Review and analysis of over 126 complaints against BMO Harris
BMO Harris consumers have reported over 126 official complaints related to Account opening, closing, or management. Out of the 126 consumer complaints against BMO Harris, 21% were disputed by the consumer (i.e. the consumer was not happy with how BMO Harris responded to their complaint) and 99% were processed in a timely manner. 13% of consumer complaints against BMO Harris resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 4% resulted in non-monetary compensation.
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BMO Harris Bank account or service account opening, closing, or management April 7, 2017 - During the third week of - I came across and advertisement by BMO Harris Bank to open a checking account, satisfy " 1 ) Open a new BMO Harris Everyday Checking ( R ), BMO Harris Select Checking ( R ) or BMO Harris Portfolio Checking ( R ) account between -/-/- and -/-/- in a BMO Harris Branch or by calling -. 2 ) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $300.00 or more each electronically deposited into the account from an employer or outside agency within 90 days of o... |
BMO Harris Bank account or service account opening, closing, or management February 10, 2017 - I opened checking account and BMO Harris bank on -/-/2017 with deposit $100.00 and on this day I tried to make online bill to - credit card for the ammount of $95.00. Their website show me a message /in red/ that I can not make online bill payment now and I gave up from the idea to use that service. Suddenly and without my permission BMO Harris make a payment on -/-/2017 and on this day I did not have the money, I was charged NSF $35.00, I called to their customer service and the money were refunded. I was totaly surprised when I saw today that my account is negative, beca... |
BMO Harris Bank account or service account opening, closing, or management February 3, 2017 - I recently opened an account with BMO Harris bank through the online platform. The process itself took about an hour and they asked for multiple different documents and information which I have never been asked for previously. Once I completed the online portion I received an email stating that all parties and the account must call in and speak to a representative or the account would be closed. Upon calling into the bank I was asked the same questions that I just finished filling out online. When my wife called and spoke with the representative they advised that the account was already opened... |
BMO Harris Bank account or service account opening, closing, or management January 28, 2017 - Since -/-/- I have received a promotional offer of $200.00 to open a new checking account with BMO Harris Bank. It is now -/-/- and I have yet to receive my incentive for opening a new checking account. Every quarter I brought it up to the personal bankers and Branch Manager and I have not had a resolution. This bait and switch advertising tactic to encourage people to open a new checking account should be illegal. I have not talked to them in almost 4 months because it 's a waste of my time to try to collect something that will never appear. The branch location is - - - -... |
BMO Harris Bank account or service account opening, closing, or management December 26, 2016 - Signed up for BMO Harris checking account on -/-/16 with $200.00 signup bonus. I 've met the terms of the bonus and have contacted BMO with the promocode ( - ) I had used to signup for the account. Another month has passed with no resolution. It has been over 120 days now since I opened the account. I 'd like to bring this to closure.... |
BMO Harris Bank account or service account opening, closing, or management December 26, 2016 - BMO Harris Bank did not fulfill a promise to provide promo interest rate on money market account. It has been two months sine I opened the account. thanks... |
BMO Harris Bank account or service account opening, closing, or management December 14, 2016 - BMO Harris bank sent an offer to my house ... open an account with $10000.00 for 90 days and receive $200.00 bonus. I opened an account in -. I went to cash out the acct a little over 90 days later and was told payment would be made 120 days after opening the account. I think 90 days MEANS 90 days NOT 120.... |
BMO Harris Bank account or service account opening, closing, or management November 29, 2016 - I had an account for around $1000.00 at - at the -, Wisconsin branch before that bank was purchased by BMO Harris bank. I was unaware that the bank was being purchased, and I was living abroad for several years before learning about the purchase. I then contacted BMO Harris bank to retrieve my money, and they have told me that they have no records of this account. They instructed me to contact the office of unclaimed property in the state of Wisconsin, which I did. They had no records of this account either. I have a banking statement of the account in question from -/-/-, but BMO... |
BMO Harris Bank account or service account opening, closing, or management October 24, 2016 - I opened a checking account with BMO Harris Bank, which came with a $200.00 bonus offer to be paid within approximately 120 days of account opening. It has been over 120 days since I opened my account, and I have fulfilled all the terms of the offer, but have not yet received my bonus. I contacted customer service, and they said that they were unable to see the status of the bonus, but that their marketing team was running 2-3 weeks behind schedule. However, it has already been more than 3 weeks since my account was open for 120 days, so even according to their delayed time frame, I should h... |
BMO Harris Bank account or service account opening, closing, or management October 18, 2016 - When I was - I got my first part time job and put all of my money into a savings account in my name. It went untouched for several years and when i was about - or - I went to retrieve my money, excited to see how much interest had accumulated, only to be told my account was closed due to inactivity, and the money was no longer there. I asked the teller where my money went and she claimed that there was no record of money being in my account although I showed her my bank book with the date of deposit and the balance. Being young and naive I let the situation go thinking there was no wa... |
