Review and analysis of over 392 complaints against Bank of America
Bank of America consumers have reported over 392 official complaints related to Cont'd attempts collect debt not owed. Out of the 392 consumer complaints against Bank of America, 23% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 100% were processed in a timely manner. 2% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 11% resulted in non-monetary compensation.
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Bank of America Debt collection cont'd attempts collect debt not owed debt was paid January 31, 2017 - My vehicle was traded to - - - on -/-/16. The original contract was lost by - - - - which caused a delay in the funds being cleared for payoff. The delay and supporting documentation was communicated to Bank of America, but yet their customer service still reported it delinquent to the credit bureau, simply stating there was nothing they could do and that the reporting was an automatic process.... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid October 12, 2016 - i pay to a collection agency back on -/-/2015 and a new collection agency is taking me to court. I submitted prove of payment... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 20, 2016 - I have vehemently contested the wrongful foreclosure of my home by Bank of America since - 2012. Notwithstanding, the lawsuit I filed on - -, 2012 is currently pending in the - - - - -. I have filed complaints with the CFPB, HUD Inspector General, and the Courts. However, while the lawsuit is pending, Bank of America has transferred the servicing of a - balance loan to - to collect. Bank of America has never tried to collect any debt from me after the foreclosure sale of the property on - -, 2012. I 've attached documents to substantiate my claims.... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 20, 2016 - On - -, -, Bank of America 's agent foreclosed on my house. After the completed foreclosure sale, the substitute trustee executed a trustee 's deed to the - - - - -. - filed an eviction suit and was awarded Judgment of Possession. On - -, -, I filed a lawsuit to stop a post-foreclosure wrongful eviction. This lawsuit - is currently pending in the - - - - - because the Defendants ( - and Bank of America ) was granted leave to file an answer to the complaint more than two years late. On - -, -, Bank of America and - filed a... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 18, 2016 - In - of 2016 both my - and Bank of America checking accounts was charged for by the - - - - Office for a legal judgement that I owed. Since - accounts were debited at the same time I was overcharged for the debt. I called the - - - Office to complain that more money was taken than what was owed. The - Office told me that they had to wait for - checks to be mailed to the - - Office and then I would be issued a refund for the over-payment. When I called to check on the status the - Office informed me that Bank of America had not sent in the check they... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 18, 2016 - Bank of America has told me that this account is linked to an account in my wife 's maiden name 2 years after she was married and claims I lived in - - Virginia. I have never lived in - Virginia, so Bank of America can claim what it wants but on - - of 2016, my lawyer will start the lawsuit paperwork and when I show up to court with federal records stating these - facts, I will not settle but I will be going for the maximum amount for damages against me and my company. Final warning and no more complaints after this. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 15, 2016 - There was a charge on my bank card and I reported that the charge did not belong to me. It was removed for investigation purposes and I did n't receive any other notification since. Now years later it shows up on my credit report. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 14, 2016 - Bank of america home loan servicing assigned a - balanced loan to -. After transfer, to date - claims more than $110000.00 is due. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - The ACH amount owed - - was wrongly paid to New Bank of America and instead of being sent back to consumer it was transferred to - - after the cut-off date incurring a late fee and fines. I received several credits, but the debt kept appearing and the folks at Bank of America failed to respond to my phone complaints, Emails, and written communications to change the matter permanently. This debt is no longer owed to the debt buyer, - -, and the other debt buyer, New Bank of America, formerly Bank of America 's - accounts, since I am retired and on social security benefits u... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - The ACH amount owed - - was wrongly paid to - Bank of America and instead of being sent back to consumer it was transferred to - - after the cut-off date incurring a late fee and fines. I received several credits, but the debt kept appearing and the folks at Bank of America failed to respond to my phone complaints, Emails, and written communications to change the matter permanently. This debt is no longer owed to the debt buyer, - -, and the other debt buyer, - Bank of America, formerly Bank of America 's - accounts, since I am retired and on social security benefits... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - Debt was ACH into New Bank of America credit account instead of the right credit account known as - - and no longer Bank of America ( debt buyer/debt collector ) without a signed agreement with the borrower. After the mistake was recognized, in which the Bank of America, now known as the New Bank of America, transferred it after the payment date into the Bank of America, now the debt buyer - - - account several credits were made. But then the consumer 's automated default was never removed and it continued to produce late fees and interest owed with defaulting in original month,... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - Debt was ACH into - - - - credit account instead of the right credit account known as Amex Standard and no longer - - - ( debt buyer/debt collector ) without a signed agreement with the borrower. After the mistake was recognized, in which the - - -, now known as the - - - -, transferred it after the payment date into the - - -, now the debt buyer Amex Standard credit account several credits were made. But then the consumer 's automated default was never removed and it continued to produce late fees and interest owed with defaulting in original... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 11, 2016 - This debt was a result of identity theft and I have not only informed Bank of America, but I have been in contact with the FTC and the FDIC and recieved a packet of information that I am sending relevent information as well as a file from -. I know you were notified that - blocked your account and you choose to break the law as defined by the FTC. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy June 10, 2016 - I received a collection letter from - -, - Attorneys at Law attempting to collect on Loan Number - with Bank of America, dated - -, -. This mortgage debt was discharged in bankruptcy case number - on - -, -. - - - and - - - were both included in the Certificate of Service, Certificate of Mailing and the final order discharging the debt. On - -, -, - Filed Case No. - for foreclosure of the loan -. On - -, -, Order - foreclosure was granted. On - -, -, - - - - - - - - filed cas... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 7, 2016 - I received my credit report - because I had finally become financial able to buy my first home. I saw that Bank Of America was on my credit report saying I owed them $5200.00. I disputed the account with Bank of America and all - credit bureaus. Neither the company nor credit bureaus will send me the proof proving I owe the money even after disputing this account for a total of 3 months. I would like for both the company and the - bureaus to send me proof, such as a customer agreement I signed or some kind of promissory note with my signature, ID, and social security card proving it... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 5, 2016 - - continues to pursue debt collection activity on a debt without validation and reporting false and incorrect information to all three credit bureaus. - has responded to multiple complaints referencing I have filed a suit against their predecessor and them. However, - highlights they were granted a No-evidence motion for summary judgment and a pending lawsuit against their predecessor, Bank of America, validates their debt collection activity. - claims they ca n't verify or validate their debt collection activity until the lawsuit against their predecessor is adjudicated. Bank ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 2, 2016 - I reported credit card lost a year ago from today which is - - 2016. But never got issueed a new card so I have n't use my credit card since. Recently I receive enormous amount of - balances in mail which is not use under my consent and my credit line limit only up to -. I contacted the bank but they 're unable to resolve this issue and keep charge high sum of interest rate. I asked the creditor to provide statement but it has been several months now and I believe they failed to provide and comply with my request. My credit score are excellent currently at - and I really do n't ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 25, 2016 - 1. Bank of America need to my mortgage loan history back on my report. 2. - needs to remove the credit line they are reporting. As per the credit report, the last date Bank of America reported data to the credit report was - -. On - -, -, Bank of America 's agent foreclosed on the property. From - - through - -, there has been no data reported on Loan -. On - -, - began to report adverse and incorrect information referencing loan -. I have never executed any loan agreements after the foreclosure sale on - -, -. Bank of America and ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine May 25, 2016 - - has been pursuing debt collection activity that they alleged was transferred from Bank of America, Loan -. The loan - transferred from Bank of America had a zero balance. On - -, -, - indicated the loan was past due and in default of $80000.00. On - -, -, - 's statement indicated the loan is $100000.00. Here 's a timeline of the controverting issues on the Loan - - is pursuing debt collection activity : 1. On - -, - Defaulted loan in the amount of $80000.00, past due since - - 2. On - -, -, - sent me a letter s... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 24, 2016 - I have had my identity stolen and I have had bank account opened in my name I have bank in the us - - and bank of America opened they say i owe them - dollars and they have also opened up a - dollar insurance policy on me without my consent using a private insurance company not keep on record ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine May 21, 2016 - A company by the name of - - - - - - - - has made - attempts at collecting a debt related to an overdrawn checking account from BANK OF AMERICA. After my initial letter vehemently disputing the account/debt relation to me, they interpreted this as my agreement to it and chose to move on with their " repayment program ''. I will appreciate input as to what my options are for an escalated response and defense from this rather irresponsible company and its unacceptable set of tactics. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 12, 2016 - Hello, -/-/2010 I got a discharge letter from -, AZ for - -. Couple of weeks ago ( after 6 years later ), I got a phone call from - phone number @ -. Saying that I have unsatisfactory case from Bank of America credit card amount of $10000.00 that I owed and asking for settle amount of 50 % otherwise they will get a judgement and sue me .... I thought this account might have missed during the bankruptcy. After checking my file from the attorney and credit report that I pulled after 3 month later after bankruptcy, it clearly said that this account was " Discharged through B... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine January 9, 2016 - -/-/- To Whom It May Concern : In -/-/-, I obtain an -/- mortgage loan with Countrywide, secured by -. My loan was then sold to Bank of America. I lost my job in -/-/- due to the economic recession and was forced to do cash for keys in -/-/-, returning my home back to -. Bank of America has sold my loan to a collection agency, - - - to collect on the home equity portion of my loan, which was also secured by -. They continue to call me weekly asking for payment. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy December 31, 2015 - I received a dunning letter from a - part debt collector. I attempted to get validation of debt from them by sending - letters to them. I did not receive a satisfactory response. I then sent them an estoppel letter. ( see attached ). This debt collector unbeknownst to me filed an action in - - - courthouse acting as if they were representing Bank of America, this was fraud on the court. I just discovered a default judgement was entered in - - - - for a debt that was discharged in my wife 's bankruptcy in 2013 as evidenced by her credit report. These - party ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 31, 2015 - Bank of America. $36000.00. Request : Deleted permanently from my credit report. Status : Inaccurate account information. Status : Account current under - - -, - - -, - -, - - -, -, CA -. ( - ) -, - - - - ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 30, 2015 - Bank of America. -. $2700.00 Request : Deleted permanently from my credit report. Status : Inaccurate account information. Account paid. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 24, 2015 - The debt was held by a business that I sold. The debt was transferred with the business. Bank of America is having difficulty getting in touch with the new owner. They call my home - to - times per day even though I have repeatedly explained the situation. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 23, 2015 - I have been trying since - of 2015 to have this Bank of America debt taken off my credit report. I first contacted portfolio - in - via a credit company asking to have this debt removed because it was not mine. It is being reported on my credit report from this company twice for the same dept in the same amount. In - I made - attempts with a direct call to the company. I was told the first time a Identity theft packet would be mailed to me. I received that packet, filled it out and returned it. A few weeks later after not hearing from them I called them. They said they did not g... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid November 14, 2015 - these is a follow complain from complain - filed - after - - - transfer the loan to -, I 'm still disputing the amount of the debt and try to get the servicer compliance with california code 2923.5. I hire - - attorney on -/-/2014 he file bankruptcy because -, send me to foreclosure without validating the debt, did not consider me for modification I been ask every trustee for full accounting on these debt, but these people its hire just to sale the property they do n't know a true from. a factual matter.another problem its the county records aloud this fraud to con... