Review and analysis of over 378 consumer complaints
| Barclays |
| HSBC |
| USAA Savings |
| JPMorgan Chase |
| Capital One |
| Citibank |
| Bank of America |
| TD Bank |
| GE Capital Retail |
| Wells Fargo |
| U.S. Bancorp |
| JPMorgan Chase & Co. |
| Amex |
| Discover |
| Company | Complaints |
|---|---|
| Capital One | 71 |
| Citibank | 46 |
| JPMorgan Chase | 41 |
| Bank of America | 35 |
| Amex | 26 |
Barclays PLC Credit card bankruptcy March 26, 2017 - Barclays Bank continues to report bad information on a Credit Card that I was merely an authorized user on when my -, who the card belonged to, had the debt discharged in bancruptcy.... |
Bank of America Credit card bankruptcy January 19, 2017 - I had a bankruptcy and had a judgement taken care of within the BK, now Bank of America is refusing to release the lien they placed against my house for this judgment.... |
JPMorgan Chase & Co. Credit card bankruptcy January 9, 2017 - I had a Chase- Credit card ending in -, that was opened in - of -. I filed for Chapter - Bankruptcy and it was dissolved on - -, -. Chase sent me a letter in -, that this account was going to be charged off. I replied on - -, -, with a copy of my Bankruptcy decree. I then received a charge off - in -. Randomly in - of -, Chase reported to - and - a past due balance of $1200.00. I disputed with - credit bureaus, - removed the information from my credit card promptly and - told me to contact Chase. I have contacted Chase multiple t... |
Capital One Credit card bankruptcy December 16, 2016 - This account was n't originally mine I was authorized user tried to get off they refused I included this account in my bankruptcy and it was discharged... |
Wells Fargo & Company Credit card bankruptcy November 23, 2016 - Wells Fargo was included in our bankruptcy yet they continue to update with a balance and negative account every month.... |
Capital One Credit card bankruptcy November 11, 2016 - To whom this may concern I have been applying for credit cards over the past years I have applied and filed for bankruptcy and now there are inquiries showing up on my credit report that is causing it to have a negative impact I do n't have credit cards with a lot of these companies but yes in the past I have applied to them understand how they 're able to keep calling me for my services and then when I applied they reject it and then they have a negative impact on my credit score I just want them to stop contacting me and take those things off of my credit report I need them to cease and desi... |
Citibank Credit card bankruptcy November 3, 2016 - My company is apart of my bankruptcy case that was served with official notification from the federal district court as of 2012. As of today this account is being reported to the credit bureau as negative.... |
Citibank Credit card bankruptcy November 3, 2016 - my company is apart of my bankruptcy case that was filed in 2012 but are still reporting the account as a negative item with the credit bureaus each and every month.... |
Regions Financial Corporation Credit card bankruptcy November 3, 2016 - The 15 U.S. Code 1681g Section 609- Disclosures to consumers requires CRA 's to disclose the sources of information regarding the negative events that are being reported by your agency upon request by the consumer. The date of first delinquency for this account was -. Therefore, this negative event despite being included in chapter - bankruptcy has met the 7 year reporting time frame to all - ( -, -, and - CRA ).... |
Sterling Jewelers Inc. Credit card bankruptcy November 3, 2016 - The 15 U.S. Code 1681g Section 609- Disclosures to consumers requires CRA 's to disclose the sources of information regarding the negative events that are being reported by your agency upon request by the consumer. The date of first delinquency for this account was -/-/2009. Therefore, this negative event despite being included in chapter - bankruptcy has met the 7 year reporting time frame to all - ( -, -, and - CRA -.... |
Wells Fargo & Company Credit card bankruptcy October 27, 2016 - I filed Chapter - bankruptcy in - 2010. My credits were notified electronicaly on - - 2010. Wells Fargo entered a illegal lien on my property on - - 2010, through - - -. This account was discharged in - 2010, but the lien remains against my property.... |
