FAIR COLLECTIONS & OUTSOURCING, INC. Debt Collection Complaint

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Texas

- credit bureaus are reporting inaccurate home repair debt information from - - - and Fair Collections & Outsourcing who are not able to show evidence or proof of this reported debt. Their letters to me claim to have verified '' the debt but this is not true under the law. I sent certified letters to all - reporting agencies that showed the creditor has no record of ever communicating a debt to me. In response to my request for validation of a debt, - - - and Fair Collections & Outsourcing mailed me an illicit and unsigned move-out sheet with fraudulent home repair charges they are using as their supposed evidence that I owe any debt. The company failed to provide the following information : Certified communication notifying me of the debt Signed agreement between myself and - - - or Fair Collections & Outsourcing validating this debt Payments I made toward any original debt and my agreement to pay someone this sum of money Communication to me indicating damages made by myself to the home Statements of accounts or receipts that show contractor payments toward home repair


inspector showing inadequate home repairs. 2. A certified letter from me to - - - ( dated - -, 2014 ) listing all existing repairs the home needed upon my taking residence. The items listed are various items that - - - shows on the invalid move-out sheet used to charge me this debt. 3. A certified receipt ( dated - -, 2014 ) showing - - - ' receipt of my certified letter. This creditor has several complaints filed against them with the - with other tenants who are victims to their dishonest actions. - - - did not adequately maintain the home in question and has now made unmerited accusations and reported false information to the credit bureau. The repairs listed on the move-out sheet mailed to me are the same repairs I notified - - - via certified letter that needed repairing. I have a copy of this letter ( that shows the detailed list of repairs ) and a copy of the returned certified receipt that shows they signed and acknowledged my request for them to make repairs on the home. I also have copies of the move-out sheet the debtor sent to the credit bureau as proof of a debt, This move-out sheet is not signed or validated and lists the items that I informed - - of via certified letter notifying them that they were responsible for them. After I vacated the home, the repairs had not been completed by - - - and now the company is charging me for repairs that existed before I took residence of the home.