Review and analysis of 6 consumer complaints against Credit Protection Association, L.P.
Out of the 6 consumer complaints against Credit Protection Association, L.P. Credit Reporting, 0% were disputed by the consumer (i.e. the consumer was not happy with how Credit Protection Association, L.P. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Credit Protection Association, L.P. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 67% resulted in non-monetary compensation.
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| Issue | Complaints |
|---|---|
| Incorrect information on credit report | 6 |
Credit Protection Association, L.P. false statements or representation attempted to collect wrong amount August 20, 2019 - This debt has been placed on my credit. No knowledge of this debt the residence this only debt I never live there try to dispute the death of - - - - will experience I’m able to they want to collect $- and which I don’t know why and I don’t know when it’s wet come from trying to dispute it and try to get information about it with no of course.... |
Credit Protection Association, L.P. communication tactics frequent or repeated calls August 22, 2017 - I keep receiving automated calls from an agency called Credit Protection Association ( so far two that I can tell on -/-/- around - - and - -, there might be more calls ). I do n't answer the calls and then they leave a voice message saying that they are this agency, the say my full name and state that I have a debt they want to collect, which I do n't know about but I assume it could be from a recent already paid amount I owed to - - -, paid directly to the cable company on -/-/-. I am not sure this is the case. It could be some false debt they are trying to col... |
Credit Protection Association, L.P. incorrect information on credit report account status February 16, 2017 - I submitted a payment for a past due comcast bill on -/-/2016 in response to a letter dated -/-/2016. The money was never deducted from my account. I contacted Credit Protection Association L.P. and advised the payment was not processed. There was an error with the account number entered. I submitted payment on that day -/-/2016 and was advised that the payment was processed and the account would be noted correctly. I was also advised that the account would not be reported to the any of the - credit bureaus. A recent check of my credit reports show that account was reported after the ... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine February 15, 2017 - I received a phone call at my mother 's home, on her answering machine. It was an automated call, looking for me, about collections. I have nothing in collections. A week later I got a letter in the mail demanding I pay $52.00 to " Credit Protection Association L.P. '' because - - turned over a debt to them. I do n't owe - - anything and my name is NOT on the utility. This is a fraudulent attempt to collect money I do not owe.... |
Credit Protection Association, L.P. disclosure verification of debt not disclosed as an attempt to collect February 15, 2017 - Credit Protection Association used lies and deceit on several phone calls. Eveery agent did not recite the mini miranda. I was told by - agent that thy do not accept settlements. Then i was offered -. The next agent gave me a settlement figure and I told them I would raise the funds. - - stated that I did not respond within 24 hours and I have phone records to prove otherwise.... |
Credit Protection Association, L.P. disclosure verification of debt not given enough info to verify debt February 7, 2017 - The Credit Protection Association that owns the debt collection from - did not provide adequate verification for the debt in question. No documents were provided showing a contract or signature.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine February 3, 2017 - Hi There, I 've received 3 letters from a " Credit Protection Association L.P. '' about a Collection Notice. I believe this to be fraudulent because I have never been late on any of my bills, it does not reference for whom they 're collecting this debt and I attempted to call to get more information and the only options via their phone number were to pay the debt. There was no option to dispute, speak to a representative, etc.... |
Credit Protection Association, L.P. incorrect information on credit report account status February 2, 2017 - I had an account with - and I was paying regularly, I sold the whole building which consists of - units, I found a collection under credit protection association LP on my - report that I owe them $290.00 unpaid, I did pay even its not mine and they said they will delete it because its not mine and no sufficient info about this account, however it 's not deleted as requested and it 's not mine, I had - bill on basement and their collection does n't include any Unit number and they have phone that does n't belongs to me and wrong amount, however I had original bill and shows paymen... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine February 1, 2017 - I receiving letters from a collection company threatening that credit rating will be affected if equipment is not returned and service fee not paid.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine January 20, 2017 - The Collection agency sent me a notice they were collecting on behalf of a creditor, I responded within 30 days with the request to validate the debt. The Collection agency never responded in violation of the fair credit reporting act, and continued on a monthly basis to send me Billings. I requested that validation of the debt three more times in the past year and the company has never responded. They accessed my credit report through the - bureaus and additionally they placed a collection notice on my credit in spite of the fact that they never responded and validated the debt. At this ti... |
