Review and analysis of over 118 complaints against Stellar Recovery Inc.
Stellar Recovery Inc. consumers have reported over 118 official complaints related to Disclosure verification of debt. Out of the 118 consumer complaints against Stellar Recovery Inc., 19% were disputed by the consumer (i.e. the consumer was not happy with how Stellar Recovery Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Stellar Recovery Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received March 31, 2017 - I canceled - account and sent back the equipment within 30 days because the service did not work in my area. I was under the impression I would not be charged if i was not satisfied with service. And I had the option to send equipment back, which I did... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt March 31, 2017 - I have not received any documentation validating the debt that they are trying to collect. I have not been provided with a contract or any instrument bearing my signature validating that this debt is mine.... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt February 2, 2017 - Dated - I received notice from Steller Recovery as well as phone calls in regards to an alleged amount owed of $1100.00. I sent a dispute notice for validation of debt in - 2016 but never received response. They failed to send me validation of this debt. Steller is currently reporting to all - credit reporting agencies of the alleged debt.... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 13, 2016 - -/-/2016 I contacted the collection agency to request validation of the debt they are reporting on my credit report. I was unfamiliar with the balance due and the dates listed as delinquency so I demanded statements showing my balance due and my failure to pay the alleged debt. I requested a cease of collection activity until that information was furnished. After receiving my initial request, the company stopped reporting the information. This month, however ; they have begun reporting the information again without providing any validation of the debt. I am in the process of acquiring ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received November 25, 2016 - I had an unpaid - bill of $76.00 from 2014 from an address that I had not lived at since then. Since I did not live there, I did not receive any mail about the collection of the debt. Unknowing to me, it was sold to a debt collector, " Stellar Recovery '', and although they claimed to have attempted to contact me, I did not learn of the debt until applying for a credit card. In the time Stellar owned the debt, they claimed to have called me but I never received any voicemails or no consistent phone calls from any - number. Once I contacted them, they never notified me of any right to d... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received November 10, 2016 - After pulling my credit report I found that I had a collection account from Stellar Recovery Inc . I reached out to them at - and spoke with - representatives. The first agent I spoke with in regards to this matter was unable to locate an account. After getting annoyed by the situation I was then transferred to - who was able to locate the information. When trying to find out why I was n't given the proper notification so I am able to handle the matter at hand I was informed that not only did they not have the correct address on file which the vender Century Link does have to proper a... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect October 27, 2016 - While checking my credit score I found an open account for collections from Stellar Recovery which has never notified me or communicated anything ever to me about anything. If I had not checked my credit score I never would have even found out about this negative factor impacting me. I do not know what this is for or who it is from. This type of conduct must be illegal. I searched for information on the company and any type of financial communication with them requires and account number, which of course, I do n't have because I 've never even heard of Stellar Recovery until now. I submitted a... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received October 25, 2016 - I was doing some credit monitoring and noticed an agency on my report. The agency name is Stellar Recovery Inc out of -, FL, the # listed -, reporting for $67.00 the original creditor was not listed. I called to inquire about what this was about and was advised this is a debt from - form -/-/- after being transferred twice and this is a debt I have never seen before that showed up on my credit report -/-/-. It did not state a creditor just the third party collection company ( Stellar Recovery ). I advised them I had never received notice of the debt. I was not notified by ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 13, 2016 - -/-/2016 mailed validation request to Stellar Recovery Inc . They have not responded and the account continues to be reported to credit bureaus.... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received October 11, 2016 - This company placed this collection on my credit report with no contact to me prior. This company has entered into a settlement in - with the - of the Colorado Fair Debt Collection Practices Act for the same type of behavior. The creditor listed is - which I had in - and who erroneously put me in collections. I completed a dispute with - and they cleared my account when they found their error upon investigation. This never was and is not a valid debt. I am in the process of buying a house and it has caused my mortgage interest rate offer to go up by 1 %.... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 28, 2016 - Stellar Recovery placed an item on my credit file and on - -, 2016, a validation request was forwarded to Stellar Recovery, since that time, no response has been made regarding the validation of the debt at all. I have since sent correspondence to Stellar Recovery advising that since they failed to supply me with the proper validation items regarding this debt, they must now remove their tradeline from my credit fil... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received July 20, 2016 - The account number I have available is -. I expect it to be deleted from all three bureaus immediately. I have never received any debt notice from this collection agency. I have paid - directly in full and never authorized - to share my information to any third party. When i paid -, I was advised it would be deleted from my credit reports upon receiving full payment. The only reason I became aware of this collection being reported to the credit bureaus is because I had started monitoring my credit report. Stellar Recovery makes false statements, regarding the account. I have never ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received July 19, 2016 - On this date of - -, - I received an alert from my credit monitoring stating that a collection account was added to my credit report. Upon reviewing my credit report, STELLAR RECOVERY INC. added this fraudulent account on my credit report again without sending me ANY notification. This account has NOT been validated after numerous written request. I file a complaint with the Consumer Financial Protection Bureau - -, - complaint # - in this complaint STELLAR RECOVERY INC stated that they will delete this account ; - - # -, which they did comply. Since then- STELLAR... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received July 18, 2016 - I just received an alert on my credit. A new account was added to my credit by Stellar Recovery. The account says it was from -. Please be advised I was not aware - still exist. I have had - as my internet and television service provider for the past 10 years!!! Moreover, I have never received a notice from - nor was I ever contact by Stellar Recovery so it was quite a surprise when the unknown entry appeared on my credit and lowered my credit rating. Stellar Recovery Account number -... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received July 8, 2016 - CFBP, I have never received any debt notice from this collection agency. I have paid - directly in full and never authorized - to share my information to any third party. The only reason I became aware of this collection being reported to the credit bureaus is because I had started monitoring my credit report. I have never received any notification of debt from Stellar Recovery. This is causing a financial hardship and needs to be deleted from all of my credit reports promptly. I will not consider this complaint closed until it is removed and I receive notification of this action.... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received June 29, 2016 - After having my credit pulled for a home loan, I was informed of an open collection from stellar recovery inc . I have NOT received any communications ( mail, email, phone, etc. ) from stellar recovery inc . This debt has not been validated or verified. I have not received any notice of a right to dispute before they reported to all - major credit bureaus. There is not enough correct info to verify the debt or amount.... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 17, 2016 - Sent debt collector request to validate. They sent statement with - logo on it, an - number, total amount due, bill date, a closing balance, additional charges ( undefined ). And that 's it. No notice of right to dispute. No other information requested in my letter. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received June 13, 2016 - Stellar Recovery Inc. has placed a collection report for $100.00 on my - report as of -/-/2016 with no communications via mail or phone. If they claim to have notified by mail, I have not received them. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect June 3, 2016 - I do n't owe - $33.00 I do n't even have their service ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received June 3, 2016 - No written notice. No communication. Did not receive notice of right to disputed. Sent info to my credit report. Not enough correct info to verify debt or amount. After I filed a complaint to - I recieved an email. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect May 18, 2016 - I get phone calls and letter for a collection agency trying to collected money for bills who does n't belong to me. I get multiples phone calls treated me of jail. I did n't know that the bill was send to collection without my knowledge, I want this harassment to stop immediately before I request some compensations for this issue. I am on DO NOT CALL list and still get call from collections who used difference number to get me answer. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received January 27, 2016 - I recently closed my comcast account and paid all the statement balance. And now just realized there is a debt collection place on my credit, i have never received any bill from comcast showing that i owed them the amount the debt collectors placed on my credit.Never received any statements from comcast nor the debt collecting agency ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received December 23, 2015 - My contention : I was never given the right to even question let alone settle this debt. I was never contacted in writing or by telephone about owing this debt. I discovered the debt through credit monitoring not because of Stellar Recovery, inc. attempt to collect a debt. This alone violated my rights. Stellar Recovery, inc. contacted the credit reporting agency and put the debt on my report as owing. This was a direct violation of my consumer rights. Furthermore ; The agent for this collection group - - - - stated they attempted to call me but the original vendor had given th... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received November 8, 2015 - In -/-/- Stellar Recovery reported a outstanding balance of $58.00 to my - credit report. No only did this collections agency report this without sending a notice to me, the amount is wrong also. My amount due in full with the original creditor was $57.00 and was paid in full on -/-/-. I emailed - - Executive Customer Relations - | -. Office : -, ext. - in -/-/- regarding this outstanding bill however, this person did not respond to me. I was unaware that my bill was reported to a collections agency and since Stellar Recovery reported this to my - cre... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received August 14, 2015 - The company which placed negative information on my credit report is Stellar Recovery Inc. - - - - -, - -, -, MT - ) which is a collection agency on behalf of -. The original reporting on my credit apparently took place in - 2015 however I have not, previous to phone conversations that I initiated on my own behalf due to seeing the negative input on my credit report, received any type of notice via phone, email, or regular mail of this debt. I have since settled this debt directly with - in full however the negative remains on my credit report. It is my unde... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 12, 2015 - I called the original company who I had the debt with and was told I was no longer in their system and I should call the collection company. I called the number listed on my credit report for - Collections but the number was no longer in service. Then, I noticed that this same open collection with - was closed in - 2015, on my credit report. I have never received any calls or letters from -. I would - to see if this can be permanently removed from my credit reports. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received August 5, 2015 - Stellar Recovery never contacted me about my debt or provided me with any information regarding the delinquent account they inherited from -. I did not receive the notice of right to dispute. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received July 31, 2015 - A balance of $220.00 from -/-/--/-/2015 was incurred by my estranged wife, the - cable account was cancelled as of -/-/2015 and the account was affiliated with my wife 's social security #. Now on -/-/2015 I find that a collection agency has place a negative entry into my credit report. I asked - to contact their collection agency, They neglected my request. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received July 30, 2015 - I looked at my credit report last week and noticed that - had reported that I had an outstanding bill of $250.00. I challenged the validity of the bill, especially since I had not been with - for since last - - 2014 - and I had not received any bills stating that I owed any money since I switched -. In addition, I stated to her that during the last conversation I had with a - Representative, I understood that I did not owe any money. Anyway, I explained to her that the only mail I ever received from - was mail soliciting my services with offers of gift cards as incent... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received July 24, 2015 - Stellar recovery place a bill on my credit report without sending me a written notice. Also never left me a message to call. I received an email thru my credit alert about the bill. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received June 17, 2015 - Stellar Recvery Inc. and - together Placed a derogatory collection line on my - Credit File on -/-/2016 before and without sending me any notice to either make me aware of the debt or explaining my rights to dispute. Stellar failed to perform proper notification in writing required be ( FCRA ) ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received June 14, 2015 - On - -, 2015 I received a letter from - - - stating that I owed a debt for -. I mailed them a letter via certified mail on - -, 2015 for a request for Validation of Account. As of - -, 2015 I have not received a response for validation. Stellar Recovery called me on - - 2015, in an attempt to collect debt concerning - -. I verbally requested that they contact me through writing in the mail. To this date I have not receive any correspondence from Stellar Recovery, yesterday I received an alert from my credit monitoring and Stellar Recovery has placed a ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 6, 2015 - This complaint is being filed against Stellar Recovery in regards to the above reference account that Stellar Recovery Inc. Has illegally reported and listed on all - major credit reporting agencies ( - ). Please be advised that this is not a refusal to pay, but written notice sent in pursuant to the Fair Debt Collection Practices Act, 15USC 1692g Sec. 809 ( b ) that your claim is disputed and VALIDATION is requested. This is not a request for Verification '' or proof of my mailing address, but a request for VALIDATION '' made pursuant to the above named Title and section. I respectful... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received May 19, 2015 - I was not made aware of a debt before it was reported to the credit bureaus by Stellar Recovery Inc . The collection on the report states its a $36.00 debt. It also states the original debt is from -/-/- and says date opened -/-/-, but did not appear on my report until -/-/-. Had I not have had a credit monitoring service, I would have not known this debt even existed. I contacted the original company who the debt is said to be owed to. They told me that they had no record of this debt. I am requesting the information to be deleted from my report. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 28, 2015 - received call at - on - - 2014. I answered the phone and they asked for - -. I said, This is her. They said, I would like to verify your mailing address. I said, Who 's is this. He said, - from ... '' and slurred where he was calling from. I had to ask him to repeat where he was calling from and he said Stellar recovery ''. I had to ask what is stellar recovery and he said it was a collection agency and that he did not want to disclose any more information about it. I said, Well I do not want to disclose my personal information to somebody I have no idea what it is. ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received April 24, 2015 - First and foremost, this company never provided me the written notice I requested after initially being contacted around - 2014. Their agent stated all calls are recorded and monitored and at that time assured me HE WAS LOOKING AT THE TRACKING NUMBER but never provided said number. I did not recieve the notice he states he sent out in order to respond in writing as the validity of the debt. I only paid it bc I was closing on my house and was assured it would be removed from my report. Not because I thought I legally owed the debt, but rather it seemed easier than losing my dream home. After... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received April 24, 2015 - On the morning of -/-/2015 I decided to check my credit on - -. I was shocked to see that my credit report contained a collection account from Stellar Recovery for the amount of $120.00 as this was the first time I had been made aware of the outstanding debt. Stellar Recovery, Inc never once made contact with me through - mail, not even a single phone call. The status of the collection account on my report reads open '' with an open date of - -, 2015. Had I not logged onto - -, I would have never known that this debt even existed. I contacted Stellar immediately a... |