Review and analysis of over 190 complaints against National Credit Systems,Inc.
National Credit Systems,Inc. consumers have reported over 190 official complaints related to Debt is not mine. Out of the 190 consumer complaints against National Credit Systems,Inc., 28% were disputed by the consumer (i.e. the consumer was not happy with how National Credit Systems,Inc. responded to their complaint) and 89% were processed in a timely manner. 0% of consumer complaints against National Credit Systems,Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine February 10, 2017 - I do not owe this debt I continue to contact the company and credit bureaus in letters to dispute and it still remains open. I wish to have it removed seeing as it is not mine, I have no knowledge of the account and have never done business with this company or the original creditor.... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine February 9, 2017 - Received letter dated -/-/2017 that I owe - to " - - - '' - I have never owed this debt. I tried calling National Credit Systems and the agent hung up on me. I want this corrected and taking OFF credit reporting.... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine February 9, 2017 - - - in turn sent this unverified account to a National credit Systems , Inc and which they have not provided me any Contract or Lease to verify that I owe to - credit Bureaus -. There is n't any proof of what there claiming... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 18, 2017 - National Credit Systems continues to attempt to collect a debt that I simply do not owe.... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 12, 2017 - This account is not mine, belongs to Corporate.... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 7, 2017 - My old landlord is trying to come after me over a debt I do n't owe they sent me papers with my exs name on them and he was listed as a tenet I no longer have them papers but did take pics of them and of the parts that show only his name listed as a tenet and the letter being addressed to him when this debt occurred I was no longer living in the apartment and they told me I was takin off the lease I want this debt removed from my report because I do not owe it and have prof I was living else where when the debt occurred I told them that but no one ever got back to me on it.... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 7, 2017 - I have no knowledge of this debt and I would like it removed as it is reporting to the credit bureaus and affecting me negatively.... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 16, 2016 - I recently received a copy of my credit report ( - and - ) and after reviewing it I found questionable items listed by National Credit Systems. In the past, I have asked that National Credit Systems send me copies of the documents that they have in their files that are used to verify the accuracy of the accounts listed ( - ). No one has ever answered my request. Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that National Credit Systems disclose to me all of the documents that they have in their possession that is concerning the accounts that are bein... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 16, 2016 - This does not belong to me.... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 10, 2016 - The debt is from a lease. I was constructively evicted from the apartment due to -. I had to go to the hospital with smoke -. I left the apartment at the end of -/-/- and had paid through the end of -/-/-. The debt is for partial rent in -/-/- I disputed this debt with the landlord - explaining that I had been constructively evicted. - never sought a judgment against me. They ceased trying to collect the debt in -/-/- National Credit Systems - Inc. contacted me on -/-/-, by phone claiming that I owed this debt and threatening to report it to the credit a... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 26, 2016 - The company is attempting to collect a debt that is past that statute of limitations in Oklahoma. Per Oklahoma Law " Collection of Rents is 5 yrs. Tit. 12 95 ( 11 ) ''. The debt is from -/-/2010, which is well beyond the limitation set by the state of Oklahoma.... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 11, 2016 - Please excuse the writing I was n't an English major in college. In - - I and a college buddy of mine moved in an apartment complex called -. It was located in the - area of - and was a great area with a diverse community. The only complaints that I had were the high turnover rate with employees and managers. Work orders never were completed on time or forgot about. Within a year I watched management change twice. Now I understand that there may be problems with a resident or - and management, but it seemed like the number of issues kept piling on with more and more residents... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 9, 2016 - I have recently relocated to Mississippi a couple months ago for a job and applied to get a home loan for my boys and I to buy a house. I was told that I had a negative mark on there from National Credit Systems for over $7000.00. I have never had a negative mark on my credit for anything. I am a single mom and have always protected my credit and finances. I talked to my attorney and he informed me that it is illegal to collect on a debt past the 3 year SOL in Mississippi. I tried disputing this account several times in the couple of months and have gotten nothing back from these people. I w... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 2, 2016 - There is an open account on my credit that is not my responsibility, if there is strong belief that it is my debt then i would like all paperworking providing information that it is in fact my responsibility.... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 24, 2016 - This debt was incurred by my ex-husband by living in an apartment where we both lived when we were together. The debt is only in my name shared with a previous roommate 's. I have supporting evidence that my ex and I were legally separated when this debt was incurred. When going to visit the property management company, I was told to leave the office because they could n't help me. I was embarrassed and treated very poorly. This debt does not belong to me and they did not give me a chance to resolve this with them. Instead, it was sent to collections under my name instead of my ex-husband 's... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 10, 2016 - For several years I have been trying to resolve a collection account with National Credit Systems. The collection account was originated by - in -, NC. Please see the attached copy of emails which describes the problems encountered. Due to the problems encountered at the - with an infestation of -, the Complainants were offered an early cancellation of the lease by the apartment manager onsite at the time without any fees or penalty. The Complainants accepted the offer and proceeded to move from the apartment. Apparently, later senior management decided to renege on the manager 's... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 3, 2016 - i received a response previously from this company advising that payment was made and this account is being updated but I have never made a payment and i sent the documents previously where this debt is apart of identity theft but this company refuses to delete this erroneous information from my credit file i have police report and affidavit reflecting that my identity was stolen this company refuses to recognize the uploads of the affidavit and police report from the cfpb ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 27, 2016 - I received a debt collection notice from National Credit System ( NCS ) regarding my refusal to pay a debt owed to - on the Lake for carpet replacement in the amount of $1000.00. This is a debt that I was totally unaware of and do not owe. I have contested this bill and requested proof of the allegations and NCS would not provide any additional information regarding my request. Instead they were threatening me to pay this bill without any explanation as to how - came to the conclusion that I was responsible for total carpet replacement in my apartment without notifying me of the damage... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 11, 2016 - I have requested information from National Credit System and the original creditor ( - Company ) about the alleged debt but they will not answer my many request. They want let me know when they released the apartment and as stated in my many request I moved out and gave them notice as required by my lease and they continue to try to collect on a debt I dont owe and the alleged debt is past the SOL -. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 5, 2016 - I 'm being charged over - for non-existent charges. I would like to ask for this charge to be removed before I proceed with contacting my lawyers to counter sue and press charges for the personal damages this - company cause me and my family. I completed my contract and left the apt with no damages. I have evidence with my local news here in -, Texas. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 24, 2015 - The original creditor company and its debt collection agency improperly reported negative/derogatory information to the Credit Reporting Agencies without first contacting the debtor about the debt to verify the accuracy and existence of the debt. Despite the debtors dispute of the debt existence via their attorney, the original creditor company and its debt collection agency made false and fraudulent statements regarding the debt and its dispute to the Credit Reporting Agencies. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 21, 2015 - I have request for this company to validate the debt that they claim I owe and they have failed to provide me with any supporting documents. Again, this violates my rights as a consumer.The FCRA, is very clear with that any consumer upon request is entitled to full validation of debts they are accused of owing. I will be contacting the - Office as well as the FTC at this point. This is a violation! ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 7, 2015 - I signed as a guarantor on a lease for my son - - on - - - on a 1 year lease. On - -, - my son signed a new lease on his own, which is the last lease. He signed - prior to that. Once he signed a new lease on his own, I was no longer responsible. This was sent to collection, National Credit systems and they are now saying I owe them. In - -, I commenced to dispute this account and the dispute ended on - -, -, they are still reporting this account as being in dispute and - - - - - is verifying falsely that this account is still in dispute ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 4, 2015 - I lived in - - - for two years and have been having problems with them since before I moved out in the end of -/-/-. I paid my rent early more than - time and - of the times they tried to evict me for unpaid rent. I have every rent receipt from them starting from - - -. My car was broken into - times on their property, before I moved out someone broke into my apartment while I was at work, I have police reports for all of these things as well. After my apartment was broken into they put a note on my door saying I owed $100.00 for unpaid rent. I am on -, so tha... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 21, 2015 - I have spoke with the collection agency and they have acknowledged my concern and have requested information to have the dispute resolved. Unfortunately, after sending them the required information I have yet to have this information resolved. it has been 3 months now and I have not received any contact, and when I contact them now they refer me to a answering machine. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 14, 2015 - National Credit Systems continues to report to - - - that I owe - Aparments $4000.00. I have told them numerous times that they have made an error, and that this debt does not belong to me. I have never lived there. In fact, I have lived in my current home for over eight yeras. They claim that they have nothing to do with the debt being on my credit report, and if I want to contest it, I should contact - - Apts directly. I have done this, and - - tells me they have no record of my name having a debt with their community. I reported this information to National Credit ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 19, 2015 - I was evicted from my aprtment complex due to my rent going up and me not being able to afford it. I was getting assistance from - company so that I could pay a portion of my rent. My apartments filed against me stating that I owed an amount of about -. I was taken to court and there I filed a paper affadavit since I wasnt able to afford to pay that much. I was told to pay to the clerks office a set amt each time so that I could eventually pay off the debt. Each time that I made a payment I would get a receipt. When the time had come for my final hearing in court, my apartments stated th... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 6, 2015 - I requested that this company send validation of my SSN and are how obtain. the company have not responded to my request instead sending a letter stating that they are threatning to put this on my credit file. The company should be able to support the validation of the method of them obtaining vital information. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 6, 2015 - I rented an apartment with my roommate in -/-/- -/-/- and was kicked out by him, he still remained in the apartment and I let management know i was kicked out and returned my keys, was told I did n't have to pay and now the negative account is in the way of getting an apartment. They no longer have me in the system due to new management, I would like to clear it so I can move in as soon as possible. Thank you. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 4, 2015 - I have received numerous letters from National Credit Systems Inc. alleging that I owe a debt to - - -. I have never lived in such an apartment and have lived in my current home for over 15 years. This debt is not mine and presumably belongs to someone else of the same name. They state that they have already reported the debt '' to all - credit bureaus, which is likely affecting [ my ] ability to obtain credit, rent, or secure favorable interest rates. '' ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 23, 2015 - National Credit Services has been reporting on my credit report for a number of years an account that no longer belongs to the client they once represented. I that this is an aggregious act of misreprentation, fraud, and harmful to consumers. Spoke with - - office on -, who reported that have not done business with National Credit System in years and they should not be reporting or collecting any money on their accounts. However, when I contacted NCS, they indicated I had an balance of $160.00 and were ready to take a payment. In fact the account was - which had already been paid... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 22, 2015 - - years ago I moved from The - apartments in -, TN. I bought a home. Before I left I cleaned the apartment but did leave some things that the cleaning crew or painters could have. These were things like a comforter, electric skillet, some glasses ... .all in excellent condition. I also took pictures of the apartment after I cleaned it. There were holes in the wall that would need patching because I had my t.v. hung on the wall. They called and said I owed then $120.00 because I left junk, the refrigerator was not clean enough and the holes would need repair. I told them I cleaned ev... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 28, 2015 - I have tried multiple times to get this taken care of. I have no knowledge of the debt they have on my credit report. I mailed an original police report showing I have no knowledge of these debts, and they refused to respond to me. I want this invalid debt removed from my credit report, and I am willing to do whatever they need me to do to prove it 's not valid. The first company - has also not been fair. They said someone signed a lease UNDER MY NAME completely online. That does n't even make sense, no real way to verify. When I offered to drive to - to show my ID and prove it was never... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 24, 2015 - The apartment complex turned my information over to a collection agency without my knowledge and after telling me I owed nothing. I have tried to get this cleared up with no progress. the corporate office refuse to respond to me or the -. Phone calls, and emails have not been responded to since - 2015. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 19, 2015 - There is an account on my credit report that is reporting in error. I have disputed this information with the credit agencies - times now and the creditor keeps telling them that the account is valid and therefore is still reporting on all of my credit reports. The creditor is reporting to - credit agency that the last date of activity is -/-/- which is completely inaccurate since I have had no dealings with them ever. Then they are reporting to another agency that I made a payment to them in - which is completely false because I never paid them anything and that they account... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 5, 2015 - I need some help with a situation with an apartment complex charging me for carpet in a unit which I full filled my lease as agreed. When I moved in the carpet was damaged which was brought to this company 's attention. They have a remark listed on my credit file and filed a judgement which I was not aware of. Please help. I did try to call and speak with someone which I was informed they do not care about anything except for collecting what is stated I owed. I do not feel I owe anything at all. Please help ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 4, 2015 - my mother moved in - homes in -/-/- or -/-/-, she is a - patient an at the time could n't stay alone so i moved with her pregnant and could n't work at the time i was told being over the age of - i had to sign the lease as well, later in the months my mother told me to leave her home, after wards she moved out months later, me not knowing she owes anything, now i am trying to get an apartment but national credit is saying i owe as well as my mom - dollars she is living on - and cant afford the debit but its stopping me from getting an apartment because they keep denyin... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 19, 2015 - - was a place i rented an apartment, this apartment became VERY unsafe for myself and my daughter. We were threatened on numerous occasions, -. I had to leave this apartment prior to lease, i wrote letters to the leasing office and spoke w/ them personally. they said i could leave and no monies would be owed then a collection company reported a $6000.00 balance on my credit. this is not a true collection! i left for safety issues owing brookstone $0.00. NATIONAL CREDIT SYSTEMS- - -, - ( - ) - ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 13, 2015 - I have called many times after seeing this on my report. I spoke to someone and they could n't find any information in their system and seemed irritated that I was trying to figure out what the debt was. I asked them to remove this reporting from my report or provide all the documentation to me showing that what the debt is for and that it is mine. They never sent anything but still continue to report it messing up my credit costing me lots of money ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 6, 2015 - National Credit Systems of - Georgia at - is harassing me for $2700.00 ( ref # - ) for an unpaid lease at apartment - Oregon, managed by - - dated -/-/-. I never signed a co tenant lease with -. I signed a tenant referral for a relative in - for apartment - for - -, which the lease was completed in -. The relative moved to a larger apartment and signed a new lease which I was not needed as a reference. This was also a low income HUD building. A new management took over the building named - that hired National Credit Systems to harass me due to ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 3, 2015 - I recently pulled my credit report and discovered that this company has reported that I owe them several debts to my knowledge I received not prior notification that I owed them any debt. My rights under the FDCPA have been violated as I was not granted the right of validation ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 9, 2015 - I HAVE SENT THIS COMPANY - LETTER TO STOP CALLING ME AND STOP REPORTING THIS ON MY CREDIT. THEY NO LISTEN TO ME AND I CANS NOT TAKES THIS ANYMORE. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 8, 2015 - My previous place of residence never notified me of an outstanding balance I had with them by phone, mail or in person. When I moved out and turned my keys in to my landlord he told me everything was taken care of and never once did he mention anything about still owing the apartment $400.00. I was n't aware of any outstanding balance with my previous landlord until 6 months after I moved out when I received a letter in the mail from a collections agency telling me they were processing this account to be placed on my credit history. I tried contacting the apartment manager to discuss what th... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 26, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 24, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! ... |