Credit Protection Association, L.P. disclosure verification of debt not given enough info to verify debt January 18, 2017 - I got a call from -. It was a recorded message saying that they were collecting a debt and they were from Credit Protection Association. They left a reference number and to call a number to make payment. Payment for what? I researched CPA, called their billing department. There was no answer. Right after a hang up. I got a call from Florida, -. It was a man asking for -. I can hear him typing. I said wrong number and he hung up. Ca n't be a coincidence. Now - checked my credit yesterday, - -. Both -, and CPA collect debts. But why do n't they say what debt or who are t... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine January 9, 2017 - I received a collection notice in the mail from credit protection association l.p. about an account that I do n't currently hold with this company.. I recently contacted the company to about the debt.. I spoke with an agent name - - was rude, disrespectful and I was threatened several times.. - referred to the company as his. I could never get a word in without him being rude and Disrespectful to me.. I immediately got upset with him, and cussed him ... I hung up with him and I got another agent who was a little better but had very little knowledge of his job as well..I asked to speak... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt resulted from identity theft January 6, 2017 - - and their debt collection company Credit Protection Association continue to report a debt on my credit report at all - agencies despite this account being reported as opened via identity theft in -/-/2016. A police report was also sent to Credit Protection Association in -/-/2016. They continue to report this debt as in collections despite being in receipt of dispute documentation. - also did not attempt to contact me or send any written notice of collection in advance of sending this debt to collections. They are both non-compliant with Fair Credit Reporting Act requirements.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine January 4, 2017 - Reporting erroneously/ incorrectly/ inaccurately with Credit Reporting Agencies.... |
Credit Protection Association, L.P. improper contact or sharing of info talked to a third party about my debt December 30, 2016 - I checked my credit report and have seen a several fraudulent claims on there from Credit Protection Association in the amounts of $260.00. Innovative -. $82.00 - I have no knowledge of this claim nor am I responsible for it. You cant just be putting false accounts on people credit report.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine December 15, 2016 - This is not my account. I was incarcerated during this time.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine December 13, 2016 - I have sent this company a dispute letter and received no response. I have also contact all - consumer agency and they will not removed item. This is not my account.... |
Credit Protection Association, L.P. disclosure verification of debt not given enough info to verify debt December 7, 2016 - - is stating that I owe them $150.00 for cancellation of contract. I requested verification that I had a signed contract and they only forwarded the attached forms. When I originally called on -/-/-16 they had nothing under my name or phone number. I am unaware of a contract being signed and their rate of - cents per - is reflective of the current rate from our local - - - - -. They sent me to collections with a company named Credit Protection Association LP. See attached... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt was paid December 6, 2016 - I first got a letter from credit protection association to pay my bill I was worried and payed it off right away and now they have been harassing me through mail and phone, one male on customer service was very rude was yelling at me and saying my payment did n't go through and if I did n't pay my credit will get hurt. The latest letter i had is -/-/2016... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine December 4, 2016 - I received my FIRST notice from a company called Credit Protection Association L.P. on or around - -, 2016 claiming I owe a debt to - - in the amount of $74.00 plus a collection fee of $12.00 ; totaling $87.00. I contacted - - and spoke with a member in their collections department. There was no record of my name or SSN to indicate I owe them a debt. I attempted to contact Credit Protection Association L.P. several times to no avail. I have sent them a letter describing my issue and have received no response, however the debt has been added as a collection to my credit ... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine December 3, 2016 - After pulling my credit report I see that there is an account on my credit file from - ; however, I have not had - as they did not provide service in the area I lived for the last 10 years. At - - -.