Review and analysis of over 63 complaints against BlueChip Financial
BlueChip Financial consumers have reported over 63 official complaints related to Charged fees or interest I didn't expect. Out of the 63 consumer complaints against BlueChip Financial, 29% were disputed by the consumer (i.e. the consumer was not happy with how BlueChip Financial responded to their complaint) and 100% were processed in a timely manner. 2% of consumer complaints against BlueChip Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 13, 2017 - Received a phone call from - threatening phone call at my job that - in legal was going to sue me. I have told these people not to contact me again, yet they continue to do so violating the law and I have documentation each time they do so.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 8, 2016 - I took out a $700.00 loan with SpotLoan. The interest being charged is much higher than I expected. I had not idea that the interest charges would be as high as they were. It is exuberiant as to the fees they are charging. I belive this is an illegal tribal company and I do not wish to be a part of this. I also ca n't find where I was provided a copy of the loan and do n't see an option to view this in my account.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 27, 2016 - I took out a - $ loan originaly with - $ monthly payments that are due on the - of the month from - - to -/-/-.Now i access my online acct for spotloan it has me with owing - $ and paying - $ a month starting - thru -/-/-? How did my loan go from - $ to - $ and have n't made a payment yet?... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 23, 2016 - I had applied for a payday loan and when I notified them of their interest rates I agreed to pay - a month 5 months by money order. When I sent the first money order they said they never received it and I told them I would check on it but no pay anything else until -/-/-. They are not licensed in my state and I did owe - so I told them I would pay that monthly but I am enclosing an email with threats and I am assuming it is from Spotloan because the loan company they list I have not dealt with. When I tried to reply to this email it was blocked. I do not appreciate being threatened ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect September 12, 2016 - I sent the following email on - : On -/-/- I borrowed $400.00. To date, I have paid $660.00 for this loan. I recently had - the - and was off work for 2 weeks with no income. Since coming back to work from -, I 've been experiencing less hours and thus less pay. It is becoming a real hardship for me to have $ - taken out every pay. I 've already paid back the $400.00 and then some. Since - -, I have borrowed approximately $1200.00 and paid back approximately $1800.00, not including this current loan. This included sending in money orders. I have been a... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect September 7, 2016 - I took out a loan from Spotloan in the amount of $300.00. On their website it says that it 's cheaper than doing a payday loan so I thought oh that 's great and then signed up. A month later when I was expected to pay, I asked how much it would be with the interest and they told me $450.00. $150.00 in interest for a month??? There 's no way I can pay that. I 'm on a limited income. That $150.00 would mean I ca n't pay for electricity or groceries for my family. I feel like this is very misleading of them to say it 's cheaper than a payday loan. A payday loan would 've charged me $45.0... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 12, 2016 - I 'm being harassed by a lender who both charged me fees/interest I did n't expect and also would n't stop charging my account despite calls/emails. I also have received threatening emails and calls, but no actual paper work despite appeals for information in writing. I also submitted a formal letter asking for information when i lost my job, but no information was provided.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 2, 2016 - I do n't know how much they are charging in fees because the debt collector wo n't mail me a statement. He says he needs a payment arrangement before he sends me anything in the mail. When he called me, for the second time at work, and I answered him for the first time, he accused me of having a blaze ' attitude and shamed me for ignoring him. He was very unprofessional. When I requested he mail a statement, he said he could n't do that unless I gave him a debit card. I just want something to be sent to me in the mail. He scolded me for not calling him, and I told him I only respond to letters... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 14, 2016 - I applied for a $500.00 payday loan online -/-/16. I later discovered that they are not licensed to do business in my State, which is Alabama. Nor do they meet the loan limits set by the - regulator, thus I feel this loan is illegal and prohibited in the State of Alabama.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 11, 2016 - Charged illegal interest rate of over 500 %.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 8, 2016 - I took out a Spot Loan in - -. The loan amount was $800.00. I received a payment schedule detailing that the loan would be completed in - -, -. Looking at my online account balance I still show $610.00. My " scheduled '' last payment is on - - and I 'm not even close to paying out this loan. I sent an email to Spot Loan for a copy of the terms and conditions of my loan and have yet to get a response. In my opinion, I have already paid more than the loan principle plus the interest. According to the payment schedule, I have already paid $2100.00 in interest and fees... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 4, 2016 - I borrowed the money my financial situation had changed. I made payments, than missed payments now the intetest charges are outrageous. I would like to pay back the loan minus all the interest charges.