Review and analysis of over 84 complaints against Barclays
Barclays consumers have reported over 84 official complaints related to Credit determination. Out of the 84 consumer complaints against Barclays, 23% were disputed by the consumer (i.e. the consumer was not happy with how Barclays responded to their complaint) and 100% were processed in a timely manner. 5% of consumer complaints against Barclays resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 15% resulted in non-monetary compensation.
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Barclays Credit card credit determination February 9, 2016 - I opened an account with Barclay card one year ago and I have never been late on a payment. All of a sudden, Barclays charged me a fee of $500.00 as interest, running my account over the limit. This action represented the greatest threat of default on the card. It was bait and switch predatory lending in its worst form. I contacted the Consumer Financial Protection Bureau and Barclays turned around to waive the $500.00 fee. However, in addition they used a new underhanded tactic to institute a punitive predatory interest rate of over 25 % on the account. This interest rate is higher than t... |
Barclays Credit card credit determination February 8, 2016 - Last year, I filled out a card application for a US Airways Credit card. BUT I never submitted it. I gather that it was left at the seat and some airline employee submitted it for me. When I received the card I immediately canceled it. BUT a hard credit inquiry was made by Barclays Bank in - Delaware which stays on my Credit report. ... |
Barclays Credit card credit determination January 2, 2016 - This bank issued me a credit card, to be specific the " apple rewards '' card which is ok but i did n't really realize all i could get back is - rewards. I do n't care for - that much. When i tried to apply for an additional card with this company they told me " well we want to see if you are going to pay the bill on this card etc etc '' that seems a bit discriminatory to me seeing as how they could see my credit report and the fact that everything i have is paid, not late, nowhere near the credit limit and i have been responsible with this one the little bit of time i have had it. A car... |
Barclays Credit card credit determination December 13, 2015 - Barclays Bank pulled a hard inquiry on my account after my account was paid in FULL. ... |
Barclays Credit card credit determination October 13, 2015 - I used my credit card ( Barclay Card ) to paid - to buy Spirit - and also I was paid extra - for shipping insurance for cover any damage to my shipping. After I received shipping - of - bottle was damage I was dispute to my credit to refund or credit back, after I was sent letter indicated to my credit card and also seller I can not allow to sent spirit across state I will lost because I do n't have license to ship back - ( after I checked with - and - and - - will confiscate ). My credit card was closing my case and also run report to the various credit agencies ... |
Barclays Credit card credit determination October 4, 2015 - I recently applied for and received a Barclay credit card. I have been using the card and paying, never late with any issues. This card currently has a - balance. I was shopping for a new computer and happened to be on the - website. I decided to apply for credit to complete my purchase, my application was declined. A few days later, I received a letter in the mail from Barclay card stating they we 're unable to approve my application due to a past charged off account, they also informed me that they did n't run my credit to make this decision. I feel that they extended credit previously... |
Barclays Credit card credit determination September 28, 2015 - Credit Line reduced from $2500.00 to $500.00 immediately following payment in full of the credit card balance. I contacted Barclay Card to determine ( per - - ) that the credit limit was reduced due to balances on other lines of credit. I advised her that such credit reports do not indicate current information regarding such balances and I offered to provide account statements ( including checking account activity ) which confirms that other such balances have, in fact, also been paid in-full. My request for consideration of alternative account balance verifications was declined. The... |
Barclays Credit card credit determination July 21, 2015 - Applied for credit through the entity Barclay Delaware ''. I have been refused credit for reasons i do n't see find satisfying ( - 2015 ). After that i believe without consent or disclosure i attempted to open what i believed to be a - and - card which was also declined ( - 2015 ). I have a concern about their ( Barlcay 's ) client disclosure policy. I believe, they are in violation of the federal law ( Fair Credit Reporting Act ) which prohibits them from collecting sensitive information ( Country of origin ) on ( All credit card applications ). ... |
Barclays Credit card credit determination April 30, 2015 - I just called and spoke to a representative by the name of -, ID # -, and she confirmed that the document, which is my - - Bank statement, her department actually received it on - -, 2015. She did not understand how a supervisor or her other fellow employees that I 've spoke to over the past could not locate it. She was nice to clear all of the security issues. At that time, she informed me that her company, Barclay Bank were going to approve me for a $2500.00 credit card. I explained to - that I was originally approved for a $4000.00 credit card. This is when she tran... |
Barclays Credit card credit determination April 17, 2015 - Barclay issued me a credit card that I had no idea existed, I never activated it and of course never used it since I did n't know about it. Got an email stating there was a past due balance, called to figure out what happened and was told a 60-days past due was automatically reported to the credit bureaus. They cancelled the account ( apparently ) and zeroed out the balance, and confirmed it was a bank error. However, they ca n't tell me what they are able to do to correct what is now a negative credit history reporting. They will not get me a letter stating it was ( a ) a bank error ; and ( b... |
Barclays Credit card credit determination March 21, 2015 - I have excellent credit with a credit score over -, no delinquencies, no current balances, as I pay off my balances each month, and yet every time I apply for an - - card - which is through Barclay 's Bank - I am denied. I have a - Barclay 's card with an excellent history, so I sent an online secure message to Barclay 's, which they not only refuse to address, but also refuse to escalate the matter to the corporate office. I am sick and tired of being treated like garbage by these banks. They lie, cheat, and steal from loyal customers, which is completely inappropriate, especial... |