September 15, 2016 - I filed for chapter - protection 5 years ago and discharged/paid off the protection. I tried to get a home equity loan for repairs because a negitve by American Express still on my report that should be removed since they were - of the creditors that were part of the bankruptcy. Why is this negative report still on my credit report.... |
July 29, 2016 - I WILL LIKE TO HAVE AMERICAN E-PRESS TO FORGIVE MY DEBT, I CAN NOT PAY THE CREDIT CARDS WITH UNE-EPMT FUNDS ( UNEMPLOYMENT INSURANCE ).... |
Synchrony Financial Credit card bankruptcy July 26, 2016 - I obtained a Care Credit card in 2007 at the vet when my pet was -. The interest rate was supposed to be reasonable and I had a small income that should 've covered the payments. Later on I had my own urgent health issues that were n't covered by medicaid. I lost my job and my financial aid ran out. Someone I knew took my - card and used it without my knowledge. I was homeless and my ex threatened me to keep me from applying for child support. I explained my situation to the Care Credit representatives but their only response was to raise my interest rate to 29.9 %. I made payments on th... |
JPMorgan Chase & Co. Credit card bankruptcy July 9, 2016 - opened an account back in - - and filed a Chapter BK in - and in - its was discharged and cleared the amount owed, and as of today it has re-appeared in my credit report as high limit balance of - and past due of - and this was reported in - - it has significantly hit my credit as I applied for a re-finance and was turned down do to this derogatory its from CHASE # -... |
Wells Fargo & Company Credit card bankruptcy July 7, 2016 - In -/-/-, I opened a - Account. In - -, the balance left on this - Account was included in a bankruptcy. I checked my credit today -/-/- and found that - or its credit reporting agency had adjusted the open date of the account from -/-/- to -/-/- so that the negative information could stay on my credit history. This information should have come off when the bankruptcy came off of my credit report in - -. The credit reporting agency is : - - - - - - -, IA -... |
Capital One Credit card bankruptcy July 4, 2016 - I opened a Capital One Credit Card account ( Ending # - ) in - -, I then had unexpected medical bills in the amount of $90000.00, I unfortunately had to file Chapter - bankruptcy on - -, -, It was discharged - -, -, I submitted all the necessary paperwork to Capital One but am still being billed, have been paying them since -, Am I entitled to monies spent refunded?... |
Barclays PLC Credit card bankruptcy June 27, 2016 - Account is showing as a charge-off when it was actually discharged in bankruptcy.... |
JPMorgan Chase & Co. Credit card bankruptcy June 22, 2016 - My husband passed away and as a result I ended up in a Chapter - bankruptcy which was - on -/-/2014. Chase Bank continues to show up on my credit report as a balance that is past due, preventing me from rebuilding my credit and damaging my scores. At almost - years old, my bankruptcy attorney told me that they ca n't do that, but he ca n't help me fix it. Please have change correct their errors and apologize.... |
June 14, 2016 - In 2014 I became unemployed and - Credit cards through - - began collection efforts on my past due account. I called them and tried to work out a plan to get current, however they sent the account to - - - -. I filed for Chapter - bankruptcy because many creditors would not work with me, and closed my account. However, - - continued to badger me for payment, I agreed to a payment plan because they harassed me. I found out later that in bankruptcy they must stop calling and all collection efforts. - - and - both were notified of my bankruptcy and that I re... |
Capital One Credit card bankruptcy June 6, 2016 - I - - filed bankruptcy chapter - four years ago case no - curently i '' m selling home and the tile company find - judements against my property capital one and - - -credit cards. Tile company offer me they will hold the amunt of the judements for 150 % and return too me after 2 years when the judements wiil be expired Atorrney who represent me durning bankruptcy is - -.... |
JPMorgan Chase & Co. Credit card bankruptcy May 23, 2016 - A couple of years ago - called me about getting discovered and getting famous. I was excited and my dad set up an appointment with them. It seemed so real but it was a major scam. They asked for over - dollars for a photo shoot. I did not get my photos and I still have all the contracts and receipts of all the transactions. I want my money back basically.... |
