Bank of America Credit Card Complaint

Bank of America Credit card department,

Bankruptcy California

I filed a Ch. - Bankruptcy in the - - of California on -/-/- and after completing the plan was - on -/-/-. In accordance with the Chapter - plan, the Trustee paid BANK OF AMERICA/FIA CARD SERVICES in full. - reports BANK OF AMERICA as " Derogatory '' and as " Negative Account, Closed Account ''. It continues to report the status as " Wage Earner Plan '' and the " Date Reported '' is " -/-/- '', which is after my bankruptcy discharge. BANK OF AMERICA continues to report a balance of $19000.00. - reports BANK OF AMERICA with - " Derogatory '' and " Potentially Negative Closed '' accounts, - of which appears to a duplicate and is incorrect.


The second account # - reports the " Account Type : Banks and - '' ; it should state Credit Card Company. It continues to report the " Payment Status : Wage earner or similar plan ''. - reports BANK OF AMERICA accounts as " Derogatory '' and as " Credit/Revolving Accounts ''. It continues to report the " Status Payment Plan ''. This account should also be reported as closed. I have disputed the incorrect information with -, - and - on numerous occasions to no avail. On - -, -, I mailed certified letters to - BANK OF AMERICA addresses, the address listed with the Bankruptcy Court and the addresses listed by -, - and -, respectively. The incorrect and inaccurate information continues to negatively impact my credit report, credit rating and credit score. I am seeking your assistance in resolving the inaccurate reporting of these accounts to the credit bureaus listed above.