PayPal Credit Determination Complaints

Review and analysis of over 15 complaints against PayPal

PayPal consumers have reported over 15 official complaints related to Credit determination. Out of the 15 consumer complaints against PayPal, 20% were disputed by the consumer (i.e. the consumer was not happy with how PayPal responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against PayPal resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 13% resulted in non-monetary compensation.

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New Credit Determination Consumer Complaints


PayPal Credit card credit determination

December 15, 2015 - On - -, 2015, I discovered that I have been a victim of Identity theft as someone opened a PayPal Credit account in my name without my knowledge or permission. This account was opened on -/-/2015 with an address that I had not occupied until -/-/2015 and at the time was only known to - potential mortgage company, - -. My complaint is against PayPal Credit specifically. I have discovered that all anyone needs to open a PayPal Credit account is the last - of a SSN. Since most documents conceal all but the last - of your SSN, this is a concern. Why does PayPal Cre...

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PayPal Credit card credit determination

November 23, 2015 - I never applied to pay pal credit but a credit inquiry is now showing up on my credid report from -ppc i have found many complaints online where they are doing unauthorized credit checks sence i did not authorize a credit check nor applied for pay pal credit i need to have this taken off of my credit report i lost - points do to this error that was not my fault so please how do i go about this my name is - - email is -- phone number is - - - ...

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PayPal Credit card credit determination

October 16, 2015 - I have found a - Hard Inquiry on both my - reports from - - 2015. After research I found the originator of these inquiries from PayPal in which I did not apply. - causing damage to my credit reports and score. With all the investigations and ongoing complaints regarding PayPal and it 's credit methods and problems I most certainly would not involve myself with PayPal credit. I am not sure if this was a mistake or fraudulent activity. But I have noticed other forums or internet sites stating around the same time or even earlier in - similar occurrences. They state the industry...

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PayPal Credit card credit determination

September 26, 2015 - the day -/-/2015 day refused to open a blast paypal credit for reprting sequences and temporary system error and not providieron news for you aplication the number reference No - ...

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PayPal Credit card credit determination

July 10, 2015 - On - - I tried to make a onetime payment to a vendor through Pay Pal with my credit card. Pay Pal was the only payment the vendor would accept. Pay Pal took all my credit card information and then pay the vendor through what they said was Pay Pal Credit instead of putting the payment through my credit card. I did not want any credit through Pay Pal. When they emailed me the same day - -, telling me about Pay Pal Credit I emailed them back saying I did not want any credit. I just wanted to make a onetime payment from my credit card. Today - - I received another email saying my...

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PayPal Credit card credit determination

May 22, 2015 - On -/-/2015, I received a letter from - - Bank - Paypal. They state that the letter is in response to a request to open a PayPal Credit account, and that their records show that I requested to open an account or to make a purchase using the PayPal credit payment method on -/-/2015. They say they can not approve me for the following reason : My credit bureau indicates a freeze on inquiries. First of all, I opened a PayPal Credit account well over a year ago. It has a $ - line of credit, and their system states that I have about $1700.00 available credit. So they are ob...

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PayPal Credit card credit determination

April 15, 2015 - On - - 2015, Paypal Credit conducted, without my authorization, a hard credit check on my credit card account and reported this check to - - on - - 2015. I did not verbally or in writing do a PayPal Credit application. I did not contact Paypal Credit for a new card. I did not contact Paypal Credit for a new credit limit or a different interest rate for my existing PayPal credit card account. I tried, unsuccessfully, to resolve this with PayPal Credit by phone on - -. I have sent PayPal Credit a letter demanding that they provide me with proof of my authorization to cond...

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