RS Clark and Associates, Inc. Debt Collection Complaint

Cont'd attempts collect debt not owed debt is not mine

RS Clark and Associates, Inc. Debt collection department,

I do not know Cont'd attempts collect debt not owed Debt is not mine Texas

RS Clark refuses to properly validate this debt and refuses to remove the invalidated debt from my credit listings. As I have indicated numerous times, I dispute this alleged debt in its entirety. RS Clark has not provided anything other than a - page itemized statement alleging I owe this debt. I dispute that I signed a contract agreeing to pay the amount RS Clark says I owe. I have repeatedly asked for proof that RS Clark owns this debt or has been assigned the right to collect the debt. I have repeatedly asked for proof that I owe this debt to RS Clark. I have repeatedly asked for a copy of the contract I signed agreeing to pay this debt. 15 U.S. Code 1692f states a debt collector may not use unfair or unconscionable practices to collect a debt, including : ( i ) collection of any amount not authorized by the contract. It is unconscionable for a debt collector to collect any amount in excess of those charges expressly authorized by the terms of the agreement. - - v. - -, - - -. -. Also see - v. -. -, -, - -. -. Clearly, the law supports my right for a copy of the contract I signed agreeing to pay the amounts alleged by RS Clark to be owed to them. Further, I dispute that I ever entered into an agreement with - on - - for any type of lease ending on -/-/10. I dispute each and every line item of charges itemized on the alleged statement of security deposit accounts. I am again attaching proof that RS Clark received my requests and failed to properly respond. I am again asking for this invalidated debt to be removed from all of my credit listings. Thank you.

RS Clark and Associates, Inc. customer in Texas
Nov 23, 2015

* Source: CFPB Complaint Database

RS Clark and Associates, Inc. response to complaint:
Untimely response

Created with Highcharts 4.2.3RS Clark and Associates, Inc.Complaint HistoryComplaints8/20139/201311/20131/20144/20145/20147/201410/201412/20142/20153/20154/20155/20156/201510/201511/201512/20151/20165/20166/20169/201601234Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3RS Clark and Associates, Inc.Cont'd attempts collect debt not owed16.2%67.6%10.8%5.4%ClosedClosed with explanationClosed with non-monetary reliefUntimely responseSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCont'd attempts collect debt not owed1.5%18.3%5.0%1.4%73.1%0.7%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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