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine November 29, 2016 - Hi, My name is - - - and recently I have been receiving collections notices in the form of calls and paper notices. They are coming from Credit Protectors Association and said the creditor was - in the -. They are looking for an - - -, not - - -, however they have my phone number as well as my parents address. I lived in - -, - from -/-/-- -/-/- however I did not use internet or phone while down there. I have never heard of this company before and I am worried that this is an identity theft issue. Thank you so much for your time, - - ... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine November 22, 2016 - I signed up for a 2 year contract for - @ $110.00 a month winter of -, and by - they were charging me around $150.00 a month. I only paid the $110.00 each month until - - when I had them turn off my service and returned their equipment to them. They are putting the excess charges up for collections. I only owed and paid them the contract amount each month. They broke the contract by raising my monthly bill. Account # -, Amt disputed $99.00. I have disputed this in writing with them and copied all - credit reporting agencies. Collection agency is Credit Protection A... |
Credit Protection Association, L.P. communication tactics frequent or repeated calls November 8, 2016 - During my absence from the territory ( from - to - upon retiring from civil service ), an individual i left as housesitter failed to pay the - bill registered in my name-the person moved out and never said anything. Unknown to me, the - Co had attempted to collect the monies owed and subsequently referred my name to the Credit Protection Ass'n, L.P. I was not aware of this situation until I returned to the territory after receiving medical care in the states on Wednesday - -, -. Upon learning about this situation, I contacted the agency - - in an effort to resolve th... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine November 8, 2016 - Canceled service due to unsatisfactory internet issues. The ISP promised higher internet speeds however due to having a " customer '' owned modem they could not guarantee such speeds. ( - ). Upon contact with phone agent I was informed that mg account would be settled and nothing would be due granted I return the dvr and - other boxes to seperate tvs in. To my suprise I receive a letter from Credit Protection Association advising of a past due balance required to avoid credit reporting.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt was paid November 7, 2016 - I paid this debt In -, It still went on my credit report as unpaid even after I paid it in full, I contacted the credit collection and they removed it, however, they still continue to send me notices and put it back on my credit report as a debt. I have contacted this agency more than once, I have also submitted proof of payment, which is attached, my bank statement showing the payment in full, back in -.... |
Credit Protection Association, L.P. disclosure verification of debt right to dispute notice not received October 31, 2016 - I have a a unverified account from - # -. I had previously disputed this account. I have never done business with- -. Pursuant to the Fair Debt8 Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that- - Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt, and i... |
Credit Protection Association, L.P. disclosure verification of debt right to dispute notice not received October 23, 2016 - I noticed that this company has posted this item on my credit report even though I am paying a small amount every month. The company is also holding my - Credit Allocation Check which is at least enough or almost enough to pay this debt in full.... |
Credit Protection Association, L.P. false statements or representation attempted to collect wrong amount October 11, 2016 - - - in - erroneously billed me for $100.00 after I dropped their internet service. - - admitted to the error, and cleared the amount from my - account. However, - still sent my account to a collection agency, Credit Protection Association, which continues to fraudulently harass me asking me to pay this amount, which I never owed.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt was paid September 15, 2016 - I cancelled my service with - - for several reasons, one of which I paid every month for a " very fast internet speed '' only to find out I was n't actually receiving anywhere close to the speed I was paying for. I continually called to complain not only was the service slow, many days I had no internet service at all. Upon cancellation I was instructed to take all equipment to - and ship back to -. I did this within 4 days of cancellation. I also called - after I obtained a tracking number from - and gave it to the representative. Three months later I received a collection n... |
Credit Protection Association, L.P. false statements or representation attempted to collect wrong amount September 3, 2016 - They have reported false information on my credit reports with ( -, - and - ) that I paid in full with them $1000.00 and they collected on a debt. That information is incorrect. I never paid them nor the amount they reported on my credit report. If I paid them directly ; they need to provided the means of payment ( check, credit card, etc ) receipt. I never spoke to anyone or neogitate settlement payment with anyone at this collection agency... |
