FAIR COLLECTIONS & OUTSOURCING, INC. Debt Collection Complaint

Other (phone, health club, etc.) Disclosure verification of debt not given enough info to verify debt

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Maryland

I received notice of an alleged debt owed to Fair Credit Outsourcing and sent a -/-/- Debt Verification Affidavit which was received -/-/- - ; - by representative ( - ) or agent ( - ) of Fair Credit Outsourcing. FCO has failed to Validate the alleged debt and has provided information to the Consumer Reporting Agencies that is inaccurate, invalidated, unverified and is in direct violation of the FCRA -/-/-s-2, 15 USC -/-/-e ( 8 ), 15 USC -/-/-e ( 10 ), Fair Credit Reporting Act ( FCRA ) 15 U.S.C. -/-/- ( Public Law 91-508 -, 15 U.S.C. -/-/- - Public Law 109-351, 801-02, 120 Stat -/-/- ), and numerous other violations of my rights under countless Consumer Protection Laws. Additionally, FCO '' has NO bona-fide claim in the matter and allegations that I owe an alleged debt to its Agent ( - ) and or Representative ( - ) are frivolous. I have not applied for, neither received any services or credit with


FCO '', nor do I wish to contract with them. FCO has failed to respond to the -/-/- Debt Verification Affidavit/ Proof of Claim with authenticating proof of a valid claim/verification. FCO has purchased evidence of a debt for value and are proceeding with collection activity in the name of the original contracting Secured -. - - - - - ) ( - -. FCO has failed to provide full disclosure as a lawful due process and has agreed to the terms and conditions of the -/-/- Debt Verification Affidavit by Acquiescence. FCO by failing to respond by tacit procuration agreed to all terms within the contract/agreement. Respondent - - ) tacitly agrees that the Unsecured Debt Collector herein as the Respondent - - ) waives all claims against me and with respect to any and all collection attempts involving the above-referenced alleged account, and that said collection attempt was fraudulent from the beginning.

FAIR COLLECTIONS & OUTSOURCING, INC. customer in Maryland
Oct 12, 2015

* Source: CFPB Complaint Database

FAIR COLLECTIONS & OUTSOURCING, INC. response to complaint:
Closed with explanation

Consumer disputes how FAIR COLLECTIONS & OUTSOURCING, INC. handled their complaint

Created with Highcharts 4.2.3FAIR COLLECTIONS & OUTSOURCING, INC.Complaint HistoryComplaints7/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20142/20153/20154/20155/20156/20157/20158/20159/201510/201512/20156/20168/201612/20161/20170123456Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3FAIR COLLECTIONS & OUTSOURCING, INC.Disclosure verification of debt100.0%Closed with explanationSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageDisclosure verification of debt1.5%15.4%4.9%1.4%76.1%0.7%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact FAIR COLLECTIONS & OUTSOURCING, INC.

http://www.fco.com/
877.324.7265 
info@fco.com
12304 Baltimore Ave. Suite #E
Beltsville MD 20705

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