Review and analysis of over 666 complaints against Caliber Home Loans, Inc
Caliber Home Loans, Inc consumers have reported over 666 official complaints related to Loan modification,collection,foreclosure. Out of the 666 consumer complaints against Caliber Home Loans, Inc, 21% were disputed by the consumer (i.e. the consumer was not happy with how Caliber Home Loans, Inc responded to their complaint) and 99% were processed in a timely manner. 1% of consumer complaints against Caliber Home Loans, Inc resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.
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Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure November 29, 2016 - Yes I received a pre approve loss mitigation application they Sai all I have to do was signed it and overnight it after reading over it carefully we discovered clause that was n't explain to us like lower your payment after 5 years your payment goes back up we are liking five years before our house is paid off and they are talking about another 30 years and at first they were asking for pay stubs and bank statements and my wife award letter so how can they do this without documents I am 3 months behind on my mortgage I told them I Will be making a payment and half by -/-/- and on -/-/-... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure June 3, 2016 - First adn foremost my account is with Caliber HOme Loans which apparently took over for -. I have been trying for months to get ahold of them, and for some reason they claimed that i put a CEASE and decist order on the account whICH did n't come from me - so for months no communication and DELAY in getting the process started. Secondly, they have misapplied payments as some payments were made from my account, and my husbands account, They refuse to credit the account.. NOW here we are -, my house is set for foreclosure - -, i have fa'xd, emailed, sent everything MULTIPLE times, eac... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 31, 2016 - Dear CFPB : My first compliant CFPB Number : - filed in - - I explained and laid the ground for a fraudulent mortgage foreclosure against me and my wife by Caliber Home Loans and it 's alleged trustee, - Master Participation Trust. Caliber Home Loans in their response to my original compliant said they conducted an internal investigation by the - - - - of our allegations of fraudulent assignments. They said once the investigation completed they would send us the results of their findings. The last we heard was that they found no merit in our allegations and the investig... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 31, 2016 - In my - past complaints with the cfpb about Caliber Loans, I received -, conflicting responses to the same question which only adds to my confusion. According to Caliber, - no longer owns my loan, yet Caliber has not registered this wit h - land records. Their response was when it goes to sherrifs sale and is sold, then the transfer witll take place and that it was registered on - - and is pending. As soon as it goes through, I will be notified. As of - - land records has no record of this. Which is it?... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 27, 2016 - The servicing of my mortgage was switched to Caliber in -, 2015. They sent me papers to apply for a modification. I completed the application and sent it back to Caliber with all the supporting documents they asked for. I did not hear anything for a while so I called to follow up. They said my application was in process and they would get back to me. I did not hear anything for a long time so I called to follow up again. This time I was told they would have to look into it. It has been very hard to communicate with Caliber because there does not seem to be - specific person assigned to... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 15, 2016 - I initially filed a claim against -. They informed me that " the mortgage was sold and servicing was transferred to -, - - -, -. This has lead to a Summary Judgement for Foreclosure. The Sheriff Sale is pending now, for - -, -. The listed Plaintiff is TRUST, c/o - - by assignment. According to an independent Forensic Loan Audit, the " mortgage was in Violation of the " FTC Act and Unfair & Deceptive Acts and Practices. '' Some of the specific Violations cited were 1 ) Unconscionability, 2 ) Duty of Good Faith and Fair Dealing, 3 ) Unfair and Deceptive Acts and ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 11, 2016 - The response to my last complaint on cfpb was sent. by -, to my home. Included were copies of my past interactions with them, as well as - other peoples information! Caliber account numbers, names and addresses. It makes me wonder why has MY information in their hands. I can not believe that - is so lax with the handling of peoples lives.... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 10, 2016 - I have received an incorrect - for - from Caliber Home Loans. The property was purchased on -/-/- for $56000.00, paid on for 11 years and sold at a short sale for $20000.00 on -/-/-. I have authorized my partner to talk to Caliber in trying to resolve this issue to no avail. This has been going on since -/-/- and here it is -/-/-. We have called at least 3 times but have been given the run-around by employees and supervisors. We have talked to Customer Service and Short Sale Department, but no one was willing to listen and re-send a corrected -.... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 10, 2016 - I have been working with Caliber Home Loans on a mortgage modification. I had requested a fixed rate mortgage but they gave me an adjustable rate mortgage. I think that their practices are predatory. I want a fixed rate mortgage. They also did not give me enough time to examine the mortgage modification paperwork. I received the paperwork Friday, - - and they required that the documents were received back by them by Wednesday, - -. I had wanted to appeal the modification to get a fixed rate and a more affordable payment but they purposefully did not give me enough time to review th... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 9, 2016 - We received a letter dated - -, - from - - - that we met the criteria of applying for loan modification under DOJ National Mortgage Home Settlement as a result of a lawsuit filed against - - - ( pls see exhibit A ). - reaches comprehensive settlement with U.S. Dept. of Justice & State Attorneys General to resolve mortgage-related litigations & investigations. The settlement includes on the securitization, origination, sale & other specified conduct relating residential mortgage backed securities ( RMBS ) ( pls. see attached-Exhibit B ). In the SETTLEMENT, BORROWER... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 4, 2016 - I applied for a hamp loan approximately 4 years ago have gone thru over - different loan officers and have been told that i qualified for loan only to be changed to another person. What i have gone thru is so unbeliveable that i was directed to go public and they gave me your email plus another to see if you can investigate because i have no were else to turn, I have done everything they asked over and over just to end up losing my house i have been in for - years due to there mistakes and there is nobody to hold them accountable. i have put out large sums of money and have all the paper... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 3, 2016 - My financial hardship began on -/-/- when I first fell past due with my payments on my mortgage thru Caliber home loans. Prior to falling past due with my payments I had contact Caliber home Loans and advised them of my situation, they had advised me that they could not help because I was current and that I needed to fall past due to get help, I let them know I was no longer able to afford the mortgage due to only - income so I would need to default - way. I had applied for help 7 times only to be denied over and over again. I finally received help on - - where I was approved ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 2, 2016 - I am working with a lawyer to attempt a loan modification and the most recent documents from the mortgage company states " account was reviewed and denied for loan modification on -/-/2015 due to debt to income ratio out of acceptable guidelines. Account currently no longer being solicited due to Cease and Desist placed on the account ''. Neither my lawyer or I am aware of where this statement originated from because I have been working with them for months to resolve this modification issue. Any assistance you can provide would be very helpful in working with my lawyer to acquire a loa... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 27, 2016 - - was the servicer of my loan, it was sold ( to whom, I do n't really know ) and - became the servicer. - accept my loan modification as '' complete '' but in fact, it had no signed IRS tax transcript request and no signed Dodd Frank certificate. No signed IRS Tax Transcript request, and neither - nor Caliber ever wrote to me to say this form was missing. MY RMA was denied, by Caliber for HAMP and then later, an in house mortgage. Caliber is now asking me to send in everything again. Therefore, they denied an incomplete application. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 26, 2016 - I filed a home modification with Caliber Home loans - - due to falling behind on my mortgage. I filled out the paperwork and submitted by email and fax. Several days later I call and they ca n't locate the paperwork, next time I call they have all the paperwork and the modification dept was going to review. I receive a letter stating I needed to send more information and I email the information and receive another letter not enough information- this has been ongoing for a year now. Same story they received the requested documents and then I receive a letter that they need more. I hired a... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 25, 2016 - -/-/-, I lost my husband to -. Until that time, we had - incomes and decided we wanted to buy a home, both of us in our - 's, decided it was time and coming into the age of retirement. I worked for - for 15 yrs. and my husband worked as a -. In the course of my job, I got injured on the job, and had - -, which left me declared - my Social Security and my -, who represented the courts. My job was unable to accommodate me anymore, and was forced into an early retirement. My husband passed in - -, and we had discussed that we wanted to live and retire where I... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 25, 2016 - -, T- - - -, - Consumer Financial Protection Bureau - Caliber Home Loans , Inc Attn : Loss Mitigation -, OK - Tel : - Fax : - -- Ref : Complaint against Caliber Home Loans. Loan # - On - -, -, we financed $150.00, - our home -, Texas, - through - - - -, -, AZ, - at 5.875 % interest rate. On - -, -, owner of property Deed of trust -, husband to the borrower of note filed Chapter - wage earner plan to help manage and catch up in our mortgage payment with base loan principal balance of $120.00, -... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 25, 2016 - I was approved for a short sale and my lender approved it. I was just told that my home will be foreclosed on after I was already approved and now it was denied. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 22, 2016 - I fell behind on my mortgage payments due to illness, I started working with a housing counselor in - 2015. She submitted a a completed workable solution packet to them. Maybe a month or two later, I received a call from my lender requesting I send in more papers. I did that. We have been to court here in -. eight times and only to be told they need more papers. I have done what they asked me over and over again. The housing couselor also sent them what papers they asked for. I only want to start making payments to save my home. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 14, 2016 - My home is in foreclosure, and despite the fact that in -, Caliber/- Master Permanent Trust informed me that they were the new creditor/assignee of my mortgage, there is no recording in land records as to this day to support this, and further, -, the supposedly " former '' loan holder still continues to be listed as the plaintiff in the Sheriff 's sale. I suspect that Caliber may be deliberately not recording recent changes in mortgage assignments to further enrich themselves, ( by avoiding paying the real estate recording fees ) and at the same time to shield themselves from legal ac... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 13, 2016 - Caliber Home Loans charged excessive fees when i refinanced the loan. After a painful and long waiting resolution for the arrears i was able to cure the default and pay the loan with another loan. I do not quite understand what they charged in the escrow balance. I do not have a break down of the charges and fees or an explanation. In addition Caliber Home Loans sent - different pay off to escrow .I signed documents in escrow based on the pay off for - - and on - - Caliber Home loans faxed another pay off to escrow .I signed escrow and Title documents based on the - - pay ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 13, 2016 - I had a job loss and could no longer make my mortgage payments. Before I was even - payment behind I contacted my lender to ask for help. What I got instead was a lot of false miss leading information and false hope which landed me very behind in my mortgage and facing foreclosure. I desperately need help to save my home. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 12, 2016 - My mortgage is currently serviced by Caliber Home Loans ( CHL ), who took over servicing for - ( - ) on -. - adjusted our escrow account without notification, causing our normal monthly payments to fall short when paid. CHL then proceeded to forcefully lock us out of our home without warning, which is a clear violation of RESPA law. They hired - ( - ) to take this action and advised them not allow re-entry into the property. Then CHL proceeded with foreclosure action and set a sale date of -, ultimately postponing it to -. CHL has recently allowed re-entry in to the pro... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 4, 2016 - 1. I received from - - - - ( who is the servicer for - the investor of the loan on my house ) " Trial Period Plan Notice '' for loan modification on my home ( Homestead ) See exhibit " A ''. I made the first two months payments on time to - -. 2. On - -, - and approval letter from - for the loan modification with set terms sent to - - and copy was sent to me by - - ( see exhibit " B '' ). 3. On - -, - I received letter from - - stating that " - '' the investor of my home loan has changed the servicer of my loan to " Caliber Home ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 30, 2016 - I filed previous complaint number -. If I have to go through foreclosure, both - - and I are both losers. We both will lose a lot of money if I go through foreclosure. Due to the fact that Caliber Home Loans did not tell me the - - Guidelines up front is the reason that I am in this situation. Had I known the guidelines, I would have made a different decision. I am now facing foreclosure. I had wanted a modification but Caliber did not tell me the - - Guidelines, The property was rental property and I had an agent ready to rent the property out. Even though it was in pr... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 25, 2016 - i applied for a loan modification with - - under the making home affordable program, in fact my loan was in process for that program until the servicing was change to CALIBER HOME LOANS once they took over every thing change instead of loan modification staying within the Hamp program they took upon themselves to put it into a forbearance agreement and offer me a higher interest rate and payment that is $1300.00 a month higher then my orginally loan payment, so i rejected it and appeal it because it is not making my loan more affordable this loan modification is designed for me to fail... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 25, 2016 - My loan was originally with - - Bank, I have submitted modification applications with - a few times and have always submitted the paperwork they have asked me for. - held on to my paperwork without any action, so I assume they knew they were selling my loan to another bank. I have done financials over the phone with Caliber Home Loans since they have assumed my loan from -, I have also faxed over to them financials and have asked what information they need from me. I spoke with a Supervisor from Caliber - - and explained my hardship to him and another agent. I was involved... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 23, 2016 - Requested assistance on a modification for Making Homes Affordable program due to foreclosure sale date -/-/2016, denied stating documents were not received 15 days prior to sale date, when complete package was submitted to lender same day as third party authorization which was - -, 2016 ( 20 days prior to sale date ), spoke to rep on - - stated on TPA on file. informed rep how do they only upload - document out of many, Sale date approaching fast, rep informed me if complete package send again. Re faxed modification documents again on -/-/2016, rep stated on documen... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 21, 2016 - I have made at least three requests for modification of my mortgage with Caliber Home Loans, all of which have been denied. They have not provided sufficient reason for the denial and three appeal letters have always resulted in a denial. I am concerned about the practices of Caliber Home Loans and their possible discrimination against certain type homeowners. They appear to want to appeal to all homeowners and say that offer help for distressed mortgages etc, but they have made no effort to assist us as evidenced by all the denial of modification requests. They only have been servicing our mo... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 18, 2016 - On -/-/-, I received a modification of my mortgage from - Mortgage based on a medical hardship. I was approved for a loan modification under the Home Affordable Modification Program. New trial payment was to be $810.00. The first payment under this modification plan was due on -/-/-. On -/-/-, the loan was transferred from - to Vericrest Financial. On -/-/- I received notification from - that the loan was transferred to Vericrest Financial and that all my payments should be made directly to them. On -/-/-, I attempted to make my first to... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 18, 2016 - I was on - and applied for a loan modification -/-/-/-/-/- to get the payments of 3 months attached to the back of the loan. The company would take 5-7 days to process any documents that were uploaded and then send out a letter taking another - days asking for more documentations. I called several times asking for a list of everything they needed so that I could get it all done at once. It is now -/-/- and the company is still asking for more documents. on -/-/- Caliber stated the last thing Underwriting needed was an updated - which was completed and uploaded ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 14, 2016 - My loan originated with -. The lock in agreement did not match the loan on signing day. I was told that issue would be straightened out, only to learn - dissolved and loan was transferred to -. A year later I was laid off and discovered there was loan modification program, I could possible qualify for. ( Keep in mind, my wife and I had credit scores of - at this time. ) Initially - informed us, unemployment was not considered income. A few months had past, and the unemployment rule was changed by -, we were told we met all requirements except, we needed to fall delinquent t... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 12, 2016 - Reference Caliber Home Loans # - - - - -. - - - - -, T- - On -, - I had originally called and requested assistance with my mortgage due to falling behind on my mortgage. I was sent paperwork that I original signed and filled out with the original requirements. I was told that I was going to be placed in a forbearance workout and not a modification. Since then, I had a change in circumstances in income. My spouse that was bringing in the additional income had left the home. I lost the additional income to meet the deadline of the agreement. I called -/-... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 12, 2016 - I am very fustrating with Caliber home loans they are not given me the most important imformations about my property i am living in i have a child my wife we are going true a lot please help me i do n't have place to go i need time i meed they dend me the papers for modification they say they sent to me but i have n't resive nothing please help me ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 8, 2016 - I fell behind on my mortgage after lay-off. I soon learned I would need - before returning to work. I had the surgeries and was unable to return to my work as - and now have been - for a new occupation at less than half my former income bracket. I have applied for a Short Sale but still have a forclosure sale date. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 1, 2016 - In a recent response from Caliber for case - ( under the assistance section ) it was stated that it was unclear as to why I contended that Caliber has failed to offer me foreclosure alternatives. Since - 2013 Caliber has only asked me if I had the information for -, they have not demonstrated that they want to help me keep my home. I asked for a cease and desist because Caliber representatives were so nasty and rude. Please listen to previous conversations between me and Caliber that began in - 2013. Even with the cease and desist, I call frequently and have spoken with at least -... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure February 17, 2016 - I believe Georgia law has not been followed concerning a Foreclosure. I believe I am going to be victim of a Wrongful Foreclose as of -/-/-. I dispute the lender Calibur Homes sending a current notice that specify the default, action required to cure the default, 30 days notice to cure the default and that failure to cure may result in acceleration of the sums secured by the Security Deed. The notice shall further inform me of the right to reinstate after acceleration. Caliber Home Mortgage attorney provided me today -/-/- with a letter from -/-/- when the loan was w... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure February 16, 2016 - Initially, I submitted documentation to Caliber Home loans that there was no lien on the home from - -, because I had only received a notice in the mail regarding that - collection agency. After going down to the courthouse, I learned that - - had a judgment on my home. The debt was paid on - 2015. In - 2015 Caliber received documentation that the debt was paid and there was no lien on my home. Caliber still denied the remodification due to a lien. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure February 16, 2016 - -/-/- emailed hardship application and supporting financials to Caliber -/-/- Caliber requested rental agreement for rental income -/-/- LOE needed for one item on the RMA -/-/- Letter from Caliber acknowledging receipt of a complete packet, review to be conducted in 30 days, letter is attached -/-/- contacted - for status update, - advised that the in house was completed but then they realized that this loan qualified for HAMP review ; file went back into review on -/-/- -/-/- Caliber advises file pending review -/-/-... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure February 11, 2016 - STATEMENT OF COMPLAINT : With this complaint, - - - is requesting the Consumer Financial Protection Bureau bring enforcement action, both civil and criminal, against Caliber Home Loans , Inc . For purposes of this complaint, " Caliber Home Loans, Inc. '' means any principal, partner, shareholder, attorney, contract attorney, representative, agent or employee performing any service or work related to any foreclosure, past or present, connected to any mortgage loan, deed of trust or any document submitted to the Public Trustee of - County relevant to the real property located at -... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure February 11, 2016 - In - of - I was making payments under a modification yet I was denied by - - -, citing that I had not mailed back the modification packet. They immediately proceeded with a foreclosure that occurred that same month. After investigating the facts they found that they had not mailed me the documents they were requesting and proceeded to rescind the foreclosure. At the same time the loan had been transferred to a new servicer, Caliber Home Loans. - stayed in closed communication and in early - - I spoke with the trustee who said the rescission had been completed, I further... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure February 11, 2016 - After suffering financial hardship due to divorce and reduced work hours, I requested my mortgage company to approve a short sale on my house. A foreclosure sale was scheduled in 14 days ( - -, 2016 ) but we had just received an offer for $210000.00 that would pay off my loan with them ( Pay Off Amount is $200000.00 ) and only leave them to pay part of the commission to the real estate agents and other closing costs. My agent sent them the purchase contract along with other documentation they requested and asked them to please postpone the foreclosure sale until they have time to tho... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 14, 2015 - I originally had a mortgage with -, and requested a modification, after numerous conversations and requests for paperwork I was working with a specific person, we spoke daily, and suddenly I got a letter that my loan was then with Caliber, after sorting that all out, I had to begin the mod process all over again with them. I filled out the application and sent the documents they requested. shortly after I received a letter that the request was received and is being processed, after that almost daily and sometimes - a day, I would receive letters from Caliber, some saying everything was r... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 12, 2015 - I submitted and it was confirmed that all documents requested were received and on - -, 2015. Caliber was supposed to cancel the sheriff 's sale date set for my home on this date, it is now - -, 2015, the Caliber web site states the following about my account : " At this time, all necessary documents to complete the review of your request have been received by Caliber Home Loans , Inc . The review will take up to 30 days to be completed and a decision provided to you. '' Again, it is now - -, 2015 and will be - -, 2015 on Monday. Caliber has not cancelled the sheriff 's... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 7, 2015 - I filed for Chapter - Bankruptcy in -. In the Bankruptcy my home loan mortgage with - was included. This debt was discharged in late -. In - the loan that was discharged in my Bankruptcy in - was sold to Caliber Home Loans. Caliber Home Loans began reporting late payments on my credit report in - and throughout -. I contacted Caliber Home Loans and asked them to stop reporting late payments on my credit reports. I supplied proof of the Bankruptcy discharge to Caliber Home Loans and their attorney, - - -. I explained that I never entered into any loan contract w... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 6, 2015 - Original complaint number is - submitted -/-/-. Since my last complaint I have received most of the information that I needed including loss mitigations options. Which resulted in me now being in the second month of a three month trial modification. However there is still a least one concern that I have that I still ca n't seem to get a clear answer form Caliber Home Loans on, on or about-- I sent a " Request for Information '' letter Caliber Homes requesting Corporate Resolutions, Power of Attorney, etc.. Since then I have received a whole packet of the same information that I h... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 1, 2015 - I have been declined for fraudulent reasons by Caliber home loans. I have been trying for months to get a loan modification. I am over my hardship. Caliber is now declining me because I 'm over my hardship and back on my feet. They state I make to much money. They are also declining me based on FRAUD appraisal of my property. They state I have a LTV of 70 %. I have spoken to a licensed appraiser and a real estate agent. They value the Caliber is using is 100 % fraud. I thought that the lenders in America would learn from the greed and mistakes from the mortgage crash of 2008. Caliber is clearl... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 1, 2015 - Hi, I have been trying to get my mortgage modified since -. My servicer is Caliber Home Loans. My uncle co-signed my loan when I purchased my house. I was told by - -, my Caliber representative to have a quit claim deed filed removing him which I did in -. My uncle does n't live in the property and does n't contribute to my household. I have submitted - loan modification applications. I am also working with a HUD counseling agency. The very last modification that was submitted she thought we had worked out this issue regarding my uncle and the quit claim deed. They continually a... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 1, 2015 - RE : RESPA QWR QiualifiedIn order to conduct the audit and review of my account, the following answers to questions concerning the servicing and accounting of my mortgage account are needed. Accordingly, please provide me, in writing, detailed answers to the questions listed below. Written Response. 15 ) Has interest been charged on any attorney fees assessed to this account? Yes or no? 16 ) Please send copies of all invoices and detailed billing statements from any law firm or attorney that has billed such fees that have been assessed or collected from this account from the inception t... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure November 30, 2015 - I would like to begin by thanking you for your time and attention to address my concerns. This letter is to explain my recent financial difficulty with paying my mortgage. It started 2013 when I learned my mortgage was increased from $700.00 to $1900.00 which is a significant increase. This was done without any notice that an increase was going to occur. This caused late payments associated with late fees to my account. I have to mention that I have not received the kind of assistance with saving my home I deserve. I was n't provide all the information regarding loan modification, debt fo... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure November 23, 2015 - In - 2015 I submitted all documents to apply for a HAMP with Caliber Home Loans. There has been numerous correspondence with Caliber by phone, email, upload of documents and viewing the website for updates on where we stand. Now five months later on - - one of there - reps stated they will not except the numerous additional documents I uploaded to my caliber account. They stated the documents could not be pictures of them uploaded as I did with many of the most recent ones, going back to -. As I understood, I asked why on - - is it the first time I was made aware of this. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure November 20, 2015 - Mortgage company has out right lied about numerous issues. They have received modification papers through the USPS 4 times and signed for them, but still say they have not received them. They have told me my home was worth - and I listed it for - last week. They told me that the county told them to tear down - decks and a front entrance covered stoop, but I have an official - document which says they never even spoke with anyone concerning my property. The decks and the stoop have been estimated at over - to be replaced. This non-justified removal of these items have devalued my... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure November 12, 2015 - I had recently put in a complaint via your website because of some injustices that I feel had been going with my loan servicer, Caliber Home Loans. Previously my file was not being reviewed properly or was getting dropped out of review because Caliber claimed that I was not sending in documents, when in fact I had been. In addition, Caliber has been running a duel process of having my file in review along with active foreclosure sale dates, which I have been told in California is not legal to do. I recently was declined again -/-/-, due to low income, so I resent a new application showing... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure November 5, 2015 - We had a mortgage with - and had difficulty paying due to daughters accident, and they offered us to apply for a modification from a phone representative, and said we pre qualified and we sent in all required documentation. And we were advised not to make payments on the file. Around -/-/- we called to check status and they advised we were denied, but never got written confirmation, so we contacted an attorney, since they started the foreclosure process. We set up a mediation and attended and come to find out our loan was sold to Caliber, at this point me and the wife were in a separat... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 30, 2015 - The current holder of my mortgage, a hedge fund, bought the loan from - in an auction two years ago, no doubt at a substantial discount ( although I ca n't find out what they paid ). The servicer, in moving to foreclose, was required to go through Mediation by Oregon Law. In this process we applied for a mortgage modification to allow us to stay in our home. First HAMP was denied ( see attached for reasons- they gave us no information about how they arrived at not being able to fit a modification into the -- % DTI ). Then we were denied for an in-house modification for the reason tha... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 28, 2015 - I became delinquent with my condo association dues and in order to catch up a settlement stipulation was proposed and accepted. Approximately 6 months later the attorney who I was sending payments to was fired by my home owners association. At this time the balance owed was approximately - dollars. The new attorney fees brought the balance up to approximately - dollars. I was approved for a short sale by the mortgage company but received an estoppel letter from the home owners assoc attorney, demanding -. After the sale was stopped the attorney demanded the - in full ( even though ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 27, 2015 - Due to a divorce I had to declare bankruptcy a little over two years ago. During the divorce proceedings we were told to stop making payments on the mortgage as neither of us would be able to afford the house on our own. That was -/-/2010. Since then the bank has never finished a foreclosure. They have started multiple times but just never finish it. I was under the impression that after my chapter - bankruptcy went through that I would have to wait a minimum of two years before qualifying for a mortgage. I did everything in my power to repair my credit and when the time came my credit wa... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 20, 2015 - I HAVE APPLIED FOR A LOAN MODIFICATION THROUGH - - - -/-/- AND HAVE STILL YET TO GET MODIFIED AND WE ARE NOW -/-/- AND MY MORTGAGE BALANCE HAS REACHED OVER $20000.00 AND IS NOW IN FORECLOSURE!! I WAS WORKING WITH - - - BECAUSE THAT WAS MY MORTGAGE COMPANY TO BEGIN WITH. WHEN I APPLIED WITH THEM IT WAS A RUN AROUND GAME. THEY WOULD ASK FOR REQUIRED INFORMATION AND I SUBMITTED THIS IN A TIMELY MANNER. TAKE INTO CONSIDERATION THAT ALL PAPERWORK HAS TO BE UPLOADED AND USUALLY TAKES 3-5 DAYS, SO I WAS TOLD! THAT DID N'T HAPPEN IT WOULD TAKE LONGER, OR THE WOULD SAY THE... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 20, 2015 - I paid my mortgage in full. My mortgage was sold right under my nose and then Caliber who have my mortgage is telling me that I now owe -. I they raised my payments to - after paying - all of those years. My mortgage is a - account. They are stealing!!! There is no recording of the sale of my home and no promissory note. Now Caliber has been reporting a 120 day late payment on me every month and I have made payments that I do not owe every month. I have all of my bank statements showing that I have made payments every month and finished paying for my home and now Caliber who has no... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 14, 2015 - I was never notified that my loan was transferred to Caliber Home Loans. I reached out to Caliber and was provided with a Welcome Packet in - 2015. At that point I proceeded with sending in documentation to be reviewed for a loan modification. I was never given a number for HUD nor was I ever notified of a Trustee sale for this Monday, - -, 2015 - until just last week. I know that I am supposed to be notified within 22 days of the sale and I was in fact not until just last week. I have not yet been denied for the modification but yet they are not informing me whether or not they wi... |