Credit Protection Association, L.P. false statements or representation attempted to collect wrong amount August 30, 2016 - Today my husband attempted to contact Credit Protection Association because we are in the middle of purchasing a home and we are being denied because the lender says there is a collection reporting that is preventing me from qualifying for the loan. Credit Protection Association is reporting a - debt on my credit report that I have never been notified about. They stated that it was for an account that was closed in 2013. When my husband asked them why I have never received a bill from them or - nor a phone call, they told him that they had attempted to send letters to an old address of... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine August 29, 2016 - On - -, 2016 I received a collection notice from Credit Protection Association L.P. stating that I owed to - a " Service Balance '' and " Equipment '' fee totaling $280.00. The notice further stated : " Due to my your lack of response to our previous communication, your account will be reported to the credit bureaus after -/-/16. '' This is the FIRST such communication I have received ; there were no " previous communications ''. Furthermore, I have been making regular automatic payments to Wave and have the documents showing that I am up to date in paying for the services and... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine August 29, 2016 - - - provided us internet service for a little over a month in 2014. A subcontractor picked up - pieces of - - equipment shortly after we discontinued service. At no time were we told that we needed to have either a copy of the work order or the receipt. Approximately 2 years later we received a letter from - - saying we owed $150.00 for equipment. I called them and they asked if the contractor had offered us a receipt. He had not. He obviously had not followed procedure. After 7 months and repeated calls they finally found the work order but insist that we produce either... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine August 28, 2016 - We signed up with - in - yet had multiple Internet, TV, and phone outages. At first I was told we would be given three months of credit for our troubles. After that did n't happen - due to - 's shoddy record keeping - and the outages persisted, I explained to them that since their service was unreliable we had to cancel our account with them and did not want to be held responsible for the early termination fee. The agent that cancelled my service told me this would be taken care of in early -. Over the course of the last nearly two months, I have been told by at least SI- diffe... |
Credit Protection Association, L.P. disclosure verification of debt not given enough info to verify debt August 25, 2016 - I received a notice from this collection agency stating they validated and will continue collection efforts. I need some help as they are violating my rights. First I do not owe them anything all equipment was returned and second this is over 10 years old and they should NOT be reporting it on my credit file. I thought there is a 7 year statute of limitations. Please help... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt resulted from identity theft August 8, 2016 - I am the victim of identity theft. Several years ago I banked with - -. - had a massive data breach which resulted in my full name, driver 's license, social security number and birthday being sent to over - people. Several accounts were opened in my name as a result. One of them was a residential lease that I was not part of and then cable service at this address I never lived at. During the time this lease was executed I did not even live in the state let alone the city. I have provided all credit reporting agencies and this company with proof yet this company continues to report... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine July 29, 2016 - On Friday, - -, 2016, - ( EST ) I received a call from ( - ) - - to my personal cell number from a Debt Collector, Credit Protection Association in an attempt to coerce me into paying the alleged amount by asking me personal questions such as how often do I get paid? When is the next time I will get paid? Am I refusing to pay over $200.00 for an alleged debt owed to -? Credit Protection Association intentionally violated the Fair Debt Collection Practices Act ( FDCPA ), Section 807 ( 8 ) by " communicating and threatening to communicate to any person [ false ] credit inf... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine July 29, 2016 - I received a letter from credit protection association on -/-/2016 demanding me to pay $150.00 to - - -, I contacted credit protection association and inform them ia have no any contract with this company and MY provider of gas and electricity is - only, and I have paid their bills in time update. Further I wish to conform I have not received any arrears of payment or any other letter from the said - - -.... |