BMO Harris Bank account or service account opening, closing, or management October 13, 2016 - I opened a checking account with BMO Harris bank on -/-/-. I opened this account in the - -, MN branch location. I brought with me a coupon for a promotion to open the account. The coupon and the bonus terms and conditions are attached to this file. The terms are that I will receive a $200.00 bonus for opening a new account and setting up a recurring direct deposit of $300.00 or more. The terms say that the bonus will be credited within 120 days. I contacted BMO Harris Bank and asked why my bonus was not credited. Initially, I was told it would be credited to my account within 1... |
BMO Harris Bank account or service account opening, closing, or management September 30, 2016 - A line of credit account was opened by BMO Harris without my permission. I did n't find out about the account until I received a notice that I owed $25.00 for service charge.... |
BMO Harris Bank account or service account opening, closing, or management September 20, 2016 - Greetings! I am a member of - - -, that is to say, I have a savings account with them. I am satisfied with this product so I went in to open a checking account. I was given an " Adverse Action Form ''. They could not allow me to open a checking account. They use a reporting agency who discovered that I owe money to a bank called BMO Harris. I 'm quite certain that I have never done any business with this bank. So I gave them a call. The clerk I spoke with asked for my name and SSN, which I provided to her. She said that her records indicate that my SSN reveals a debt owed to them. How... |
BMO Harris Bank account or service account opening, closing, or management August 6, 2016 - - Behavior by BMO Harris Bank I called BMO Harris bank to inquire about the requirement for opening a new checking account. During the call I mentioned that I was a - and not a citizen and the BMO Harris agent said they do not open account for people who are not US citizens. When I said that their requirements online did not say so, he said they can add their own requirements and why do I need to open an account with them anyways? Later I checked online again and on finding no such requirement on their website, did an application online. I have to say that I regret that decision. Not o... |
BMO Harris Bank account or service account opening, closing, or management July 31, 2016 - I am writing to inquire assistance, if possible, on recovering some funds that were charged to us by BMO HARRIS, - WI. I am writing per the Consumer Financial Protection Act that was created in part to protect consumers from Unfair, Deceptive or Abusive Practices. Several years ago I opened for my young son a savings account for which I was the custodian. My son turned - on - - 2015. BMO Harris did provide quarterly electronic bank statements. I admit that I did not look at them too closely, as for the past few years, there was not much activity on the account. As I went to close... |
BMO Harris Bank account or service account opening, closing, or management July 20, 2016 - I have been trying to combine my home equity loan into the mortgage and refinance with Harris Bank since - 2015. It seems that each time a bank employee disappears and drops the ball. The Bank 's " Help-Line ( an oxymoron ), '' seems to drag out the process, asking me to fax an IRS Form - to their office at - in - , WI., but when I try to send the fax, their fax machine does not pick up and when I try to contact them by voice at -, either I get the run-around, or their voice mail system becomes an impenetrable barrier to communication. My " Single Point of Contact, '' was - -... |
BMO Harris Bank account or service account opening, closing, or management July 20, 2016 - I opened the Everyday Checking with BMO Harris over the phone in - 2016. The promotional code that I used for the $250.00 checking bonus was n't expired until - - which was after when my account was established. This code was confirmed originally by the phone agent, and the bank should have kept the recording of this phone call as proof of my claim. Moreover, I also have email proof of this promotion sent by the bank so there is no denying from the bank for refusing to honor it. The worst thing was with their customer service which seemed to have mostly been trained to tell all cust... |
BMO Harris Bank account or service account opening, closing, or management June 2, 2016 - Unfortunately I do not have a scanner to send a copy of my existing paperwork, but I will try to describe my paperwork the best that I can. On - -, -, I received a letter from - Harris Bank ( - - - -, -, IL - ) with the following information : " As you know, M & I and Harris joined to create BMO Harris Bank N.A . last year, but have operated on separate networks and systems as we work to complete the integration. At the close of of business on Friday, - -, -, that process will culminate in the transition of your deposit account ( s ) and services to the ... |
BMO Harris Bank account or service account opening, closing, or management May 20, 2016 - I applied a checking account with BMO Harris on - with a promotion code. The promotion said that I can get $200.00 bonus if my account receives direct deposit over $300.00. I opened the account at a branch and also showed the promotion letter ( code included ) to the banker. Every month there are - direct deposits going to that checking account from my employer. But until today -/-/2016, I have n't received the bonus. I called BMO customer. The representative asked for the promotion code when I opened the account. Well I do n't have it since I threw it a few months ago. I do n'... |
BMO Harris Bank account or service account opening, closing, or management April 18, 2016 - BMO Harris advertises that " Open a BMO Harris checking account ( BMO Harris Select Checking and BMO Harris Portfolio Checking ) and receive a bonus of $200.00 when you set up a qualifying recurring direct deposit of at least $300.00. '' I have completed the requirement many months ago and they have refused to pay the bonus. The reason was " Your account had only - direct deposit of a Social Security payment ; it was not recurring. All other credits to your account were internet transfers from -. '' I apologize for having thought that recurring deposits from my military account would... |