JPMorgan Chase & Co. Credit card bankruptcy May 19, 2016 - My consumer credit report is reporting incorrect information for a Chase card that was closed as of -. The debt to the creditor was discharged on -/-/16, and they were advised of this, - credit-reporting shows the condition of the account to be derogatory as well as a revolving account, and after speaking to multiple reps at chase on -/-/16 they are advising that the account shows charged off, and debt still owed to me in their system. As this information is incorrect and this is no longer a debt and is also - old and should not be showing on my credit at all.... |
Capital One Credit card bankruptcy May 2, 2016 - I contacted Capital one late - to complain that a credit card I had that was discharged during bankruptcy I filed during - was discharged at that time. I was contacted by phone and in writing that this was an error and the item ( Capital One Credit Card charge off ) was removed from my credit card. I received notification in - of - that Capital one has once again " re '' reported this to the credit reporting agencies. This has caused me to pay deposits, turned down for lower interest credit card offers and made it impossible for my borrow money to make home improvements to sell my ... |
April 26, 2016 - On -/-/2016 I applied for an American Express Everyday card. I received an email stating that my application was pending. I got notification later that day that my application was declined due to past account closures with American Express. I called into American Express on -/-/2016 to discuss the declined application, the informed me that my application was declined due to prior accounts being charged off in Bankruptcy, and that until I paid them back to American Express, American Express would not issue me another credit card ( much different then what the letter I received state... |
Citibank Credit card bankruptcy April 22, 2016 - I had a credit card account with Citi Bank. I recently turned over my credit card debt to - - - as I became insolvent. I changed my profile information on my Citi Bank account to the contact information for - - -. However, Citi Bank began calling an old number they had on file for where I once lived some years ago with my sister. Citi Bank is now calling my sister 's telephone number multiple times day and night and weekends. My attempts at contact with Citi Bank have failed. ... |
Synchrony Financial Credit card bankruptcy April 6, 2016 - I filed a chapter - bankruptcy and it was discharged in 2010. Syncb/Care Credit was included in that bankruptcy and they are still continuing to update and report damaging my credit. By law they can not continue to report and damage someones credit after a discharged bankruptcy. ... |
Wells Fargo & Company Credit card bankruptcy April 6, 2016 - I filed a Chapter - Bankruptcy and it was discharged in 2010. Wells Fargo was included and they continue to report currently, damaging my credit every month. ... |
HSBC North America Holdings Inc. Credit card bankruptcy April 4, 2016 - Please remove this from my credit report. This was discharged in BK in 2012. However, HSBC continues to report that I have late payments when that ; s not that case. ... |
Capital One Credit card bankruptcy April 1, 2016 - Received - forms dated -/-/- & -/-/-. Both debts were included in a bankruptcy which was discharged on -/-/-. ... |
BBVA Compass Credit card bankruptcy March 30, 2016 - BBVA Compass is violating Federal Bankruptcy Laws. On -/-/2016 I filed Chapter - Bankruptcy in the - - - Florida Case # -. BBVA Compass was a listed creditor BBVA Compass on - -, 2016 is requesting me to pay $3900.00 by -/-/16 ... |
Wells Fargo & Company Credit card bankruptcy March 29, 2016 - My ex husband filed for bankruptcy on a Wells Fargo Credit Card. I was listed as the second cardholder, i did n't sign anything obligating me to pay for this card and it was discharged on my ex husbands bankruptcy.Wells Fargo has severely damanged my credit scores by falsely reporting this information. ... |
HSBC North America Holdings Inc. Credit card bankruptcy March 28, 2016 - - - - - based in - Over $1600.00 collection amount on credit report for a $300.00 credit card since -/-/- ; I filed bankruptcy in -/-/- and credit card company did not file a claim. I attempted to settle debt for credit card limit $300.00. Debt collector attempted to collect - % or more of a card - - not used/closed since -/-/-. Predatory Lending - - - - HSBC BANK - - - - -, - Open $1600.00 Account Details Last Reported - -, - Collection Agency - - - Original Creditor - HSBC BANK - - - Status Ope... |
