iFreedom Direct Corporation Complaints

iFreedom Direct Corporation consumers have reported over 10 official complaints. Out of the 10 consumer complaints against iFreedom Direct Corporation, 0% were disputed by the consumer (i.e. the consumer was not happy with how iFreedom Direct Corporation responded to their complaint) and 100% were processed in a timely manner. 20% of consumer complaints against iFreedom Direct Corporation resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

Issue
Application, originator, mortgage broker
Credit decision / Underwriting
Loan servicing, payments, escrow account

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New iFreedom Direct Corporation Consumer Complaints


iFreedom Direct Corporation Mortgage application, originator, mortgage broker

March 10, 2017 - on -/-/- I call veterans first mortgage to see if I could refinance my property at that time I spoke with - - -, I asked him if I could refinance a property that I had bought on -/-/2016 for $58000.00 and I needed $4000.00 to paid my credit cards, he told me yes to give him all my information, later he call me to tell me that he was going to refinance the property for $67000.00, that i will have to paid $450.00 for apraisal .I have to used my crdit card for the payment it was denied the apraisal value was way below the $67.00, I lost $450.00. by been promised that I...

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iFreedom Direct Corporation Mortgage application, originator, mortgage broker

April 18, 2016 - I had spoken with - - of jFreedom Direct about a possible mortage and i told her i had a collect that i was working to have removed. She told me she wanted to get a copy of my credit report from all - bureaus. I told her no. I again told her about the collection account and how i had to give them at least 30 days to respond. She aggreed to wait and we ended the call. I have credit monitoring and i was shocked when i received an email that - had run my credit. I contacted them as i had never heard of this company. And never gave anyone permission to obtain my credit file. They gave ...

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iFreedom Direct Corporation Mortgage loan servicing, payments, escrow account

March 20, 2016 - I originally purchase my home with a VA loan on - -, -. At that time, my home was not in a Special Food Hazard Area ( SFHA ) as defined by the Federal Emergency Management Agency ( FEMA ). My mortgage company did not require me to purchase flood insurance. On -/-/- I submitted a loan application to iFreedom Direct Corporation to refinance my home. The Loan Estimate that I received was dated -/-/- and makes no mention of flood insurance. The final Closing Disclosure was dated -/-/- and makes no mention of flood insurance. They had a copy of my home owners...

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iFreedom Direct Corporation Mortgage application, originator, mortgage broker

September 29, 2015 - After being pre-approved for mortgage loan, I submitted all documents regarding my bank accounts for the month of - and -. I deposited money into my savings, then was told I needed to show proof of where I got the money from. I submitted that information as well. Then today was asked for my login and password for my bank account and stock account, so she can login and look at them. After researching information online, I found that I should not give that information to anyone. Also loan officer keeps losing information, so I have to refax or resend emails of documents she has requested. ...

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iFreedom Direct Corporation Mortgage loan servicing, payments, escrow account

June 24, 2015 - We bought a home and used ifreedom direct and dealt with - -. We used a VA loan and had to put $500.00 in an escrow account to tear down our shed and we were told by - that they 're company would cover the re-inspection fee after the removal. We closed on the home in - 2015 and just completed the work and got a refund check for $400.00 and it stated on the check there was a $100.00 fee for re inspection and I emailed - and she stated her company usually covers that but because we were given credits at closing they were not giving anything else out. I sent an email back ask...

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