Santander Bank US Mortgage Complaint

Conventional fixed mortgage Loan modification,collection,foreclosure

Santander Bank US Mortgage department,

Conventional fixed mortgage Loan modification,collection,foreclosure Pennsylvania

I have experienced several financial hardships during the past several years although from being out of work or experiencing the death of a loved one. I have continuously ask for help and during the past two years have submitted at least eight to ten modification packages for any kind of assistance. However, every last package was denied and some probably without review. Not being able to receive assistance I had to file a chapter - to avoid foreclosure. Even after the bankruptcy I have asked for help and once again denied any help. The bankruptcy and mortgage payments on top of my other bills have left me in a desperate situation and facing being homeless. During the past few months, I have been in contact with a single point person from Santander Bank ( - - ) to ask about other options. - called me basically every week which made it appear as if she was really trying to help me come up with a resolution. However, I was wrong and as soon as she convinces me to put in a package for a deed in lieu to surrender the home without penalty, - then expresses to me that I could receive up to - - dollars to relocate ... the option sounded good so I submitted the package. I have not heard back from - and I just received a letter ( motion ) to drop the Chapter - because of non-payment. - was being deceitful and knew that there was no chance for me receive any help with the mortgage. - called me on a weekly basis to pretending to be concerned about my situation but only wanted me to write a letter to surrender the home and knew that I would not receive assistance.

Santander Bank US customer in Pennsylvania
Aug 25, 2016

* Source: CFPB Complaint Database

Santander Bank US response to complaint:
Closed with explanation

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