Review and analysis of over 128 complaints against Bank of America
Bank of America consumers have reported over 128 official complaints related to Debt was paid. Out of the 128 consumer complaints against Bank of America, 22% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 100% were processed in a timely manner. 4% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 13% resulted in non-monetary compensation.
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Bank of America Debt collection cont'd attempts collect debt not owed debt was paid January 31, 2017 - My vehicle was traded to - - - on -/-/16. The original contract was lost by - - - - which caused a delay in the funds being cleared for payoff. The delay and supporting documentation was communicated to Bank of America, but yet their customer service still reported it delinquent to the credit bureau, simply stating there was nothing they could do and that the reporting was an automatic process.... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid October 12, 2016 - i pay to a collection agency back on -/-/2015 and a new collection agency is taking me to court. I submitted prove of payment... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 18, 2016 - In - of 2016 both my - and Bank of America checking accounts was charged for by the - - - - Office for a legal judgement that I owed. Since - accounts were debited at the same time I was overcharged for the debt. I called the - - - Office to complain that more money was taken than what was owed. The - Office told me that they had to wait for - checks to be mailed to the - - Office and then I would be issued a refund for the over-payment. When I called to check on the status the - Office informed me that Bank of America had not sent in the check they... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - The ACH amount owed - - was wrongly paid to New Bank of America and instead of being sent back to consumer it was transferred to - - after the cut-off date incurring a late fee and fines. I received several credits, but the debt kept appearing and the folks at Bank of America failed to respond to my phone complaints, Emails, and written communications to change the matter permanently. This debt is no longer owed to the debt buyer, - -, and the other debt buyer, New Bank of America, formerly Bank of America 's - accounts, since I am retired and on social security benefits u... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - The ACH amount owed - - was wrongly paid to - Bank of America and instead of being sent back to consumer it was transferred to - - after the cut-off date incurring a late fee and fines. I received several credits, but the debt kept appearing and the folks at Bank of America failed to respond to my phone complaints, Emails, and written communications to change the matter permanently. This debt is no longer owed to the debt buyer, - -, and the other debt buyer, - Bank of America, formerly Bank of America 's - accounts, since I am retired and on social security benefits... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - Debt was ACH into New Bank of America credit account instead of the right credit account known as - - and no longer Bank of America ( debt buyer/debt collector ) without a signed agreement with the borrower. After the mistake was recognized, in which the Bank of America, now known as the New Bank of America, transferred it after the payment date into the Bank of America, now the debt buyer - - - account several credits were made. But then the consumer 's automated default was never removed and it continued to produce late fees and interest owed with defaulting in original month,... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - Debt was ACH into - - - - credit account instead of the right credit account known as Amex Standard and no longer - - - ( debt buyer/debt collector ) without a signed agreement with the borrower. After the mistake was recognized, in which the - - -, now known as the - - - -, transferred it after the payment date into the - - -, now the debt buyer Amex Standard credit account several credits were made. But then the consumer 's automated default was never removed and it continued to produce late fees and interest owed with defaulting in original... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 5, 2016 - - continues to pursue debt collection activity on a debt without validation and reporting false and incorrect information to all three credit bureaus. - has responded to multiple complaints referencing I have filed a suit against their predecessor and them. However, - highlights they were granted a No-evidence motion for summary judgment and a pending lawsuit against their predecessor, Bank of America, validates their debt collection activity. - claims they ca n't verify or validate their debt collection activity until the lawsuit against their predecessor is adjudicated. Bank ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 25, 2016 - 1. Bank of America need to my mortgage loan history back on my report. 