TD Bank US Holding Company Consumer Loan Complaint

TD Bank US Holding Company Consumer Loan department,

Vehicle loan Managing the loan or lease Washington

In - - 2016 we mailed our payment into TD Autofinance. They lost it. However they starting calling twice a day, leaving voice mails ; in said " call by - or this is your last chance ''. On - - they suddenly found the -/-/- payment and applied it. Just a few days before cashing the -/-/- payment on - -. The account is now current plus a little extra. My entire life I have been on time with payments - even paid cars off early. Today - - - a letter arrived in the mail saying they are going to report me to the credit bureaus for being late. How is that possible when they lost the payment ( that was dated - - ) and found it over a month later. If you have a choice - do n't use this company. I had no choice.