RS Clark and Associates, Inc. Debt Collection Complaint

RS Clark and Associates, Inc. Debt collection department,

Other (phone, health club, etc.) False statements or representation Indicated committed crime not paying Texas

Employees of the company disregard their own given arrangements and lack professionalism. I have a debt from previous apartment complex. It was among me and a roommate but billing just in my name. I was placed on a payment program starting in - and gave what I could being $100.00 the - and - of the month. The arrangement has expired and was advised to call back to setup arrangements on left over balance when capable. Well now I 'm dealing with - hostile and very condescending associates with the company a - - ( manager ) ext - and - - ext - ( acct agent ). Simple questions about my debt and actions can lead to uf not paid in full today get a why '',


does n't matter when its my billing that I 'm concerned about, why do I not get proper answers. They have placed me extended holds hoping I would disconnect the call and when returning to line would just ask for payment in full. They said the arrangement should never been given and that they will not accept payments if not for full amount by the - of - ( today being the - of - ) Their collection practices are FDCPA violation as they are very harassing and not willing to let me make discuss the bill without threats and open ended questions. They ended call by saying they will say I 'm disputing my balance with credit bureau when in fact I never told them to or dispute what I owe. My payment arrangement was setup by agent at - ext -. Originally she wanted $740.00 but allowed me to make the lesser $200.00 a month payment to where the balance left is $1000.00. I got a letter end of Match saying I defaulted on payment which lead to me calling in due to I satisfied the original plan and waiting for financial change to make another.