Not only unprofessional communication, but rude and aggressive threats of retaliation. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 17, 2015 - Someone stole my Identity in 2014. I filed a police report. Many creditors took action to fix the situations that arose. But - collector is pursuing me for a supposed apartment rental I did NOT rent in ANOTHER STATE, EVEN AFTER I SENT THEM THE STANDARD LETTER FROM THE FTC as the FTC advises. The dead give-away is that they always have my name wrong, as is the case with this collector ( Fair Collections & Outsourcing , Inc. - - - - - - -, MD. - - www.fco.com ). They keep telling me I need to complete their form which asks for a litany of my personal information tha... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine November 15, 2015 - The personal identities of my wife and I, which we had entered on our rental application to the - at - - - -, -, VA -, including our names, birth dates and social security numbers and other confidential personal information, have been fraudulently misused by the -. For example, the - secretly took money from my wife 's - bank account. This unauthorized charge was accidently discovered when reviewing another transaction. After conducting a full investigation, the - bank fraud investigators concluded that this was financial fraud, unauthorized charge, theft, etc.... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection false statements or representation attempted to collect wrong amount November 6, 2015 - I was ordered to move from my apartment because of an issue with the complex. The property manager, -, mixed up the information with the collection agency with the information of my neighbor, as she did when I moved in. It was a total breech of contract, because I never received the new appliances that were included in the lease agreement. She stated that I had to move immediately and no clean up cost would be added to my early termination of the lease agreement. Then she added a lot of cleaning fees and false information to the collections department. I can provide a written statement from... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid November 5, 2015 - I have obtained several emails and had countless phone calls from -, representing a client that owns apartments buildings, in which I lived in for a period of time. During the time of me living there, there was a flood, in which the apartment was found uninhabitable, and my insurance company paid out a tremendous sum to the non named Apartment Complex during the claim in which no one admitted fault. ( The flood happened while I was not home ) After my insurance company paid the claim. I received very specific documentation that I was relinquished of any and all obligation I had toward that ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine October 30, 2015 - I have disputed the debt with the credit bureau, and the debtor has failed to validate the debt is mine. I am requesting the collection item be removed immediately due to noncompliance of the section 809 of the Fair Debt collection practices act. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt October 12, 2015 - I received notice of an alleged debt owed to Fair Credit Outsourcing and sent a -/-/- Debt Verification Affidavit which was received -/-/- - ; - by representative ( - ) or agent ( - ) of Fair Credit Outsourcing. FCO has failed to Validate the alleged debt and has provided information to the Consumer Reporting Agencies that is inaccurate, invalidated, unverified and is in direct violation of the FCRA -/-/-s-2, 15 USC -/-/-e ( 8 ), 15 USC -/-/-e ( 10 ), Fair Credit Reporting Act ( FCRA ) 15 U.S.C. -/-/- ( Public Law 91-508 -, 15 U.S.C. -/-/- -... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid September 29, 2015 - - Apartments are on my credit and transfered the account to FCO as a collection which in turn sent the file to an attorney ( which resulted to them having to dismiss the case as this is not a debt that I owe ) I called and faxed both the attorney 's office as well as FCO and they both keep referring me back to each other. I really need them to removed this from my credit as it is hurting my score and is resulting to me not qualifying for important purchases as well as increased interest rates. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 9, 2015 - FCO Fair Collections & Outsourcing calling me and threatening me on the phone in collection of $3600.00. - Apartments in -California evicted me and my - daughters out of apartment -/-/- when l was injured - - in -California.- I was n't been paid properly by - employer and l was - at home - on -/-/-. I am respectfully on Permanent - Retired -. I will send evidence of collections and medical evidence to Consumers Financial Protection Bureau by emails. I am on - for stress. I am a - Military Veteran and - - - Citizen. -California a... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection false statements or representation attempted to collect wrong amount September 2, 2015 - Provide incorrect debt information to credit agencies despite emails, letter and documentation submitted to them. Ignoring and neglecting to respond to documentation and failure to perform proper debt verification. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt August 15, 2015 - Fair Collections and Outsourcing ( FCO ), a debt collector and assigned agent of the original creditor, - - -, has been attempting to collect a claimed debt of $3500.00 for various charges associated with my rental of an - apartment at the - - facility in - - California. FCO has provided as evidence of the debt, a '' resident Journal '' that depicts debit and credit transactions and ending balance. The problem with this - page report is that @ - % of the report is blurred beyond readability, and the ending perpetual balance does not follow from the transactions,... