Review and analysis of over 24 Fha Mortgage complaints against M&T Bank Corporation
M&T Bank Corporation consumers have reported over 24 official complaints related to FHA mortgage. Out of the 24 consumer complaints against M&T Bank Corporation, 17% were disputed by the consumer (i.e. the consumer was not happy with how M&T Bank Corporation responded to their complaint) and 100% were processed in a timely manner. 4% of consumer complaints against M&T Bank Corporation resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 4% resulted in non-monetary compensation.
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M&T BANK CORPORATION Mortgage struggling to pay mortgage December 19, 2018 - We're two months behind on our payments with our mortgage company. We have tried working with them but they refuse to work with us. We have 1 full mortgage payment plus the late fee and extra. Its not the full 2 months owed but they refuse to take the money until we have the full 2 months worth. Which is just ridiculous because then we get even farther behind in payments while they wait. It is very hard to fix anything with this company when they will not budge at all. We tried to get a loan modification earlier in the year and they denied us because they kept saying they didn't receive the do... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account April 2, 2017 - M & T Bank recently acquired my mortgage. I was notified by my previous lender. I did not receive any information from M & T bank until -/-/2017 by mail via a letter dated -/-/2017. Their payment system was non-functional until -/-/2017, 10 days after my payment was due for -/-/2017. I made a payment but had to do so between website outages which were explained to me as daily " maintenance '' outages. I have never encountered any banking website or payment website that has such frequent outages. On -/-/2017, I attempted to make my -/-/- payment and again found their payment sy... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account March 27, 2017 - I have a Mortgage with M & T Bank.Last month I wrote my bills, including the mortgage, on - -. My payment would not be late until - -, three weeks after I sent my payment. I watched my account to be sure that they all cleared. I have never been late with my payment. I called the bank, and they told my that payments go to a payment center. Then she wanted me to make a payment by phone. I told her I could not afford to make a double payment. She tried to push me into electronic payments. I told her no. She said we would wait a few more days. The check finally cleared on the - of -... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account March 24, 2017 - I am currently in a Repayment Plan for my Mortgage with M & T Bank who has - - - assigned to my account. In recent correspondence received from M & T Bank dated -/-/-. M & T Bank states that no payment has been made to my account since -/-/- although - affirms payments have been received this Fiscal of - during that period. M & T Bank is reporting delinquency for periods dating -/-/- to -/-/- which is inaccurate according - records and what is beig reported to the respective credit bureaus. In addition, there is a suspense balance that resi... |
M&T Bank Corporation Mortgage application, originator, mortgage broker March 22, 2017 - This complaint is in regards to the unethical business practices in which - - NMLS # - with M & T Bank endured on me. I am a --year-old citizen and was trying to buy my first home with a FHA 3.5 % loan. After listening and trusting in the loan originator mentioned above, I felt I can trust her and the bank at hand. After 2 months of phone and emails, we finally decided to move forward with the loan process. She mentioned to me that to move forward, I need to have the appraisal done first to START the application. I asked her why would I pay for something upfront if I do not know if... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account March 22, 2017 - M & T Bank and - - have fraudulent foreclosed on my - property in Florida with out bring in me in the case. They actually listed my property for sale in -. - started the foreclosure with out bringing me in, and when I filed a complaint against them, they immediately sold the loan in the middle of foreclosure to M & T Bank who finished the foreclosure. These - banks had put a cloud on my title & Now - is washing their hands and passing it to M & T Bank.... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account March 17, 2017 - M & T Bank and - Bank NA did a fraudulent foreclosure on my homestead home. I 'm the person who is name is on the note & mortgage that these - Banks presented to the court. My original complaint was to -, case # -, but - 's response is that they had transfer the loan to M & T bank, but the only name on the plaintiff is -. These - banks have put a cloud over my deed and foreclose on my with out bringing me in the case, this is fraud. Because a bad loan modification that - did & denied in court that it happened.... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account February 3, 2017 - My - mortgage ( account number - ) closed -/-/- I have been paying - with my monthly payments but as of -/-/- or earlier my - ratio became was less than - %. -s letter of -/-/- states when this principal balances wa reached, they would not longer collect -. On numerous occasions in -/-/- I spoke with their customer support staff. They would not stop the - collection. I have received a -/-/- escrow analysis that appears to indicate that the - will not be billed. But there is not definitive wording to that effect..... |