Credit Protection Association, L.P. disclosure verification of debt not given enough info to verify debt July 26, 2016 - I contacted the company Credit Protection Association in - Texas and paid them the amount owed per their contract with the original creditor - in - Florida. I am currently purchasing a home and asked them the supply a letter stating the account is paid in full. After contacting them several times over the last three weeks beginning - -, they stated will take 24-48 hours to update in their system. And I will receive a letter in two weeks, when I moved out of my apartment on - -, I still had not received the letter. I contacted them again on - - @ - EST and they st... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine July 23, 2016 - On - I called - and contracted their Internet Services over the phone for my apartment located at - - - . - . - in - -, Iowa. - sent a technician to install the modem, and asked a front payment of more than - dollars, my husband was in the apartment and called me about that payment. I called - customer services, and complained that they never explained me about those charges when contracting the services over the phone, the representative stated that it is part of the installation cost, plus modem rental, I asked to cancel the Internet service at the same da... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt was paid July 22, 2016 - I received some phone calls from collection agency asking to paid for a bills I do not own. I returned my equipment to - when I closed my account and I do n't understand why I get Harassment calls and treated from collection agency all the time even on my cellphone. I do n't own anything to -.... |
Credit Protection Association, L.P. disclosure verification of debt not disclosed as an attempt to collect July 22, 2016 - I returned my equipment to - and they send my account to collection to paid for some items who was returned. Now I received some harassment calls for a collection agency with treat and sanction of jail. I do n't own this money to anyone and I want this calls to stop.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt was paid July 21, 2016 - I have a - account # -. Back in - my bill of $250.00 was paid by a second party roommate directly from her checking account. My roommates name is not on the account. The payment was never posted to my account. We immediately started the process to locate the payment. We sent proof of payment via bank statements and signed notarized letter from the bank stating the transaction number, the tracer number, the amount and date it was sent electronically. We hand delivered, mailed, faxed, and emailed all proof of payment on many different occasions. We continued to be told the payment was... |
Credit Protection Association, L.P. disclosure verification of debt not given enough info to verify debt July 3, 2016 - I was not sent a final bill after I canceled my - account as I was told they would do so I could pay the remaining balance, they never sent a final bill nor did they send someone out to pick up their equipment and tried to make me pay for it, I finally got them to pick up the equipment but still was denied a final bill instead they sent to collections, I was just notified by - when I checked my credit, I immediately called and made full payment ( still without a bill ) payment confirmation number is -. Please remove this collection from my report immediately. Thank you... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt resulted from identity theft June 27, 2016 - I have repeatedly sent this company written proof that this alleged debt was the results from identity theft, and they will not validate the alleged debt, but continued to make threats to me that they are filing a court case against me if I do n't provide them with a credit card for payment today.... |
Credit Protection Association, L.P. cont'd attempts collect debt not owed debt is not mine June 14, 2016 - - continue to bill me after I have discontinue their service and returned their cable boxes to them. When I called them, they apologized to me and said that I will get a refund of $46.00 in the mail. Instead, I got a letter from their Collectors. ... |
Credit Protection Association, L.P. taking/threatening an illegal action seized/attempted to seize property May 24, 2016 - Threating to retaing license or funds of vehicle if - is not payed as there invovled in organized fraud and breaching of data ... |
Credit Protection Association, L.P. disclosure verification of debt not disclosed as an attempt to collect May 20, 2016 - I get a collection account under my name with -. I want this collection to stop calling me and harassing me on the phone and I want this debt to be removed immediately from my credit report. ... |
Credit Protection Association, L.P. improper contact or sharing of info talked to a third party about my debt May 13, 2016 - This is the letter I sent to CPA with no response. It explains the negligent actions taken by the debt collector. I would appreciate my name being cleared or restitution being made for the adverse effects this has on my finances " I received a letter about a collection being made for - -. It was actually for my roommate, but the account was in my name, so that was not your fault. The letter threatened to report to the credit bureau if I did not pay or set up a payment plan. Not wanting the hit on my credit, I decide it 's just best to take care of it myself. I call about setting up a pay... |