Resources for resolving common issues with RS Clark and Associates, Inc. products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to RS Clark and Associates, Inc. and work to get a response. After your complaint is forwarded, RS Clark and Associates, Inc. has 15 days to respond to you and the CFPB. RS Clark and Associates, Inc. is expected to close all but the most complicated complaints within 60 days.
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RS Clark and Associates, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt September 30, 2016 - Original debt owed was to an emergency room, which I was never contacted by until a third party collector contacted me. Once contacted I paid immediately. Several years later they will not remove the account from my credit even though it is a medical bill.... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft September 3, 2016 - I 've sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov I 've completed and sent a fraud affidavit via certified mail. I can see they received it but nothing has changed. See supporting documents. even the USPS tracking. Thank you, -... |
RS Clark and Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 25, 2016 - I was checking my credit score and I discovered that I have to credit under the name of " RS Clark & Associates '' ( see picture attache ). I never have been aware or notified about that. So I contacted them through their website and they answered with a website called " - '' and they asked me to call them. Like that they can ask me questions but unfortunately I have hearing issue on the phone so I asked them to ask me their questions in the email and I will be glad to answer. No more answer since, but in " - '' I found one Email address, so I tried again to contact, but still nothin... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 24, 2016 - I have repeatedly disputed an account listed on my credit report as not being my account. I have submitted numerous requests to RS Clark for validation of the debt and have not received validation. This is a collection account for an apartment complex. I have never entered into a lease with this apartment complex and I have asked RS Clark to see a copy of the lease I allegedly signed. They have not been able to produce said lease in almost a year of communicating with them. In fact, RS Clark has recently closed this account because they recognize they can not validate it. However, the account ... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 26, 2016 - I questioned this debt after getting harassed by RS Clark via the phone. I had a firm retained to send out for validation of this debt and a cease and desist phone contact order. What they sent back as validation is concerning. It shows my daughter as the guarantor, yet she was - years old at the date of service on the invoice, a medical practice we have never heard of for a specialty my daughter has never required, in state we do not reside in, and a doctors name we have never heard of! ... |
RS Clark and Associates, Inc. Debt collection false statements or representation attempted to collect wrong amount May 22, 2016 - On - 2016 I made an attempt to rent a washer and dryer from a company - - - - recommended by an apartment community manager. The machines were not suitable for use when delivered and the delivery person damaged a wall and floor in my home and as a result I attempted to seek payment for the damages as well as make arrangements to have the machines replaced. The delivery of the replacement machines were delayed several times and ultimately this delay resulted in me cancelling the order and requesting a refund and that the company pick up the machines that had been delivered. When ... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid January 26, 2016 - RS Clark located in -, T- was attempting to collect a debt that I was not aware was owed to a specialty clinic. I requested to have more detailed information of proof of debt since my father has the same name as me and was wondering if it belonged to my father or myself. While evaluating the documentation they provided they did not allow enough time for me to verify the debt with the specialty clinic so I went ahead and paid twice, one payment was mailed through regular mail, RS Clark claimed they did not receive, the second attempt of payment was made electronically with that RS Clark agre... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid January 19, 2016 - I agreed to setup payment for my medical, but they still reported it to my credit even after the bill was paid. ... |
RS Clark and Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 18, 2015 - I received a call on -/-/15 to my cell phone from RS Clark, they requested to speak with my wife. I got her onto the call and the representative gave her full date of birth and asked her to agree or disagree if that was her. She provided them permission to speak with me. I asked them to provide validation of the debt owed, they stated it is over a year old. I was told I would have to put any requests in writing and that they would mark the account as a refusal to pay. I informed them that I was not refusing but wanted verification on what was owed. The agent ended the call. I called back... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 11, 2015 - Please see my complaint # -. The response was due from RS Clark on -/-/15. They have not responded. They have not validated the debt. They continue to break the law violate my rights and you continue to let them by not following through on the complaints they do n't bother to respond to. This is the - one they have ignored and you DO NOTHING! Please instruct them to remove it from my credit listings immediately. ... