FAIR COLLECTIONS & OUTSOURCING, INC. Debt Collection Complaint

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt was paid Texas

On - -, 2013 - - - - -. Report false information to fair collections in and out. I responded to fair collections in and out, but asking them to validate the debt. In response they sent me a document with a list of charges that - - - - - says that I owe. I called them and explained that this was not a proper validation of debt. They refused to validate the debt properly and placed the information on my credit report for collections. FCO is in violation of Texas property code Sec.-. FRAUDULENT, DECEPTIVE, OR MISLEADINGREPRESENTATIONS. ( - ) failing to maintain a list of all business orprofessional names known to be used or formerly used by persons collecting consumer debts or attempting to collect consumer debts for the debt collector. FCO is not listing all the names of there client ( - ) failing to disclose clearly in any communicationwith the debtor the name of the person to whom the debt has been assigned or is owed when making a demand for moneyThis collection is for a apartment complex. In order to properly validate the debt FCO is required by Texas property code to obtain information includes a copy of the lease, itemized charges, diligence to find a new tenant ( if appropriate ), Date and proof of the new tenant moving into the unit. - - ) using a written communication that fails toindicate clearly the name of the debt collector and the debtcollector 's street address or post office box and telephone number if the written notice refers to a delinquent consumer debtNo information about - - - - - is listed on the verification of debt letter sent by FCO. I do not owe this company money.