Review and analysis of over 84 Home Equity Loan Or Line Of Credit complaints against Regions
Regions consumers have reported over 84 official complaints related to Home equity loan or line of credit. Out of the 84 consumer complaints against Regions, 21% were disputed by the consumer (i.e. the consumer was not happy with how Regions responded to their complaint) and 89% were processed in a timely manner. 12% of consumer complaints against Regions resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 19% resulted in non-monetary compensation.
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Regions Mortgage loan modification,collection,foreclosure October 14, 2015 - We took out a mortgage loan on our home with Regions Bank. Our home was paid for. We made every payment on time. -/-/2014, Our - great-grandchildren came to live with us. After -, we were hurting for money. I saw on line that there was help with problems in a resolution type thing with Regions. I called the number and spoke with - - in the mortgage dept. After explaining the problem, He said he could help. He mailed the paperwork for us to fill out. A payment was due and I asked what to do. He told me NOT to make the payment!! Even saying that might clear up my problem and let me... |
Regions Mortgage loan servicing, payments, escrow account August 5, 2015 - I filed Bankruptcy -/-/- and did not include in mybankruptcy filing my security interest in - - - AL - as I was not the debtor on this loan. Irecently received notices from Regions Bank that they wereseeking an automatic stay and co-debtor stay on -/-/-. Motion was granted and I was ordered to pay attorney feefees in the amount of $420.00. I am asking the CFPB tointercede in this request for fees due to the following:1. I was never a co-debtor. I did not sign the promissory note. The note was signed by - - - in her name alone. Iam not responsible for this debt ... |
Regions Mortgage loan servicing, payments, escrow account July 20, 2015 - Regions Bank has reported we paid are Home Equity line late - times in the last - months. They said they only show that they reported - times that we were late and they agreed to remove - of them. It has not been removed, we have had nothing but problems with them and have moved are personal banking from them some time ago. We paid off the line due to the fact we had a house fire at the home and are looking to rebuild. Of course Regions is causing another problem. I would just like the problem brought to a close in a timely manner and i know without the help from the CFPB it will n... |
Regions Mortgage loan servicing, payments, escrow account June 16, 2015 - In - our bank sent us a letter requiring us to prove we have flood insurance ( due to a Heloc acct. ) .Because of misinformation received from - -, a third party vendor, that evaluates FEMA maps, the bank has charged us for insurance. We sent the required info to show we are not in a flood zone. This was verified in writing by a certified letter by - - and our insurance company.All this was FA-ed to the bank per their request. Thru many phone calls, e-mail and faxes from us and our insurance agent, we are unable to get anyone to clear this up. Every time we contact them we are t... |
Regions Mortgage application, originator, mortgage broker June 11, 2015 - I presented a loan application for a Equity line of credit against an investment property, after I interviewed with - -, in Regions Bank I have been banking with then about 5 years or more, and he told me I should be able to qualify without problem after he reviewed all my documentation. I made $110000.00 yearly, I have been in the same job for 3 years, in the same line of work since 2001, the house is free and clear and they will have - lien position. I have a credit score of - according to credit report they pulled from -, they told me the score required for qualification wa... |
Regions Mortgage loan servicing, payments, escrow account May 31, 2015 - About - years ago i bought my house. The second mortgage was through - since bought out by Regions Bank. I have paid that note for - years but for the last several years noticed that my balance had only been reduced by about $800.00 It is an equity line of credit. Regions told me that they performed a random credit check on me about four years ago and that it came back unfavorable. I was not informed of this. Because of this they locked my account and would not let me take money out or use my debit card associated with this account. They continued to charge me $50.00 a year servic... |
Regions Mortgage loan servicing, payments, escrow account May 14, 2015 - I had a home equity line of credit. The line was closed and the the amount of the money borrowed from the line was created into a new loan when the house the line was associated with was sold. I have made the agreed upon monthly payments since the terms of the new loan was established. This loan is reflected as being charged off '' and delinquent '' on my credit report. ... |
Regions Mortgage loan modification,collection,foreclosure May 7, 2015 - I have an account with regions bank and I was in the process of tring to do a modification due to an - and the company did not do the modification after only - into the process they company has charge me foreclosure fees - and -. The home never went into foreclosure I caught up the payments. I have called numerous times to get this resolved was told all fees would be reversed and still - months late they are not. Please .This has been a horrible experience. ... |