First National Bank of Omaha Credit card bankruptcy March 27, 2016 - I have repeatedly Tried to get the First National Bank of Omaha to correct it reporting of my account information to the - major credit reporting agencies. In every instance, they failed to correct their miss- information. - says they have checked the information but that is an outright lie because if they had it would have been changed. Their actions have a major impact on my credit score and should be changed to reflect the current status. ... |
National Check Bureau, Inc. Credit card bankruptcy March 18, 2016 - Hello how you doing? I am - - I had combined our debt from - credit card company in -. The amount I alone started to owe was $18000.00. $9000.00 of it was mine and the other $9000.00 was my wife 's. All that was from -. Currently the National check burea bought the debt some how. Now they asking $100000.00. In - they intercept my tax return from federal government. In - they asked the Judge to allow garnishing my bank accounts. I am willing to settle the original amount we used in - with a deep percentage off. They insist on getting half. Their attorney is - ... |
First Tennessee Bank Credit card bankruptcy March 15, 2016 - I FILED CHAPTER - AND THE CREDIT CARD COMAPNY CONTINUE TO REPORT INCORRECTLY. ... |
Capital One Credit card bankruptcy February 4, 2016 - I filed bankruptcy which was discharged in 2014. Capital One reported this as discharged when the discharge took place. Capital One continues to post new negatives on my credit report monthly even thought this account was discharged and the credit card was cancelled. I know the initial negative will stay on my credit report for 7-10 years. Is Capital One allowed to continue reporting new negative information? If so, this new negative will stay on my credit report way past the 7-10 year time frame. How do I make this stop? ... |
Citibank Credit card bankruptcy January 25, 2016 - Macy reports false data to my credit report on - and it is reported twice as a duplicate.. below is the history of the report, my Macys account was included in bankruptcy and should not have been reported, also date of 1st reported late payments keeps changing to favor the grantor. this report should be deleted in accordance with FTC rules for fair credit reporting same account being reported twice is Confirmation # Status Dispute Date Completion Date Results - COMPLETED -/-/2015 -/-/2015 Mailed - COMPLETED -/-/2015 -/-/2015 Expired - COMPLETED -/-/2... |
JPMorgan Chase & Co. Credit card bankruptcy January 15, 2016 - Chapter - was discharged in 2012. I did start to build my credit again. - - has just increased my limit from $300.00 too $500.00. - gave me $700.00 which I never used, so then they dropped it to $500.00. - - - gave me a - -, and - gave me a $2000.00 MC. While checking my score - on - - I notice it had dropped - points because I had used too much of available credit. - - recommended I apply to Chase Slate because it was a good chance I would be approved for a debt consolidation card at a lower interest rate. I applied and they denied m... |
JPMorgan Chase & Co. Credit card bankruptcy January 15, 2016 - I filed a Ch. - Bankruptcy in - California on -/-/- and after completing the plan was discharged on -/-/-. In accordance with the Chapter - plan, the Trustee paid CHASE accounts in full. - - CHASE reports - " Derogatory '' accounts. The first account # - is reported as " Negative Account, Closed Account ''. It continues to report the " Status '' as " Wage Earner Plan '' and reports negative payment history entries such as - -. The second account # - is reported as " Negative Account, Closed Account ''. It continues to report the " Status '' as "... |
Bank of America Credit card bankruptcy January 15, 2016 - I filed a Ch. - Bankruptcy in the - - of California on -/-/- and after completing the plan was - on -/-/-. In accordance with the Chapter - plan, the Trustee paid BANK OF AMERICA/FIA CARD SERVICES in full. - reports BANK OF AMERICA as " Derogatory '' and as " Negative Account, Closed Account ''. It continues to report the status as " Wage Earner Plan '' and the " Date Reported '' is " -/-/- '', which is after my bankruptcy discharge. BANK OF AMERICA continues to report a balance of $19000.00. - reports BANK OF AMERICA with - " Derogatory... |