BMO Harris Bank account or service account opening, closing, or management April 14, 2016 - BMO Harris advertises that " Open a BMO Harris checking account ( BMO Harris Select Checking and BMO Harris Portfolio Checking ) and receive a bonus of $200.00 when you set up a qualifying recurring direct deposit of at least $300.00. '' I have completed the requirement many months ago and they have refused to pay the bonus. ... |
BMO Harris Bank account or service account opening, closing, or management April 11, 2016 - I went to BMO Harris Bank located at - - -, -, KS - to open a checking account. When I received my first statement I noticed the bank opened a credit line without my consent. I asked the bank to close the line of credit and so they mailed me a form to sign giving them consent to close the credit line. I brought the paperwork into the branch on -/-/2016 and was assured the line of credit would be closed. On -/-/2016 I noticed the line of credit was still open. I spoke to the branch manager and he told me the banker handling my account must be busy and he 'd talk to he... |
BMO Harris Bank account or service account opening, closing, or management February 27, 2016 - I have - separate investment accounts ( - personal and - IRA ) with BMO Harris Bank. 45 days ago I sent instructions to transfer all money and equities to - -. In the last few days, - - has made numerous telephone requests for any information and has only received run around remarks such as " I do n't know '' or " I have no idea who you can call '' or " I do n't have that information ''. Obfuscation, foot dragging and total fiducial irresponsibility by any measure - -no professionalism and possibly theft such as loss of opportunity profit. BMO deserves to be penalized for... |
BMO Harris Bank account or service account opening, closing, or management December 31, 2015 - I went to BMO Harris to open an account on -/-/2015. When I inquired about overdrafts, the personal banker - - was confusing the opt-in and opt-out terminology. He stated that opt-out meant my overdrafts would be paid. He said everyone was opted out automatically and they could change to opt-in and not pay overdrafts. I said, " Really at - they said opt-in meant paying overdrafts. '' I finally forced him to find me a copy of the account terms and conditions he was making me acknowledge receiving. He had no idea what I was requesting and tried to tell me the signature card page I... |
BMO Harris Bank account or service account opening, closing, or management December 22, 2015 - In -, I applied for a Home Equity Loan through BMO Harris. At the start of the process I was told it would take four weeks and close on - -, 2015. Then I was told due to the CFPB guidelines that it would be closed before - - ( " Unfortunately, it is a little frustrating for customers and myself, because the process is taking a little longer than normal due to new CFPB regulations ( Consumer Financial Protection Bureau ). I apologize for the length of time it has taken to process the loan '' ). The loan was not cleared to close until - -, at which I signed the documents. It... |
BMO Harris Bank account or service account opening, closing, or management December 12, 2015 - On - -, 2015 i was emailed a BMO Harris checking account cash coupon for $200.00 to open a new checking account with promo code - ' and to deposit at least $100.00, set up direct deposits of $300.00 or more within 60 days of opening a checking account and to maintain such direct deposits it would deposit a $200.00 bonus into my account 120 days after my account became opened. On - -, 2015 BMO Harris Bank N.A . approved me and opened a checking account for me where i deposited $100.00. On - -, 2015, - -, 2015, - -, 2015, - -, 2015, & - -,... |
BMO Harris Bank account or service account opening, closing, or management September 3, 2015 - I want to create a situation to safely pass along my account to my daughter and nobody will comment on how to do it. They say I need 3rd party legal advice and 3rd party legal advice only knows so much. I want to know risk and terms regarding the ending of my account when I pass away and nobody answers those simple questions. I want to know if a debt holder could find out about my giving my account to my daughter who has unpaid debts, but nobody will answer that simple question as to what the bank will show in any availability to debt holders. I am widow of retired - - ... |
BMO Harris Bank account or service account opening, closing, or management August 31, 2015 - I have - Home Equity Lines of Credit with M & I - Bank. BMO Harris Bank N.A . now claims ownership of these HELOC 's and has attempted several times to coerce me to redo the agreements. They have lied to me, threatened, bullied, misrepresented facts and used predatory practices in attempt to have me redo the HELOC 's. They have finally decided after several threats to close the file '' to report that I am delinquent on my HELOC 's after paying without a missed or late payment approximately $120000.00 dollars. After three attempts and different reasons '' I must redo the HELOC 's, the... |
BMO Harris Bank account or service account opening, closing, or management July 15, 2015 - Harris Bank electronically deleted a good faith trade line from my credit bureau before the - year law expiration date. After speaking with Harris Bank, BMO on several occasions, I was giving misleading information as to how my credit score plummeted due to Harris BMO deleting a good faith trade-line before the - year law expiration. My score went down from a - score to the low to mid - 's. I would like the trade-line reinserted by the creditor to protect my fair credit rights. My fair credit rights were violated according to the law. Harris Bank, BMO is fully aware of their action... |
BMO Harris Bank account or service account opening, closing, or management June 16, 2015 - My check was fraudulent from a potential employer. I did not know this before the submission to the bank since I was seeking an employee account. When the bank informed me that the check was a fraud. They then requested documentation of the entity that sent me the check. The next day I went to the original banking center and submitted the documents I had. I asked The representative to call or contact my Credit bureaus and informed them of my intrusion into my finance. the representative then stated no that 's not my position '' and decline to inform the authorities about my encounter. I furth... |