Review and analysis of over 151 Home Equity Loan Or Line Of Credit complaints against TD Bank
TD Bank consumers have reported over 151 official complaints related to Home equity loan or line of credit. Out of the 151 consumer complaints against TD Bank, 32% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank responded to their complaint) and 100% were processed in a timely manner. 9% of consumer complaints against TD Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 20% resulted in non-monetary compensation.
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TD Bank Mortgage application, originator, mortgage broker December 15, 2015 - TD bank keeps reporting me for the past 2 years as a open balance ... |
TD Bank Mortgage loan servicing, payments, escrow account November 29, 2015 - TD Bank denied renewal of my home equity loan solely on the basis of age discrimination. This was not caused merely by poor customer service or incompetence, because no business can survive operating like that. Instead, from the start they were determined to undermine my income by repeatedly losing documents ( -, -. proof of consistent bank deposits, etc. ) I mailed and faxed those papers to them at least three times. Then they mysteriously disappeared. They then based my income solely on Social Security. I submitted proof of over $ -, but they kept losing the paperwork. When inform... |
TD Bank Mortgage application, originator, mortgage broker November 17, 2015 - This is an ongoing issue with TD Bank. The Bank is refusing to accept a CERTIFICATION OF TRUST in Lieu of a Trust Agreement despite a Florida law ( - ) to the contrary. Please investigate the business practices of TD Bank, specifically in Mortgage Origination as it pertains to Trust requirements. ... |
TD Bank Mortgage application, originator, mortgage broker October 28, 2015 - This is the second complaint against TD Bank NA. ( - ). I applied for a Home Equity Line of Credit in - 2015. I am asking for a $50000.00 line of credit for a rental property that is worth $270000.00 ( according to their home inspection ). I will pay off the current mortgage ( which is under $20000.00 ) and do a few small repairs ( less than $2000.00 ). It was there suggestion that I ask for Home Equity Loan of $50000.00 @ 5 % interest. Now there asking for information on my residence. I have provided them with everything I could. I have a small home equity loan ( $32000.00 )... |
TD Bank Mortgage loan modification,collection,foreclosure October 28, 2015 - I am a Widow who has asked for assistance and denied, never receiving assistance. I have a relevant case of extreme hardship due to the passing of my husband. Prior to his death I had never been late ever with my mortgage or had any problems. With my husband now gone my finances have changed drastically. I have been asking for assistance from TD Bank but they have and continue to deny me help. I cooperated with them fully providing them with all the documents they asked for including my prior tax documents that showed our combined salaries and what it had become after his death, I also provide... |
TD Bank Mortgage loan servicing, payments, escrow account October 28, 2015 - I have had the same Home Equity Credit Line for the past 18 years. My original loan was with a bank that TD Bank bought and the loan and conditions were grandfathered to TD Bank. The loan has no expiration date and is what TD Bank calls an Evergreen loan. Recently, TD Bank has been trying to get me to change the conditions of the loan to one which has a 10 year cap, which means the loan ends in 10 years. The bank is asking me to requalify for the existing loan on an annual basis which forces me to complete an absurd amount of paper work. The bank has told me that if I agree to change the condi... |
TD Bank Mortgage application, originator, mortgage broker June 3, 2015 - After 5 years on Heloc for my property and not other mortgage on it .I applied for a renewal of the loan. The procces started about 70 days ago.After being pre -approved and meeting several demands from the bank TD BANK. They failed to follow due proccess and declined my application based on wrong information based on untrue facts.TD bank after being notified several times about the wrong information .promised several times to make the correction but failed to actually do so. My Loan processor and the supervisor have conspired to get my loan denied by ignoring the true information and assuming... |
TD Bank Mortgage application, originator, mortgage broker June 3, 2015 - I request your kind attention on my below mentioned case and please reply and let me know how can I proceed further so as to approve my application for Refinance : Quote : Since ( around ) 6 or 7 years I have a Mortgage Loan for my Primary home at -, New York with TD Bank and the interest rate is 6.9 % which is very high, hence I try to Refinance the same loan, hence, I submitted application for Refinance the said loan at the same TD Bank, and upon run my credit history by TD Bank they got my highest credit score is -, however, TD Bank declined my refinance application, the reason they s... |
TD Bank Mortgage settlement process and costs May 6, 2015 - hi my name is - - I 'm running about Td Bank I 've been having a lot of problems with them then I willing to work with me in any way to try to settle the amount however they want me to pay them and I have n't received the bank statements nothing that would help me to see how much I have paid for what I 'm being charged they can be adding anything they want it really stinks because I reached out to their lawyers they were more helpful in the bank every time I call the customer service to telling me that they can help me that I have to call a separate number I call the number I ca n't even... |
TD Bank Mortgage settlement process and costs April 15, 2015 - We are in the process of trying to refinance our - mortgage on our home and in order to complete the refinance we need a subordination agreement from TD Bank stating that they agree to be the - mortgage holder, which they are presently. TD Bank is giving - excuse after another as to why they ca n't honor our request at this time. First they said our loan was not current and it was, next they said another bank has a lien, which they do not, and now they are naming another bank as a lien holder and they are not. We are asking them to change nothing and agree to what they already agree... |
TD Bank Mortgage loan servicing, payments, escrow account April 6, 2015 - We have had a TD HELOC with a - year draw period and a - year renewal. ( This 5 year renewal product is no longer offered by TD ). As we approached the renewal ( - -, - ), TD sent us a letter informing the we needed to submit last - years income verification. My husband is - employed and his - tax returns were not yet available. We called several times to discuss requirements. With each call, there was no record of our previous call. On - -, we received final notification indicating that all paperwork needed to be filed by - -, - ( 3 Business Days ). Due ... |
TD Bank Mortgage credit decision / underwriting April 3, 2015 - I already have a complaint on file with TD bank for another issue .... Case number : -Now after doing a 'bait & switch ' to counter-offer for a higher interest rateafter they said the appraisal was too low ... .we ask for another appraisaland we practically find the comps ourselves ... ..it comes in - higherbut we are still denied despite our - + credit scores and low debt thatbecause we live in a - and older community or age-stricted that we are denied. This after - weeks of back/forth and at least - letters of conditional approval. First it appears to be age discrimination,... |
TD Bank Mortgage settlement process and costs March 26, 2015 - I had a home mortgage TD Bank, paid it off but kept the home equity loan open. The bank said we had to redo it differently into another home equity loan and we jumped through a - hoops and got approved. I had a balance of $ 21K that was refinanced at a reasonable rate. Then we noticed that they were assessing us an addition $ 25/month. We called and they took it off, but it was there the next month. We called they took it off and said it should not be there, but again it was there this month. They have told us this charge was because our loan was below $ 20K, which it is not. We were never ... |