Discover Credit card bankruptcy January 14, 2016 - I am writing to you because I have no other alternative. I can not stand for my rights to continue being violated by Discover Bank. The root of the situation is that Discover Bank is reporting my credit card opened on - -, 2011 as Status - Account included in Bankruptcy. THIS ACCOUNT WAS NEVER INCLUDED IN BANKRUPTCY. The Chapter - bankruptcy that I filed was a business bankruptcy and the discharge did not include any of my personal accounts. The credit bureaus keep telling me that they ca n't change the " Status - Included in Bankruptcy '' tag, because they say that it was repor... |
Discover Credit card bankruptcy January 13, 2016 - discover bank credit card was declared in bankruptcy on --and discharged on --and was reporting correctly to - as 0f - but effective - started reporting to - as an open account with outstanding debts. account # - ... |
USAA Savings Credit card bankruptcy December 30, 2015 - - customer service on chip - - affinity cards with chips disputes overdrafts interest rates and credit lines and crime victims of identity theft tied to other affinity cards like wounded warriors and - - - - and - - venture when ofac deposit bases are concerned ... |
Wells Fargo Credit card bankruptcy December 13, 2015 - My wife and I filed bankruptcy in - -. The bankruptcy was discharged in - -. A Wells Fargo credit card was included in the bankruptcy. Wells Fargo continues to report the balance is owed and payments are delinquent. ... |
Capital One Credit card bankruptcy December 2, 2015 - I had - S.O.N.Y. cards and - - platinum master card, I sent them decease and desist letters and they still are sending me statements in the mail. I have called both companys many of times and they wo n't quit harrassing me for money. I am on -, -, H.U.D. and food stamps, am poor and can not afford to pay the fees. They wo n't quit harrassing me and sending me statements. I would like something done about them harrassing me, I pleaded a chapter on bankruptcy, and they still want their money. What do I do? Please respond to --. ... |
Citibank Credit card bankruptcy December 1, 2015 - The credit card company Citi Cards/Citibank will not acknowledge a debt included in a Chapter - bankruptcy filing. CitiCards continues to to ignore certified letters, hire debt collection agencies and report incorrect information to credit reporting agencies. CitiCards is using a wrong account number in an effort to ignore the bankruptcy filing, continues to add interest and penalties to the debt, posted it as a Charge Off and past due of 150 days on credit reporting. Our family filed for a Chapter - bankruptcy in an effort to pay our debts. We have never missed a payment and have been f... |
Capital One Credit card bankruptcy November 23, 2015 - I have tried to contact Capital One regarding several accounts that I have them. My job hours have been drastically reduced and I really need to request a lower interest. I need it lowered to 5 % to make it fit with my current budget. ... |
Citibank Credit card bankruptcy November 23, 2015 - This is more of a request than compliant. I would respectfully request that Macy 's lower my interest rate on my account, and my hours have been cut making my budget extremely tight. If they can agree to lowering the interest to 5 % I can more estimate a balance of zero within 8 months. I hope they will give this strong consideration and I have been a loyal customer for a number of years and have not charged anything to the account in the past 6 months. ... |
Continental Finance Company, LLC Credit card bankruptcy November 9, 2015 - In - 2015 I filed chapter - bankruptcy due to medical issues and overwhelming medical bills. Contental finace was included in my chapter -, They have refused to listen that I am in bankruptcy and continue to add illegal fees. I have been harrassed non stop by collection agencys for them who all refuse to even take down my bankruptcy case number or attorney information. On -/-/2015 as i was waiting to go into surgery, at about - MT, I recieved a call from - claiming to be attorneys hired by contential finance as I am in breach of contract. As teh person i spoke with was in ... |
