Review and analysis of over 25 complaints against Atlantic Credit & Finance, Inc.
Atlantic Credit & Finance, Inc. consumers have reported over 25 official complaints related to Communication tactics. Out of the 25 consumer complaints against Atlantic Credit & Finance, Inc., 4% were disputed by the consumer (i.e. the consumer was not happy with how Atlantic Credit & Finance, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Atlantic Credit & Finance, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 76% resulted in non-monetary compensation.
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Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls February 8, 2017 - This company is calling and harassing me on my personal cell and calling my work, which is explicitly prohibited by The Fair Credit Reporting Act. He mentioned some credit card I had never heard of. Furthermore, they have no standing to contact me about a debt, they also have not verified what debt they claim I owe. I want them to seize all communication and drop this frivolous collection attempt.... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics threatened to take legal action November 22, 2016 - I had recieved a call from a debt collector in regards to a piece of furniture I co- SIgned on for my roommate and I at the time. We had parted ways 3 months after purchasing it and the other party kept the couch. In -, I reviewed my credit score and saw the account on the couch was closed and $- balance. Now a debt collector called, did not say what company he is working for and said if I did not pay right now I would be sent to an attorney and sued. I tried making payment arrangements but he would not work with me, He said this company has tried reaching out to me so I asked him to t... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics called outside of 8am-9pm August 29, 2016 - Debt collectors have n't called outside of proper hours, however I am having an issue with debt collection companies not providing me with a receipt for my monthly payments. I 've spoken with multiple representatives and supervisors who always claim they 're going to resend it but they never do. A common practice for these companies is to only allow you to speak with - person who is authorized to handle your account. The issue with this is very rarely is that specific person available to take my call and when I leave a voice message my calls are never returned. It is ridiculous that I have ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics used obscene/profane/abusive language January 19, 2016 - the collection agency put me on the phone and had me get into my personal business of why i stoped paying for the debt and asked why i am - and had me repeat it like 3 or 4 times to make me feel bad or gulity about the whole situration and then asked why i broke up with my fiance .. and then asked how much is in my checking acount. The agency name is atlantic Credit and fiance incorporated ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls November 9, 2015 - The company is calling my work number to collect a debt. ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics threatened to take legal action September 10, 2015 - I could not find the exact describe the issue '' choice, but Atlantic Finance threatened me that unless I made my payments via a monthly electronic payment system, they would sell my debt to a company that would add more interest until the debt was paid off, therefore dramatically increasing the amount of my debt when I agreed to payments but only wanted to pay by USPS money order. Said my credit would get a negative report if I did n't pay electronically. - - and his supervisor - '' Harassed me and used threats of credit harm if I did n't open up some kind of electronic - card p... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls July 16, 2015 - Called me at -, -, -, -. I 'm sure it would keep going but I have the phone set to block them now so I do n't see it. I am at work. I ca n't answer my phone NOR can I tolerate people calling me every 30 minutes - 1 hour or less! ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls June 23, 2015 - Collection company is calling me, asking very personal questions.Kept me on the phone for - minutes asking personal details of my finances. They looked at my credit report without asking me. And they also called my family members. ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics used obscene/profane/abusive language May 11, 2015 - They have somehow contacted my mother although she has no connection to this debt and harrassed her calling multiple times per hour. I called them back, they were looking for another name other than my own and I told them to not use this number again to contact me and they told me they would n't and called me an - ''. The person on the other line is called - '' and she is extremely unprofessional, rude, lewd, and harrassing. I am being called multiple times per day starting - - up through today - - thus far. ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls April 20, 2015 - I have repeatedly asked for them to only contact my personal number. I just received information that they have now contacted my ex-husband, my parent 's home, my mother 's work, and my mother 's cell phone. I 'm not sure how they have gotten any of these numbers but it has become disruptive to everyone 's life. I have since sent a cease to call letter on -/-/-/-/2015. I have had to block their phone numbers so I do not lose my job from the constant calls. - '' has called me - times in less than - days. ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls April 9, 2015 - This company Atlantic Credit and Finance is calling me up to 5 times a day on my cell number. From phone number - as well as calling my work phone number. They were never given permission to contact me at work, or harass me at my place of business. I find their multiple calls daily very harassing. I have blocked their number so now they call me at work. I have asked them to no longer call there either because I am not allowed to take personal calls at work. ... |