National Credit Systems,Inc. Debt Collection Complaint

Other (i.e. phone, health club, etc.) Cont'd attempts collect debt not owed debt is not mine

National Credit Systems,Inc. Debt collection department,

Other (i.e. phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Virginia

The debt is from a lease. I was constructively evicted from the apartment due to -. I had to go to the hospital with smoke -. I left the apartment at the end of -/-/- and had paid through the end of -/-/-. The debt is for partial rent in -/-/- I disputed this debt with the landlord - explaining that I had been constructively evicted. - never sought a judgment against me. They ceased trying to collect the debt in -/-/- National Credit Systems - Inc. contacted me on -/-/-, by phone claiming that I owed this debt and threatening to report it to the credit agencies if I did not pay. I told them that I do not owe this debt because I was constructively evicted from my apartment. On -/-/- I received a letter from National Credit Systems - Inc. dated -/-/- claiming that I owe this debt and stating that unless I notify their office within 30 days, they will assume that the debt is valid. On -/-/-, I wrote them a letter stating that I did not owe this debt because I had been constructively evicted from my apartment due to -. According to - tracking they received this letter on -/-/-. On -/-/- at - a.m. -, National Credit Systems - Inc. called me from -. They again claimed that I owed the debt and threatened to contact the credit agencies if I did not pay. I told them that I had sent them a letter explaining that I do not owe this debt. He claimed that I had not sent them a letter. I told them that I had proof that they had received the letter and then he admitted that he had the letter. He told me that they would verify the debt and then report me to the credit agencies. He recorded the call, but only part of the call.

National Credit Systems,Inc. customer in Virginia
Nov 10, 2016

* Source: CFPB Complaint Database

National Credit Systems,Inc. response to complaint:
Closed with explanation

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Contact National Credit Systems,Inc.

https://www.nationalcreditsystems.com/
800-367-1050
[email protected]
P.O. Box 312125
Atlanta GA 31131

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