Review and analysis of over 107 complaints against M&T Bank
M&T Bank consumers have reported over 107 official complaints related to Problems caused by my funds being low. Out of the 107 consumer complaints against M&T Bank, 20% were disputed by the consumer (i.e. the consumer was not happy with how M&T Bank responded to their complaint) and 100% were processed in a timely manner. 23% of consumer complaints against M&T Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.
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M&T Bank Bank account or service problems caused by my funds being low November 25, 2015 - Over the past few months M & T Bank has charged me over $6000.00 in insufficient funds fees. They continued to process ACH debits after charging me stop payment fees stating that placing a " stop payment '' is a request and not a guarantee. They will not allow me to close the account or open a new one to stop these debits while the account has a negative balance. As soon as my direct deposit credits are posted, more fees are charged and my account returns to overdrawn status. It 's a horrible cycle that is costing me and my children everything we own. I would just like the insufficient funds... |
M&T Bank Bank account or service problems caused by my funds being low November 21, 2015 - I told the bank to stop payment for a mortgage i was going to pay at a later date because I knew i had insufficient funds. They told me that i have nothing to worry about and that they 'll take care of stopping the transaction.I told them again as a reminder 2 days before the trancsaction. I gave them 5 days notice total of the transaction, I later found out they had let the transaction through not once but -, since i didnt have enough funds i was charged - insuffiecnt funds fees for - dollars each. And now they are telling me its my fault for not having the funds even though I gave t... |
M&T Bank Bank account or service problems caused by my funds being low November 18, 2015 - We have been banking with M & T Bank for many years. Recently, we have fallen into financial problems, and - of the accounts became overdrawn. After contacting the bank, we agreed to take care of the matter within a month 's time. Imagine how devastated we were when M & T decided to just TAKE the money out of - account and put it in the other account. Our paychecks disappeared, not once but -. This has happened - this month, and now there are NSF fees for the items we have on AutoPay that have come through and could not be stopped. We have attempted to speak with them, beg, plead, ... |
M&T Bank Bank account or service problems caused by my funds being low October 23, 2015 - I had a checking and savings account with M & T bank in -. My account experienced some overdraft due to how M & T was posting ACH 's and due an unauthorized merchant charge in which an investigation was launched and M & T was sent correspondence that the charge was in fact not authorized by me. I have tried on multiple occasions to no avail to rectify this negative balance M & T says I owe to them of $230.00 in overdraft fees. They have told me that there is nothing they can do I have to pay the money. I do n't owe this money no - will help they will not allow me to speak to a manager.... |
M&T Bank Bank account or service problems caused by my funds being low September 20, 2015 - I no longer use my M & T account. I accidentally selected it to pay a bill online and it became overdrawn. M & T did not notify me via email, despite the fact that that has been their standard practice for fraud notifications and updated statement notifications. They deliberately chose not to use that standard form of communication to collect excessive overdraft fees. The bill was due -/-/15 the last time I had checked on the M & T account had been -, and they are showing the bill in question coming out of the account on the -, which is not correct or was outside business hours. I ... |
M&T Bank Bank account or service problems caused by my funds being low July 15, 2015 - I recently received a letter with a refund check from M & T bank. It said On - -, -, the Consumer Financial protection bureau published an order related to certain M & T free checking and totally free checking account open between -/-/- and -/-/-. '' And based on the order, I was eligible for a refund of $56.00. But $41.00 has been applied against the overdrawn balance currently outstanding on the account. BTW, this account was closed in -/-/- and I was n't aware of overdraft status. Based on a phone call with a bank representative, this overdraft status wa... |
M&T Bank Bank account or service problems caused by my funds being low April 20, 2015 - Made a bank to bank transfer due to insufficient funds so that I would not be charged with an overdraft fee. I called to let them know the transfer wont make it on time and she said to call back once the transaction is listed in the history so that they can waive the fee. I call back once the transfer appears on the history and the representative on the phone say 's theres no way for me to have the overdraft fee waived. At this point I am not upset about the fee but at the fact that the - representative told me specifically to wait until it shows up on my card history of the bank transfer s... |
M&T Bank Bank account or service problems caused by my funds being low March 30, 2015 - I had a checking account with M and T bank. I had an overdraft line of credit with them as well, just to be used if my account was overdrawn. I had this for several years with $0.00 in fees and a low APR - since it would be a charge of $10.00 or less and paid off at the end of the month kind of thing. After the -/-/- subprime credit crisis, the terms on the account change. I learned quickly that there was an exorbitant fee ( $40.00 ) and 27 % APR on the card, compounded what seemed to be daily because I could n't even pay off the balance without more interest showing up. I moved my ... |