ZestFinance Issue Resolution

Resources for resolving common issues with ZestFinance products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to ZestFinance and work to get a response. After your complaint is forwarded, ZestFinance has 15 days to respond to you and the CFPB. ZestFinance is expected to close all but the most complicated complaints within 60 days.

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New ZestFinance Consumer Complaints


ZestFinance Debt collection taking/threatening an illegal action attempted to/collected exempt funds

January 24, 2016 - Zest cash has continually debited my account on a weekly basis for various amounts. Despite the original amount not being held with sufficient funds. Each attempt incurred a - dollar ACH fee with - -. Should the initial debit fail several others will take place.I have also noted that the website does not offer the ability to check your account or even offer to take a loan out in my state of Texas ...

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ZestFinance Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

December 14, 2015 - I received a loan and could not repay from Zest Cash. I sent it to a consolidation company that did not receive any information from this company. Zest cash sent this to - -. They told me I would be taken to court and my wages will be garnished for - times the amount. I feel that this is a scam and want to note what I should do because I am afraid to deal with either of these companies at this point. ...

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ZestFinance Debt collection false statements or representation indicated committed crime not paying

September 17, 2015 - - - called my job. I was not there. They spoke to my supervisor and did not disclose that they were a debt collection company. They then told her that I would be detained for fraud if i did not contact them. She had no idea it was a debt collector because they misrepresented themselves. She thought I had committed something very serious such as a murder due to the way they spoke to her. She was so scared, she called my phone repeatedly to contact me that i may be detained. I left the facility I was working, because I wanted to resolve the issue. I left work and called to finally find out...

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