Review and analysis of over 20 Vehicle Loan complaints against TD Bank US Holding Company
TD Bank US Holding Company consumers have reported over 20 official complaints related to Vehicle loan. Out of the 20 consumer complaints against TD Bank US Holding Company, 15% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank US Holding Company responded to their complaint) and 100% were processed in a timely manner. 5% of consumer complaints against TD Bank US Holding Company resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 50% resulted in non-monetary compensation.
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TD Bank US Holding Company Consumer Loan shopping for a loan or lease May 27, 2016 - I went to apply for a loan through a credit union only to discover that I had a repossession on my credit and was denied the loan. I had never had a car loan with this company. I contacted the company and they said I was the primary signer on the account. I asked them for a copy of the signed contract and any information regarding the account. They told me they did n't have a copy of the contract and would send me the paperwork of when car was sold at auction. They did n't have an order of repossession. The account was opened over 9 years ago and closed almost 6 years ago. I have never receive... |
TD Bank US Holding Company Consumer Loan managing the loan or lease May 24, 2016 - I have an auto loan with TD Auto Finance that was taken out in - -. My payments began in - -. I am enrolled in the auto-pay feature on the TD Auto Finance Website. Since the loan was originated and payments made in -/-/-, -/-/-, -/-/- and - - I have not received a single account statement via mail or able to access statements online when I login. I called into TD Auto Finance on - -, - and was told that since I am enrolled in " auto-pay '' they do not send statements nor are statements accessible online. This is absurd. As an account holder and payor I... |
TD Bank US Holding Company Consumer Loan problems when you are unable to pay May 23, 2016 - TD BANK N.A . has continually reported the wrong first date of delinquency to -. They are reporting the date of first delinquency as - 2010. I have disputed this multiple times.... |
TD Bank US Holding Company Consumer Loan managing the loan or lease May 19, 2016 - I had a loan with TD auto finance. I refinanced with - - - -. - - sent TD a check to payoff the loan and they have proof that the check was recieved by someone at td on - -. Since then they have not cashed the check and they are trying to get me to continue paying them. I 've called them multiple times and they ca n't seem to figure out what happened to the check. I showed them the proof it was recieved and they keep writing a note on the account to research the problem. That 's all they ever tell me. They even spoke to carter federal and admitted to them that their cas... |
TD Bank US Holding Company Consumer Loan problems when you are unable to pay May 12, 2016 - In - 2015 the fiance company TD auto repossessed my car by mistake it was awful not to say embrassed the tow truck came started taking my car when I told him it was a mistake that I was protected by Bankruptcy law and refused to believe me and called the police my neighbors were woken up. The next morning called the fiance company the person to whom I spoke with was rude and would not listen to me cold not go to work for 2 days lost pay and not to say I was embrassed after many phone calls finally someone told me it was a mistake and sent me a letter of aplogy and the tow driver brought my ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 27, 2016 - I disputed TD Auto finance on my credit report because it was reporting that I was delinquent after the account was discharged and closed since 2010. After the credit agency contacted TD Auto, they reopened my account and updated it as delinquent with several late payments and the previous - balance updated to $2500.00. Then two days later, TD Auto reclosed the account. This cost me a drop of - points to my credit score. This has to be illegal. I should not have been penalized for disputing a charge on my credit report, but I was! Please help! ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 20, 2016 - TD auto reposessed my car, auctioned and recovered in full. I was told no balance was owed to them however on my credit report they are still reporting a balance of $6400.00 continiusly and now trying to call and collect on the debt that I do NOT owe ... ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 19, 2016 - While - in - I found out that my car loan was sent to debt collection for late payments over 90 days. The vehicle was paid every month. The company states no payment for the last year and charged off as bed debt. Purchased in - - - in - of 2012 through - - - in -, OK. Paid as agreed every two weeks. Amount was automatically paid out of our bank account with no issues. I was notified by TD auto Finance after calling in to add money to the principal that the account ( # - ) was not paid for a year and has been charged off as bad debt. I have proof that the money ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 14, 2016 - My sister died on - -, 2016. Since this date we have been trying to contact TD auto finance, the company which holds the loan for her car, so we could pay the car off. Every time we call, we are placed on hold - once for over an hour. Ultimately, we are asked to leave a message, which we do, but it is never returned. We have faxed them numerous times - only once did we get a response back - and this response was telling us the pay-off amount and that it had to be paid off by - -, 2016. Ever since this, we have called almost every day and we have sent several FA-ES telling them t... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 12, 2016 - Complaint against TD Auto Finance Contract Date:-/-/-, Term : 60 payments, Statement # 59 on - - the balance was $160.00. On -/-/- they charged $160.00 ( payment 60 and last ). On -/-/- the charged again $160.00 ( over payment ), on -/-/- they charged again $160.00 ( over payment ). As -/-/- they sent the Release of Lien with the Title of the car. As -/-/- my online account is closed as stated for TD Auto Finance. After reviewed all my payments since - - they over charged me a total of $1000.00 ( included the $330.00 aft... |
