BB&T Financial Mortgage Complaint

FHA mortgage Loan servicing, payments, escrow account

BB&T Financial Mortgage department,

FHA mortgage Loan servicing, payments, escrow account South Carolina

Our account is in foreclosure with BB & T bank, this is a FHA loan and they are the servicer, we have had nothing but headaches trying to work with this company to try and resolve our account, from them offering unaffordable modifications to them telling us we have a credit on the account, when in fact we do not, this is the - time they said we had a credit and in reality, we did not, which brings me to this complaint ... ... ... .... On - -, 2015 we received a re-instatement letter from their law firm the - - -, telling us if we pay $1700.00 by - -, 2015 our loan would be re-instatedwith me being skeptical, because previously, they told us we had $12000.00 in recoverable fees that should have been a credit, well after doing further research, the bank admitted they were wrong and we never had a credit of $12000.00, we had taking money out of our - to bring the account current, only to find out after the fact, BB & T Rep pre foreclosure rep gave us the wrong information, moving on to the latest ... ... ... ... ..


I then mentioned to him, we had issues with this bank, telling us we had a credit, when we did not, he told me pay the amount on the letter and your account would be reinstated, I then told him, we could get the funds from our - to bring the account current, he told me we could use the letter the law firm sent us, I asked - could you please give me the credited fees amount and what they are, he replied $21000.00 they are corporate advances which are credits, they just use another term thanked him call endedI then called BB & T spoke to foreclosure department -, told her of the the letter we received from your attorneys office, asked for the account number I gave it to her, she then turned around and ONCE AGAIN told me that figure is not correct, she will call the attorney office, I then ended the call and here we are once again, this is the - time this bank gave us false information, just another example of the POOR servicing, they have done regarding our loan

BB&T Financial customer in South Carolina
Aug 17, 2015

* Source: CFPB Complaint Database

BB&T Financial response to complaint:
Closed with explanation

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