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 4, 2015 - - - purchased discharged mortgage from bank of america and now activated the loan and has destroyed my credit. this loan was chapter - discharged on -/-/2011. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine October 12, 2015 - In -, 2010 I purchased a foreclosed home from Bank of America - BofA -. BofA still thinks that it owns the home and is mailing me debt collection notices and sending debt collectors to my house. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine October 8, 2015 - -, This Credit Card is over 15 years old and Has already been removed off of my credit report. Bank of America Sold this loan to these people and they are trying to reopen a case and has been calling me and sending me notices. Additionally, they are making robot calls about taking me to court to settle this dept. This calls seem to orignate in Georgia. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy September 18, 2015 - My home foreclosed in - of 2010 with BofA. BofA had my ex partner and I sign a $7200.00 promissory note. There were mistakes in it found after the foreclosure. They asked us to sign another promissory note. We declined. BofA never made any attempt to collect the debt for 4 years. My ex partner filed bankruptcy and the debt was not listed even though he double checked with BofA to be sure. Last year, after four years of the debt not being pursued, BofA sold the debt to - - -, a debt collector. They have been trying to collect the debt from me. I do n't believe it is a valid debt. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine September 15, 2015 - FIA CARD SERVICES - -, this company keeps calling several times a day, after talking to a live person, explaining to them that we do not have an account with them or have any past due account and to stop calling, they continue to call. They claim they are calling from Bank of America. We told them we DO NOT HAVE AN ACCOUNT with Bank of America or past due amount with anybody. They continue to call several times DAILY. They are calling for the correct person BUT we never have any account with the company they are calling from. THEY START ASKING FOR OUR SOCIAL SECURITY NUMBER AND THEY WANT US... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy September 9, 2015 - As part of a bankruptcy proceeding any American citizen is protected by Constitutional mandate. Bank of America has decided to follow a different course of action than any other creditor pertaining to my Chapter - discharge of creditors. As I have submitted, Bank of America followed through a due process on my initial dispute on the carrying of balances on discharged debts. Bank of America re-inserted balances on - ( - ) lines of credit since they initially placed balances at - from my initial dispute. Bank of America must file a release of any judgments filed against - - -... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine September 8, 2015 - We have been receiving debt collection call from Bank of America Home Loans and related third party vendors for well over - 7 - months for a debt, which is not ours. We have called the BOA Home Retention Division, as instructed on the collection calls, at - on - ( - ) separate occasions requesting that the calls be stopped including calls on - -, 2015, - -, 2015, and - -, 2015. On - -, 2015, we faxed and mailed a letter to BOA Home Retention Division as instructed - BOA Home Retention Division supervisor, at facsimile - and mailing address - -... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft August 23, 2015 - this acct is fraudulent and when initially submitting information was not totally complete this was a case of identity theft and needs to be removed from your records and my file asap ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 18, 2015 - I became - by illness -/-/-. All my reserves were spent on medical costs. Missed a payment on my mortgage -/-/-. Rec 'd notice of intent to foreclose from Countrywide -/-/-. Vacated the house, in anticipation of foreclosure. Filed bankruptcy -/-/-, discharged -/-/-. Bank of America completely disregarded the bankruptcy and continued to try to persuade me to pay the mortgage, until -/-/-, when they sold the mortgage to -. - continued to send me statements on a nonexistent mortgage. Both companies applied homeowners insurance to the property and told me I w... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid August 12, 2015 - This original credit card Bank of America '' debt ( account # - ) in the amount of or close to $28000.00 which has had no activity, payments and or correspondence in more than ( 6 ) years, has more than exceeded the legal California time statue to legally collect. I would like a letter from the current and or previous collection agencies ( BELOW ) stating for on my behalf '' that THE E-PIRATION OF THE STATUE OF LIMITATIONS LIMITS THEIR ABILITY TO PURSUE LEGAL REMEDIES NOW AND OR IN THE FUTURE ON THIS BANK OF AMERICA CREDIT CARD IN THE AMOUNT OF OR CLOSE TO $28000.00. Also, would appre... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine August 9, 2015 - BANK OF AMERICA seeks to collect a debt that is barred by the California Statute of Limitations. No judgment or debt has been filed or had by BOA against me. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine August 7, 2015 - Bank of America seeks to enforce a debt which is non-existent, not based on a final judgment, and beyond the California Statute of Limitations of four years for a contract debt. The debt collection is barred by the statute of limitations and enforcement is illegal. Researching the matter required the use of a California Licensed Investigator which resulted in a cost to me of $1000.00. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine July 21, 2015 - - - - -, -, SC -, - - - - sent me a notice in the mail trying to collect on a supposed debt. They said the original creditor was Bank of America, and that I owed from a credit card back in -. I have never had a Bank of America card! ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine July 20, 2015 - I am writing this complaint against BANK OF AMERICA , N.A . ( hereinafter BOA ) for continually violating the Homeowner bill of rights statute. On - -, 2015 a letter was sent from someone by the name of - - ( - - ). I have a point of contact established pursuant to the statute CCP 2923.7 by the name of - -. I have requested information from my point of contact with no response from - -. I have delivered a letter via - certified mail article number - dated - -, 2015 to - - 's supervisor - - that was received and signed for on - -, 2015... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid July 16, 2015 - After reviewing my credit report, I discovered that - was reporting a mortgage that was once owned by Bank of America in which a Deed in Lieu dated -/-/- was submitted and excepted by Bank of America. A 1692g request was received by Representative ( s ) and Agent ( s ) of - on -/-/-. ( See Attachment A ) - responded with proper validation of a debt owed per 15 USC 1692g, however the company does not have proper information Deed in Lieu ''. ( See Attachment B ) A notice to cure was forced to be sent to - containing the Deed in Lieu and my credit report to show that the al... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine July 11, 2015 - My husband created an account, without my knowledge, and made me an authorized user but I did not sign a signature card. After his death, the bank sent me a statement with the balance and interest charged on the account. I contacted them in good faith and asked for a settlement but they refused to talk and sent it to a collector. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid July 4, 2015 - I DID NOT SIGN ANY LOAN DOCUMENT OR A PIECE OF PAPER FOR REPAYMENT IN RELATION TO ACCOUNT ENDING NUMBER : -SINCE -/-/- I PAID OUT MY HOME LOAN WITH INTEREST 4.875 % ALMOST - TO THE DIFFERENT BANKS UNTIL IN -/-/- I REQUESTED IN REFINANCING MY HIGH INTEREST RATES FROM HELOC UNDER $180000.00 TO LOWER OR CUT DOWN AND WE DID NOT RECEIVE ANY NOTICE OR CLOSING STATEMENTS OVER 90 DAYS AND BANK CONSTRUCTED A BAIT AND SWITCH LOAN AS PREDATORY WITH UNCLEAN HANDS AND WE PAID ALMOST $200000.00 INCLUDING WITH ALL KIND OF FEES AND BANK STATED THAT I STILL OWES THAT OVER $300000.00 IN AD... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid July 3, 2015 - I am forced to reach out to you for assistance as a last resort. It 's been well over 3 years ago that I closed my short sale successfully and cleared '' my debt with Bank of America ( loan # s : - & - ), But for some reason I am still being harrassed by debt collectors from - ( # - ) trying to collect on a debt that was settled on the shortsale transaction with Bank of America ( # - ) on -/-/2012. They are also falsely reporting this debt to the credit bureau. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 15, 2015 - I opened a business in - with another person. At that time we opened up a number of business accounts with vendors and banks. In - I left the business and sold my ownership to my business partner. We provided all of our vendors and banks with our documents showing the business ownership changes. I requested that all of the cards in my name be closed and closed the credit line that was in our joint names. My old partner continued to operate the business till -/-/-/-/-/- time frame. During that time he apparently racked up debt he could not afford and he started receiving collect... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 12, 2015 - I had a Bank of America account in 2009 and some one got a hold of my checks and over drafted my account by over $1700.00. Bank of America refused to do anything about it and I refused to pay it so it went into collections. - acquisitions had it first so I hired - to have it removed and - in turn did remove it off of my credit report but turned around and sold it to - - -. So we disputed it again and it came off my report again, however it now got sold to -. We are disputing this for a - and hopefully last time ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 1, 2015 - I 'm writing to report questionable activity of - companies attempting to collect a debt from me that is not mine and I did not incur. The - agencies are ( 1 ) Bank of America, the original debtor, ( 2 ) - , -, the junk-debt buyer, and ( 3 ) the - - -, -, who is attempting to collect on behalf of - , -. I received written correspondence from - -/-/-, claiming I owed $78000.00, with no reference as to what it was for. I understand upon initial written contact, the debt collector must provide me with certain information, including an itemized account claim... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 30, 2015 - When I was younger a man approached me and forced me to cash checks for him. It was - separate checks at - separate Bank of America locations. I told the bank what happened and whoever I spoke to told me that the fact that I was physically forced to cash the checks did not matter. I found that hard to believe and decided that I would not pay it because it in fact was a result of the actions previously mentioned. I also tried to file a police report of the incident at the time but because I had no information as to who the man was, the police could do nothing. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 29, 2015 - Bank Of America was paid the full amount of the note - on -/-/- by HUD. On -/-/- Bank Of America sold the note to - - and on -/-/- sold the note to - and my complaint is that - - is now trying to collect on a note that has been paid since -/-/-. I have also been informed that they are not a licensed debt collector ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 26, 2015 - Someone had stole my checks and used them. This was reported and the person arrested. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 26, 2015 - Beginning in -/-/-, a mortgage servicer, acting as a debt collector, contacted me - years after a foreclosure was conducted on a property I owned in Massachusetts. I had no prior knowledge of this mortgage servicer/debt collector, - prior to this contact. I had a - and - mortgage on the property at the time of foreclosure. Both mortgages were serviced by the same company : initially Countrywide and later Bank of America. BofA conducted the foreclosure in -/-/-. 1 ) According to MA state law, a mortgagee or mortgage servicer needs a deficiency judgement to collect remainin... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 20, 2015 - FIA CARD SERVICES HAVE VIOLATED F.C.R.A.-FDCPA, UNLAWFULLY REINSERTING - ACCOUNTS ONTO MY - CREDIT PROFILE SEVERAL TIMES WITHOUT 5 DAY NOTICE TO CONSUMER. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine May 20, 2015 - -/-/-, I sold my interest in a -, and divorced my husband who immediately moved back to -. He and the other - - kept the company alive, while I bowed out of the picture completely. On -/-/-, I received a letter from a collection agency stating I owe $78000.00 on a line of credit they claimed I personally guaranteed. They are unable to locate this supposed '' contract and are threatening to ruin my - quite frankly - perfect credit. All for a debt that is NOT mine. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 12, 2015 - I left bank of America because I was being charged overdraft fees that were a direct result of them not crediting my deposits for up to a week. I left them and now I understand that they posted an outstanding debt to my credit report and show that I opened an account in -/-/- when I stopped doing any business with them in -/-/-. I called spoke to their representative and they said they would fax a letter showing that the debt was taken care of, then later in the day when the fax did n't come through they changed the story and said they would not be sending anything and that they sold... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine May 7, 2015 - -, - & - ( - ), on behalf of FIA Card Services ( FIA -, filed a Complaint against me personally on - -, -, on a business debt of $20000.00 for a defunct LLC of which I was a member. During the litigation, I discovered that FIA did not retain -. Rather, - - - - - ( - ) did. Since - is domiciled and licensed to practice law in -, it retained - to do its dirty work. Because FIA was not - client, - stonewalled my discovery efforts and would not produce the records I requested which would conclusively demonstrate that this account was no... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid April 27, 2015 - FIA Card Services contacted me on behalf of Bank of America -. This is related to another complaint with Bank of America for an unexplained - charge on my card. ( -/-/2015 ) ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid April 9, 2015 - Reciving calls from -, a company stating they are collecting a debt on behalf of MBNA. A credit card I paid and closed 15 years ago. MBNA is no longer in business and is not reported on my credit report. ... |