FAIR COLLECTIONS & OUTSOURCING, INC. Debt Collection Complaint

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt California

Fair Collections and Outsourcing ( FCO ), a debt collector and assigned agent of the original creditor, - - -, has been attempting to collect a claimed debt of $3500.00 for various charges associated with my rental of an - apartment at the - - facility in - - California. FCO has provided as evidence of the debt, a '' resident Journal '' that depicts debit and credit transactions and ending balance. The problem with this - page report is that @ - % of the report is blurred beyond readability, and the ending perpetual balance does not follow from the transactions, but rather is stated seperately on a page not of the transaction report, and in a different typeset. The report as given is useless for purposes of debt validation. FCO is reporting the claimed debt to -, who is reporting it as a delinquent item in collections. I have sent to FCO a copy of the report I received from them, pointing out the unreadable areas, and requesting a fully readable version. I also requested that they provide the name and contact information of authorizing and approving agent at - - Communities. In response, I received a letter from FCO stating they have verified '' the debt and will continue reporting it to the CRA, FCO did not respond to any of the requests I made for a competent validation of the debt, and identity of the source of the data.