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect June 29, 2016 - Spotloan.com is an illegal usury interest rate scram that charges 1000 % usury interest rates # - they do not have the license to charge these or make these illegal transactions. they outsourced the account to - -, that has consistently harassed me. ( - ) regarding their attempt to collect an illegal transaction aand should be charged with elder abuse because I am - years old.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect June 6, 2016 - - - -, claiming to be an independent processer- -in conjunction with - County Georgia , has been leaving messages on my cell stating that I need to call him to verify my address in order for him to serve me legal documents. He 's also been calling my mother and other family members- -My mother is - years old. On -/-/-, - - - called from - - - stating that he too needs to verify my address and schedule a delivery of legal documents. He called from -, but stated that I need to return his call to - ; which happens to be the same phone number that -... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 29, 2016 - Took out a payday loan from Spotloans for - Paid - per month sand still owe - and then come to find out that they are illegal in Alabama ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 5, 2016 - I have applied loan from Spot Loan $800.00. I have found out that their fees is too high and they do n't have license in state of Washington. I asked want to pay principle balance only. but they did n't agree. and Now collection company harassing and threatening me by phone every day to collect more than principle amount. They said they 're going to sue against me. ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 9, 2015 - I received a loan from Spotloan for $400.00 on - -, 2015. During the application process it did not mention that the payments it pulled every paycheck would be interest only. My payments have come out on payday without issue since that time for $66.00 every two weeks, - payments in total since the loan was issued, totalling $600.00. I did n't have a payment pulled on Friday when I was paid and thought finally I had paid the loan and it 's outrageous interest back in full. 5 days later on Tuesday -/-/- I received a NSF fee from my bank and asked what it was for so that I cou... |
BlueChip Financial Payday loan charged fees or interest i didn't expect November 20, 2015 - This company tried to charge me a usury interest rate of over 800 % which is illegal in the USA ... I have received a demand letter from a attorney located at - saying that I owe them $1500.00 I know nothing about this activity and this unlicensed company is trying to get them to collect an illegal usury interest rate account. This company does not have a license to conduct this type of activity in the state of California per the Ca. Department of business oversight ... I am also filing a complaint with the California bar association against - - - for violating the Canons of ethi... |
BlueChip Financial Payday loan charged fees or interest i didn't expect October 15, 2015 - I took out this internet loan, $300.00 and have been making installment payments every two weeks. I did not know that they were not licensed in Indiana that that their percentage rates were unallowed. As of this date I have paid back approx $600.00 - their percentage is 761.09 % which is well above the percentage rate allowed. I believe that I do not owe these people any more money. ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect October 14, 2015 - I am being charged over $250.00 in fees etc? for only making a $25.00 or $50.00 dollar payment. I have made it clear that I can not pay a full amount of close to $300.00 and I need to make partial payment. The company is adding almost $300.00 per month. The initial loan was under $500.00 the bill is now almost $1500.00 four months later. ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect July 19, 2015 - These people are not licensed to conduct usury interest rate business in the state of Ca. - charge a Interest rate of over 800 % - These people have taken advantage of my age -, thinking that I would pay, this usury interest rate of 800 % or more, from my social security check. I can not pay that. ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect July 16, 2015 - These people are not licensed to perform - - excessive interest rates - operations in the state of California or the USA. They are charging me a interest rate of % - and the department of business oversight of the state of Ca. said that they can not do that. Their phone number is - ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect July 14, 2015 - I did not know that these people were not licensed to perform usury banking operations in California and the USA. .they charged me $800.00 for a $600.00 account. ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect June 29, 2015 - My Govt. check usually is deposited in my bank on the - of each month. I was sent an e-mail stating that my check would not reach my bank until - -, I sent Spotloan a request to defer their debit payment from the -/-/- to the -/-/- ( - days ) They responded that they would not be taking out my next payment and by deferring my payment would add $590.00 in interest to my account. ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect April 6, 2015 - I took out a payday loan from spotloan for 700 $ on -. I received the money deposited into my account. I didnt keep the contract but I am pretty sure it was $230.00 for six month. On the -/-/- I made a - dollar payment which was withdrawn from my checking account. I called late - and said I cant make the - payment. They said OK. They would add money on to my next - payments and the payments would be -. I got a letter as follows, which shows they are ok with payment plan. Hi -, I just want to remind you that your Spotloan payment of $300.00 is scheduled for Thursda... |