2. - needs to remove the credit line they are reporting. As per the credit report, the last date Bank of America reported data to the credit report was - -. On - -, -, Bank of America 's agent foreclosed on the property. From - - through - -, there has been no data reported on Loan -. On - -, - began to report adverse and incorrect information referencing loan -. I have never executed any loan agreements after the foreclosure sale on - -, -. Bank of America and ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid November 14, 2015 - these is a follow complain from complain - filed - after - - - transfer the loan to -, I 'm still disputing the amount of the debt and try to get the servicer compliance with california code 2923.5. I hire - - attorney on -/-/2014 he file bankruptcy because -, send me to foreclosure without validating the debt, did not consider me for modification I been ask every trustee for full accounting on these debt, but these people its hire just to sale the property they do n't know a true from. a factual matter.another problem its the county records aloud this fraud to con... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid August 12, 2015 - This original credit card Bank of America '' debt ( account # - ) in the amount of or close to $28000.00 which has had no activity, payments and or correspondence in more than ( 6 ) years, has more than exceeded the legal California time statue to legally collect. I would like a letter from the current and or previous collection agencies ( BELOW ) stating for on my behalf '' that THE E-PIRATION OF THE STATUE OF LIMITATIONS LIMITS THEIR ABILITY TO PURSUE LEGAL REMEDIES NOW AND OR IN THE FUTURE ON THIS BANK OF AMERICA CREDIT CARD IN THE AMOUNT OF OR CLOSE TO $28000.00. Also, would appre... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid July 16, 2015 - After reviewing my credit report, I discovered that - was reporting a mortgage that was once owned by Bank of America in which a Deed in Lieu dated -/-/- was submitted and excepted by Bank of America. A 1692g request was received by Representative ( s ) and Agent ( s ) of - on -/-/-. ( See Attachment A ) - responded with proper validation of a debt owed per 15 USC 1692g, however the company does not have proper information Deed in Lieu ''. ( See Attachment B ) A notice to cure was forced to be sent to - containing the Deed in Lieu and my credit report to show that the al... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid July 4, 2015 - I DID NOT SIGN ANY LOAN DOCUMENT OR A PIECE OF PAPER FOR REPAYMENT IN RELATION TO ACCOUNT ENDING NUMBER : -SINCE -/-/- I PAID OUT MY HOME LOAN WITH INTEREST 4.875 % ALMOST - TO THE DIFFERENT BANKS UNTIL IN -/-/- I REQUESTED IN REFINANCING MY HIGH INTEREST RATES FROM HELOC UNDER $180000.00 TO LOWER OR CUT DOWN AND WE DID NOT RECEIVE ANY NOTICE OR CLOSING STATEMENTS OVER 90 DAYS AND BANK CONSTRUCTED A BAIT AND SWITCH LOAN AS PREDATORY WITH UNCLEAN HANDS AND WE PAID ALMOST $200000.00 INCLUDING WITH ALL KIND OF FEES AND BANK STATED THAT I STILL OWES THAT OVER $300000.00 IN AD... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid July 3, 2015 - I am forced to reach out to you for assistance as a last resort. It 's been well over 3 years ago that I closed my short sale successfully and cleared '' my debt with Bank of America ( loan # s : - & - ), But for some reason I am still being harrassed by debt collectors from - ( # - ) trying to collect on a debt that was settled on the shortsale transaction with Bank of America ( # - ) on -/-/2012. They are also falsely reporting this debt to the credit bureau. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 29, 2015 - Bank Of America was paid the full amount of the note - on -/-/- by HUD. On -/-/- Bank Of America sold the note to - - and on -/-/- sold the note to - and my complaint is that - - is now trying to collect on a note that has been paid since -/-/-. I have also been informed that they are not a licensed debt collector ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 26, 2015 - Beginning in -/-/-, a mortgage servicer, acting as a debt collector, contacted me - years after a foreclosure was conducted on a property I owned in Massachusetts. I had no prior knowledge of this mortgage servicer/debt collector, - prior to this contact. I had a - and - mortgage on the property at the time of foreclosure. Both mortgages were serviced by the same company : initially Countrywide and later Bank of America. BofA conducted the foreclosure in -/-/-. 1 ) According to MA state law, a mortgagee or mortgage servicer needs a deficiency judgement to collect remainin... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 12, 2015 - I left bank of America because I was being charged overdraft fees that were a direct result of them not crediting my deposits for up to a week. I left them and now I understand that they posted an outstanding debt to my credit report and show that I opened an account in -/-/- when I stopped doing any business with them in -/-/-. I called spoke to their representative and they said they would fax a letter showing that the debt was taken care of, then later in the day when the fax did n't come through they changed the story and said they would not be sending anything and that they sold... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid April 27, 2015 - FIA Card Services contacted me on behalf of Bank of America -. This is related to another complaint with Bank of America for an unexplained - charge on my card. ( -/-/2015 ) ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid April 9, 2015 - Reciving calls from -, a company stating they are collecting a debt on behalf of MBNA. A credit card I paid and closed 15 years ago. MBNA is no longer in business and is not reported on my credit report. ... |