Review and analysis of over 9 complaints against BlueChip Financial
BlueChip Financial consumers have reported over 9 official complaints related to Managing the loan or lease. Out of the 9 consumer complaints against BlueChip Financial, 22% were disputed by the consumer (i.e. the consumer was not happy with how BlueChip Financial responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against BlueChip Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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BlueChip Financial Consumer Loan managing the loan or lease June 13, 2016 - I took out an installment loan with Spotloan ( BlueChip Financial ) on or around -/-/- in the amount of $800.00. They have debited $130.00 twice a month from that date until late - or early - -, at which time, they raised my payments to $150.00 every other Thursday. My payments so far have totaled $ - and I still have at least - more payments left. Do I have any recourse with them in having them close my account and show paid in full? Or, dare I ask, receive some type of refund for paying such a high interest rate? In Oregon, there is a cap on how high of interest... |
BlueChip Financial Consumer Loan managing the loan or lease March 3, 2016 - When I called into payoff my existing balance on my loan for my Spotloan account on -/-/16. They told me that they are unable to process my payoff until -/-/- so that they could collect more interest on my account. Since my finance rate is very high, I thought the process is unfair. Cordially, - ... |
BlueChip Financial Consumer loan managing the loan or lease November 9, 2015 - Loan date was extended without authorization or explanation. Amount required to satisfy loan has been paid according to contract originally signed. A loan was originally acquired with Spotloan on - -, 2015 for $400.00. Total amount to be paid is $1000.00. A payment was returned on - -, 2015 for insufficient payment. I received an email noting that $10.00 would be added to my loan amount. This would bring the total to $1000.00. There were several emails with a - '' as to what I would need to do to bring my account current. I asked if I needed to make a double payment to ... |
BlueChip Financial Consumer loan managing the loan or lease September 11, 2015 - Hi, I took out a loan at spot loan for $300.00 and I now owe them over $800.00 ( interest rate ) I was in a financial hardship with my son being sick and needing bills paid. My due date for payment is coming up on - - 2015.. I have recently lost my job. What can I do pls help!! ... |
BlueChip Financial Consumer loan managing the loan or lease July 14, 2015 - I took out an installment loan with Spotloan ( BlueChip Financial ) on or around -/-/14 in the amount of $800.00. They have debited $130.00 twice a month since. My payments so far have totaled $ - and I still have at least - more payments left. Do I have any recourse with them in having them close my account and show paid in full? Or, dare I ask, receive some type of refund for paying such a high interest rate? In Oregon, there is a cap on how high of interest companies can charge on these types of loans. I did n't realize I would be paying so much more than my initial loan amo... |
BlueChip Financial Consumer loan managing the loan or lease May 13, 2015 - I first received a type of advertisement from SpotLoan.com stating I was pre-approved for an $800.00 loan, via the Postal Service, then received another one a few days later. I contacted SpotLoan online and began the process of filling out the application. I was then contacted by telephone by -/Relationship Manager. She explained the process and asked how much of a loan I needed and I chose $500.00. I was then told the APR could reach as high as 390 %. The online application for a $500.00 loan states the payment would be $83.00 and that is what I believed it was to be. I went ahead ... |
BlueChip Financial Consumer loan managing the loan or lease May 5, 2015 - Concerned the loan ( SPOTLOAN ) may have been illegal for the state I live in at the time it was approved. It appears the company is no longer doing loans for state of GA. Money was deducted from my account every payperiod. When my bank account was suggested to be closed due to fraud against it, I contact the company and was advised I could now make my payment by debit card. Called to make my payment, and system was down. Was told I would not be penalized when calling back to make payment. I called to make my final payment and was advised my account was marked as collection. Payment was charge... |