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 23, 2015 - RS Clark refuses to properly validate this debt and refuses to remove the invalidated debt from my credit listings. As I have indicated numerous times, I dispute this alleged debt in its entirety. RS Clark has not provided anything other than a - page itemized statement alleging I owe this debt. I dispute that I signed a contract agreeing to pay the amount RS Clark says I owe. I have repeatedly asked for proof that RS Clark owns this debt or has been assigned the right to collect the debt. I have repeatedly asked for proof that I owe this debt to RS Clark. I have repeatedly asked for a copy... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 17, 2015 - This complaint is in supplement to my Case number : -. RS Clark continues to believe they have properly validated this debt ; however, they have not. The FDCPA holds that " a computer generated form made to look like a billing statement from the original creditor in response to a debt validation request is NOT sufficient for debt validation. This is precisely what was provided to me by RS Clark. See attached. Under the FDCPA, this is not proper validation. I have been more than fair in giving RS Clark the opportunity to properly validate this debt for over 3 months, yet they have failed to ... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 4, 2015 - My wallet was stolen while at the airport -/-/-. My credit cards, checks, drivers license, state and Military ID, debit card and social security card was taken. All items were reported stolen and the necessary agency 's were contacted. -/-/- I was reviewing my credit report online and found accounts that were open in my name, inquiries and charged off accounts. I contacted the Credit bureaus and had a freeze put on my account and started contacting the creditors. I filed a police report and contacted the Federal Trade commission. I completed an Identity theft affidavit for the accoun... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 28, 2015 - I sent R S Clark & Associates a request to validate a debt pursuant to Texas Finance Code ( see attachment RS Clark Dispute '' ). They had 30 days to respond. They did n't. In response to a prior complaint filed with CFPB, they provided an accounting stating that this validates the debt ( see attachment RS Clark - '' ). It does not meet the requirements under the law and does not validate the debt. They have wholly failed to validate this debt and under the laws of the state of Texas, it must be removed from my credit listings. ... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 24, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! ... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 20, 2015 - This debt has shown up on my credit report ( see attached communications ) It is not my debt and Ihave followed all the proper steps under the Fair Debt Collection Practices Act, 15 USC 169g Sec 809 ( b ). The collection agency has failed to respond and the debts still appear on all three credit bureaus as a collections debt. We were recently denied a mortgage loan due to these being erroneously placed on my credit reports. ... |
RS Clark and Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 4, 2015 - Apartment complex sent $730.00 to debt collection against me. - had denied apartment managers claim and I was cleared upon move out almost 2 years ago. - decided to still illegally submit debt and not notify me. I received no notice. I found out about this debt yesterday - - 2015 when applying for a new apartment out of state. So I was never given the option to dispute this which is not legal especially with the way it was reported. I would like to take steps to dispute it but also need to be able to get out of staying in a hotel. I need to know if I pay it to clear my credit if ... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid April 7, 2015 - R S CLARK COLLECTION AGENCY put a negative item on my credit. I had insurance. This agency did not contact me before putting anything on my credit. R S Clark is not bonded to collect in the STATE OF TE-AS. I sent them a validation request. They never did validate the account, but they continue to report this inaccurate information on my credit ... |
RS Clark and Associates, Inc. Debt collection false statements or representation indicated committed crime not paying April 7, 2015 - Employees of the company disregard their own given arrangements and lack professionalism. I have a debt from previous apartment complex. It was among me and a roommate but billing just in my name. I was placed on a payment program starting in - and gave what I could being $100.00 the - and - of the month. The arrangement has expired and was advised to call back to setup arrangements on left over balance when capable. Well now I 'm dealing with - hostile and very condescending associates with the company a - - ( manager ) ext - and - - ext - ( acct agent ). Simpl... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid April 3, 2015 - My doctors office, - - - at - - - in -, tried to defraud my insurance carrier and myself by billing - for the same visit with - different billing codes. I tried to resolve the issue with the doctor 's office directly. After being given the run around, I filed a claim with the Texas Department of Insurance and -. The doctors office corrected their bill and resubmitted the claim. The claim was then paid correctly by my insurance company. During all of this, I received a letter from a collection agency, RS Clark and Associates. I contacted them to ask for validation ... |
RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 29, 2015 - The office manager charged me $35.00 for not canceling my appointment within 24 hours. I spoke to someone in the Doctors office the day prior to my appointment canceling the appointment. I had just lost my job - the person - who i believe was the office manager said ok. ... |