Mid-Michigan Collection Bureau Issue Resolution

Resources for resolving common issues with Mid-Michigan Collection Bureau products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to Mid-Michigan Collection Bureau and work to get a response. After your complaint is forwarded, Mid-Michigan Collection Bureau has 15 days to respond to you and the CFPB. Mid-Michigan Collection Bureau is expected to close all but the most complicated complaints within 60 days.

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New Mid-Michigan Collection Bureau Consumer Complaints


Mid-Michigan Collection Bureau Debt collection disclosure verification of debt right to dispute notice not received

February 2, 2017 - This is my second complaint against this collection company. The response from the first complaint was totally false and inaccurate. To follow proper procedures, I sent a certified letter to them requesting validation of what is reporting on my account. Mid-Michigan Credit Bureau failed to retrieve and receive the mail. Tracking information is provided in the attached. This in a direct violation to : FDCPA section 809 ( a ) VALIDATION OF DEBTS, states : A debt collector shall send the consumer a written " Notice of Debt '' letter containing - ( 1 ) the amount of the debt ; ( 2 ) the name of t...

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Mid-Michigan Collection Bureau Debt collection cont'd attempts collect debt not owed debt was paid

October 25, 2016 - Debt collector has violated FDCPA by failing to provide validation and history to an alleged collection account reporting on my credit report. After several attempts with communicating with the collection company and receiving no response for months, - dispute still resulted in the company verifying that the information was correct but it is not. The debt was paid to the original creditor before any collections began....

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Mid-Michigan Collection Bureau Debt collection disclosure verification of debt not given enough info to verify debt

July 15, 2016 - I have pulled my credit report in - 2016 and found that Mid Michigan CB placed - collections on me. I send out letter to dispute both debt in - 2016. Mid Michigan did not respond. I filed a complaint to Consumer Financial Protection Bureau Case # - in - 2016. They send out the - original document from the original creditor for $16.00 which I have proof that it was paid. I will send you documentation on it. They have not sent me the other - for $130.00 that they say I owe and the account number is # -. Mid Michigan CB had over six months to Validate this debt which t...

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Mid-Michigan Collection Bureau Debt collection disclosure verification of debt right to dispute notice not received

April 20, 2015 - I was never contacted and properly notified by this collection agency for some old medical bills they were attempting to collect. My first notification came in the form of checking my credit report and noticing the collection accounts noted on my report. I immediately contacted them to make some sort of arrangement. I informed them that I wanted a pay for delete or else I could use HIPPA rights and force the original creditor to take the account back, paying the original creditor directly and avoiding the items being reported. The collection agency then, sensing they would loose out on approxi...

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Mid-Michigan Collection Bureau Debt collection improper contact or sharing of info talked to a third party about my debt

April 16, 2015 - I was not notified of my bill. I had found out that I had a bill from my credit report. I had called the number about it. I told them I never received a letter about my bill. So I asked if I pay the bill can they delete it from my credit report because I was never told about the bill. I had paid - of them and it was never deleted. ...

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