Review and analysis of over 90 complaints against Bank of America
Bank of America consumers have reported over 90 official complaints related to False statements or representation. Out of the 90 consumer complaints against Bank of America, 28% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 100% were processed in a timely manner. 3% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 8% resulted in non-monetary compensation.
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Bank of America Debt collection false statements or representation attempted to collect wrong amount February 2, 2017 - There is an account open with Bank of America reporting as a negative item on my credit report since -. It says this account was open in -. My wife and I had another account with Bank of America open in -, therefore we were making payments to every account we had for a few months to attempt to get out of our debt without claiming any bankruptcy. During this time, we researched all of our documentation that we had saved for 10 years and did Not Have a second account with BOA. We have been asking for verification of the signed application showing I opened this account and our requests h... |
Bank of America Debt collection false statements or representation indicated committed crime not paying June 12, 2016 - - has a complaint against it. This is to re-apply a complaint against - in case I have failed to do it properly the first time around ( mentioning all the parties to the matter in the original letter instead of just one ). Negative reporting of not paying a debt which I paid to the wrong Bank of America account on their New Bank of America ( debt buyer credit account ) that belonged to another credit account supposedly that was a debt buyer as well, known as - - formerly Bank of America. The consumer should have been informed it did n't belong in the paid up account known as the ... |
Bank of America Debt collection false statements or representation indicated committed crime not paying June 12, 2016 - - has a complaint against it. This is to re-apply a complaint against - in case I have failed to do it properly the first time around ( mentioning all the parties to the matter in the original letter instead of just - ). Negative reporting of not paying a debt which I paid to the wrong - - - account on their - - - - ( debt buyer credit account ) that belonged to another credit account supposedly that was a debt buyer as well, known as Amex Standard formerly - - -. The consumer should have been informed it did n't belong in the paid up account known as t... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 8, 2016 - Today I received a letter from Bank of America dated - - -. When I called the phone number on the back of the letter and I entered the last - digits of account closed in -/-/-, it said my first name and then said it was being " consolidated '' at my request!!!!! What? I asked the persons in - ; - and - as I was bounced from state to state and disconnected again and again : where are the - credit card statements I was promised two weeks ago? I was told they would be mailed so I can forward them to the - credit reports - some of whom have already removed it based ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 6, 2016 - - -, debt collector, sent me an " ABANDONMENT OF ACCELERATION '' on - -, -. However, Bank of America 's agent foreclosed on the property on - -, -. On - -, -, Instrument - was recored and executed in the - County Real Property records. CAN ACCELERATION BE ABANDONED AFTER THE FORECLOSURE SALE IS COMPLETED? ... |
Bank of America Debt collection false statements or representation impersonated an attorney or official June 2, 2016 - This Affidavit and Notice Complaint is being filed on behalf of the consumer with the Consumer Financial Protection Bureau for a more transparent investigation. The debt collector - - - has used the consumer 's promissory note in a fraudulent manner in association with the disputed CFPB [ Case No. - ] and this has become an issue where the debt collector has independently provided as verification false statements and representation ( please disregard the option used impersonating attorney etc., as this was the best option ) of a fraudulently endorsed promissory note during an inves... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 2, 2016 - - is attempting to collect a debt that has a - balance. They are misrepresenting this debt on my credit reports. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 31, 2016 - - is reporting false and misrepresenting a loan they 're servicing that was transferred from Bank of America Home Loan servicing. On - -, -, Bank of America responded to an - reinvestigation and has indicated Loan number - has - balances, paid in full, no historical data past - and closed on - -. - Mortgage information should reflect the same data as Bank of America 's to start. There has been no activity on the account since the transfer to - ( ie no payments, no agreements ). ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 29, 2016 - - is reporting and collecting to collect wrong amounts on Loan - that was loan - transferred from Bank of America for servicing. The loan amount that was due at transfer was -. - needs to delete the credit line from my credit report because there should be no collection activity on a loan that was closed on -/-/- be the predecessor, Bank of America, and reflects a - balance. I 've attached the most recent update from Bank of America referencing loan number on - -, 2016. The - updates the aforementioned loan 's status. - need to correct the -, -,... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 29, 2016 - - - claims Bank of America transferred servicing of loan number - to them. Loan number had a - balance when Bank of America transferred it. However, - indicated the loan was greater than $80000.00 past due when transferred. On -/-/-, - Bank of America 's Loan - reinvestigation indicates the loan balances are -, date closed -/-/-. Notwithstanding, the loan history does n't show any delinquencies after -/-/-. Therefore, -/-/-, the loan balance was - as well. There was no balance due when the loan was transferred to -. At the very least,... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 27, 2016 - On - -, 2016, - updated loan - status to BANK ADJUSTMENT/DEED IN LIEU//BANK LIQUIDATION. This credit line should be deleted, the aforementioned update does not delete it. I have not been apprised of any change to validate this change ... |
Bank of America Debt collection false statements or representation impersonated an attorney or official May 25, 2016 - I was contacted on - -, 2016 by - - ( or - - ) from - -. She told me that i should contact - - - immediately or I will be served tomorrow. I called that agency immediately with that number -. I spoke to a woman that asked for my reference number ( - ) and transferred me to a lady name - - ( or - ). This is the second time this company has contacted me. The first time was -, 2016. They claim that they sent me letters in regards to this matter, which I never received. When I told that I never received them, she called me a liar. I asked for whic... |
Bank of America Debt collection false statements or representation impersonated an attorney or official May 8, 2016 - - On Saturday -/-/- My husband got a call on his cell phone. A " courier '' called from a private # and told him that an attorney firm has been trying to serve him twice at our current address & a previous address. He told my husband to call ( - ) -, gave him a case # : - and said to ask for - - . Since it was n't a good time, my husband did not call. The courier called another 2 times. I picked up the phone the 3rd time. He asked me if I was his spouse. I said I was his spouse. He said that I was able to call since I was his legal spouse and that the call was extremely... |
Bank of America Debt collection false statements or representation impersonated an attorney or official December 4, 2015 - This company - - - started contacting my friends back in -/-/- impersonating court officials saying they needed to know my whereabouts. My friends informed me of this the day they called. They were even harassing them about information and gave out my SS # and date of birth, etc. Asking them if that was their info. This company then called me and left a voicemail saying the same thing to me. I called and asked them to send me correspondence on this matter which they gave me no information on and I never received any paperwork on this. Fast forward to the last 2 weeks. My mother h... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount November 21, 2015 - I am the owner of a property in - where I am not on the loan. The borrower did not want the property after his divorce and he quit claimed the property to my - in -/-/-. Countrywide Home Loans approved of the - taking over payments on the loan and I made payments for a few years. The borrower moved to the mainland with his kids shortly thereafter. Then the market crashed and the value went to half of what is was financed at, which was -. - went out of biz -/-/-. BOA took over servicing the loan. After news spread of - and fraud in securitization trusts, I made BOA v... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount November 10, 2015 - BofA misrepresented and breached the terms of a debt relief agreement. According to BofA, I provided a personal guaranty on a credit card account ( the Account '' ) for a company that went out of business. On or around - -, 2015, in an effort to resolve the balance on the Account, I contacted BofA to seek a payment plan with interest rate relief. BofA representative - went through a series of financial questions with me and then indicated that I had been approved for a payment plan and interest rate relief. Per the new payment plan, my interest would be reduced to 4.5 % and require m... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount October 23, 2015 - I am at the trial phase of a debt collection case filed by - - - that is using a debit collection attorney to represent them. The account was issued - different account numbers during the life of the account. The fourth account number is the charged off number. The account was opened in -/-/- and was charged off in - -. They do not have the last - numbers to the account for first 21 months of the account. When I brought this up at - of the hearings, we are going on our third trial date, the plaintiffs attorney was completely surprised. I am representing myself ... |
