PayPal Credit Card Complaint

Credit determination

PayPal Credit card department,

Credit determination Missouri

On - -, 2015, I discovered that I have been a victim of Identity theft as someone opened a PayPal Credit account in my name without my knowledge or permission. This account was opened on -/-/2015 with an address that I had not occupied until -/-/2015 and at the time was only known to - potential mortgage company, - -. My complaint is against PayPal Credit specifically. I have discovered that all anyone needs to open a PayPal Credit account is the last - of a SSN. Since most documents conceal all but the last - of your SSN, this is a concern. Why does PayPal Credit have my SSN on file in a database? How do I remove my information from their database? Is it legal for them to store my personal and confidential information? Any consumer can go to - and open one of their credit accounts with only their name, address, and last - of the SSN.

PayPal customer in Missouri
Dec 15, 2015

* Source: CFPB Complaint Database

PayPal response to complaint:
Closed with explanation

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(408) 967-1000
2211 N 1st St
San Jose CA 95131
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