First National Bank of Omaha Credit card bankruptcy November 8, 2015 - I filed for chapter - bankruptcy and was confirmed in - 2013 and first national bank of omaha was - my creditors. they are reporting late payments and overdue balance in violation of the agreement. i believe this is in violation of the fair credit reporting act and an aggressive attempt to get me to pay a debt that is under bankruptcy protection. i have tried and failed to get any resolution from them and this is destroying my efforts to rebuild my credit and preventing me from doing an fha streamline on my home. ... |
Capital One Credit card bankruptcy November 4, 2015 - Capitol One reported to -, - and - that my Capitol One - account ending in - was " included in bankruptcy. '' I have never placed any Capitol One account in any bankruptcy filings. I have asked both Capitol One and -, - and - to investigate, verify and validate the account ending in - was included in any bankruptcy. The result of the investigation allege it was verified by Capitol One and -, - and -. The reporting of such is false and inaccurate by Capitol One and each credit bureau. ... |
Fifth Third Bank Credit card bankruptcy October 15, 2015 - I filed for bankruptcy in -/-/- and was granted a discharge of all debts. In -/-/- I pulled my - credit report and noticed that Fifth Third bank has listed my account as being Transfer/Sold and as a charge off. I filed a dispute with - and on -/-/- - reported that Fifth Third bank verified with them that the account is being reported accurately. On -/-/- I contacted Fifth Third ( - ) and spoke with - - who stated that in her system the debt was listed as discharged in Bankruptcy. I was then transferred to - ( Bankrupcty Dept. ) who told me he would look... |
Capital One Credit card bankruptcy October 14, 2015 - - - Capital one will not remove this account and it has been fully paid ... |
JPMorgan Chase Credit card bankruptcy September 18, 2015 - I had a reward card for numerous years. I had built up a substantial rewards balance on the card. This card was usually always paid off monthly. The charges were substantial. As the result of losing a contract and closing a business with - locations I was forced to file chapter - protection. There was no balance on the credit card company, in fact a small credit balance. Immediately on filing chapter - the credit card company closed my account and said I forfeited my rewards points. This feels like fraud to me and very unethical. The card was used, they made their money on the busines... |
Bank of America Credit card bankruptcy September 2, 2015 - Dear Sir/Madam, We are - - and - - -. - - charged our - - credit card - amounts of $1400.00, altogether was $2800.00 without our consent. The story was : On - -, 2015, We used our - - credit card booked and paid for - round trip tickets from - to - for $1000.00 each through -. The round trip ticket shows, we fly with - from - to - and fly back by - -. On -/-/2015, We boarded and flied with - was fine. The return trip on -/-/2015 with - - which check-in and boarding was smoothly, they DID NOT said an... |
Bank of America Credit card bankruptcy August 26, 2015 - Bank of America is falsely reporting to credit agencies that - accounts I had with them were discharged in a Chapter - bankruptcy. They were instead included in a wage earner ( Chapter - plan ). The notation of Chapter - is negatively impacting a mortgage application I have pending because while it is permissible to obtain a mortgage with a Chapter - it is not with a Chapter -. This is a clear violation of the Fair Credit Reporting Act. These are the improperly reported accounts as they appear on my - credit report : Bank of America - Opened - - High Credit Limit ... |
Discover Credit card bankruptcy July 14, 2015 - Years ago an old boyfriend put my name on his Discover credit card. I have never used his card or paid his bill or received a statement. He has recently filed a bankruptcy. He has contacted me because on his email billing statement they have removed his name and put mine. When he called them, they told him, I opened the acct and put him as a signer and then telling him I called and had his name removed '', and then they wo n't talk to him saying it 's my acct. When I called them demanding they send me proof of where I signed to be responsible for his debt, they dodge the question, demand paym... |
Brightwater Capital, LLC Credit card bankruptcy July 12, 2015 - BRIGHTWATER CAPITALC/O - - - - - -, NY, -CA N'T FIND ANYTHING ON THEM ... |
Portfolio Recovery Associates, Inc. Credit card bankruptcy July 10, 2015 - Foreclosure, loss of job, bereavement grief. Moved to another state. Bankruptcy ... |