Account terms and changes Review

Review and analysis of over 407 consumer complaints

Best Account Terms And Changes Companies

Springleaf Finance Corporation
Fifth Third Bank
Citibank
Wells Fargo
JPMorgan Chase
GE Capital Retail
U.S. Bancorp

Worst Account Terms And Changes Companies

CashCall, Inc.
BB&T Financial
PNC Bank
HSBC
Delbert Services
Regions
Enova International, Inc.

Most Account Terms And Changes Complaints

CompanyComplaints
Bank of America 53
Wells Fargo 48
Citibank 42
GE Capital Retail 22
PNC Bank 18

History Account Terms And Changes Complaints

New Account Terms And Changes Consumer Complaints


Santander Bank US Consumer Loan account terms and changes

December 12, 2016 - - - payment paid -/-/16. Santander reports payment -59 days past due. Payment came out my account -/-/16. Santander reports no payment for - in the historical account information section and -59 days past due is the negative information reported. In addition, I made payment in - for twice the amount of the monthly payment and Santander refuses to apply the payment correctly. This has happened twice in the past where the branch applies the payment Incorrectly. The branch told me to contact customer service and customer service refused to apply it correctly and refu...

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Great American Finance Co Consumer Loan account terms and changes

August 16, 2016 - Checking credit report, found credit inquiry from Great American Finance. Call them, identified myself with ss #. They tell me they have no record of running my credit. Called - and was told the only way they can do anything is with a deletion letter. So I guess - has no authority or remedies here when there 's potential fraud, seems a bit short sighted to not have some built in protection or authority required by credit agencies. Then again, they 're here to sell us that protection, way to go on that one, someone 's always looking for a way to take our money. Since they have no au...

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Mid-Atlantic Finance Co., Inc. Consumer Loan account terms and changes

May 13, 2016 - NONE OF YOUR " MY LOAN IS A '' below apply to this situation! This was a car loan but the company is providing fraudulent information this is damaging my credit! RE : MidAtlantic Finance Company Account No. - - NOT TO BE CONFUSED with my current MAF loan MidAtlantic Finance Company has reported several false items to all - credit reporting agencies, and continues to do so. It is damaging my credit so much so that I was told I did n't qualify for a mortgage. Most recently, I settled this account per agreement on - -, -, yet MAF reported it is a payment on the amount claimed o...

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OneMain Financial Holdings, LLC Consumer Loan account terms and changes

March 17, 2016 - I recently received a copy of my - credit report. The credit report showed a credit inquiry by SPRINGLEAF FINANCIAL SERVICES on -/-/2016 that I do not recall authorizing. Furthermore, I understand that you should n't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit. If you believe that you posses sufficient documentation that supports your authorization to make the inquiry, please send me a copy to my current address so that I may verify its validity...

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PayPal Holdings, Inc. Consumer Loan account terms and changes

December 16, 2015 - I currently have a line of credit with PayPal credit that I 'm paying off. My monthly minimum payment is $35.00 and it is due on the - of each month. I have made the minimum payments on time for the last two months. However, my most recent statement had an unwarranted $35.00 late fee on it, even though I had made the payment on time for the current billing cycle. I 've attached both of my recent PayPal statements. The - statement indicates that the payment was made on - and was considered on-time. The - statement indicates that the payment was made on - for a payment that ...

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Atlanticus Services Corporation Consumer loan account terms and changes

September 15, 2015 - Opened a line of credit with Fortiva Servicing ; however, the line of credit was reported as closed to all credit bureaus. I 've submitted a compliant with - credit reporting agency but have not yet heard back regarding the results. I did contact Fortiva Servicing regarding the reason why the account was closed and it was stated to me that due to the account being inactive for 3 months, the account was reported as closed at consumer request '' since I had paid off the balance to avoid incurring additional interest charges. I stated to the representative that I never authorized for the acco...

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Monterey Financial Services, Inc. Consumer loan account terms and changes

September 7, 2015 - I have an inquiry on my credit that is not mine. I never applied for credit with this company and no proof through my investigations has been provided. Company fails to respond. ...

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Capital One Consumer loan account terms and changes

July 20, 2015 - I closed the account -/-/-.why is still showing on my credit report.I want to remove from the credit report. ...

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Fifth Third Bank Consumer loan account terms and changes

June 3, 2015 - On -/-/-2015 went to the branch in - Ohio to Fifth Third Bank on - - - -, -, Ohio -. I made a withdrawal of $990.00 $790.00 was the cash amount that I was to get back. And $200.00 was to be deiposited into my sons account. Later that evening I got a phone call from a cell phone number of - never said who he was or anything. Just said his draw was short and asked if I had the correct amount of cash back? I said yes it was and that I always check. I think that this is harassment on his part. What gives him the right to call me after hour on his cell phone and a...

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BB&T Financial Consumer loan account terms and changes

May 26, 2015 - I have had a long standing, perfect pay history, line of credit with -. It is important to maintain a good credit score and I monitor mine. - pulled out of Texas and sold all branches to BB & T. As a result, my 8 year, perfect standing, on-time payments, very low balance, line of credit with - was closed and moved to BB & T. The problem is that BB & T now shows a new line of credit. The CFPB should dictate that when banks move accounts between each other, the acquiring bank must use the original open date of the credit / loan. The time the loan is open, on-time payments, and low perce...

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Citibank Consumer loan account terms and changes

May 26, 2015 - I have had a long standing, perfect pay history, line of credit with Citibank. It is important to maintain a good credit score and I monitor mine. Citibank pulled out of Texas and sold all branches to - - -. As a result, my 8 year, perfect standing, on-time payments, very low balance, line of credit with Citibank was closed and moved to - - -. The problem is that - - - now shows a new line of credit. The CFPB should dictate that when banks move accounts between each other, the acquiring bank must use the original open date of the credit / loan. The time the loan is o...

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