M&T Bank Corporation Mortgage loan modification,collection,foreclosure January 24, 2017 - My home was reposessed on -/-/2013, by M & T bank out of - NY.- after years of stalling. by M & T Bank non help on refinancing my loan, they kept asking for the some old paperwork over and over till they foreclosed.can you look into this Company for lapse in judgement, to help struggling home owner... |
M&T Bank Corporation Mortgage loan modification,collection,foreclosure January 13, 2017 - After a previous complaint on -/-/- regarding the amount of time M & T Mortgage was taking to complete the foreclosure on my FHA-back property, the bank moved very quickly to convey the property back to HUD. I followed up with the FHA Resource Center on the status of the matter, and on -/-/-, I received the attached communication confirming the conveyance of the property and that the insurance claim for the house was paid on -/-/-. As you can also see, FHA is requesting additional information to support my request for a CAIVRS Suppression, because they are using the -/-/- d... |
M&T Bank Corporation Mortgage loan modification,collection,foreclosure January 13, 2017 - I have an FHA loan with M & T Bank that my husband and I used to purchase our home in -. We paid as agreed for 5 years until my husband suddenly passed away in -. He was the sole breadwinner in our home, and I am in dire straits as M & T Bank is moving to foreclose on me. My daughter lives in the home with me along with - granddaughters and she does contribute towards the bills, but not enough that I am able to keep up with the mortgage payment. I have applied for - and survivor benefits and have a hearing coming up soon, but will not receive any benefits until AFTER the hearing. I... |
M&T Bank Corporation Mortgage credit decision / underwriting January 7, 2017 - I sold my house ( - - - -, -, NC ) and closed on -/-/2016. I wrote a letter dated -/-/2016 ( see attached ) to M & T Bank, the mortgage company, requesting the " Recorded Release of lien for the property/Recorded Certificate of Satisfaction from - County NC Register of Deeds ( See attached ). Have not received the original note either.To no avail.... |
M&T Bank Corporation Mortgage settlement process and costs December 27, 2016 - Among all of the issues I had with our mortgage broker and being harassed, the - issue that I am infuriated with is not being provided with our loan estimate details at any point during the loan process after we submitted our mortgage loan application and had to come up with a large sum of money 3 days before out closing. I was informed, later that the loan estimates should have been provided to us within 3 business days of submitting the application. We met with our broker on -/-/16, he wrote down figures on a blank sheet of paper, we signed some forms and met at my workplace the fol... |
M&T Bank Corporation Mortgage loan modification,collection,foreclosure November 21, 2016 - In - -, I left my job to start a business. Daycare expenses were out of control with both my wife and I working, so I figured running a business from home would allow us to save on daycare expenses and that my income would be easily replaced by the business income. We took out a couple loans to finance us while I got the business off the ground. Problem : despite my best efforts, the business completely failed. I literally made NO money off of it. I only had ONE customer in 9 months of being in business and he never even paid me. We ran out of savings by - - and my wife 's income w... |
M&T Bank Corporation Mortgage loan modification,collection,foreclosure November 8, 2016 - M & T Mortgage Company foreclosed on my FHA-insured property in - -. As of - -, they have failed to file a claim with HUD for the property, although in - they only have 18 months to do so. When I inquired about the matter through FHA, the lender falsely claimed that the mortgage was 42 months delinquent and in foreclosure status with Eviction Proceedings initiated ; despite the fact that the house sold at auction in - -, has been vacant since - - since I live in -, and they 've received multiple code violations for not properly securing the home. In addition, the ... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account November 2, 2016 - In - 2014, we filed for Ch. - bankruptcy. Our home loan is included in the payment plan. M & T Bank is the mortgage servicer on the loan. My payments to the trustee are automatically deducted from every paycheck ( see " Payment Since Start of Case '' pdf, attached ). We were relocated by my job to CA and rented a home for 2 years. Recently, we moved out because the landlord is selling the home. We have been denied apartments because of the BK, and in this area, no one will rent a home to us because of the BK. Our only option for a home is to buy another FHA-financed home, which is just... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account May 24, 2016 - During our Chapter - Bankruptcy, - - - offered us a Trial Modification, we accepted. After the first modification payment our loan was sold to M & T Bank/- - -. It came to our attention that there is an error on the Loan Modification Agreement. We contacted M & T Bank regarding the additional $21000.00 that was added to the modication and we received a letter stating how they came up with the figure. ( See Attached ) During our Chapter - bankruptcy, we were paying - - - Arrearage, the amount paid to them was $10000.00. On a previous letter sent to me regard... |
M&T Bank Corporation Mortgage application, originator, mortgage broker May 12, 2016 - I applied for a refinance through M & T Bank. Everything went well till they stopped complete communication with me. The last email i received was one stating that everything was good and that we should be closing within 24 days approximately. As of today, I have not been provided with anything in writing, other than emails as to why they are denying my refinance. According to emails, they claim that the value of my home is too low, but i would think they would have known this since the very beginning. They charged me $780.00. I feel that i was mislead since they were the ones that insisted ... |
M&T Bank Corporation Mortgage loan modification,collection,foreclosure May 2, 2016 - We have been attempting to work with M & T Bank on a short sale relief option as an alternative to foreclosure for about a year now. We have complied with all of the bank 's requests for submission of supporting documents ( pay stubs, letters of hardship, tax returns, bank-specific documentation, bank account information, etc ), only to have been met with continuous delays on the bank 's behalf, incomplete, inefficient, contradictory foresight / guidance on the bank 's procedures for short sales, rude M & T representative communication, inaccurate / repetitive requests and status updates.. For... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account April 12, 2016 - I wrote M & T Bank this letter on - -, - and mailed it the same day. As of today, -/-/- there is no response. This letter is in regards to the Mortgage Insurance on my loan. This loan was originally done in - by - Bank. It was sold to M & T Bank within the past year or -. When I originally got the loan, I was told the PMI would go away after 5 years OR after reaching 80 % LTV on the home. As of today, the home value has increased enough to be at 80 % LTV and the 5 year mark will be this - -. I did a - Refinance to lower the rate, which I was also told wo... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account March 29, 2016 - My mortgage company is reporting that I have paid over 30 days late. - times. This is false. ... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account March 22, 2016 - M & T Bank Mortgage servicing website has regular outages on critical due date or end of grace periods in order to charge late fees and then when a request to remove the late fee is provided, M & T Bank send a canned response stating their website supposed availability hours. Unless pushed they refuse to even address the question to remove the unwarranted late fee. This has happened in 3 occasions in the last 7 months and some times it takes several interactions with them to do what they should have done automatically. To support my statements here I can provide proof of payment and proof tha... |
M&T Bank Corporation Mortgage loan modification,collection,foreclosure February 25, 2016 - M & T Bank has consistently been harassing me for the last 4 months. They call and agressively indicate that i have no choice but to provide my information when I 've clearly inidcated I am who I am. The first 3 months they called almost 4 times daily. I was delinquent in my mortgage due to a documented illness and out of work for 6 months. They offered me a forbearance despite knowing that I was unemployed and that my STD benefits were often delayed due to a delay in my medical provider provided the necessary documentation. Once the forbearance went into effect, they abruptly cancelled it whe... |
M&T Bank Corporation Mortgage loan servicing, payments, escrow account February 17, 2016 - I have recently been approved for Mortgage Assistance payments though a State program, and the lender, M & T Bank is a participant of this program. In - -, the Mortgage Assistance Program paid for - -, - -, - - and - - mortgage which caught up all that I had got behind in payments. The agreement made between the State Program and the Lender is to pay $760.00 Mortgage Payments during the need of my assistance. I noticed that my - - and - - Mortgage Statement has - Dollars ( $70.00 ) Return Item/Other Fee ( - ) listed where it was 'NOT LISTED '... |