TD Bank US Holding Company Consumer Loan managing the loan or lease March 26, 2016 - In - - 2016 we mailed our payment into TD Autofinance. They lost it. However they starting calling twice a day, leaving voice mails ; in said " call by - or this is your last chance ''. On - - they suddenly found the -/-/- payment and applied it. Just a few days before cashing the -/-/- payment on - -. The account is now current plus a little extra. My entire life I have been on time with payments - even paid cars off early. Today - - - a letter arrived in the mail saying they are going to report me to the credit bureaus for being late. How is that possible... |
TD Bank US Holding Company Consumer Loan problems when you are unable to pay March 22, 2016 - TD Bank cashed a settlement check in the amount of $6300.00. The creditor still sent the account to collections. I have sent the bureau 's a copy of the voided check and the letter that was sent and they are not making the correction on my daughter and fathers credit report. ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease March 8, 2016 - On -/-/16, I received my initial auto loan statement from TD Auto Finance, in which the payment was due on -/-/16. After receiving and reviewing the statement, I went online to www.tdautofinance.com to set up automatic payments. I opted to have my checking account drafted for the payment amount due each month. I also set up e-statements in order to forgo receiving paper statements every month. The process went smoothly and the first payment was processed with no issues or problems. However, on -/-/16, I discovered after signing into my auto loan account through the TD Auto ... |
TD Bank US Holding Company Consumer Loan taking out the loan or lease March 3, 2016 - On Friday - -, 2015 I went to - - in - -, -. When we arrived, -, the salesperson took us to drive by the - -. We stopped by to see a few trucks in the - - parking lot and we headed back inside the dealership. Once inside, - said there was a - Silverado and we asked about the price. We negotiated a price and we asked to see the truck. - said they did not have the key and they needed to get the truck ready but for us to head over with the finance person to get paperwork started. After waiting for hours for the finance person to be ready to help us, we... |
TD Bank US Holding Company Consumer Loan problems when you are unable to pay March 2, 2016 - I financed a car years ago from Chrysler Credit Motor, the car was repossessed and was sold for more than what I owed on the car. It shows on y credit report loan was paid off. Now years later when I filed my income taxes they are withholding my refund stating it was for payment of the sales tax that was owed on the repossessed car. I do not understand how this is possible because I would not have been able to tag and register the car if the sales tax was not paid or why it has not came up in the past years since the car was repossessed.. ... |
TD Bank US Holding Company Consumer Loan managing the loan or lease February 13, 2016 - - - - - - - -, NJ - TD Bank, - - - - -, ME - - -, - - : Loan number - To whom it may concern : Last week I received a notice from TD Bank stating that my loan payments are past due. I have spoken by telephone with TD Bank representatives numerous times in the past year to dispute late-payment fees and repeated claims that I am behind on payments, and we have gone over my loan-payment history, which shows that the total amount I have paid since I took out the loan is sufficient to cover every month through the end of -, and yet I am st... |
TD Bank US Holding Company Consumer Loan shopping for a loan or lease February 8, 2016 - I had a - - in - Arizona run my credit and issue a auto loan to my cousin without my consent. They ran my credit in -/-/2015 and I never signed any consent for them to do so. I did not find out until - - sent me a letter stating that I had a new auto loan with them. As a result of - running my credit TD Auto Finance - - - - - MI - also ran my credit without my consent. ... |
TD Bank US Holding Company Consumer Loan taking out the loan or lease January 15, 2016 - I recently decided to let my granddaughter buy my car. She paid it off through the finance company on -/-/15. It has been over a month and we still have n't received the lien termination letter or the title for the car. We have repeatedly contacted the company to let them know that we have n't received the information and they have just mailed it out. It was, supposedly, mailed out to us - times, but we have yet to receive any of that information. I have - of my granddaughters listed on my account as the preferred contact, as she understands all of this more than I do, and they r... |
TD Bank US Holding Company Consumer Loan problems when you are unable to pay January 13, 2016 - In - of 2007 I purchased a vehicle which I financed with Chrysler financial. the federal fair credit reporting act says that the consumer reporting agency\must remove all derogatory items after - years. this negative item should be removed from my credit report asap. I payed - for - months which amounts to -, the vehicle was sold for - which was a total of -. this should immediately be removed from my credit report. it is the responsibility of both the credit reporting agency and the business to remove this from my credit in a timly manner. ... |
TD Bank US Holding Company Consumer Loan problems when you are unable to pay December 30, 2015 - TD Bank, -, located in - -, New Jersey - issued a car loan in -, - to my daughter and I co-signed for the loan. After Hurricane - in the fall of -, we, like thousands of residents, had no electricity, phone or heat for over 2 months. I contacted all businesses that had loaned us money ( mortgage, credit cards, automobile loans, etc. and each and every lender afforded us a 3 month grace period in making payments. This grace period meant that the lenders waived our payments for 3 months without penalty and without reporting a delinquency to the - major credit bureaus. ... |