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt August 9, 2015 - The account was closed over 8 years ago. FAIR COLLECTIONS keeps changing the date that the account was closed. It now shows on my credit report as if the account was opened in -. It was opened in -. I moved and closed the account in -. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine August 7, 2015 - This debt in regards to an apartment that I never lived in is on my credit report. I have contacted the original creditor and the collection agency. The collection agency seems to be going after me for something that I do not owe as I have not lived outside of my parents home and also mentioned another person who never lived at this apartment that they are trying to collect money from. This has been taken up with them before and no police agency will take a report for something that is 6 years old as the collection agency is requesting that I file. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection false statements or representation attempted to collect wrong amount August 5, 2015 - I am being collected upon for charges that have already been paid, as well as for charges that are not my responsibility. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine August 3, 2015 - - credit bureaus are reporting inaccurate home repair debt information from - - - and Fair Collections & Outsourcing who are not able to show evidence or proof of this reported debt. Their letters to me claim to have verified '' the debt but this is not true under the law. I sent certified letters to all - reporting agencies that showed the creditor has no record of ever communicating a debt to me. In response to my request for validation of a debt, - - - and Fair Collections & Outsourcing mailed me an illicit and unsigned move-out sheet with fraudulent home repair cha... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt July 15, 2015 - I requested for validation within - days or to cease communications and this was not honored. ( -/-/15 ) I received another letter from the collection agency ( -/-/15 ) which is a violation of the FDCPA as validation was not provided. I sent another letter on -/-/15 requesting for validation again and granted another - days. Validation was NOT provided to me and I am requesting that all communications be ceased, and that this account be removed from my trade line. Given the FDCPA violations described above, I am seeking damages for each offense up to $5000.00. Your re... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection communication tactics frequent or repeated calls July 14, 2015 - This company calls - times a day, leave messages to return the call, I spoke with a rep - -, 2015 advised her of the calls, also in violation fdcp laws and guidelines, gave her my attorney name and contact number as we 'll. after I hung up with her - was the name of the rep, she called or the company left another - messages. This is harassment I do n't understand. This company calls and leaves messages - to - times a day I have proof as we 'll ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection false statements or representation attempted to collect wrong amount June 30, 2015 - - ( - ) LP is attempting to collect $320.00 from me when the actual amount should be $0.00. I received a letter from a Collection Agency, Fair Collections & Outsourcing on behalf of - in regards to not placing trash in the appropriate space upon moving. This is not true. The - is located in - -, IL. They are Town-houses. The representative initially told us upon moving into the our town-home that it is mandatory to purchase a garbage bin, or large garbage can for our approx. - ft. back porch and that our garbage is to be maintained and held on our adjacent back porch b... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection disclosure verification of debt not given enough info to verify debt June 26, 2015 - i was sent a letter from fair collecting outsorcing in an amount was outrageous I asked for an accounting of the amount owned to see how it could be that much. I was told to be patient to wait a few weeks that they would get it for me. I then contacted my lawyer who sent a letter to the credit reporting agancy to dispute the debt. The last inquire I sent to - was that they did not have the accounting history available it has been over - days since the inquiry with - and - by law - days it is to be taken off my credit report. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 21, 2015 - I received a notice of debt from the Fair Collections & Outsourcing of - - in -/-/- by a phone call, which I clearly stated that was n't mine and was a result of identity theft. I demanded all pertinent documents used by the thief and they took over - to provide. The thief used my maiden name and an unknown - drivers license number to rent an apartment. In the application, the thief provided signatures that do not match to each other, and you can tell that the creditor did not do their due diligence to verify their identity as they failed in a few obvious areas : verify their ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine June 18, 2015 - I lived in a particular apartment building for approximately - years. I moved out in - of 2013, and in - of 2013 I received a bill for rent covering a month I was no longer residing there. I contacted the property and they refused to work with me to resolve the issue. The property is no longer under their ownership and the collection agency has not responded to my dispute in approximately a year now. This is still on my credit report and is causing me great stress. I can not find a place to live due to this invalid debt. They could not provide me with a valid reason as to why I should... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection false statements or representation attempted to collect wrong amount June 11, 2015 - The last apartment complex I lived in ( -, VA ) sent me charges for unpaid rent, water and sewer, damaged blind, damaged carpet and late fees. This charges I disagreed with and asked them to substantiate it but was rather sent to a collection agency. I paid my bills on time or early each and every month for the 4years that I lived there and was never once late especially for an apartment complex that has no grace period and all rent/bills has to be paid by the - of each month or risk paying late fees. My credit is now destroyed and its all base on falsified charges. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid June 9, 2015 - On - -, 2013 - - - - -. Report false information to fair collections in and out. I responded to fair collections in and out, but asking them to validate the debt. In response they sent me a document with a list of charges that - - - - - says that I owe. I called them and explained that this was not a proper validation of debt. They refused to validate the debt properly and placed the information on my credit report for collections. FCO is in violation of Texas property code Sec.-. FRAUDULENT, DECEPTIVE, OR MISLEADINGREPRESENTATIONS. ( - ) failing to ma... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine June 8, 2015 - I reviewed my credit information and notice an error on my account from an apartment complex I stayed in years ago. The complex back then was called - '' and is now called - ''. I had email correspondence with the complex regarding my concerns dealing with the apartment before I moved out back in 2008 and was reassured I had nothing to worry about because those issues are not mine and on the complex. I am looking at my credit report and see a charge for - that should n't be there because we left out with a walk through completed and was stated that we had nothing to worry about. We ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine May 7, 2015 - I was in a month to month lease with - ( - ) -. I was obliged to give a 60 day written notice before vacating the building. I did so, and sent the letter via certified mail. Roughly six months later, - placed a $7500.00 fine on my credit through Fair Collections and Out. This fee is exorbitant, as I only paid $850.00 a month, and met my obligations for the lease. In the state of Georgia, the law states the landlord can only claim damages and the amount of time the apartment was vacant. I was never evicted, because I did n't break a lease, I should not have this on my credit. Wh... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid May 5, 2015 - SIGNED A LEASE WITH AN APARTMENT COMPLE- BECAUSE THEY SAID THEY WERE PET FRIENDLY, TWO DAYS LATER I TOLD THEM I WAS BRINGING MY DAUGHTERS DOG IN AND THEY ASKED WHAT KIND. AFTER I TOLD THEM THEY SAID NO - I SAID THAT THEY SHOULD HAVE TOLD ME THAT UP FRONT AND TO JUST TEAR UP THE LEASE AND I WOULD GO ELSEWHERE. THEY SAID THEY NEVER DO THAT AND THEY WOULD SEE ME IN COURT. I LEFT AND THEY KEPT ALL MY DEPOSITS AND LEASE,,,, ALL I WANTED TO DO WAS LEAVE BECAUSE THEY LIED,, THEY KEPT MY MONEY AND TURNED IT IN FOR COLLECTION ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine April 14, 2015 - Apartment I lease was ended due to bed bugs ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine April 14, 2015 - please see attached, the complex had my info that I lost my - job and need to moved because of the hardship ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid April 13, 2015 - My husband and I lived at this apartment complex for one year. We were provided a move out amount which we paid in full and had a walk through during which there were no damages pointed out. Months after moving out of the complex, the complex claimed there were damages and that we owed more in rent because they provided the incorrect amount earlier. I tried to reach the property manager several times to discuss these charges but they never answered my calls/emails. Months after this, they sent my account to collections. I provided the collections agency with the inventory list that I was provi... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid April 2, 2015 - I am writing this complaint in regards to FCO an debt collection company attempting to collect a debt from me. I have no proof or knowledge that I owe this debt. I moved out of - House in - of -/-/2013 and paid any remaining balance I owed. I believe this debt is unjust and inaccurate. ... |
FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay April 1, 2015 - - - from - called and stated that my check did not go through. I told him that I apologized and that this bill is not the only -. I had - other checks not go through but the money was there. I do n't not carry my debit card on me.. I told him that I was going to call the bank and see what is happening. He said exuse me. Phone line then got disconnect. Meanwhile he is calling me while I am at work. He called - times demanding to speak to my boss. He wanted his phone number and demanded that he speakes with him. My coworker stated that I was unavailable and that he need not to ... |