Bank of America Debt collection false statements or representation impersonated an attorney or official September 25, 2015 - I have no contract with this 3rd party debt collector. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount September 9, 2015 - Bank of America is reporting my old account as late '' -. This account was paid in full. They were reporting correctly and then erroneously changed my reports. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount September 8, 2015 - Bank of America is reporting an original charge off amount of $850.00 to all - CRA 's. This was a secured card which I paid $600.00 down. The limit was $600.00. The card was never over the limit and I paid $250.00 which was considered payment in full of past due balance. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount July 28, 2015 - BANK OF AMERICA IS ATTEMPTING TO FALSELY FORECLOSING AS THE OWNER OF A NOTE THAT WAS SOLD TO ANOTHER ENTITY IN -/-/- BANK OF AMERICA N.A.WAS NOT THE TRUE SECURED CREDITOR TO WHOM ANY ALLEGED DEBT WAS OWED AT THE TIME THE FORECLOSURE NOTICE WAS FILED. : Pursuant to NCGS - - c ) ( - ) only the Secured Creditor can accelerate the maturity of the note. On -/-/-, - - - -, - as substitute Trustee commenced this action by mailing a Notice of Default to the - 's. Point 1 of this Notice states the following : The Creditor to whom the debt is owed is Bank of America... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount July 6, 2015 - - -, - bac - - - -, - GA -The parties above, Has all committed Fraud and not allowed me to apply for short sale by home and by NOTgiving me the correct notice of service '' to foreclose my home at - - -, # -, -, GA -The parties above, Has committed Fraud by not giving to me the correct notice '' that B of A is not the mortgage servicing agent to pay the monthly payment for my home at - - -, # -, -, GA -The parties above, Have all committed Fraud by their refusal to permit me to apply for HARP to lower my home loan payment to avoi... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 16, 2015 - This company - - - called and left a automated voicemail on my machine they say someone has filed a complaint against me call to find out who it is. I call they say Bank of America is going to sue me. And I have to pay this debt. I say I have not had a bank of america card in 30 years. They say they will subpeona me and have a nice day. Please look into this. They call from - number - and - both call back numbers left the same reference number. The scary thing is they have my social security number and current employer. You have to do something to stop these crooks. They viol... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 12, 2015 - Bank Of America withdrew funds from my account without my knowledge or authorization. They claimed I owed - on a reposessed RV, I disputed the debt -/-/-. Bank of America did not provide written verification of the debt. Instead Bank of America made an unauthorized withdrawal of - on -/-/2015. I am enclosing documents to show the dispute, unauthorized withdrawal and letter from my attorney.... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 12, 2015 - In -/-/- I was involved in a Car accident. The - - which worked for - - had no insurance. He was a -. I only had liability with my insurance company - - was the company. They would n't do any thing because I was n't at fault and only had liability insurance. I made the repair and charged it to my credit card and figured I would be reimbursed. The company did n't. I advised Bank of America about the situation and figured they would assist and they did n't I gave them all the information. That is insurance companies the other drive etc. They factored the debt. Now twelv... |
Bank of America Debt collection false statements or representation impersonated an attorney or official June 10, 2015 - I had Bank of America CC. I defaulted on the card because of BoA change in policy that I could not afford to keep up with and mounting medical debt. It was sent to collections and -, -, - and - - have harassed me and made false statements. Legal aid helped me find court documents with falsehoods and service papers. I am on - - and can not make payment. The dates on the papers sent to me by them with Supreme Court of - headings seem not to be legitimate listing multiple addresses. I was never served by anyone with the papers. I received a letter dated - -, 2015 ref... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 2, 2015 - - Mortgage - is violating the California Homeowner Bill of Rights by not modifying a loan and offering a TPP that is just a reinstatement of the loan with an upfront payment. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount April 17, 2015 - This complaint is against Bank of America , N.A . as successor by merger to Bank of America , Home Loan Servicing, LP, as successor in interest to Countrywide Home Loans Servicing, LP ( Bank of America '' ) for numerous violations of 15 USC 1692. Bank of America has violated the Fair Debt Collections Practices Act ( FDCPA '' ) by among other things, its unlawful collection of debt when it had no contractual authority to do so while falsely purporting itself as Servicer '' of the Mortgage loan ending in -. Additionally, at least as early as -/-/-, the Note and Mortgage the subject of... |
Bank of America Debt collection false statements or representation indicated committed crime not paying April 14, 2015 - I work all my life trying to do the best I can but still ca n't get ahead because credit problem ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount April 12, 2015 - 5 AND A HALF YEARS AGO I HAD A CREDIT CARD ACCOUNT WITH BANK OF AMERICA. DURING THAT TIME MY INTEREST RATE WAS 2.9 %. MY HOME WENT TO SHORT SALE AND UNFORTUNATELY WHEN THAT OCCURED DUE TO DIVORCE, ALL OF MY VARIABLE INTEREST DEBT SKY ROCKETED OVER NIGHT FROM 2.9 TO 30 %! MY BALANCE AT THAT TIME WAS $2300.00. SINCE THEN I AM TOLD THAT BANK OF AMERICA HAS SOLD MY DEBT AND IT IS NOW A CHARGE OFF. I CONTACTED BANK OF AMERICA AND THEY WERE UNABLE TO VERIFY WHO IN FACT BOUGHT MY JUNK DEBT. SINCE THEN SEVERAL COLLECTION AGENCIES HAVE CLAIMED THIS ACCOUNT WITH VARIOUS AMOUNTS OWED. MOST RECENTLY -... |